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X-Bow to Receive Additional Funding for Expansion of DoD Contract for Hypersonic Solid Rocket Motor DevelopmentThere’s plenty to consider when it comes to deciding whether you want to engage with the many generative AI bots now available inside our apps. These include the ethics of copyright use, soaring energy demands, and the diminishing of human creativity, to begin with. Something else to bear in mind when engaging with these tools is they’re often going to use your flesh-and-blood human inputs to further train their underlying models. While some AI companies make efforts to anonymize this data, it’s something you may not feel comfortable with. The good news is, in most cases, you can find a setting to turn the training off. Disabling AI training isn’t quite the same as wiping your AI chatbot history, though they are linked. Your chats can still be used for training purposes before they’re wiped, and you may well want to keep your chat history in place — but at the same time stop AI companies from using your data for model refinement. Here are instructions on how to turn off AI training on several AI or AI-supporting apps. Click your profile picture (top right), then choose and turn it off using the toggle switch. Tap the menu button (top left), then the three dots next to your account name to find the screen and the toggle switch. Click your account picture (top right), then click your name and . You get two toggle switches you can turn off: and . These toggle switches are in an almost identical place in the Copilot mobile app. Tap your account picture (top right), then and . With Gemini, you must turn off chat history to stop your chats from being used to train the AI — there’s no option to set these separately, as there is with ChatGPT and Copilot. On the web, click (bottom left); in the mobile app, click your account picture (top right), then . In either case, on the next screen, look for next to a toggle or button that will turn it on or off. According to the screen, your chat will be kept for 72 hours, whether or not you have turned app activity off. When activity logging is turned off, when you start a new chat, you will get a message saying the current one will be deleted. Click the by your username (bottom right), then turn off the toggle switch (under ) to stop your data from being used for training. Tap your account picture (top left) to find the toggle switch — it’s a slightly different label, but the function is the same. Choose and uncheck the box. Tap your account avatar (top left), then you’ve got access to the same menu. Click your profile picture at the top of the page, then to find the toggle switch. To find the switch in the mobile app, tap your profile picture (top left), then . Of all the apps and services listed so far, Meta is the most obtuse when it comes to letting users know how their data is used for AI training and giving users options for turning it off. You can read the data policy here: private messages are off limits (unless you invite the AI into the chat), but everything else is apparently fair game, including images of you posted by other people. In Europe and the UK, you can object to this collection of data by submitting this well-hidden form, which is labeled as a “right to object” form. In the US, however, all you have is an alternative form “to submit requests related to your personal information from third parties being used to develop and improve AI at Meta.” First, check off “I have a concern about my personal information from third parties that’s related to a response I received from an AI at Meta model, feature or experience.” Then, on the form that appears, you need to explicitly explain (and provide screenshots) how your personal data was used. Can’t do that? Then there’s not much else you can do. If your Facebook or Instagram account is running Meta AI, you can mute the chatbot by going into search, clicking on the and then on the (the one with an “i”). Select and, on the list of options, choose . Finally, several sites suggest that you can use mbasic.facebook.com, a very basic version of the app, assuming you want to go that far. For other AI-using apps that you use, it’s worth digging into the settings and privacy policies to see exactly how your data is being processed. Policies can differ widely. Earlier this year, Adobe updated its privacy policy to confirm that it wouldn’t train its AI on user images. On the other hand, Reddit has signed a deal with OpenAI to train AI on user posts — and there’s nothing you can do about it, except not use Reddit. Even on apps and services that don’t use your data for AI training, if your content is being made public or being accessed by third-party developers, then it may get scooped up by AI bots anyway. As always, be careful what you post and share.

