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slot online gcash Konference v Tchien-ťinu se zaměřila na odborné vzdělávání v globálním kontextuThe murder of UnitedHealthcare's CEO in New York on Wednesday has ignited a firestorm of fury online about the health insurance industry. Brian Thompson was shot and killed Wednesday morning, but many social media users have exhibited a morbid indifference or even cheerfulness in reacting to his death. "Of course I would have been happy to send my condolences after the United Healthcare CEO was killed," one person posted in a video on TikTok. "Unfortunately, sympathy requires a prior authorization, and I have to deny that request." One person commented on previous Scripps News reporting saying, "Private health insurance is evil so... this doesn't concern me 1 bit." RELATED STORY | 'Depose,' 'Deny,' 'Defend' reportedly written on shell casings in slaying of UnitedHealthcare CEO Many other online users posted about their challenging experiences with UnitedHealthcare, including stories of being denied coverage by the provider. The words "deny," "defend" and "depose" were written on ammunition the shooter used, according to law enforcement. Those words caused some on social media to draw a connection to a 2010 book with a similar title, "Delay, Deny, Defend," about insurance companies failing to pay claims. Denial of health insurance claims have been increasing across the board, according to a U.S. Senate Investigative report found by Scripps News. It found UnitedHealthcare's denial rate for post-acute care climbed from almost 11% in 2020 to nearly 23% in 2022, and Humana's denial rate for long-term post-acute care grew by 54% during that same time span. A new survey from The Commonwealth Fund found nearly one in four older U.S. adults spent at least $2,000 out of pocket on health care last year. The online response to Thompson's murder isn't a surprise to Stephan Meier, the chair of the management division at Columbia Business School, given the industry in which the CEO worked. "It's not so surprising if you look at, you know, surveys about what industries are liked or not, are trusted or not, and health insurers are not at the top of that list, to put it mildly," Meier said. There are signs the industry is taking notice of the backlash. CVS Health has taken down photos of its executives posted to its website, as security concerns grow for industry leaders.The orca who swam with her dead calf for 17 days in an apparent act of grieving recently gave birth to a new baby, according to Michael Weiss, research director of the Center for Whale Research. The calf born to Tahlequah, known to researchers as J35, was first spotted on Dec. 20 swimming along with J pod in the Puget Sound area for the past several days. Initially, the researchers could not confirm the identity of the calf with certainty. On Monday, however, scientists and researchers observing the calf “confidently” assigned Tahlequah as the mother and the baby as alpha-numeric J61, Weiss said to CNN. On Friday, a nature enthusiast and photographer who captured the calf — without first realizing it — told CNN, “My first reaction to seeing the calf was complete shock. I was just looking through my photos to see who the whales were that passed close to the port side of the ferry I was on and noticed a much smaller dorsal on one of the photos. As I scrolled through the series I realized it was very tiny calf, much smaller than any of the known young ones in the group. Based on the size and color of the calf, I realized it was a new calf and traveling with J35, my spark whale, the whale that started my obsession.” The Center for Whale Research said in a post on Facebook that they were able to photograph the calf’s underside, “confirming that the calf is a female.” The mother first made headlines in 2018 when she swam about 1,000 miles of ocean with the body of her calf, which died a few hours after birth, preventing it from sinking for more than two weeks. She had her first known baby since that incident, J57, two years later in 2020. She is also a mother to another orca, J47. While the new baby news is joyous and hopeful, researchers are still concerned about the Southern Resident killer whale population. They are listed as endangered in Canada and are “one of the most critically endangered populations of marine mammals in the USA,” according to researchers . “The team, including multiple experienced killer whale researchers, have expressed concern about the calf’s health based on the behavior of both J35 and J61,” the Center for Whale Research said in a post on Facebook Tuesday. “Early life is always dangerous for new calves, with a very high mortality rate in the first year. J35 is an experienced mother, and we hope that she is able to keep J61 alive through these difficult early days,” the post read. According to Orca Conservancy on X, worrying behavior had been observed concerning the calf. “The calf had also been observed being pushed around on J35’s head and was not looking lively, which is a concern, but also added calf behavior is not fully understood,” the post read . “All of this serves as a reminder that in order for new calves, salmon stocks need to be recovered to levels that will help support population growth.” According to researchers , the Southern Resident population grew during the late 1970s to mid-1990s, peaking at 98 animals. This year, the population census counted 73 whales. The Center for Whale Research said in a post on Facebook “The Southern Resident killer whale population needs ample access to their food supply, mainly salmon, to survive and thrive. Every single birth counts and these whales need enough fish to be able to support themselves and their calves.”

