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wow888 app SEOUL, South Korea (AP) — A South Korean legislative push to impeach President Yoon Suk Yeol over his short-lived imposition of martial law fell through on Saturday after most lawmakers from his conservative governing party boycotted the vote. The defeat of the motion is expected to intensify public protests calling for Yoon’s ouster and deepen political chaos in South Korea, with a survey suggesting a majority of South Koreans support the president’s impeachment. Yoon’s martial law declaration drew criticism from his own ruling conservative party, but it is also determined to oppose Yoon’s impeachment apparently because it fears losing the presidency to liberals. Impeaching Yoon required support from two-thirds of the National Assembly, or 200 of its 300 members. The opposition parties who brought the impeachment motion had 192 seats, but only three lawmakers from PPP participated in the vote. The motion was scrapped without ballot counting because the number of votes didn’t reach 200. THIS IS A BREAKING NEWS UPDATE. AP’s earlier story follows below. SEOUL, South Korea (AP) — Most ruling party lawmakers were boycotting a parliamentary vote Saturday to deny a two-thirds majority sought by the opposition to impeach President Yoon Suk Yeol over his short-lived imposition of martial law , as protests grew nationwide calling for his removal. The likely defeat of the motion is expected to intensify public protests calling for Yoon’s ouster and deepen political chaos in South Korea, with a survey suggesting a majority of South Koreans support the president’s impeachment. Yoon’s martial law declaration drew criticism from his own ruling conservative party, but it is also determined to oppose Yoon’s impeachment apparently because it fears losing presidency to liberals. Impeaching Yoon would require support from two-thirds of the National Assembly, or 200 of its 300 members. The opposition parties who brought the impeachment motion have 192 seats, meaning they need at least eight additional votes from Yoon’s People Power Party. The opposition-controlled parliament began a vote earlier Saturday, but only three lawmakers from PPP took part with opposition members. If the number of lawmakers who cast ballots doesn’t reach 200, the motion will be scrapped at midnight without the ballot counting, according to the National Assembly. Opposition parties could submit a new impeachment motion after a new parliamentary session opens next Wednesday. There are worries that Yoon won’t be able to serve out his remaining 2 1⁄2 years in office because his leadership took a huge hit. Many experts say some ruling party lawmakers could eventually join opposition parties’ efforts to impeach Yoon if public demands for it grow further. If Yoon is impeached, his powers will be suspended until the Constitutional Court decides whether to remove him from office. If he is removed, an election to replace him must take place within 60 days. National Assembly Speaker Woo Won Shik urged ruling party members to return to the chamber to participate in the vote, stressing that it was closely watched by the nation and also the world. “Don’t make a shameful judgment and please vote based on your convictions,” Woo said. Democratic Party leaders visited a hall on the floor below the main chamber where PPP lawmakers were gathered, attempting to persuade them to vote. After being blocked from entering, they angrily accused the conservatives' leadership of preventing its lawmakers from voting freely. Earlier Saturday, Yoon issued a public apology over the martial law decree, saying he won’t shirk legal or political responsibility for the declaration and promising not to make another attempt to impose martial law. He said would leave it to his party to chart a course through the country’s political turmoil, “including matters related to my term in office.” “The declaration of this martial law was made out of my desperation. But in the course of its implementation, it caused anxiety and inconveniences to the public. I feel very sorry over that and truly apologize to the people who must have been shocked a lot,” Yoon said. Since taking office in 2022, Yoon has struggled to push his agenda through an opposition-controlled parliament and grappled with low approval ratings amid scandals involving himself and his wife. In his martial law announcement on Tuesday night, Yoon called parliament a “den of criminals” bogging down state affairs and vowed to eliminate “shameless North Korea followers and anti-state forces.” The turmoil resulting from Yoon’s bizarre and poorly-thought-out stunt has paralyzed South Korean politics and sparked alarm among key diplomatic partners like the U.S. and Japan. Tuesday night saw special forces troops encircling the parliament building and army helicopters hovering over it, but the military withdrew after the National Assembly unanimously voted to overturn the decree, forcing Yoon to lift it before daybreak Wednesday. The declaration of martial law was the first of its kind in more than 40 years in South Korea. Eighteen lawmakers from the ruling party voted to reject Yoon’s martial law decree along with opposition lawmakers. Yoon’s speech fueled speculation that he and his party may push for a constitutional amendment to shorten his term, instead of accepting impeachment, as a way to ease public anger over the marital law and facilitate Yoon’s early exit from office. Lee Jae-myung, the leader of the main liberal opposition Democratic Party, told reporters that Yoon’s speech was “greatly disappointing” and that the only way forward is his immediate resignation or impeachment. His party called Yoon’s martial law “unconstitutional, illegal rebellion or coup.” The passage of Yoon’s impeachment motion appeared more likely Friday when the chair of Yoon’s party called for his removal on Friday, but the party remained formally opposed to impeachment. On Saturday, tens of thousands of people densely packed several blocks of roads leading up to the National Assembly, waving banners, shouting slogans and dancing and singing along to K-pop songs with lyrics changed to call for Yoon’s ouster. Protesters also gathered in front of PPP’s headquarters near the Assembly, angrily shouting for its lawmakers to vote to impeach Yoon. A smaller crowd of Yoon’s supporters, which still seemed to be in the thousands, rallied in separate streets in Seoul, decrying the impeachment attempt they saw as unconstitutional. Lawmakers on Saturday first voted on a bill appointing a special prosecutor to investigate stock price manipulation allegations surrounding Yoon’s wife. Some lawmakers from Yoon’s party were seen leaving the hall after that vote, triggering angry shouts from opposition lawmakers. On Friday, PPP chair Han Dong-hun, who criticized Yoon’s martial law declaration, said he had received intelligence that during the brief period of martial law Yoon ordered the country’s defense counterintelligence commander to arrest and detain unspecified key politicians based on accusations of “anti-state activities.” Hong Jang-won, first deputy director of South Korea’s National Intelligence Service, told lawmakers in a closed-door briefing Friday that Yoon had ordered him to help the defense counterintelligence unit to detain key politicians. The targeted politicians included Han, Lee and Woo, according to Kim Byung-kee, one of the lawmakers who attended the meeting. The Defense Ministry said Friday it suspended three military commanders including the head of the defense counterintelligence unit over their involvement in enforcing martial law. Vice Defense Minister Kim Seon Ho has told parliament that Defense Minister Kim Yong Hyun ordered the deployment of troops to the National Assembly after Yoon imposed martial law. Opposition parties accused Kim of recommending to Yoon to enforce martial law. Kim resigned Thursday, and prosecutors imposed an overseas travel ban on him.