President Joe Biden's administration said Friday that it has cemented deals for billions in funding to South Korean semiconductor giant Samsung Electronics and Texas Instruments to boost their chipmaking facilities in the United States. US officials have been working to solidify Biden's legacy to bolster domestic semiconductor manufacturing ahead of President-elect Donald Trump's White House return -- and these agreements are among the latest efforts to do so. The United States has been trying to reduce its dependence on other countries for semiconductors, while also seeking to maintain its scientific and technological edge as competition with China intensifies. Samsung's award of up to $4.7 billion in direct funding goes towards its effort to grow its Texas presence into a full-fledged operation for developing and producing leading-edge chips, said the US Commerce Department. The funding will supplement the company's investment of more than $37 billion in the coming years, the department added. Samsung's expansion will help "ensure we have a steady, domestic supply of the most advanced semiconductors that are essential to AI and national security, while also creating tens of thousands of good-paying jobs," Commerce Secretary Gina Raimondo said in a statement. National Economic Advisor Lael Brainard added that Samsung is "the only semiconductor company that is a leader in both advanced memory and advanced logic chips." In a separate notice, the Commerce Department said it also had finalized an award of up to $1.6 billion for Texas Instruments, supporting its efforts to build new facilities. Raimondo noted that shortages of current-generation semiconductors were a problem during the supply chain disruptions sparked by the Covid-19 pandemic, adding that TI now plans to grow its US capacity in making these devices. The Biden administration has unveiled billions in grants through the CHIPS and Science Act, a major law passed during the veteran Democrat's term aimed at strengthening the US semiconductor industry. Officials have managed to get many deals across the finish line before Trump returns to the Oval Office, awarding the vast majority of more than $36 billion in proposed incentives that have been allocated. The finalized deals mean funds can be disbursed as companies hit project milestones. bys/sstGovernment to block incinerators that do not contribute to green plans

(CNN) — Republican Rep. Nancy Mace as recently as last year called herself “pro-transgender rights” and said she supported children exploring gender identities with different hairstyles, clothing and preferred pronouns, a stark contrast to more recent comments that have put her in the national spotlight. Last week, the South Carolina Republican introduced a resolution to amend the rules of the US House of Representatives to ban transgender women from using women’s restrooms at the Capitol and filed broader legislation that would apply to every federal building and federally funded school. The resolution came in direct response to the election of Democratic Rep.-elect Sarah McBride of Delaware, the first out transgender person elected to Congress. In hundreds of tweets over the last week, Mace has used a flood of anti-transgender rhetoric, including repeatedly calling transgender people “mentally ill,” which is a stark — and unexplained — departure from her past positioning as a self-proclaimed pro-LGBTQ Republican. In July 2023, Mace described herself as “pro-transgender rights” and voiced support for children exploring their identities, such as by changing pronouns, hairstyles or clothing. “If they wanna take on a different pronoun or a different gender identity or grow their hair out, or wear a dress or wear pants, or do those things as a minor –— those are all things that I think most people would support. Be who you want to be, but don’t make permanent changes as a child,” Mace said in an interview last year. Mace made the comments in the context of saying she opposed gender-affirming care for minors. “They may decide as an adult, ‘Hey, instead of being Johnny, I want to be Jill’ — that’s OK,” she said. “But let them figure that out and make that decision when they can consent.” It’s hard to pinpoint a clear through line for when Mace shifted her tone to be so harshly anti-transgender. Just a month after describing herself as “pro-transgender rights” and supporting children exploring their identities, Mace spoke out against transgender women competing in women’s sports. While the shift might not necessarily be contradictory in policy, it represented a departure in tone, moving from seemingly supportive and inclusive language to critical rhetoric. In texts with CNN, Mace reiterated her past support for LGBTQ rights, including voting for same-sex marriage. She clarified that while she has no issue with individuals dressing as they choose or using preferred pronouns, she opposes transgender women accessing women’s private spaces, citing concerns about protecting women and girls. Mace, however, also described transgender individuals as needing to “seek help.” “Voted for gay marriage twice. Would do it again. Have supported pro LGBTQ legislation. Draw the line at women being forced to undress in front of men or men using our bathrooms or any private spaces,” Mace told CNN. Mace has in the past credited her personal connections to LGBTQ individuals for shaping her inclusive rhetoric In 2021, she co-sponsored the Fairness for All Act, which aimed to ban discrimination based on gender identity and sexual orientation while carving out exemptions for religious institutions. “I strongly support LGBTQ rights and equality,” she said at the time. “No one should be discriminated against. ... I have friends and family that identify as LGBTQ. Understanding how they feel and how they’ve been treated is important. Having been around gay, lesbian and transgender people has informed my opinion over my lifetime.” House Speaker Mike Johnson said last week there is a policy throughout the Capitol complex that effectively bans transgender women from women’s restrooms and other female-designated spaces in the Capitol. “All single-sex facilities in the Capitol and House Office Buildings — such as restrooms, changing rooms, and locker rooms — are reserved for individuals of that biological sex,” the Louisiana Republican said in a statement . He did not outline how the policy would be enforced but noted that unisex restrooms are available throughout the Capitol. McBride responded on social media, “I’m not here to fight about bathrooms. I’m here to fight for Delawareans and to bring down costs facing families. Like all members, I will follow the rules as outlined by Speaker Johnson, even if I disagree with them.” The-CNN-Wire TM & © 2024 Cable News Network, Inc., a Warner Bros. Discovery Company. All rights reserved.