Kelowna, Vernon teams crowned B.C. U18 curling champs in KimberleyNORMAL, Ill. (AP) — Sasa Ciani had 16 points in UIC's 73-67 victory over Illinois State on Sunday. Ciani had nine rebounds for the Flames (9-4, 1-1 Missouri Valley Conference). Javon Jackson scored 14 points while going 4 of 10 from the floor, including 2 for 3 from 3-point range, and 4 for 6 from the line. Ahmad Henderson II shot 4 of 7 from the field, including 1 for 3 from 3-point range, and went 3 for 3 from the line to finish with 12 points. The Redbirds (8-5, 0-2) were led by Malachi Poindexter, who posted 20 points. Ty Pence added 10 points and Dalton Banks pitched in with nine points, five assists and two steals. Jackson scored nine points in the first half and UIC went into the break trailing 35-33. UIC outscored Illinois State by eight points in the second half. Ciani led the way with 14 second-half points. ___ The Associated Press created this story using technology provided by and data from . The Associated PressUS to send $1.25 billion in weapons to Ukraine, pushing to get aid out before Biden leaves office

Ontario did not illegally lock out engineers striking on Hwy. 413: labour boardBOGOTA, Colombia (AP) — An Argentine military officer who was arrested in Venezuela earlier this month has been charged with terrorism, Venezuela’s attorney general said Friday. In a statement published on Instagram, Attorney General Tarek William Saab accused the officer, Nahuel Gallo, of “being part of a group of people who tried to commit destabilizing and terrorist acts (in Venezuela) with the support of international far-right groups.” In a press conference on Friday, Argentine Security Minister Patricia Bullrich described the charges as “another lie” by Venezuela’s government, and said that Gallo should be returned to Argentina “immediately.” The case has ramped up tensions between Venezuela’s socialist government and the right-wing administration of Argentine President Javier Milei, whose embassy in Caracas is currently sheltering five high-profile opposition activists and is surrounded by Venezuelan security forces. Gallo, a corporal in Argentina’s Gendarmería security force, was detained by Venezuelan officials on Dec. 8 after he showed up at an immigration office along Venezuela’s border with Colombia and sought permission to enter the country. Gallo’s relatives said that he had traveled to Venezuela to visit his wife, who is Venezuelan and was in the country to spend some time with her mother. They have published an invitation letter that was sent to Gallo, and said he was on vacation at the time of his arrest. Venezuela broke diplomatic relations with Argentina in August after Milei and several other Latin American leaders refused to recognize the reelection in July of Venezuelan President Nicolás Maduro. Argentina’s diplomats were expelled, but the five opposition activists, who had sought refuge at the ambassador’s residence to avoid arrest, remained in the building after they were denied safe passage out of Venezuela. The activists, who have been holed up in the embassy since March, recently said that Venezuelan security forces have cut off electricity and water to the residence in a bid to pressure them to leave the building. Venezuela officials have denied those accusations, and said that the activists used the Argentine embassy to plan terrorist acts. The Venezuelan human rights group Foro Penal said earlier this week that 19 foreigners are currently being held in Venezuela as political prisoners. In September, two Spanish citizens who were on vacation in the south of Venezuela were arrested and accused of being part of a plot to overthrow President Maduro. They were arrested just days after Spain’s parliament recognized opposition candidate Edmundo González as the winner of the election.

