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Pioneer Municipal High Income Opportunities Fund, Inc. ( NYSE:MIO – Get Free Report ) major shareholder Saba Capital Management, L.P. purchased 32,911 shares of the company’s stock in a transaction that occurred on Thursday, December 26th. The stock was bought at an average price of $11.85 per share, for a total transaction of $389,995.35. Following the transaction, the insider now directly owns 2,051,327 shares in the company, valued at $24,308,224.95. This trade represents a 1.63 % increase in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through the SEC website . Major shareholders that own 10% or more of a company’s stock are required to disclose their transactions with the SEC. Saba Capital Management, L.P. also recently made the following trade(s): Pioneer Municipal High Income Opportunities Fund Trading Up 0.8 % Shares of MIO opened at $11.95 on Friday. Pioneer Municipal High Income Opportunities Fund, Inc. has a 52-week low of $10.46 and a 52-week high of $12.62. The company has a 50-day simple moving average of $12.11 and a 200-day simple moving average of $12.07. Pioneer Municipal High Income Opportunities Fund Announces Dividend Institutional Investors Weigh In On Pioneer Municipal High Income Opportunities Fund Several institutional investors have recently modified their holdings of MIO. Whitebox Advisors LLC increased its stake in Pioneer Municipal High Income Opportunities Fund by 157.0% in the 2nd quarter. Whitebox Advisors LLC now owns 114,612 shares of the company’s stock valued at $1,335,000 after purchasing an additional 70,022 shares in the last quarter. Blue Bell Private Wealth Management LLC grew its holdings in Pioneer Municipal High Income Opportunities Fund by 82.9% in the second quarter. Blue Bell Private Wealth Management LLC now owns 24,065 shares of the company’s stock valued at $280,000 after purchasing an additional 10,906 shares during the last quarter. Rivernorth Capital Management LLC increased its position in shares of Pioneer Municipal High Income Opportunities Fund by 48.0% in the third quarter. Rivernorth Capital Management LLC now owns 1,118,669 shares of the company’s stock valued at $13,871,000 after buying an additional 362,964 shares in the last quarter. Finally, Sanctuary Advisors LLC acquired a new position in shares of Pioneer Municipal High Income Opportunities Fund during the 2nd quarter worth $388,000. Further Reading Receive News & Ratings for Pioneer Municipal High Income Opportunities Fund Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Pioneer Municipal High Income Opportunities Fund and related companies with MarketBeat.com's FREE daily email newsletter .New Year 2025 is just around the corner, and it brings more than just resolutions: it is a chance to realign our financial goals for the year. Planning finances for the new year will require awareness of key changes in 2025, including fixed deposit rules, credit card benefits, visa regulations, etc. Being unaware of these personal financial changes may lead to missing key deadlines or deprive you of benefits of significant schemes. As we welcome 2025 , start the new year on the right financial footing by knowing the upcoming economic changes related to EPF, visa, FD, etc. Visa changes in 2025 Indians who are planning to apply for visas in countries like Thailand, the United States , and the United Kingdom must be aware of the new updates to visa guidelines that will come into effectnext year. Thailand will implement an upgraded e-visa system that will allow travellers across India to apply online through www.thaievisa.go.th. The system will be accessible to a larger section of regions worldwide. The United States has announced several changes to its visa policy, including categories like the H-1B visa , which will take effect in 2025. Indians who are looking to apply for visa in 2025 will be required to fill out a new version of the Form I-129 form from 17 January 2025. Additionally, the American government has revised definitions for cap-exempt organisations, improved the transition for F-1 visa holders, improved the process for visa extensions, etc. The United Kingdom has increased the required percentage of financial reserves for visa applicants. From January 2025, Indians planning to apply for a UK visa must show at least 11% more in financial reserves than the current requirement. Fixed Deposit Changes The Reserve Bank of India has changed Fixed Deposit rules for non-banking financial companies and housing finance firms. The new FD rules will come into effect in January 2025. The RBI guidelines deal with terms such as accepting public deposits, maintaining a minimum percentage of liquid