One of my top shows of 2024 actually premiered in 2021. That’s because it took a couple of years for the Australian series “The Newsreader” to make its way Stateside. Alas, it was only legal to stream in the U.S. for a handful of weeks in September and then — pffft! — it was gone before most people had even heard of it. Well, I have great news. The show will be available once again, this time via Sundance Now (accessible through the AMC+ streaming platform), which has licensed the first season. Premiering Dec. 19, it stars Anna Torv (“Fringe”) and Sam Reid (“Interview with the Vampire”) as TV reporters in Melbourne, circa 1986. At the outset, Reid’s character exudes big loser energy, which is such an amusing contrast to his work as Lestat. The show is unexpectedly funny and terrifically Machiavellian in its portrayal of small-time office politics, and I’m thrilled audiences in the U.S. will get another shot at watching it. Overall, 2024 offered a modestly better lineup than usual, but I’m not sure it felt that way. Too often the good stuff got drowned out by Hollywood’s pointless and endless pursuit of rebooting intellectual property (no thank you, Apple’s “Presumed Innocent” ) and tendency to stretch a perfectly fine two-hour movie premise into a saggy multi-part series (“Presumed Innocent” again!). There were plenty of shows I liked that didn’t make this year’s list, including ABC’s “Abbott Elementary” and CBS’ “Ghosts” (it’s heartening to see the network sitcom format still thriving in the streaming era), as well as Netflix’s “A Man on the Inside” (Ted Danson’s charisma selling an unlikely premise) and Hulu’s “Interior Chinatown” (a high-concept parody of racial stereotypes and cop show tropes, even if it couldn’t sustain the idea over 10 episodes). Maybe it just felt like we were having more fun this year, with Netflix’s “The Perfect Couple” (Nicole Kidman leading a traditional manor house mystery reinterpreted with an American sensibility) and Hulu’s “Rivals” (the horniest show of 2024, delivered with a wink in the English countryside). I liked what I saw of Showtime’s espionage thriller “The Agency” (although the bulk of episodes were unavailable as of this writing). The deluge of remakes tends to make me cringe, but this year also saw a redo of Patricia Highsmith’s “The Talented Mr. Ripley” on Netflix that was far classier than most of what’s available on the streamer. Starring Andrew Scott, I found it cool to the touch, but the imagery stayed with me. Shot in black and white, it has an indelible visual language courtesy of director of photography Robert Elswit, whether capturing a crisp white business card against the worn grain wood of a bar top, or winding stairways that alternately suggest a yawning void or a trap. As always, if you missed any of these shows when they originally premiered — the aforementioned titles or the Top 10 listed below — they are all available to stream. Top 10 streaming and TV shows of 2024, in alphabetical order: The least cynical reality show on television remains as absorbing as ever in Season 4, thanks to the probing questions and insights from the show’s resident therapist, Dr. Orna Guralnik. Everything is so charged. And yet the show has a soothing effect, predicated on the idea that human behavior (and misery) isn’t mysterious or unchangeable. There’s something so optimistic in that outlook. Whether or not you relate to the people featured on “Couples Therapy” — or even like them as individuals — doesn’t matter as much as Guralnik’s reassuring presence. Created by and starring Diarra Kilpatrick, the eight-episode series defies categorization in all the right ways. Part missing-person mystery, part comedy about a school teacher coming to grips with her impending divorce, and part drama about long-buried secrets, it has tremendous style right from the start — sardonic, knowing and self-deprecating. The answers to the central mystery may not pack a satisfying punch by the end, but the road there is as entertaining and absorbing as they come. We need more shows like this. A comedy created by and starring Brian Jordan Alvarez (of the antic YouTube series “The Gay and Wondrous Life of Caleb Gallo”), the show has a sensibility all its own, despite a handful of misinformed people on social media calling it a ripoff of “Abbott Elementary.” There’s room enough in the TV landscape for more than one sitcom with a school setting and “English Teacher” has a wonderfully gimlet-eyed point of view of modern high school life. I’m amused that so much of its musical score is Gen-X coded, because that neither applies to Alvarez (a millennial) nor the fictional students he teaches. So why does the show feature everything from Laura Branigan’s “Gloria” to Exposé’s “Point of No Return”? The ’80s were awash in teen stories and maybe the show is using music from that era to invoke all those tropes in order to better subvert them. It’s a compelling idea! It’s streaming on Hulu and worth checking out if you haven’t already. A one-time tennis phenom accuses her former coach of coercing her into a sexual relationship in this British thriller. The intimacy between a coach and athlete often goes unexplored, in real-life or fictional contexts and that’s what the show interrogates: When does it go over the line? It’s smart, endlessly watchable and the kind of series that would likely find a larger audience were it available on a more popular streamer. There’s real tenderness in this show. Real cruelty, too. It’s a potent combination and the show’s third and strongest season won it an Emmy for best comedy. Jean Smart’s aging comic still looking for industry validation and Hannah Einbinder’s needy Gen-Z writer are trapped in an endless cycle of building trust that inevitably gives way to betrayal. Hollywood in a nutshell! “Hacks” is doing variations on this theme every season, but doing it in interesting ways. Nobody self-sabotages their way to success like these two. I was skeptical about the show when it premiered in 2022 . Vampire stories don’t interest me. And the 1994 movie adaptation starring Tom Cruise and Brad Pitt wasn’t a persuasive argument to the contrary. But great television is great television and nothing at the moment is better than this show. It was ignored by Emmy voters in its initial outing but let’s hope Season 2 gets the recognition it deserves. Under showrunner Rolin Jones, the adaptation of Anne Rice’s novels is richly written, thrillingly inhabited by its cast and so effortlessly funny with a framing device — the interview of the title — that is thick with intrigue and sly comedy. I wouldn’t categorize the series as horror. It’s not scary. But it is tonally self-assured and richly made, rarely focused on the hunt for dinner but on something far more interesting: The melodrama of vampire existence, with its combination of boredom and lust and tragedy and zingers. Already renewed for Season 3, it has an incredible cast (a thrilling late-career boost for Eric Bogosian) and is well worth catching up with if you haven’t already. It’s been too long since the pleasures of banter fueled a romantic comedy in the spirit of “When Harry Met Sally.” But it’s all over the place in “Nobody Wants This,” one of the best shows on Netflix in recent memory. Renewed for a second season, it stars Kristen Bell as a humorously caustic podcaster and Adam Brody as the cute and emotionally intelligent rabbi she falls for. On the downside, the show has some terrible notions about Jewish women that play into controlling and emasculating stereotypes. You hate to see it in such an otherwise sparkling comedy, because overall Bell and Brody have an easy touch that gives the comedy real buoyancy. I suspect few people saw this three-part series on PBS Masterpiece, but it features a terrific performance by Helena Bonham Carter playing the real-life, longtime British soap star Noele “Nolly” Gordon, who was unceremoniously sacked in 1981. She’s the kind of larger-than-life showbiz figure who is a bit ridiculous, a bit imperious, but also so much fun. The final stretch of her career is brought to life by Carter and this homage — to both the soap she starred in and the way she carried it on her back — is from Russell T. Davies (best known for the “Doctor Who” revival). For U.S. viewers unfamiliar with the show or Gordon, Carter’s performance has the benefit of not competing with a memory as it reanimates a slice of British pop culture history from the analog era. The year is 1600 and a stubborn British seaman piloting a Dutch ship washes ashore in Japan. That’s our entry point to this gorgeously shot story of power games and political maneuvering among feudal enemies. Adapted from James Clavell’s 1975 novel by the married team of Rachel Kondo and Justin Marks, it is filled with Emmy-winning performances (for Anna Sawai and Hiroyuki Sanada; the series itself also won best drama) and unlike something like HBO’s far clunkier “House of the Dragon,” which tackles similar themes, this feels like the rare show created by, and for, adults. The misfits and losers of Britain’s MI5 counterintelligence agency — collectively known as the slow horses, a sneering nickname that speaks to their perceived uselessness — remain as restless as ever in this adaptation of Mick Herron’s Slough House spy novels. As a series, “Slow Horses” doesn’t offer tightly plotted clockwork spy stories; think too deeply about any of the details and the whole thing threatens to fall apart. But on a scene-by-scene basis, the writing is a winning combination of wry and tension-filled, and the cumulative effect is wonderfully entertaining. Spies have to deal with petty office politics like everyone else! It’s also one of the few shows that has avoided the dreaded one- or two-year delay between seasons, which has become standard on streaming. Instead, it provides the kind of reliability — of its characters but also its storytelling intent — that has become increasingly rare. Nina Metz is a Tribune critic.WASHINGTON — The House on Wednesday passed a $895 billion measure that authorizes a 1% increase in defense spending this fiscal year and would give a double-digit pay raise to about half of the enlisted service members in the military. The bill is traditionally strongly bipartisan, but some Democratic lawmakers opposed the inclusion of a ban on transgender medical treatments for children of military members if such treatment could result in sterilization. It passed by a vote of 281-140 and next moves to the Senate, where lawmakers sought a bigger boost in defense spending than the current measure allows. The Pentagon and the surrounding area is seen Jan. 26, 2020, from the air in Washington. Lawmakers are touting the bill's 14.5% pay raise for junior enlisted service members and a 4.5% increase for others as key to improving the quality of life for those serving in the U.S. military. Those serving as junior enlisted personnel are in pay grades