US finalizes up to $6.75 billion in chips awards for Samsung, Texas Instruments, Amkor"Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum." Section 1.10.32 of "de Finibus Bonorum et Malorum", written by Cicero in 45 BC "Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" To keep reading, please log in to your account, create a free account, or simply fill out the form below.Best TV of 2024: A modestly better lineup than usual, but why didn’t it feel that way?

With a focus on human rights, US policy toward Latin America under Jimmy Carter briefly tempered a long tradition of interventionism in a key sphere of American influence, analysts say. Carter, who died Sunday at the age of 100, defied the furor of US conservatives to negotiate the handover of the Panama Canal to Panamanian control, suspended aid to multiple authoritarian governments in the region, and even attempted to normalize relations with Cuba. Carter's resolve to chart a course toward democracy and diplomacy, however, was severely tested in Central America and Cuba, where he was forced to balance his human rights priorities with pressure from adversaries to combat the spread of communism amid the Cold War standoff with the Soviet Union. "Latin America was fundamental and his global policy was oriented toward human rights, democratic values and multilateral cooperation," political analyst Michael Shifter of the Inter-American Dialogue, a think tank in Washington, told AFP. During his 1977-1981 administration, which was sandwiched between the Republican presidencies of Gerald Ford and Ronald Reagan, the Democrat sought to take a step back from US alignment with right-wing dictatorships in Latin America. An important symbol of Carter's approach was the signing of two treaties in 1977 to officially turn over the Panama Canal in 1999. "Jimmy Carter understood that if he did not return the canal to Panama, the relationship between the United States and Panama could lead to a new crisis in a country where Washington could not afford the luxury of instability," said Luis Guillermo Solis, a political scientist and former president of Costa Rica. Carter called the decision, which was wildly unpopular back home, "the most difficult political challenge I ever had," as he accepted Panama's highest honor in 2016. He also hailed the move as "a notable achievement of moving toward democracy and freedom." On Sunday, Panamanian President Jose Mulino praised Carter for helping his country achieve "full sovereignty." During his term, Carter opted not to support Nicaraguan strongman Anastasio Somoza, who was subsequently overthrown by the leftist Sandinista Front in 1979. But in El Salvador, the American president had to "make a very uncomfortable pact with the government," said Shifter. To prevent communists from taking power, Carter resumed US military assistance for a junta which then became more radical, engaging in civilian massacres and plunging El Salvador into a long civil war. Carter took a critical approach to South American dictatorships in Argentina, Chile, Uruguay and Paraguay, suspending arms deliveries and imposing sanctions in some cases. But his efforts "did not achieve any progress in terms of democratization," said Argentine political scientist Rosendo Fraga. More from this section The American president also tried to normalize relations with Cuba 15 years after the missile crisis. He relaxed sanctions that had been in force since 1962, supported secret talks and enabled limited diplomatic representation in both countries. "With him, for the first time, the possibility of dialogue rather than confrontation as a framework for political relations opened up," Jesus Arboleya, a former Cuban diplomat, told AFP. But in 1980, a mass exodus of 125,000 Cubans to the United States, with Fidel Castro's blessing, created an unexpected crisis. It "hurt Carter politically with the swarm of unexpected immigrants," said Jennifer McCoy, a professor of political science at Georgia State University. Castro continued to support Soviet-backed African governments and even deployed troops against Washington's wishes, finally putting an end to the normalization process. However, more than 20 years later, Carter made a historic visit to Havana as ex-president, at the time becoming the highest-profile American politician to set foot on Cuban soil since 1959. During the 2002 visit, "he made a bold call for the US to lift its embargo, but he also called on Castro to embrace democratic opening," said McCoy, who was part of the US delegation for the trip, during which Castro encouraged Carter to throw out the ceremonial first pitch at a Cuban All-Star baseball game. "Castro was sitting in the front row and we were afraid he would rise to give a long rebuttal to Carter's speech. But he didn't. He just said, 'Let's go to the ball game.'" Cubans "will remember with gratitude his efforts to improve relations," the island's current leader Miguel Diaz-Canel said on Sunday. In the years following Carter's presidency, Ronald Reagan (1981-1989) would go on to resume a full-frontal confrontation with Cuba. Decades later, Barack Obama (2009-2017) opened a new phase of measured normalization, which Donald Trump (2017-2021) brought to an end. US President Joe Biden promised to review US policy toward Cuba, but hardened his stance after Havana cracked down on anti-government protests in 2021. "Carter showed that engagement and diplomacy are more fruitful than isolation," McCoy said. bur-lp-rd-jb/lbc/mlr/bfm/sst/bbk/nro/acbBest TV of 2024: A modestly better lineup than usual, but why didn’t it feel that way?