assets, and repaying public deposits. As per the new rule, FD holders in an NBFC can withdraw small deposits (less than ₹ 10,00) before maturity. Additionally, FD holders can withdraw the full amount in case they are suffering from a critical illness. RuPay Credit card holders lounge access policy The National Payments Corporation of India (NPCI)'s updated guidelines for RuPay credit cardholders will take effect on January 1, 2025. The revised policy will introduce tier-based spending criteria for exclusive airport lounge access. Sensex, Bankex, Sensex 50 monthly expiry The expiry days of Sensex, Bankex and Sensex 50 index derivatives contracts will be revised from January 1, 2025. As per Bombay Stock Exchange's announcement on November 28, Sensex's weekly contracts will expire on Tuesday of every week from Friday every week from January 1, 2025. All the monthly contracts of Sensex, Bankex, and Sensex 50 will expire on the last Tuesday of January 1, 2025. Currently, the existing expiration days for the same are last Friday, last Monday, and Thursday, respectively. Employees' Provident Fund Organization (EPFO) The Central Pension Payment System (CPPS) is set to be implemented as part of the EPFO’s IT modernisation project, CITES 2.01, with a target operational date of January 1, 2025. This will enable 7.8 million members of the Employee Pension Scheme to take their pensions from any bank branch in India as of January 1, 2025. The Employees' Provident Fund Organisation (EPFO) will reportedly implement a host of changes, including a PF money withdrawal facility from ATMs and eliminating the EPF contribution limit, according to an Economic Times report. UPI Payment The Reserve Bank of India, starting on 1 January 2025, will enable Unified Payments Interface (UPI) payments for full-KYC Prepaid Payment Instruments (PPIs) through third-party UPI applications. The move will ensure better flexibility for customers. The move will enable PPI wallet holders to use third party application to make transactions using a UPI.Indiana 72, Columbia 62

Former U.S. President Jimmy Carter died Sunday, confirmed by his family to the Atlanta Journal-Constitution and Washington Pos t. He was 100 years old. Born James Earl Carter, Jr., in Plains, Georgia, on October 1, 1924, the Democrat pursued state politics before he was elected to one term in the White House, where he served as the 39th president between 1977 and 1981. Carter's mother was a nurse, and his father was a businessman and farmer who grew peanuts, cotton, sugar and corn. The National Park Service currently oversees the Carter family farm as part of the Jimmy Carter National Historical Park, which is open to visitors. Carter attended public school in his hometown before enrolling in Georgia Southwestern College and the Georgia Institute of Technology. He ultimately graduated from the U.S. Naval Academy in 1946 and served as an officer in the U.S. Navy for seven years. Once his time at the academy was completed, Carter married Rosalynn Smith, who later became the first lady during Carter's time in office. The couple had three sons and one daughter and would be married for 77 years, the longest marriage in presidential history. Carter first decided to pursue a career in politics in the early 1960s, when he was elected to the Georgia Senate . He launched his first gubernatorial campaign ahead of the 1966 election and lost, but went on to win his second bid for governor four years later, becoming the state's 76th elected leader and serving from January 1971 through January 1975. After a brief time overseeing the Democratic National Committee , Carter announced his intention to run for president in late 1974. He defeated incumbent Republican Gerald Ford with 297 electoral votes to Ford's 240, with former Minnesota Senator Walter Mondale joining the new Democratic administration as Carter's vice president. Mondale died in 2021 at 93. In a statement Carter released at the time, he remembered Mondale as "the best vice president in our country's history" and a "dear friend." While president, Carter was credited with encouraging a peace agreement in the Middle East that ultimately resulted in the Camp David Accords, which the Office of the Historian at the U.S. Department of State described as "historic." The White House archives lists the Panama Canal treaties and an agreement between the U.S. and the Soviet Union restricting nuclear weapon production as some of Carter's biggest victories overseas. In the U.S., Carter pursued deregulation in a handful of industries, including energy and transportation, and pushed for new environmental protections. The U.S. Department of Education also launched during his time in office. Carter's presidency