that generally track with their first enlistment term. Lawmakers said service member pay failed to remain competitive with the private sector, forcing many military families to rely on food banks and government assistance programs to put food on the table. The bill also provides significant new resources for child care and housing. "No service member should have to live in squalid conditions and no military family should have to rely on food stamps to feed their children, but that's exactly what many of our service members are experiencing, especially the junior enlisted," said Rep. Mike Rogers, R-Ala., chairman of the House Armed Services Committee. "This bill goes a long way to fixing that." The bill sets key Pentagon policy that lawmakers will attempt to fund through a follow-up appropriations bill. The overall spending tracks the numbers established in a 2023 agreement that then-Speaker Kevin McCarthy, R-Calif., reached with President Joe Biden to increase the nation's borrowing authority and avoid a federal default in exchange for spending restraints. Many senators had wanted to increase defense spending some $25 billion above what was called for in that agreement, but those efforts failed. Sen. Roger Wicker, R-Miss., who is expected to serve as the next chairman of the Senate Armed Services Committee, said the overall spending level was a "tremendous loss for our national defense," though he agreed with many provisions within the bill. "We need to make a generational investment to deter the Axis of Aggressors. I will not cease work with my congressional colleagues, the Trump administration, and others until we achieve it," Wicker said. Sen. Roger Wicker, R-Miss., speaks with reporters Nov. 21 on Capitol Hill in Washington. House Republicans don't want to go above the McCarthy-Biden agreement for defense spending and are looking to go way below it for many non-defense programs. They are also focused on cultural issues. The bill prohibits funding for teaching critical race theory in the military and prohibits TRICARE health plans from covering gender dysphoria treatment for children under 18 if that treatment could result in sterilization. Rep. Adam Smith of Washington state, the ranking Democratic member of the House Armed Services Committee, said minors dealing with gender dysphoria is a "very real problem." He said the treatments available, including puberty blockers and hormone therapy, have proven effective at helping young people dealing with suicidal thoughts, anxiety and depression. "These treatments changed their lives and in many cases saved their lives," Smith said. "And in this bill, we decided we're going to bar service members' children from having access to that." Smith said the number of minors in service member families receiving transgender medical care extends into the thousands. He could have supported a study asking medical experts to determine whether such treatments are too often used, but a ban on health insurance coverage went too far. He said Speaker Mike Johnson's office insisted on the ban and said the provision "taints an otherwise excellent piece of legislation." Rep. Chip Roy, R-Texas, called the ban a step in the right direction, saying, "I think these questions need to be pulled out of the debate of defense, so we can get back to the business of defending the United States of America without having to deal with social engineering debates." Smith said he agrees with Roy that lawmakers should be focused on the military and not on cultural conflicts, "and yet, here it is in this bill." Branden Marty, a Navy veteran who served for 13 years, said the loss of health coverage for transgender medical treatments could prompt some with valuable experience to leave the military, affecting national security because "we already struggle from a recruiting and retention standpoint." He also said the bill could regularly force service members into difficult choices financially. "It will be tough for a lot of them because of out-of-pocket expenses, especially enlisted members who we know already struggle with food insecurity," said Marty, the father of a transgender teenager. "They don't get paid very much, so they're going to be making a lot of choices on a day-to-day, tactical level." House Minority Leader Hakeem Jeffries, D-N.Y., responds to reporters Dec. 6 during his weekly news conference at the Capitol in Washington. Rep. Hakeem Jeffries, the House Democratic leader, said his team did not tell Democrats how to vote on the bill. "There's a lot of positive things in the National Defense Authorization Act that were negotiated in a bipartisan way, and there are some troubling provisions in a few areas as well," Jeffries said. Overall, 81 Democrats voted for the bill and 124 against it. On the Republican side, 200 voted for the bill and 16 against it. "It's disappointing to see 124 of my Democrat colleagues vote against our brave men and women in uniform over policies that have nothing to do with their intended mission," Johnson, R-La., said. The defense policy bill also looks to strengthen deterrence against China. It calls for investing $15.6 billion to build military capabilities in the Indo-Pacific region. The Biden administration requested about $10 billion. On Israel, the bill, among other things, includes an expansion of U.S. joint military exercises with Israel and a prohibition on the Pentagon citing casualty data from Hamas. The defense policy bill is one of the final measures that lawmakers view as a must-pass before making way for a new Congress in January. Rising threats from debt collectors against members of the U.S. armed forces are undermining national security, according to data from the Consumer Financial Protection Bureau (CFPB), a federal watchdog that protects consumer rights. To manage the impact of financial stress on individual performance, the Defense Department dedicates precious resources to improving financial literacy, so service members know the dangers of notorious no-credit-check loans. “The financial well-being of service members and their families is one of the Department’s top priorities,” said Andrew Cohen, the director of financial readiness in the Office of the Deputy Assistant Secretary of Defense at the Pentagon. But debt collectors are gaining ground. Last quarter, debt collection complaints by U.S. military service members increased 24% , and attempts to collect on “debts not owed” surged 40%. Complaints by service members against debt collectors for deceptive practices ballooned from 1,360 in the fourth quarter of 2023 to 1,833 in the first quarter of 2024. “There’s a connection between the financial readiness and the readiness of a service member to perform their duty,” said Jim Rice, Assistant Director, Office of Servicemember Affairs at the Consumer Financial Protection Bureau. Laws exist to protect the mission readiness of U.S. troops from being compromised by threats and intimidation, but debt collectors appear to be violating them at an alarming pace. “If they’re threatening to call your commander or get your security clearance revoked, that’s illegal,” says Deborah Olvera, financial readiness manager at Wounded Warriors Project, and a military spouse who’s been harassed herself by a collection agency that tried to extort money from her for a debt she didn’t owe. But after she requested the name of the original creditor, she never heard from them again. “The financial well-being of service members and their families is one of the Department’s top priorities.” —Andrew Cohen, Director of Financial Readiness at the Pentagon Under the Fair Debt Collection Practices Act, it’s illegal for debt collectors to threaten to contact your boss or have you arrested because it violates your financial privacy. The FDCPA also prohibits debt collectors from making false, deceptive, or misleading representations in connection with the collection of a debt, even for borrowers with bad credit scores. But according to the data, debt collectors are increasingly ignoring those rules. “Debt collection continues to be one of the top consumer complaint categories,” said a spokesperson at the Federal Trade Commission. The commission released a report earlier this year revealing that consumers were scammed $10 billion in 2023, a new benchmark for fraud losses. In his book Debt: The First 5,000 Years, David Graeber argues that debt often creates a relationship that can feel more oppressive than systems of hierarchy, like slavery or caste systems because it starts by presuming equality between the debtor and the creditor. When the debtor falls into arrears, that equality is then destroyed. This sense of betrayal and the subsequent imbalance of power leads to widespread resentment toward lenders. Photo Credit: Olena Yakobchuk / Shutterstock The debt collector reportedly harassing military service members most was Resurgent Capital Services, a subsidiary of collection giant Sherman Financial Group. The company tacks on accrued interest and junk fees and tries to collect on debts purchased for pennies on the dollar from cable companies, hospitals, and credit card companies, among others. Sherman Financial Group is run by billionaire Benjamin Navarro, who has a reported net worth of $1.5 billion, according to Forbes. Sherman Financial also owns subprime lender Credit One Bank and LVNV Funding, which outsource collections to Resurgent Capital. According to CFPB data, the second worst offender is CL Holdings, the parent company of debt-buyer Jefferson Capital Systems. The company has also been named in numerous complaints to the Better Business Bureau for alleged violations of the FDCPA, such as failing to properly validate debts or update credit reports with accurate information. Under the leadership of CEO David Burton, Jefferson Capital Systems is a wholly-owned subsidiary of CompuCredit Corporation, which markets subprime credit cards under the names Aspire, Majestic, and others. The third most referenced debt collector is publicly traded Portfolio Recovery Associates [NASDAQ: PRAA], which was forced to pay $27 million in penalties for making false representations about debts, initiating lawsuits without proper documentation, and other violations. Portfolio Recovery Associates is run by CEO Vikram Atal. Fourth place for alleged worst offender goes to Encore Capital Group [NASDAQ ECPG], which was required to pay $42 million in consumer refunds and a $10 million penalty for violating the Fair Debt Collection Practices Act. Encore collects under its subsidiary Midland Credit Management Group. These debt collectors all operate under a veritable shell game of company and brand names, almost none of which are disclosed on their websites, sending consumers on a wild goose chase to try and figure out how they’re related to each other. But despite their attempts to hide their tracks behind a smoke screen of subsidiaries, a leopard can’t change its spots, and the CFPB