The 10 costliest climate disasters in 2024 racked up damage totalling more than 200 billion US dollars, Christian Aid has warned. A report from the charity on hurricanes, floods, typhoons and storms influenced by climate change warns that the top 10 disasters each cost more than 4 billion US dollars in damage (£3.2 billion). The figures are based mostly on insured losses, so the true costs are likely to be even higher, Christian Aid said, as it called for action to cut greenhouse gas emissions and finance for poor countries to cope with climate change. Politicians who “downplay the urgency of the climate crisis only serve to harm their own people and cause untold suffering around the world”, climate expert Joanna Haigh said. While developed countries feature heavily in the list of costliest weather extremes, as they have higher property values and can afford insurance, the charity also highlighted another 10 disasters which did not rack up such costs but were just as devastating, often hitting poorer countries. The single most costly event in 2024 was Hurricane Milton, which scientists say was made windier, wetter and more destructive by global warming, and which caused 60 billion US dollars (£48 billion) of damage when it hit the US in October. That is closely followed by Hurricane Helene, which cost 55 billion US dollars (£44 billion) when it hit the US, Mexico and Cuba just two weeks before Milton in late September. The US was hit by so many costly storms throughout the year that even when hurricanes are removed, other storms cost more than 60 billion US dollars in damage, the report said. Three of the costliest 10 climate extremes hit Europe, including the floods from Storm Boris which devastated central European countries in September and deadly flooding in Valencia in October which killed 226 people. Events which were not among the most costly in financial terms but which have still been devastating include Cyclone Chido which hit Mayotte in December and may have killed more than 1,000 people, Christian Aid said. Meanwhile, heatwaves affected 33 million people in Bangladesh and worsened the humanitarian crisis in Gaza, flooding affected 6.6 million people in West Africa and the worst drought in living memory affected more than 14 million in Zambia, Malawi, Namibia and Zimbabwe, the charity said. Christian Aid chief executive Patrick Watt said: “There is nothing natural about the growing severity and frequency of droughts, floods and storms. “Disasters are being supercharged by decisions to keep burning fossil fuels, and to allow emissions to rise. “And they’re being made worse by the consistent failure to deliver on financial commitments to the poorest and most climate-vulnerable countries. “In 2025 we need to see governments leading, and taking action to accelerate the green transition, reduce emissions, and fund their promises.” “There are many more droughts, heatwaves, wildfires and floods not included that are becoming more frequent and intense. “Most of these disasters show clear fingerprints of climate change. “Extreme weather is clearly causing incredible suffering in all corners of the world. Behind the billion-dollar figures are lost lives and livelihoods.” And Prof Haigh, emeritus professor of atmospheric physics at Imperial College London, said: “The economic impact of these extreme weather events should be a wake-up call. “The good news is that ever-worsening crises doesn’t have to be our long-term future. “The technologies of a clean energy economy exist, but we need leaders to invest in them and roll them out at scale.” The 10 costliest climate disasters of 2024 were: – US storms, December to January, more than 60 billion US dollars; – Hurricane Milton in the US, October 9-13, 60 billion US dollars (£48 billion); – Hurricane Helene in the US, Mexico, Cuba, 55 billion US dollars (£44 billion); – China floods, June 9-July 14, 15.6 billion US dollars (£12.4 billion); – Typhoon Yagi, which hit south-west Asia from September 1 to 9, 12.6 billion US dollars (£10 billion); – Hurricane Beryl, in the US, Mexico and Caribbean islands from July 1-11, 6.7 billion US dollars (£5.3 billion); – Storm Boris in central Europe, September 12-16, 5.2 billion US dollars (£4.1 billion); – Rio Grande do Sul floods in Brazil, April 28-May 3, 5 billion US dollars (£4 billion); – Bavaria floods, Germany, June 1-7, 4.45 billion US dollars (£3.5 billion); – Valencia floods, Spain, on October 29, 4.22 billion US dollars (£3.4 billion).