is often remembered by the Iran hostage crisis and struggles at home as the U.S. faced an economic downturn. A White House Historical Association overview of Carter's administration credited the hostage crisis—which continued for more than a year and didn't end until Carter's final day as president—with impacting the Democrat's unsuccessful bid for re-election. Carter lost the 1980 election with 41 percent of the popular vote and just 49 electoral college votes. He was succeeded by Republican Ronald Reagan. Shortly after leaving the White House, Carter established The Carter Center in Atlanta with his wife and in collaboration with Emory University. The former first lady was Carter's "full partner" in their efforts at the nonprofit and was continuing her work by chairing its Mental Health Task Force as of January, according to her co-founder page on the organization's website. The Carter Center was created "on a fundamental commitment to human rights and the alleviation of human suffering" and describes its continuing mission as seeking "to prevent and resolve conflicts, enhance freedom and democracy, and improve health." In 2002, the Norwegian Nobel Committee announced Carter was its choice for the 2002 Nobel Peace Prize "for his decades of untiring effort to find peaceful solutions to international conflicts, to advance democracy and human rights, and to promote economic and social development." At the time of the announcement, the committee recognized Carter's work on the Camp David Accords while he was president, as well as his efforts in protecting democratic elections overseas and defending human rights through the Carter Center. More recently, Carter continued voicing his positions on voting rights in his own country as a slew of states weighed the implementation of new election-related restrictions. In March 2021, Carter criticized his home state's legislature for pursuing election-related legislation that he said seemed "to be rooted in partisan interests, not in the interests of all Georgia voters." "As our state legislators seek to turn back the clock through legislation that will restrict access to voting for many Georgians, I am disheartened, saddened, and angry," Carter said at the time. Two months later, the Carters were visited at their home in Georgia by President Joe Biden and first lady Jill Biden . Carter had previously congratulated Biden on his win in the 2020 election through a statement in which he and Rosalynn said they both "look forward to seeing the positive change they bring to our nation." In the years before his death, and following a series of hospital stays, Carter began hospice care at home, opting to spend his remaining time surrounded by family. Rosalynn, who was also in hospice care at their Georgia home following a diagnosis of dementia, died in November 2023. Carter is survived by his four children, Jack, James, Donnel and Amy, and several grandchildren and great-grandchildren. This is a developing news story and will be updated with more information.Mumbai: Intra-country remittances through payment vehicles have dropped nearly 25-30% in November and December after the Reserve Bank of India (RBI) directed lenders to maintain detailed records of recipients, industry executives told ET. These new domestic money-transfer rules, which kicked in from November 1, are aimed at preventing the misuse of banking channels for online frauds. ET Year-end Special Reads Two sectors that rose on India's business horizon in 2024 2025 outlook: Is it time for cautious optimism or rekindling animal spirits? 2024: Govt moves ahead with simultaneous polls plan; India holds largest democratic exercise All leading players in the domestic money transfers (DMT) business, such as Fino Payments Bank , Airtel Payments Bank , NSDL Payments Bank , Spice Money, PayNearby, FIA Technology, and PayPoint, have seen a drop in business, said the executives cited above. "Implementing the new RBI guidelines is tough, and we had hoped the regulator would give us an extension," said an industry participant. "We have put in place APIs to conduct KYC of the remitter and store records of the recipient, but it's a cumbersome process. In the November and December period, business is down 30% month-on-month." Fino Payments Bank, one of the largest listed players in the domestic remittance business, has seen business drop more than 30% in November and December, industry sources revealed. Fino processes more than ₹3,500 crore in remittances every month. At the end of the September quarter, Fino had processed domestic transfers worth ₹10,453 crore. For the full fiscal year ending March 2024, total remittances stood at ₹52,695 crore. 