complaint database makes it harder for them to try. Photo Credit: Bumble Dee / Shutterstock Although widely considered a consumer-friendly state, complaints spiked most in California, which saw a 188% increase in complaints filed from the fourth quarter of 2023 to the first quarter of 2024. California is home to 157,367 military personnel, making it the most populous state for active-duty service members. The second-largest increase in debt collection complaints was in Texas, which saw a 66% jump from the fourth quarter of 2023 to the first quarter of 2024. The U.S. Department of Defense reports 111,005 service members stationed in the Lone Star State, which is the third-most populous state for active-duty military. The rising trends do not correlate to the number of military personnel by state. Complaints against debt collectors in Virginia, the second most populous state with 126,145 active duty personnel, decreased by 29% in the same quarter-over-quarter period. And complaints filed quarter-over-quarter in North Carolina, the fifth most populous state with 91,077 military personnel, decreased by 3% in the same period. The third largest percentage increase in debt collection complaints was from service members stationed in Maryland, where alleged harassment reports jumped 112% from the fourth quarter of 2023 to the first quarter of 2024. Maryland ranks number 12 with just 28,059 active duty service members. Fourth place goes to Ohio – the 28th most populous active-duty state – where complaints doubled, followed by Arizona – the 15th most populous military state – where complaints were up 70% in the same quarter-over-quarter period. Photo Credit: PeopleImages.com - Yuri A / Shutterstock In 2007, Congress passed the Military Lending Act to cap the cost of credit to a 36% annual percentage rate, inclusive of junk fees and late charges, for active duty military service members. That rate is still considerably higher than average credit card rates, which range from 8% for borrowers with excellent credit scores to as high as 36% for borrowers with bad credit. But lenders still get hauled into court for violating the MLA. Don Hankey, the billionaire subprime auto lender who funded Donald Trump’s $175 million appeal bond , is among those violators. His company, Westlake Financial, which markets high-interest car loans for bad credit, has been sued twice by the Department of Justice for harassing military service members. In 2017, the DoJ alleged Hankey’s Westlake Financial illegally repossessed at least 70 vehicles owned by military service members. Westlake Financial paid $700,000 to settle the charges. In 2022, Westlake Financial paid $250,000 for allegedly cheating U.S. troops out of interest rates they were legally entitled to. Westlake Financial continues to receive complaints from military service members alleging abusive debt collection practices on its no-credit-check loans. A steady year-over-year increase in the number of complaints filed against Westlake Financial continued from 2020 to 2023. Consumer Financial Protection Bureau data shows a 13% increase in the number of complaints against the company from 2020 to 2021, a 28% increase from 2021 to 2022, and a torrential 119% surge from 2022 to 2023. The numbers suggest systemic complaint-handling processes and inadequate customer service resources. Photo Credit: Cynthia Shirk / Shutterstock On May 16, 2024, a deceptively named predatory lending industry front group dubbed the Community Financial Services Association of America (CFSA) lost a legal attempt to defund the Consumer Financial Protection Bureau. In an effort to deprive Americans of essential consumer protections, the lobby group argued that the Consumer Financial Protection Bureau’s funding structure was unconstitutional. But the Supreme Court denied its claim. In a 7-2 ruling, the Court held that the Consumer Financial Protection Bureau’s funding structure is indeed constitutional. That means the Consumer Financial Protection Bureau cannot be defunded, but it does not mean the agency cannot be defanged. The New York Times suggested that Hankey’s incentive to finance Trump’s $175 million bond could have been a reciprocity pledge to neuter the Consumer Financial Protection Bureau if Trump wins the upcoming U.S. presidential election. If Trump wins a second term, he could replace Consumer Financial Protection Bureau director Rohit Chopra, an American consumer advocate, with a predatory lending advocate. In 2020, the Trump Administration secured a Supreme Court ruling that made it easier for the president to fire the head of the Consumer Financial Protection Bureau. The ruling struck down previous restrictions on when a president can fire the bureau’s director. Like other federal agencies, the Consumer Financial Protection Bureau has also been confronted for overstepping its bounds, pushing too far, and acting unfairly against entities it regulates. Photo Credit: Lux Blue / Shutterstock Seasonality and rising interest rates do not explain the increase in debt collection complaints from service members. The surge in complaints is not tied to predictable seasonal fluctuations or changes in interest rates. The increase in debt collection complaints by service members may point to underlying systemic issues, such as aggressive and predatory debt collection practices that exploit the unique financial vulnerabilities of service members, who face frequent relocations and deployments. Debt Complaints by Service Members The 24% spike in debt collection complaints exhibits no correlation to fluctuations in interest rates. 30-Year Fixed Mortgage Rates Pandemic stimulus checks were also not a factor. COVID-19 relief benefit checks went through three major rounds during the pandemic. The final round of Economic Impact Payments went out in March 2021 . To better understand the rising trend of debt collection complaints, we calculated the increase in the total number of complaints and the percentage increase quarter-over-quarter. For example, New Jersey has the second largest percentage increase in complaints quarter-over-quarter, but the total number of complaints increased by just 16. The data for this study was sourced from the Consumer Financial Protection Bureau (CFPB) complaint database. The dataset specifically targeted complaints filed by U.S. military service members, identified using the tag “Servicemember” within Q4 2023 and Q1 2024. Readers can find the detailed research methodology underlying this news story in the accompanying section here . For complete results, see U.S. Troops Face Mounting Threats from Predatory Debt Collectors on BadCredit.org . Homelessness reached record levels in 2023, as rents and home prices continued to rise in most of the U.S. One group was particularly impacted: people who have served in the U.S. military. "This time last year, we knew the nation was facing a deadly public health crisis," Jeff Olivet, executive director of the U.S. Interagency Council on Homelessness, said in a statement about the 2023 numbers. He said the latest homelessness estimates from the Department of Housing and Urban Development "confirms the depth of the crisis." At least 35,000 veterans were experiencing homelessness in 2023, according to HUD. While that's about half of what it was in 2009—when the organization began collecting data—things have plateaued in recent years despite active efforts to get that number to zero. Although they make up just 6.6% of the total homeless population, veterans are more likely to be at risk of homelessness than Americans overall. Of every 10,000 Americans, 20 were experiencing homelessness. Of veterans living in the United States, that number jumps to 22, HUD data shows. Complicated by bureaucracy, family dynamics, and prejudice, the path from serving in the military to homelessness is a long one. According to a 2022 study by Yale School of Medicine researchers, homelessness typically occurs within four years of leaving the military, as veterans must contend with the harsh reality of finding a job in a world where employers struggle to see how skills on the battlefield transfer to a corporate environment. These days, veterans also deal with historically high rent and home prices, which causes many to rely on family generosity while figuring out a game plan. Stacker examined academic studies, analyzed government data, and spoke with members of the Biden administration, experts, and former members of the armed forces to see the struggles members of the military face when leaving the armed forces. The Department of Veterans Affairs offers transition assistance to the roughly 250,000 service members who leave each year. However, those programs can be burdensome and complex to navigate, especially for those who don't have a plan for post-military life. Only a small portion of veterans have jobs lined up when they leave, according to 2019 Pew Research. Many also choose to live with relatives until they get on their feet, which can be longer than anticipated. Some former service members are unsure what kind of career they'd like to pursue and may have to get further education or training, Carl Castro, director of the Military and Veteran Programs at the Suzanne Dworak-Peck School of Social Work at the University of Southern California, told Stacker. "It takes years for that kind of transition," Castro said. Many have trouble finding a job after leaving the service, even if they are qualified. Some employers carry misconceptions about those who have served. A 2020 analysis from the journal Human Resource Management Review found that some veterans face hiring discrimination due to negative stereotypes that lead hiring managers to write them off as a poor culture fit. Underemployment, or working low-wage jobs below their skill level, is also an issue. While the unemployment rate for veterans was 3% in March 2024, a study released by Penn State at the end of 2023 found three years after leaving the service, 61% of veterans said they were underemployed because of perceived skill mismatches . This phenomenon can have long-term economic effects, and eventually, that frustration can boil over, strain relationships, and potentially lead to housing instability. Working, especially a low-wage job, is not protection against homelessness. A 2021 study from the University of Chicago found half of people living in homeless shelters and 2 in 5 unsheltered people were employed, full or part-time. For veterans, housing costs certainly play a role, but those who leave the military also face systemic barriers. "It's worrying there are people that continue to fall through the cracks," said Jeanette Yih Harvie, a research associate at Syracuse University's D'Aniello Institute for Veterans and Military Families. Just under a quarter of adults experiencing homelessness have a severe mental illness , according to 2022 HUD survey data. They are also likely to have chronic illnesses