Elon Musk has a new role in US politics — and his erratic style is unchangedShockwaves are reverberating through the e-bike industry in Canada and the United States after a year that saw several prominent brands declare bankruptcy or stop selling in the North American market, citing an inability to compete in an increasingly consolidated environment. Experts say changes that followed the industry’s unprecedented pandemic boom – from a rise in factory direct sales to rapidly evolving technology – have been devastating for independent brands. Vancouver-based DOST Bikes, California-based Juiced Bikes and iGO Electric of Montreal all declared bankruptcy or went into receivership within roughly the past year. Even global brands such as Japanese motor sports giant Yamaha Motor Co. Ltd. and Swiss company Stromer recently announced they were pulling their e-bikes out of North America, citing a softened market. The speed and comfort of e-bikes set them apart from traditional bicycles, opening up the age-old mode of transport to a wider range of users. From delivery people to commuters, the resounding sentiment from most e-bike fans is it’s fun to go fast and the power assist makes long trips so much easier. In Canada, the federal standard for an e-bike’s maximum speed is 32 km/h, and range varies from about 50 to 100 kilometres. The pandemic saw e-bike sales soar, as consumers with extra time and pent-up energy splurged on devices to stay active outdoors. In 2022, the Canadian market was worth about $240-million, with about 70,000 e-bikes sold that year, according to Rize Bikes. By 2025, Rize estimates the market will reach $345-million, with more than 100,000 bikes sold annually. Prices range from $14,000 for a Stromer bike to $3,100 for an ENVO and just $600 on Amazon.com Inc. for a bike from an overseas manufacturer. But makers and retailers say the domestic industry is flatlining. While it’s nowhere near taking its last breath, the changing landscape is forcing local brands to carve out a niche for themselves just to survive, in a market that has become dominated by cheap, direct-to-consumer sales. Sam Atakhanov, the founder of multiple e-bike startups, launched DOST Bikes in 2019 – just before the industry took off. “Things were going normal. Then there was that chain of events that happened over the last few years that really crippled our industry,” he said. For Mr. Atakhanov, it all began with Apple’s release of the iOS 14 operating system in September, 2020. The update affected advertisers’ ability to reach their target audiences, which meant Mr. Atakhanov’s ads on Google weren’t working as well as they used to. Then, pandemic supply-chain disruptions threw a wrench into his company’s cash flow, bumping manufacturing lead times from three months to a year, he said. “We’re sitting here with no stock for nearly a year before the money comes in, so we’re living off of lines of credit, our own cash, investment capital. We’re digging ourselves a hole,” he said. While supply chains improved by 2022, Mr. Atakhanov said rising interest rates and a receding customer base were some of the final blows dealt to his business. Retailers had rushed to double their stock during the pandemic, but the high demand disappeared almost as quickly as it came. “Then it’s a vicious cycle, race to the bottom, everybody’s trying to offload,” Mr. Atakhanov said. The last straw for DOST Bikes was when e-bike factories overseas began bypassing local companies, like DOST, to sell directly to North American consumers, Mr. Atakhanov said. “When that happened, our value proposition for all that great design, branding, marketing, all that just went right out the window because a factory can sell for half the price.” DOST Bikes filed for insolvency in December, 2023. “It was death by a thousand cuts,” Mr. Atakhanov said. And it wasn’t unique to DOST, said Haseeb Javed, a member of the product and engineering team at electric mobility company ENVO Drive Systems in Vancouver. He conducts industry research to determine what causes companies to fail and said most of them have a story similar to DOST’s. Based upon his research, Mr. Javed said ENVO has been very careful to diversify where its products are sold so it’s not reliant on a single revenue stream. For example, the company sells through Costco Wholesale Corp., storefronts and direct to consumers online. ENVO also sells more than just e-bikes, with e-scooters, water bikes with pontoons and snow bikes with skis also in its repertoire. Mr. Javed said this helps with the company’s brand awareness. “Some business models are better for this market. But ultimately, I believe that anyone who survived, either you need to be a Chinese factory who is selling at very low margins or you need to have differentiation,” he said. Kevin McLaughlin, the CEO of Zygg E-Bikes, which operates in Toronto and Vancouver, said 2024 has been a challenging year for his subscription-based company. At Zygg, customers can rent or buy new and used e-bikes, a model that sets the company apart from stores that only sell new bikes. He said Zygg is a popular choice with food delivery workers. At the peak of the pandemic, Zygg did about $2.5-million a year in sales. This year, revenues will come in under $2-million. Amid the technological evolution of e-bikes, Mr. McLaughlin said he’s scrambling to modernize his fleet. And bikes that he bought at $2,000 and once sold for $3,000 now have a markup of just $400. “There’s enormous downward pressure,” he said. Mr. Atakhanov said his company has also had to compete with bigger brands that can afford to innovate – and market those innovations – at a much faster pace. For example, tech company DJI created an e-bike drive system that can connect to a user’s smartphone, allowing them to control things such as their bike’s lock status or power assist through an app. “My product, all of a sudden, over the weekend, looks like it’s last year’s model,” he said. While smaller companies may be struggling to keep up, the prevailing sentiment among industry players is that demand for such micromobility devices isn’t going away. Michael Pasquali, the founder of the Canadian Electric Bike Association, said people are going to continue to buy e-bikes even if the industry never again reaches the heights it did during the pandemic.

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