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View Program Data Science SQL for Data Science along with Data Analytics and Data Visualization By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) AI and Analytics based Business Strategy By - Tanusree De, Managing Director- Accenture Technology Lead, Trustworthy AI Center of Excellence: ATCI View Program Web Development A Comprehensive ASP.NET Core MVC 6 Project Guide for 2024 By - Metla Sudha Sekhar, IT Specialist and Developer View Program Marketing Digital Marketing Masterclass by Pam Moore By - Pam Moore, Digital Transformation and Social Media Expert View Program Artificial Intelligence(AI) AI-Powered Python Mastery with Tabnine: Boost Your Coding Skills By - Metla Sudha Sekhar, IT Specialist and Developer View Program Office Productivity Mastering Microsoft Office: Word, Excel, PowerPoint, and 365 By - Metla Sudha Sekhar, IT Specialist and Developer View Program Marketing Digital marketing - Wordpress Website Development By - Shraddha Somani, Digital Marketing Trainer, Consultant, Strategiest and Subject Matter expert View Program Office Productivity Mastering Google Sheets: Unleash the Power of Excel and Advance Analysis By - Metla Sudha Sekhar, IT Specialist and Developer View Program Web Development Mastering Full Stack Development: From Frontend to Backend Excellence By - Metla Sudha Sekhar, IT Specialist and Developer View Program Finance Financial Literacy i.e Lets Crack the Billionaire Code By - CA Rahul Gupta, CA with 10+ years of experience and Accounting Educator View Program Data Science SQL Server Bootcamp 2024: Transform from Beginner to Pro By - Metla Sudha Sekhar, IT Specialist and Developer View Program The impact on Airtel Payments Bank, another large domestic remitter, could not be immediately ascertained. Industry sources suggested the payments bank had seen a similar impact on its DMT business. NSDL Payments Bank, which processes nearly ₹2,000 crore of domestic remittances in a month, has seen business fall by more than 30%. It had processed Rs 24,000 crore in FY24. PayNearby, which processes close to ₹1,500 crore monthly transfers has seen a similar impact, sources said. Fino PB, NSDL PB, Airtel PB declined to comment. Spice Money & PayNearby did not respond to ETs query. DMT companies have suggested it would take another quarter for the industry to stabilise and achieve a "new normal". "The markets have dropped by 25-30%, but the sense is it will settle to a level lower than what it used to be," said an industry official, who did not wish to be named. "It will start stabilising in another quarter." As per RBI rules, there is a ₹25,000 monthly cap on DMT, with a daily limit capped at ₹5,000. These transactions also require second factor authentication as per the new rules that seek to curb money laundering. Industry sources suggest the domestic remittances industry has swelled to more than ₹2.5 lakh crore annually. Delhi, Mumbai, Indore, Rajasthan and Gujarat are among the major corridors from where a large chunk of the remittances originates. Bihar, Madhya Pradesh, Rajasthan and Uttar Pradesh are among the largest receivers of these inflows. Experts say that remittance flows are a good proxy of the state of the intra-country migrant economy. While conduits for such transfers vary, payment companies use NPCI's Aadhaar-enabled payment services and DMT channels such as bank-to- bank transfers through IMPS or NEFT. Nominations for ET MSME Awards are now open. The last day to apply is December 31, 2024. Click here to submit your entry for any one or more of the 22 categories and stand a chance to win a prestigious award. 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Photo: Cherie Morgan/Cherie Morgan Photography The Penticton Vees Hockey Club announced on Friday that they have traded one of their defenceman to the Alberni Valley Bulldogs, in exchange for future considerations. Cédricson Okitundu, who has played 16 games for the Vees, managed to collect two assists to go along with four penalty minutes. The player signed with the team in October after starting the 2024-25 season in the Western Hockey League with the Prince Albert Raiders. This move means the Vees’ roster sits at 24 players, with three goalies, nine defencemen, and 12 forwards. The Vees return to the ice with a pair of home games this weekend at the South Okanagan Events Centre. Penticton hosts the Blackfalds Bulldogs on Saturday, with puck drop at 6 p.m., and the Okotoks Oilers on Sunday, with puck drop at 4 p.m. Tickets are $18 for adults and are available at the SOEC box office, or online at www.valleyfirsttix.com . Youth (18 and under) are free courtesy of Peters Bros. Construction.Simon Zebo: Munster looked 'unorganised' against Leinster