but are unable to maintain preventative care, which only exacerbates these problems. Veterans facing homelessness are more likely to have experienced trauma , either before or after joining the military, according to Yale researchers who analyzed the 2019-2020 National Health and Resilience in Veterans Study. Childhood trauma was among the most significant commonalities among vets who become homeless. Substance use disorder is also widespread and can indicate an undiagnosed mental illness . Racial and ethnic disparities are at play, too. A 2023 study in the Journal of Psychiatric Research showed that Hispanic and Black veterans were more likely to screen positive for PTSD, and Hispanic veterans were more likely to report having suicidal ideation. Overall, access to mental health care has improved in the last decade or so. In December 2023, the VA announced it would open nine additional counseling centers. However, the stigma of getting help remains, especially after years of being conditioned to be self-reliant and pull oneself up by their bootstraps. That help, in the form of public policy, is slowly working to catch up to the need. In 2023, the Biden administration invested millions into research programs and studies on suicide prevention by the VA office in addition to a proposed $16 billion to improve quality and lower-cost mental health care services for veterans. And, in February of this year, HUD and the VA announced they would give up to $14 million in vouchers to public housing agencies for veterans experiencing homelessness. The program would also offer case management and other services. Still, with a culture that pushes people to keep going, it can be challenging for servicemembers to take advantage of these opportunities, Harvie said. "When you've been doing that for the last 15 or 20 years, it's difficult to stop and say, 'I'm the person that needs help.'" Story editing by Kelly Glass. Copy editing by Kristen Wegrzyn. Stay up-to-date on the latest in local and national government and political topics with our newsletter.AP News Summary at 5:02 p.m. EST

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The Greens have launched a bid to enshrine access to housing as a human right in the ACT, part of the crossbench party's effort to drive greater government involvement in fixing the housing crisis. Subscribe now for unlimited access . Login or signup to continue reading All articles from our website & app The digital version of Today's Paper Breaking news alerts direct to your inbox Interactive Crosswords, Sudoku and Trivia All articles from the other regional websites in your area Continue Greens leader Shane Rattenbury said the move would be a practical way to force the government to consider the impacts of its decisions on housing affordability. "It is my hope this legislation will start a conversation both within and outside the government about the level of change that is needed to prioritise building homes for people over the private profit of property investors and companies," Mr Rattenbury said. The Greens have released a consultation draft of a bill that would insert the right to adequate housing into the ACT's human rights laws. "Over the long term, we hope this would start a conversation both within and outside government about what level of change is needed to prioritise people over profit. This could include greater government focus on market interventions or broader provision of publicly owned housing to boost the rental market with affordable places to live," the party said. Mr Rattenbury said the law change was a practical way to focus the government's attention on fixing the housing crisis. "For too long, politicians across the nation have treated the government's role in the housing market as providing for private profit, rather than safeguarding our community from the skyrocketing cost of finding and keeping a home," Mr Rattenbury said. Greens leader Shane Rattenbury. Picture by Karleen Minney "Now more than ever, in the middle of the most urgent housing crisis in living memory, we need to think about housing differently." A discussion paper published by the Greens said the adoption of a housing right would reframe government decisions about housing to be about social need rather than private profit. The right would not immediately require the government to provide everyone in the ACT with a home, the paper said. "Express consideration of the right to housing will provide a clearer framework to ground the government's commitment to provide services in the area of housing, in the same way it is already called upon to do for health care, education and, shortly, the environment," the paper said. The Greens' bill would insert clauses into the Human Rights Act to say, "Everyone has the right to have access to adequate housing" and "everyone is entitled to enjoy this right without discrimination". The bill would also introduce a clause that says no one can be unlawfully or arbitrarily evicted from their home or have an essential service unlawfully or arbitrarily withdrawn. The Greens said they did not believe their proposed law would result in an increase in court action against the government. Australia already had an obligation to ensure access to adequate housing under international law but this did not do enough, the Greens' discussion paper said. "The right to housing is enshrined in the International Covenant on Economic, Social and Cultural Rights (ICESCR), a treaty adopted by the United Nations General Assembly in 1966. As a party to this treaty since 1975, Australia has an obligation under Article 11 to take steps to realise the right to adequate housing. It sets out three components of an adequate standard of living: food, clothing and housing," the paper said. The paper said adequate housing had been interpreted to include adequacy, protection against forced evictions, prohibition against discrimination and the provision of emergency housing for vulnerable people. The Greens said a human right to housing had been expressly protected in Belgium, Portugal, Spain, the Netherlands, Finland, Switzerland, India, Argentina, and Russia. "In 2008, Finland introduced a human-rights-based policy aimed at ending homelessness. It focused on placing community members in stable, long-term accommodation, rather than short-term accommodation. Today, there are almost no rough sleepers in Finland," the discussion paper said. The Legislative Assembly last term voted to adopt the right to a healthy environment in the territory's human rights laws, giving people the power to complain about failures to protect and maintain the environment in the ACT. Share Facebook Twitter Whatsapp Email Copy Jasper Lindell Assembly Reporter Jasper Lindell joined The Canberra Times in 2018. He is a Legislative Assembly reporter, covering ACT politics and government. He also writes about development, transport, heritage, local history, literature and the arts, as well as contributing to the Times' Panorama magazine. He was previously a Sunday Canberra Times reporter. Jasper Lindell joined The Canberra Times in 2018. He is a Legislative Assembly reporter, covering ACT politics and government. He also writes about development, transport, heritage, local history, literature and the arts, as well as contributing to the Times' Panorama magazine. He was previously a Sunday Canberra Times reporter. 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Joe Burrow's home broken into during Monday Night Football in latest pro-athlete home invasion

TORONTO, Nov. 22, 2024 (GLOBE NEWSWIRE) — Mink Ventures Corporation (TSXV:MINK) (“ ” or the “ “) today announced that the Board of Directors has approved the grant of an aggregate number of 500,000 incentive stock options to its officers and directors. The exercise price of the stock options granted is $0.10 per common share. Subject to the rules of the TSX Venture Exchange and the Company’s Stock Option Plan, the options have a term of ten years and will expire on November 22, 2034. Mink Ventures Corporation (TSXV:MINK) is a Canadian mineral exploration company exploring for critical minerals in Ontario, Canada. It has a highly prospective, nickel copper cobalt exploration portfolio, with its Montcalm project, which now covers ~100 km adjacent to Glencore’s former Montcalm Mine with historical production of 3.93 million tonnes of ore grading 1.25% Ni, 0.67% Cu and 0.051% Co (Ontario Geological Survey, Atkinson, 2010), as well as its expanded Warren Project. These complementary nickel copper cobalt projects have excellent access and infrastructure and are in close proximity to the Timmins Mining Camp. The Company has 22,456,488 common shares outstanding. For further information about Mink Ventures Corporation please contact: Natasha Dixon, President & CEO, T: 250-882-5620 E: or Kevin Filo, Director, T: 705-266-6818 or visit .None

The US believes journalist Austin Tice is alive after disappearing in Syria in 2012, Biden says

See the 4,800+ rejected designs for Illinois' new state flag1,000-foot-tall roller coaster about to become a realityFor the second straight Major League Baseball offseason, a norm-shattering contract has been the talk of the winter, with Juan Soto agreeing with the New York Mets on a $765 million, 15-year deal that's the richest in baseball history. It comes almost exactly one year after the Los Angeles Dodgers forked out a princely sum of $700 million on a 10-year, heavily deferred deal for two-way Japanese superstar Shohei Ohtani. They are believed to be the two richest contracts in pro sports history. The way it's going, a contract approaching $1 billion doesn't seem out of the question. But several factors are working against it — at least in the near future. There's reason to believe the megadeals for Ohtani and Soto are unicorns in the baseball world. Both players are uniquely talented, surely, but both also had unusual circumstances propelling their value into the stratosphere. Ohtani is the greatest two-way player in baseball history, capable of improving any team on both sides of the ball. He's also the rare baseball player who has true international appeal. His every move ( like his unexpected marriage announcement ) is followed closely in his native Japan, adding another 125 million potential fans who buy merchandise, watch him play and help fill the Dodgers' coffers. Then there's Soto — a four-time All-Star and on-base machine who won a World Series with the Washington Nationals in 2019. The X-factor for him is he became a free agent at the prime age of 26, which is extremely hard to do under current MLB rules. New York Yankees' Juan Soto, right, with the help of his agent Scott Boras, left, agreed to a $765 million, 15-year deal with the New York Mets on Sunday. Players have to be in the big leagues for six years before testing free agency. The precocious Soto debuted at 19 with the Nats, making him part of a rare group of players