SnapBooks: Virtual Accountants Making Financial Management Seamless for Small BusinessesIt was a moment that could have been much worse. MSG Network had a hot mic moment on Sunday during its “Giants Postgame Live” show when the program came out of the break prematurely as the hosts were having what they thought was a private conversation. Luckily for hosts Amani Toomer, Carl Banks and Madelyn Burke, there weren’t any expletives or hot takes thrown around — but Banks was heard calling out Giants rookie receiver Malik Nabers. “You know what’s so interesting too, is that our guys don’t value possessions,” Banks said, unaware his comments were being broadcasted. “Even your top pick drops one, crossing route, has it, then he misses it. Then he’s on the sideline, which probably should have been an incomplete pass, he just catches, he’s lackadaisical and the guy knocks it out of his hands. I’m like, ‘Bro, you’re trying to score. Value these possessions.’” While Banks – who won two Super Bowls with the Giants — didn’t specifically name-drop Nabers in the clip, he was clearly referring to the LSU product when referring to the “top pick.” The conversation went on for nearly a minute before a producer could be heard yelling “standby” and a graphic to subscribe to Giants text alerts popped up on the screen. Prior to that, it had been just black with a graphic in the top right-hand corner that read: “LIVE.” Banks’ comments were far tamer than the ones made by Nabers himself about his own team after the loss. Nabers went as far as to call the Giants “soft as f–k” after the 30-7 loss to the Buccaneers on Sunday afternoon at MetLife Stadium. “First, second quarter, I don’t get the ball,” Nabers told reporters, while ranting about his lack of involvement in the offensive game plan. “Start getting targets at the end. I mean, can’t do nothing. Start getting the ball when it’s 30-0. What do you want me to do?”( MENAFN - GlobeNewsWire - Nasdaq) Munster, Ind., Dec. 20, 2024 (GLOBE NEWSWIRE) -- Finward Bancorp (Nasdaq: FNWD) (the“Bancorp” or“Finward”), the holding company for Peoples bank (the“Bank”), today announced that on December 20, 2024 the Board of Directors of Finward declared a dividend of $0.12 per share on Finward's common stock payable on February 3, 2025 to shareholders of record at the close of business on January 21, 2025. About Finward Bancorp Finward Bancorp is a locally managed and independent financial holding company headquartered in Munster, Indiana, whose activities are primarily limited to holding the stock of Peoples Bank. Peoples Bank provides a wide range of personal, business, electronic and wealth management financial services from its 26 locations in Lake and Porter Counties in Northwest Indiana and the Chicagoland area. Finward Bancorp's common stock is quoted on The NASDAQ Stock Market, LLC under the symbol FNWD. The website ibankpeoples.com provides information on Peoples Bank's products and services, and Finward Bancorp's investor relations. Forward Looking Statements This Current Report on Form 8-K may contain forward-looking statements regarding the financial performance, business prospects, growth, and operating strategies of Finward. For these statements, Finward claims the protections of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. Statements in this communication should be considered in conjunction with the other information available about Finward, including the information in the filings Finward makes with the Securities and Exchange Commission (“SEC”). Forward-looking statements provide current expectations or forecasts of future events and are not guarantees of future performance. The forward-looking statements are based on management's expectations and are subject to a number of risks and uncertainties. Forward-looking statements are typically identified by using words such as“anticipate,”“estimate,”“project,”“intend,”“plan,”“believe,”“will” and similar expressions in connection with any discussion of future operating or financial performance. Although management believes that the expectations reflected in such forward-looking statements are reasonable, actual results may differ materially from those expressed or implied in such statements. Risks and uncertainties that could cause actual results to differ materially include: the Bank's ability to demonstrate compliance with the terms of the previously disclosed consent order and memorandum of understanding entered into between the Bank and the Federal Deposit Insurance Corporation (“FDIC”) and Indiana Department of Financial Institutions (“DFI”), or to demonstrate compliance to the satisfaction of the FDIC and/or DFI within prescribed time frames; the Bank's agreement under the memorandum of understanding to refrain from paying cash dividends without prior regulatory approval; changes in asset quality and credit risk; the inability to sustain revenue and earnings growth; changes in interest rates and capital markets; inflation; customer acceptance of Finward's products and services; customer borrowing, repayment, investment, and deposit practices; customer disintermediation; the introduction, withdrawal, success, and timing of business initiatives; competitive conditions; the inability to realize cost savings or revenues or to implement integration plans and other consequences associated with mergers, acquisitions, and divestitures; economic conditions; and the impact, extent, and timing of technological changes, capital management activities, and other actions of the Federal Reserve Board and legislative and regulatory actions and reforms. Additional factors that could cause actual results to differ materially from those expressed in the forward-looking statements are discussed in Finward's reports (such as the Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K) filed