who reached the highest level of professional baseball as a teenager. That accelerated his free agency timeline. It's rare for players to debut that young, and rarer still for them to develop into stars and test the open market the first chance they get. Two recent examples are Manny Machado and Bryce Harper, who both reached free agency in 2019. Machado signed a free-agent record $300 million contract with San Diego, and Harper overtook him days later with a $330 million contract to join the Phillies. Most players debut in the big leagues from ages 22 to 26, which means free agency comes in their late 20s or early 30s. A typical example is Yankees slugger Aaron Judge, who is one of this generation's great players but didn't hit the market until he was 30. Judge played three seasons of college baseball for Fresno State before getting drafted by the Yankees in 2013 at age 21 — already two years older than Soto was when he made his MLB debut. It took a few years for the budding superstar to reach the majors, and he was 25 when he had his breakout season in 2018, smashing 52 homers to earn AL Rookie of the Year honors. By the time he reached free agency after the 2022 season, he had already passed age 30. It's a major factor that led to him signing a $360 million, nine-year deal with the Yankees, which seems downright reasonable these days after the Ohtani and Soto deals. Two major trends are colliding that will make it harder for guys like Soto to hit free agency in their mid 20s. First, MLB teams have been more likely in recent years to take college players early in the draft, betting on more experienced talents. Just 10 high school players were drafted among the top 30 picks in the 2024 draft. Second, teams are more eager to lock up young, premium talent on long-term deals very early in their careers, well before they hit free agency. Sometimes before they even reach the majors. Juan Soto's deal comes almost exactly one year after the Los Angeles Dodgers forked out a princely sum of $700 million on a 10-year, heavily deferred deal for two-way Japanese superstar Shohei Ohtani. Since Soto, just two players have debuted in MLB before their 20th birthday — Elvis Luciano and Junior Caminero. Luciano hasn't been back to the majors since his 2019 cup of coffee. Caminero is now 21 and has only played in 50 big league games. Among those that debuted at 20: Fernando Tatis Jr. signed a $340 million, 14-year deal with San Diego in 2021, years before reaching the open market. Milwaukee's Jackson Chourio got an $82 million, eight-year deal before even reaching the big leagues. Young stars Corbin Carroll ($111 million, eight years with Arizona), Bobby Witt Jr. ($288 million, 11 years with Kansas City) and Julio Rodriguez ($209.3 million, 12 years with Seattle) also got massive guarantees early in their 20s to forgo an early free agency. The exception and wild card: Blue Jays slugger Vladimir Guerrero Jr. will be a 26-year-old free agent next offseason. Guerrero hasn't been as consistent in his young career as Soto, but a standout 2025 season could position him to threaten Soto's deal. More likely is that the player to pass Soto isn't in the majors yet — and might not even be in pro baseball. When 25-year-old Alex Rodriguez signed his record $252 million, 10-year deal with Texas in 2001, it took over a decade for another player to match that total, when Albert Pujols got $240 million over 10 years from the Angels in 2012. For many players, passing up life-changing money in their early or mid 20s is too enticing, even if it means that they might not maximize their value on the free agent market later in their careers. Soto was determined to test the market. He famously turned down a $440 million, 15-year offer to stay with the Washington Nationals in 2022, betting that he could make even more as a free agent. Not many players would turn down that kind of cash. Then again, that's what makes Soto so unique. And it's also why his $765 million deal could be the industry standard for some time. Stiliana Nikolova, of Bulgaria performs in the rhythmic gymnastics individuals all-round qualification round, at La Chapelle Arena at the 2024 Summer Olympics, Thursday, Aug. 8, 2024, in Paris, France. (AP Photo/Francisco Seco) Cincinnati Reds' Jonathan India reacts as he collides with San Diego Padres catcher Luis Campusano during the second inning of a baseball game Tuesday, May 21, 2024, in Cincinnati. India was safe and Campusano was charged with an error. (AP Photo/Carolyn Kaster) Kimberley Woods of Britain competes in the women's kayak cross time trial at the 2024 Summer Olympics, Friday, Aug. 2, 2024, in Vaires-sur-Marne, France. (AP Photo/Kirsty Wigglesworth) Mike Tyson, left, fights Jake Paul during their heavyweight boxing match, Friday, Nov. 15, 2024, in Arlington, Texas. (AP Photo/Julio Cortez) Aryna Sabalenka of Belarus plays a forehand return to Coco Gauff of the U.S. during their semifinal match at the Australian Open tennis championships at Melbourne Park, Melbourne, Australia, Thursday, Jan. 25, 2024. (AP Photo/Louise Delmotte) Noah Lyles, of the United States, jumps as he limbers-up ahead of the men's 100-meters final at the 2024 Summer Olympics, Sunday, Aug. 4, 2024, in Nanterre, France. (AP Photo/Petr David Josek) A member of the Seattle Mariners tosses a ball against a wall during drills at spring training baseball workouts, Thursday, Feb. 15, 2024, in Peoria, Ariz. (AP Photo/Lindsey Wasson) Rebecca Sramkova of Slovakia waits to receive serve during her first round match against Marta Kostyuk of Ukraine at the Wimbledon tennis championships in London, Monday, July 1, 2024. (AP Photo/Kirsty Wigglesworth) Czech Republic's Jiri Beran, left, competes with France's Yannik Borel in the men's team epee bronze final match during the 2024 Summer Olympics at the Grand Palais, Friday, Aug. 2, 2024, in Paris, France. (AP Photo/Abbie Parr) France's Adrien Truffert jumps over Argentina's goalkeeper Geronimo Rulli during a quarterfinal soccer match between France and Argentina, at Bordeaux Stadium, during the 2024 Summer Olympics, Friday, Aug. 2, 2024, in Bordeaux, France. (AP Photo/Rebecca Blackwell) Fans interfere with a foul ball caught by Los Angeles Dodgers right fielder Mookie Betts during the first inning in Game 4 of the baseball World Series against the New York Yankees, Tuesday, Oct. 29, 2024, in New York. (AP Photo/Ashley Landis) Italy's Sara Curtis splashes her face with water before a women's 50-meter freestyle semifinal at the Summer Olympics in Nanterre, France, Saturday, Aug. 3, 2024. (AP Photo/Natacha Pisarenko) Ivory Coast 's Seko Fofana, top, duels for the ball with Nigeria's Victor Osimhen during the African Cup of Nations final soccer match between Nigeria and Ivory Coast, at the Olympic Stadium of Ebimpe in Abidjan, Ivory Coast, Sunday, Feb. 11, 2024. (AP Photo/Sunday Alamba) Costa Rica midfielder Jefferson Brenes, from left, Alvaro Zamora (21), Francisco Calvo (15) and Joseph Mora (8) are pelted with drinks and trash after celebrating a Brenes goal in the second half of a CONCACAF Nations League Play-In soccer match against Honduras, Saturday, March 23, 2024, in Frisco, Texas. (AP Photo/Julio Cortez) Gabrielle Thomas, of the United States, celebrates winning the gold medal in the women's 200 meters final at the 2024 Summer Olympics, Tuesday, Aug. 6, 2024, in Saint-Denis, France. (AP Photo/Ashley Landis) Tyrrell Hatton, of England, reacts on the 11th hole during a practice round in preparation for the Masters golf tournament at Augusta National Golf Club Wednesday, April 10, 2024, in Augusta, GA. (AP Photo/Ashley Landis) Quincy Hall, of the United States, celebrates after winning the men's 400-meter final at the 2024 Summer Olympics, Wednesday, Aug. 7, 2024, in Saint-Denis, France. (AP Photo/David J. Phillip) Tim Tszyu, of Australia, hits Sebastian Fundora in a super welterweight title bout Saturday, March 30, 2024, in Las Vegas. (AP Photo/John Locher) Baltimore Ravens wide receiver Zay Flowers takes the field prior to an NFL football game against the Buffalo Bills, Sunday, Sept. 29, 2024, in Baltimore. (AP Photo/Stephanie Scarbrough) Workers peep through curtains to watch a match between France's Gael Monfils and Russia's Daniil Medvedev during the China Open tennis tournament held at the National Tennis Center in Beijing, Friday, Sept. 27, 2024. (AP Photo/Ng Han Guan) Amy Yang, of South Korea, is doused after winning the Women's PGA Championship golf tournament at Sahalee Country Club, Sunday, June 23, 2024, in Sammamish, Wash. (AP Photo/Lindsey Wasson) Workers remove snow from Highmark Stadium in Orchard Park, N.Y., Sunday Jan. 14, 2024. (AP Photo/ Jeffrey T. Barnes) United States' Mikaela Shiffrin speeds down the course during an alpine ski, women's World Cup slalom, in Gurgl, Austria, Saturday, Nov. 23, 2024. (AP Photo/Gabriele Facciotti) Real Madrid's Vinicius Junior, left, scores his side's second goal during a Spanish La Liga soccer match between Real Madrid and Almeria at the Santiago Bernabeu stadium in Madrid, Spain, Sunday, Jan. 21, 2024. (AP Photo/Bernat Armangue ) Czech Republic's Michal Kempny, right, punches United States' Brady Tkachuk during the quarterfinal match between Czech Republic and United States at the Ice Hockey World Championships in Prague, Czech Republic, Thursday, May 23, 2024. (AP Photo/Petr David Josek) Turkey's Taha Akgul, left, competes with Georgia's Geno Petriashvili in a men's freestyle 125 kg category gold medal wrestling match during the European Wrestling Championships, in Bucharest, Romania, Sunday, Feb. 18, 2024. (AP Photo/Andreea Alexandru) Kansas City Chiefs guard Trey Smith cries after winning the NFL Super Bowl 58 football game against the San Francisco 49ers, Sunday, Feb. 11, 2024, in Las Vegas. The Chiefs won 25-22. (AP Photo/Eric Gay) Carles Coll Marti of Spain competes in the men's 200-meter breaststroke heat at the World Aquatics Championships in Doha, Qatar, Thursday, Feb. 15, 2024. (AP Photo/Lee Jin-man) Los Angeles Lakers forward LeBron James (23) shoots between New Orleans Pelicans guard Trey Murphy III and guard CJ McCollum in the second half of an NBA basketball play-in tournament game Tuesday, April 16, 2024, in New Orleans. The Lakers won 110-106. (AP Photo/Gerald Herbert) A man in a monk's robe waves the French flag as the peloton passes during the sixth stage of the Tour de France cycling race over 163.5 kilometers (101.6 miles) with start in Macon and finish in Dijon, France, Thursday, July 4, 2024. (AP Photo/Daniel Cole) Belgium's Jeremy Doku, left, challenges for the ball with Romania's Andrei Ratiu during a Group E match between Belgium and Romania at the Euro 2024 soccer tournament in Cologne, Germany, Saturday, June 22, 2024. (AP Photo/Alessandra Tarantino) A spectator walks through a water mist sprayer on her way to Eiffel Tower Stadium to watch a beach volleyball at the 2024 Summer Olympics, Sunday, July 28, 2024, in Paris, France. (AP Photo/Robert F. Bukaty) Gabriel Medina, of Brazil, kicks off of a wave as he warms up prior to the quarterfinals round of the 2024 Summer Olympics surfing competition, Thursday, Aug. 1, 2024, in Teahupo'o, Tahiti. (AP Photo/Gregory Bull) Rebeca Andrade, of Brazil, is reflected on a surface as she performs on the balance beam during the women's artistic gymnastics all-around finals in Bercy Arena at the 2024 Summer Olympics, Thursday, Aug. 1, 2024, in Paris, France. (AP Photo/Charlie Riedel) Wyndham Clark waits to hit on the 17th hole during the first round at the Masters golf tournament at Augusta National Golf Club Thursday, April 11, 2024, in Augusta, Ga. (AP Photo/Matt Slocum) Kolkata Knight Riders' wicketkeeper Rahmanullah Gurbaz dives to make an unsuccessful attempt to run out Sunrisers Hyderabad's Abhishek Sharma during the Indian Premier League cricket final match between Kolkata Knight Riders and Sunrisers Hyderabad in Chennai, India, Sunday, May 26, 2024.(AP Photo/Mahesh Kumar A.) Mercedes driver Lewis Hamilton of Britain steers his car during the qualifying session of the Singapore Formula One Grand Prix at the Marina Bay Street Circuit, in Singapore, Saturday, Sept. 21, 2024. (AP Photo/Vincent Thian) Serbia's Novak Djokovic embraces his daughter Tara after defeating Spain's Carlos Alcaraz in the men's singles tennis final at the Roland Garros stadium during the 2024 Summer Olympics, Sunday, Aug. 4, 2024, in Paris, France. (AP Photo/Manu Fernandez) Spain's Dani Olmo clears the ball from the goal line during the final match between Spain and England at the Euro 2024 soccer tournament in Berlin, Germany, Sunday, July 14, 2024. (AP Photo/Andreea Alexandru) A fleet of boats compete in the mixed multihull sailing race during the 2024 Summer Olympics, Sunday, Aug. 4, 2024, in Marseille, France. (AP Photo/Daniel Cole) A horse watches from its stable ahead of the 156th running of the Belmont Stakes horse race at Saratoga Race Course, Thursday, June 6, 2024, in Saratoga Springs, N.Y. (AP Photo/Julia Nikhinson) Silver medalist Simone Biles, of the United States, left, and bronze medalist Jordan Chiles, of the United States, right, bow to gold medalist Rebeca Andrade, of Brazil, during the medal ceremony for the women's artistic gymnastics individual floor finals at Bercy Arena at the 2024 Summer Olympics, Monday, Aug. 5, 2024, in Paris, France. (AP Photo/Abbie Parr) Denver celebrates after winning the championship game against Boston College in the Frozen Four NCAA college hockey tournament Saturday, April 13, 2024, in St. Paul, Minn. Denver won 2-0 to win the national championship. (AP Photo/Abbie Parr) Washington safety Kamren Fabiculanan (13) and cornerback Elijah Jackson (25) break up a pass to Eastern Michigan wide receiver Terry Lockett Jr. (3) in the end zone during the second half of an NCAA college football game Saturday, Sept. 7, 2024, in Seattle. Washington won 30-9. (AP Photo/Lindsey Wasson) Milwaukee Bucks' AJ Johnson, right, goes up for a shot against Philadelphia 76ers' Jared McCain, center, and Adem Bona during the second half of an NBA basketball game, Wednesday, Oct. 23, 2024, in Philadelphia. (AP Photo/Matt Slocum) Elise Mertens, of Belgium, serves against Naomi Osaka, of Japan, at the BNP Paribas Open tennis tournament, Monday, March 11, 2024, in Indian Wells, Calif. (AP Photo/Mark J. Terrill) Italy's Giovanni Tocci competes in the men's 3m springboard diving preliminary at the 2024 Summer Olympics, Tuesday, Aug. 6, 2024, in Saint-Denis, France. (AP Photo/Lee Jin-man) Los Angeles Dodgers designated hitter Shohei Ohtani breaks his bat during the first inning of the team's baseball game against the Washington Nationals at Nationals Park, Tuesday, April 23, 2024, in Washington. (AP Photo/Alex Brandon) Wearing a device that measures his energy consumption, the Israel Amputee Football Team player, Ben Maman, left, fights for the ball with a young soccer player from a local team during a practice session in Ramat Gan, Thursday, April 11, 2024. (AP Photo/Leo Correa) A soccer fan dressed as Spiderman watches Brazil play Uruguay in a Copa America quarterfinal match on a screen set up for fans on Copacabana Beach in Rio de Janeiro, Sunday, July 7, 2024. Brazil lost in a penalty shootout and Uruguay qualified for the semifinals. (AP Photo/Bruna Prado) Men dressed in traditional clothes try to pull the opponent over the table at the German Championships in Fingerhakeln or finger wrestling, in Bernbeuren, Germany, Sunday, May 12, 2024. (AP Photo/Matthias Schrader) Aryna Sabalenka, of Belarus, kicks the ball after double faulting against Jessica Pegula, of the United States, during the women's singles final of the U.S. Open tennis championships, Saturday, Sept. 7, 2024, in New York. (AP Photo/Julia Nikhinson) Water is sprayed on the pitch as the ball boys and girls walk along the center line before the start of the men's Group A field hockey match between South Africa and Germany at the Yves-du-Manoir Stadium during the 2024 Summer Olympics, Tuesday, July 30, 2024, in Colombes, France. (AP Photo/Aijaz Rahi) Cleveland Browns defensive end Isaiah McGuire (57) reaches for Minnesota Vikings quarterback Nick Mullens (12) during the first half of an NFL preseason football game, Saturday, Aug. 17, 2024, in Cleveland. (AP Photo/Sue Ogrocki) Morocco's Widad Bertal celebrates after defeating Thailand's Jutamas Jitpong in their women's 54kg preliminary boxing match at the 2024 Summer Olympics, Tuesday, July 30, 2024, in Paris, France. (AP Photo/John Locher) Brazil's Priscila eyes the ball during a women's semifinal soccer match between Brazil and Spain at the 2024 Summer Olympics, Tuesday, Aug. 6, 2024, at Marseille Stadium in Marseille, France. (AP Photo/Julio Cortez) Simone Biles of the United States competes on the balance beam during a women's artistic gymnastics qualification round at the 2024 Summer Olympics, Sunday, July 28, 2024, in Paris, France. (AP Photo/Charlie Riedel) New Orleans Saints linebacker Willie Gay Jr. signs autographs for a young fan before the start of an NFL football game against the Kansas City Chiefs Monday, Oct. 7, 2024, in Kansas City, Mo. (AP Photo/Ed Zurga) Real Madrid's players celebrate with the trophy after winning the Champions League final soccer match between Borussia Dortmund and Real Madrid at Wembley stadium in London, Saturday, June 1, 2024. (AP Photo/Kirsty Wigglesworth) Mozambique's Deizy Nhaquile battles rough seas during a women's dinghy race, Saturday, Aug. 3, 2024, during the 2024 Summer Olympics in Marseille, France. (AP Photo/Jacquelyn Martin) People watch the cauldron rise at sunset by the Olympic rings during the 2024 Summer Olympics, Monday, Aug. 5, 2024, in Paris, France. (AP Photo/Natacha Pisarenko) Kansas City Chiefs tight end Travis Kelce (87) kisses Taylor Swift after the NFL Super Bowl 58 football game against the San Francisco 49ers, Sunday, Feb. 11, 2024, in Las Vegas. The Chiefs won 25-22. (AP Photo/John Locher) A light show is projected from the Eiffel Tower in Paris, France, during the opening ceremony of the 2024 Summer Olympics, Friday, July 26, 2024. (AP Photo/David J. Phillip) Kateryna Tabashnyk, a high jumper, sits for a portrait Sunday, June 9, 2024, at the athletics arena of the "Polytechnic" sports complex, which was destroyed by a Russian rocket attack, in Kharkiv, Ukraine. (AP Photo/Evgeniy Maloletka) Sent weekly directly to your inbox!

PUNE: Life behind bars across Maharashtra’s prisons is governed by a unique set of unwritten rules, traditions and social codes, and one aspect of this prison subculture is conveyed by nicknames that prisoners use to identify and communicate with each other. The names are tied to their roles, behaviour and social status within the prison ecosystem. The recently released ‘Parivartan: A Coffee Table Book’ by the Maharashtra Prison Department sheds light on 14 such nicknames that have become integral to prison vocabulary. The most well-known among them are: Taxi, Machandi, Vakil, Handi, Khabari, Godown and Jababdar. Each name offers an insight into the daily grind, networks and power dynamics of prison life. Swati Sathe, deputy inspector general (prison), said, “These nicknames are a tradition passed down through generations. They are derived from the nature and activities of prisoners, reflecting what they do inside the jail.” Prisoners involved in smuggling contraband into the prison are called Taxi. Much like a taxi transports passengers, these individuals are known for bringing banned goods—such as drugs, mobile phones, or weapons—into the facility through ingenious and often illegal means. Their activities sustain underground networks, making Taxi one of the most notorious monikers in the system. Machandi, or rebels, are known to actively challenge the prison’s authority; they incite unrest or create chaos within the jail. The name Vakil is given to unofficial legal advisers, some of who may have genuine expertise. But whether or not they possess formal legal training, these prisoners are known to draft applications, petitions and other documents on behalf of their peers. Their guidance, accurate or not, earns them a place of respect or tolerance within the prison community. Prisoners known for culinary innovation are called ‘Handi’. They engage in unauthorised cooking and create meals in hidden corners of the jail, offering respite to fellow inmates from regular prison fare. ‘Khabris’ are informers known to provide intelligence to jail authorities about escape plans, smuggling activities, or internal conflicts; this leads to them being ostracized by their peers. Prisoners nicknamed ‘Godown’ are known for smuggling and storing banned goods, often within their bodies to distribute later. Depending on the scale of their activities, they are called ‘Bada Godown’ or ‘Chota Godown’. While ‘Jababdars’ are entrusted with maintaining discipline among inmates by acting as mediators, ‘Kalatopi’ are habitual offenders who frequently return to prison due to their inability to break free and ‘Lalpatti’ are those who make audacious attempts to break free. Even if they fail, they are admired for their resourcefulness and boldness. For prison authorities, these nicknames serve a practical purpose. Sunil Dhamal, superintendent of Yerawada Central Prison, Pune, said, “It is impossible to remember the names of thousands of inmates. These nicknames make it easier for staff to identify prisoners and understand their roles.” Anil Khamkar, superintendent of Yerawada Open Prison, added, “Nicknames like Taxi, Handi, or Machandi are helpful in maintaining discipline. For example, if I’m informed that Handi is active, I immediately know someone is cooking illegally and can act accordingly.” On the other hand, prison guards also have nicknames – the most common being ‘Baba’. Khamkar noted, the name was sourced by Bollywood – in ‘Sanju’ actor Sanjay Dutt had referred to the on-screen guards with this name in a scene.