with the SEC and available at the SEC's Internet website ( ). All subsequent written and oral forward-looking statements concerning Finward or any person acting on its behalf are expressly qualified in their entirety by the cautionary statements above. Except as required by law, Finward does not undertake any obligation to update any forward-looking statement to reflect circumstances or events that occur after the date the forward-looking statement is made. In addition to the above factors, we also caution that the actual amounts and timing of any future common stock dividends or share repurchases will be subject to various factors, including our capital position, financial performance, capital impacts of strategic initiatives, market conditions, and regulatory and accounting considerations, as well as any other factors that our Board of Directors deems relevant in making such a determination. Therefore, there can be no assurance that we will repurchase shares or pay any dividends to the holders of our common stock, or as to the amount of any such repurchases or dividends. ### MENAFN20122024004107003653ID1109018322 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. 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Upcycling Metal Waste with ‘ShAPE’ May Change Our Recycling HabitsLawyers for a voting machine company that’s suing Fox News want to question founder Rupert Murdoch about his contentious efforts to change his family trust , the attorneys told a court Monday. Election-tech company Smartmatic's $2.7 billion defamation suit regards Fox's reporting on 2020 voting fraud claims. But Smartmatic’s attorneys suggest the separate succession fight over Murdoch's media empire might shed light on any Fox Corp. involvement in editorial matters. It's an important, if technical, question as Smartmatic seeks to hold the deep-pocketed Fox parent company responsible for statements that the news network aired. Fox contends that there's no such liability and that it was engaging in journalism, not defamation, when it broadcast election-fraud allegations made by then-President Donald Trump 's attorneys. Rupert Murdoch may already have given a deposition — out-of-court questioning under oath — in the defamation suit. Such records aren't public at this stage, but plans for his deposition were briefly mentioned at a 2022 hearing. Smartmatic now is seeking to talk to Murdoch about his efforts to rewrite his plans for his businesses after his death. The matter is playing out behind closed doors and in sealed files in a Nevada probate court. The New York Times has reported that Rupert Murdoch wants to keep his eldest son, Lachlan , in charge of the conglomerate's newspapers and television networks in order to ensure a continued conservative editorial outlook . Smartmatic wants to get the 93-year-old patriarch on record while the probate matter plays out, company attorney Edward Wipper told a judge Monday. Fox News lawyer K. Winn Allen said the probate case “has nothing at all to do with” Smartmatic's claims and is “not appropriate” fodder for the suit. Fox Corp. declined to comment after court. Fox News' lawyers, meanwhile, want Smartmatic to provide records about a U.S. federal criminal case against people, including Smartmatic co-founder Roger Piñate, accused of scheming to bribe a Filipino election official . Piñate has pleaded not guilty. Smartmatic isn't charged in the criminal case, and Smartmatic attorneys have said the matter was irrelevant to the defamation suit. Fox lost prior bids for a court order to get the information, but a hearing on the network's renewed request is set next week. It's unclear how soon Judge David B. Cohen will decide on that request or on Smartmatic's bid to dig into the Murdoch family trust case. Both requests are part of pretrial information-gathering, and no trial date has been set. Smartmatic says it was a small player, working only with California's heavily Democratic Los Angeles County, in the 2020 U.S. presidential election. In subsequent Fox News appearances, Trump lawyers Rudy Giuliani and Sidney Powell portrayed Smartmatic as part of a multi-state scheme to steal the vote from the Republican. Federal and state election officials , exhaustive reviews in battleground states and Trump’s own attorney general found no widespread fraud that could have changed the outcome of the 2020 election. Nor did they uncover any credible evidence that the vote was tainted. Dozens of courts, including by judges whom Trump had appointed, rejected his fraud claims. Fox News ultimately aired an interview with an election technology expert who refuted the allegations against Smartmatic — an interview done after the company demanded a retraction . The network is countersuing Smartmatic , claiming it violated a New York law against baseless suits aimed at squelching reporting or criticism on public issues. The New York defamation suit is one of several stemming from conservative-oriented news outlets' reports on Trump’s 2020 vote-rigging claims. Smartmatic recently settled with One America News Network and Newsmax . Fox News settled for $787 million last year with Dominion Voting Systems, another election-technology company that sued over conspiracy theories blaming its election equipment for Trump’s 2020 loss.Elephant Robotics to Exhibit at CES 2025: Featuring Cutting-Edge Innovative Robotics Solutions and AI Bionic Robots Debut

Marin Voice: The Democrats have a branding problemFive people charged over Liam Payne’s death including 1D star’s pal Roger Nores and hotel staffThe minority Liberal government got the support of the New Democratic Party (NDP), a small leftist faction once aligned with the ruling Liberals, to defeat the motion 180-152. The text of the proposition echoed NDP leader Jagmeet Singh's own past criticisms of Trudeau since breaking off their partnership in late August, calling him "too weak, too selfish." Neither Singh nor Trudeau were present for the vote. The House of Commons has been deadlocked most of this fall session by an unprecedented two-month filibuster by the Conservatives. But Speaker Greg Fergus, in a rare move, ordered a short break in the deadlock to allow for this and other possible confidence votes, and for lawmakers to vote on a key spending measure. MPs are scheduled to vote Tuesday on the spending package, which includes funds for social services, disaster relief and support for Ukraine. With a 20-point lead in polls, Conservative leader Pierre Poilievre has been itching for an election call since the NDP tore up its coalition agreement with the Liberals. But the NDP and other opposition parties, whose support is needed to bring down the Liberals, have so far refused to side with the Conservatives. Two no-confidence votes brought by the Tories in September and October failed when the NDP and the separatist Bloc Quebecois backed the Liberals. In Canada's Westminster parliamentary system, a ruling party must hold the confidence of the House of Commons, which means maintaining support from a majority of members. The Liberals currently have 153 seats, versus 119 for the Conservatives, 33 for the Bloc Quebecois, and the NDP's 25. Trudeau swept to power in 2015 and has managed to hold on through two elections in 2019 and 2021. amc/bs/bjtNo. 13 Duke 73, No. 9 Kansas St. 62

AtoB@C Shipping is continuing its fleet renewal with the delivery of the Maximar on December 20 in Goa, India. This marks the fifth new plug-in hybrid vessel to join the company’s fleet since the delivery of Electramar in December 2023. AtoB@C Shipping’s newbuilding program is approaching its halfway point as the sixth vessel, Terramar, was launched on December 3 and is expected to be delivered in the first quarter of 2025. Altogether, AtoB@C Shipping has ordered twelve 5,400 dwt plug-in hybrid vessels from Chowgule & Company, with one vessel scheduled for delivery every quarter until the autumn of 2026. Like its sister vessels already in operation, the Maximar features hybrid propulsion and shore power connectivity. With a deadweight tonnage of 5,400 and an ice class rating of 1A, it is designed for efficient and sustainable year-round operations in the Baltic Sea and Northern Europe. The integration of battery technology allows for emission-free and quiet port visits, significantly reducing CO2 emissions per cargo unit by nearly 50% compared to the current generation of vessels. Source: AtoB@C Shipping

Fresh off its biggest win of the season, Penn State plays its first true road game Tuesday when it visits Rutgers in Piscataway, N.J. Aces will be wild for the Nittany Lions (8-1, 1-0 Big Ten) and the Scarlet Knights (5-4, 0-1) as Penn State's Ace Baldwin Jr. will square off against Ace Bailey of Rutgers. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.Canadian Prime Minister Justin Trudeau's government on Monday survived a third vote of no confidence in as many months, brought by his main Tory rival. The minority Liberal government got the support of the New Democratic Party (NDP), a small leftist faction once aligned with the ruling Liberals, to defeat the motion 180-152. The text of the proposition echoed NDP leader Jagmeet Singh's own past criticisms of Trudeau since breaking off their partnership in late August, calling him "too weak, too selfish." Neither Singh nor Trudeau were present for the vote. The House of Commons has been deadlocked most of this fall session by an unprecedented two-month filibuster by the Conservatives. But Speaker Greg Fergus, in a rare move, ordered a short break in the deadlock to allow for this and other possible confidence votes, and for lawmakers to vote on a key spending measure. MPs are scheduled to vote Tuesday on the spending package, which includes funds for social services, disaster relief and support for Ukraine. With a 20-point lead in polls, Conservative leader Pierre Poilievre has been itching for an election call since the NDP tore up its coalition agreement with the Liberals. But the NDP and other opposition parties, whose support is needed to bring down the Liberals, have so far refused to side with the Conservatives. Two no-confidence votes brought by the Tories in September and October failed when the NDP and the separatist Bloc Quebecois backed the Liberals. In Canada's Westminster parliamentary system, a ruling party must hold the confidence of the House of Commons, which means maintaining support from a majority of members. The Liberals currently have 153 seats, versus 119 for the Conservatives, 33 for the Bloc Quebecois, and the NDP's 25. Trudeau swept to power in 2015 and has managed to hold on through two elections in 2019 and 2021. amc/bs/bjt

Minority Business Development Agency Releases Report On Closing Supply Chain Gaps With MbesJimmy Carter, the 39th U.S. president, has died at 100

Gophers coach P.J. Fleck explains trick play call on game-defining drive in Penn State lossJavascript is required for you to be able to read premium content. Please enable it in your browser settings.Politicians have demanded an end to the Nuked Blood Scandal after viewing a BBC documentary into Britain's longest cover-up. The Prime Minister has been warned he faces a potential £5billion bill to settle legal claims of thousands of 'lab rat' veterans who had blood tests taken during Cold War weapons trials, and the results hidden from them. The Mirror has uncovered 4,000 pages of discussions and orders for medical monitoring of troops of all three armed forces over more than a decade, as well as a "special directive" to "dispose" of some of them. Yet the Ministry of Defence had always denied such testing ever took place, and serving Whitehall officials even provided sworn testimony to multiple courts claiming that it had not been necessary. The one-off special, called Britain's Nuclear Bomb Scandal: Our Story , was aired in Parliament yesterday at a special screening organised by shadow minister Andrew Bowie. The Tory MP said afterwards: "What struck me is that, as a country, we're very proud of how we treat our veterans. But when it comes to this we are the worst in the world at recognising what happened to those who took part in nuclear weapons tests. "Instead we engaged this culture of cover-up and denial, which in itself has caused the veterans further harm that we can so see so clearly in this film." Independent MP Ian Byrne, who was part of the campaign to end the cover-up over the Hillsborough football tragedy, said what happened to nuclear veterans was even worse. He said: "The documentary is revelatory. It had such an impact on me. Because it's not just the people who were involved who are affected - there are other generations coming through, and will be for many more years. That's the difference between this scandal and all the others we've seen." Last week PM Keir Starmer was asked to meet veterans to see for himself their evidence of crimes committed by the state, but delegated responsibility for meetings to others. Defence Secretary John Healey said the day after the documentary was broadcast that he had launched an internal investigation to find out what had happened to troops' medical records. It is being led by Veterans Minister Al Carns, who confirmed he has seen the film. But there is a race against time to produce answers before veterans' lawyers issue a High Court claim in the New Year, which would end the chance for veterans and ministers to have frank discussions. Consideration is being given to airing the documentary in Commonwealth nations whose troops were also involved in the weapons trials, including Australia and New Zealand. * Britain's Nuclear Bomb Scandal: Our Story is available on iPlayer

Donald Trump has been filmed telling a young girl he would like to buy her hair “for millions”, after encountering her . At the wheel of a golf cart, the president-elect was struck by the child’s curls, held in place by a white cloth band. “I love that girl. I love her hair, I want her hair. I’d buy your hair, I’ll pay you millions,” he said before inviting her to sit alongside him in the cart. President Donald J Trump playing golf yesterday at Trump International Golf Club Palm Beach!! THE GREATEST! TRUMP-VANCE 2024! @trumpgolfpalmbeach 📸: @mashawbird... — Michael Solakiewicz (@michaelsolakie) — like many other things — has been the subject of some controversy. Author Michael Wolff said the president-elect’s orange-blond mop is genuine, although he did have “scalp reduction surgery”. It is a painful procedure which entails pulling portions of the scalp with hair together, eliminating a bald spot. The recent biopic of Mr Trump The Apprentice featured a scene depicting the operation. Details of the procedure were also disclosed by Mr Trump’s first wife, Ivana, in her divorce deposition. According to Harry Hurt III’s book, The Lost Tycoon, Mr Trump was less than pleased with the results. It is claimed that Mr Trump has had more procedures since, spending, according to an estimate by celebrity plastic surgeon Gary Motykie, $160,000 on maintaining his locks.President Joe Biden's administration said Friday that it has cemented deals for billions in funding to South Korean semiconductor giant Samsung Electronics and Texas Instruments to boost their chipmaking facilities in the United States. US officials have been working to solidify Biden's legacy to bolster domestic semiconductor manufacturing ahead of President-elect Donald Trump's White House return -- and these agreements are among the latest efforts to do so. The United States has been trying to reduce its dependence on other countries for semiconductors, while also seeking to maintain its scientific and technological edge as competition with China intensifies. Samsung's award of up to $4.7 billion in direct funding goes towards its effort to grow its Texas presence into a full-fledged operation for developing and producing leading-edge chips, said the US Commerce Department. The funding will supplement the company's investment of more than $37 billion in the coming years, the department added. Samsung's expansion will help "ensure we have a steady, domestic supply of the most advanced semiconductors that are essential to AI and national security, while also creating tens of thousands of good-paying jobs," Commerce Secretary Gina Raimondo said in a statement. National Economic Advisor Lael Brainard added that Samsung is "the only semiconductor company that is a leader in both advanced memory and advanced logic chips." In a separate notice, the Commerce Department said it also had finalized an award of up to $1.6 billion for Texas Instruments, supporting its efforts to build new facilities. Raimondo noted that shortages of current-generation semiconductors were a problem during the supply chain disruptions sparked by the Covid-19 pandemic, adding that TI now plans to grow its US capacity in making these devices. The Biden administration has unveiled billions in grants through the CHIPS and Science Act, a major law passed during the veteran Democrat's term aimed at strengthening the US semiconductor industry. Officials have managed to get many deals across the finish line before Trump returns to the Oval Office, awarding the vast majority of more than $36 billion in proposed incentives that have been allocated. The finalized deals mean funds can be disbursed as companies hit project milestones. bys/sst

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