ANDERSON TOWNSHIP, Ohio (AP) — Bengals quarterback Joe Burrow’s home was broken into during Monday Night Football in the latest home invasion of a pro athlete in the U.S., authorities said Tuesday. No one was injured in the break-in, but the home was ransacked, according to a report provided by the Hamilton County Sheriff’s Office. Deputies weren’t immediately able to determine what items were stolen. A person who is employed by Burrow arrived at the Anderson Township home Monday night to find a shattered bedroom window and the home in disarray. The person called their mother, and then 911 was contacted, according to the report. Deputies reached out to neighbors in an attempt to piece together surveillance footage. “Our investigators are exploring every avenue,” public information officer Kyla Woods said. The homes of Chiefs stars Patrick Mahomes and Travis Kelce were broken into in October. In the NBA , Milwaukee Bucks forward Bobby Portis had his home broken into Nov. 2 and Minnesota Timberwolves guard Mike Conley Jr.’s home was burglarized on Sept. 15 while he was at a Minnesota Vikings game. Portis had offered a $40,000 reward for information. Both the NFL and NBA issued security alerts to players after those break-ins, urging them to take additional precautions to secure their homes. In league memos previously obtained by The Associated Press, the NFL said homes of professional athletes across multiple sports have become “increasingly targeted for burglaries by organized and skilled groups.” And the NBA revealed that the FBI has connected some burglaries to “transnational South American Theft Groups” that are “reportedly well-organized, sophisticated rings that incorporate advanced techniques and technologies, including pre-surveillance, drones, and signal jamming devices.” Some of the burglary groups have conducted extensive surveillance on targets, including attempted home deliveries and posing as grounds maintenance or joggers in the neighborhood, according to officials. ___ AP NFL: https://apnews.com/hub/nfl(Bloomberg) -- Adobe Inc. fell in extended trading after giving a disappointing annual sales outlook, underscoring anxieties that the creative software company may lose business to emerging artificial intelligence-based startups. Most Read from Bloomberg Brace for a Nationwide Shuffle of Corporate Headquarters American Institute of Architects CEO Resigns Cloud Computing Tax Threatens Chicago’s Silicon Valley Dream San Francisco, Paris Named Best Cities for Urban Transportation City Hall Is Hiring Revenue will be about $23.4 billion in the fiscal year ending in November 2025, the company said Wednesday in a statement. Earnings, excluding some items, will be $20.20 a share to $20.50 a share. Analysts, on average, estimated sales of $23.8 billion and adjusted profit of $20.52 a share, according to data compiled by Bloomberg. Adobe, known for its software for creative professionals, has been adding generative AI features to its applications, such as embedding its proprietary model, Firefly, into products like Photoshop. The company unveiled an AI tool to create videos during its annual user conference in October, which has been integrated into editing app Premiere and is slowly rolling out to the wider public. The software maker will soon introduce a “new higher-priced Firefly offering,” which includes video models, David Wadhwani, who leads the company’s creative business, said on a conference call after the results were released. A closely watched metric of new creative software business — digital media net new annual recurring revenue — will increase 11% in the fiscal year, in line with estimates. Factored into guidance “is an ongoing strategy to introduce new tiered subscription offerings and add-ons,” Chief Financial Officer Dan Durn said during the call. Adobe’s outlook may be conservative due to “the uncertain pace at which AI usage may take root,” wrote Anurag Rana, an analyst at Bloomberg Intelligence. The shares fell almost 9% in extended trading after closing at $549.93 in New York. The stock has dropped 7.8% this year, lagging behind software peers and industry benchmarks. Investors have voiced recurring anxieties that AI-based creative tools from firms like OpenAI or Runway AI could take market share from Adobe. While company executives and customers tout the value of Adobe’s new AI tools, “investors aren’t feeling that excitement,” Keith Weiss, an analyst at Morgan Stanley, said on the conference call. In the fiscal fourth quarter, Adobe reported that sales increased 11% to $5.61 billion. Profit, excluding some items, was $4.81 a share. Analysts, on average, projected earnings of $4.67 a share on revenue of $5.54 billion. The company ended the quarter with digital media annual recurring revenue of $17.3 billion, slightly ahead of the average analyst estimate. The digital media unit, which includes Adobe’s flagship creative and document-processing software, posted a 12% increase in sales to $4.15 billion in the quarter ended Nov. 29. Revenue from the unit that includes marketing and analytics software rose 10% to $1.4 billion. Integration of Firefly into applications across the company’s products “is driving record customer adoption and usage,” Chief Executive Officer Shantanu Narayen said. Firefly has been used over 16 billion times, he added. On Monday, OpenAI made its video-generating model Sora available to those already paying for its chatbot ChatGPT. Wadhwani said Adobe’s video model will become “more broadly available in early 2025.” Most Read from Bloomberg Businessweek Grand Theft Auto VI Will Rule the Video Game Industry in 2025 Biden Made This Billionaire Much Richer. The Bonanza Could End With Trump Early Adopters Are Ditching Google Search for AI Chatbots Trump’s Manufacturing Revival Doesn’t Add Up for These Businesses Trump Agenda Won’t Hurt Global Economy as Much Next Year as in 2026 ©2024 Bloomberg L.P.AP News Summary at 5:02 p.m. ESTToday's fortune: Dec. 29, 2024 Published: 29 Dec. 2024, 07:00 Audio report: written by reporters, read by AI Read what today holds in store for you under the 12 signs of the zodiac, each represented by an animal. Our astrologer Cho Ku-moon explores saju (the four pillars of destiny) and geomancy for your prospects on wealth, health and love while offering advice on the direction of your luck and fortune. Check the year of your birth for today’s prediction. Sunday, Dec. 29, 2024 (Nov. 29 on the lunar calendar) Rat Wealth: fair Health: good Love: social Lucky direction: south 1936: News about relatives may come your way. 1948: You might acquire something new. 1960: Both spending and gains are likely today. 1972: Go on a family outing or shopping trip. 1984: Enjoy watching a movie or attending a performance. 1996: A cheerful, refreshing day awaits. Ox Wealth: fair Health: good Love: joyful Lucky direction: west 1937: Familiar routines bring comfort and peace. 1949: Large families bring joy and energy. 1961: You might have a chance to enjoy good food. 1973: Prioritize family over external matters. 1985: A physically tiring but mentally satisfying day. 1997: Meet friends or spend time with your partner. Tiger Wealth: average Health: average Love: generous Lucky direction: east 1938: Place valuable items where they’re easily visible. 1950: Choose vegetables and fruits over meat today. 1962: Avoid sensitive topics like marriage or career in discussions. 1974: Spend a relaxing day at home. 1986: You might have to work instead of relaxing. 1998: The day may feel dull or uneventful. Rabbit Wealth: average Health: average Love: generous Lucky direction: north 1939: Keep yourself hydrated with warm drinks. 1951: Appreciate traditional values and local goods. 1963: Older possessions may feel more reliable today. 1975: Relationships and items improve with time. 1987: People rarely change — adjust your expectations. 1999: Neither thrilling nor disappointing. Dragon Wealth: fair Health: good Love: joyful Lucky direction: south 1940: Everything has its rightful place. 1952: A fulfilling and rewarding day awaits. 1964: Expect a day filled with purpose and meaning. 1976: Small joys may turn into big smiles. 1988: Capture special moments with photos. 2000: A day full of energy and excitement. Snake Wealth: average Health: average Love: jealous Lucky direction: north 1941: A compliment can make someone’s day brighter. 1953: Sometimes ignorance can bring peace of mind. 1965: Slowing down might yield better results. 1977: Avoid comparing yourself to others. 1989: Choosing a second-best option might be wise. 2001: Focus on your progress instead of other people's. Horse Wealth: excellent Health: strong Love: united Lucky direction: south 1942: Everything may feel perfectly aligned. 1954: Engage your family to share the workload. 1966: Success often requires collective effort. 1978: Family bonds and loyalties run deep. 1990: Unity brings strength. 2002: Your relationships may deepen and thrive. Sheep Wealth: fair Health: good Love: joyful Lucky direction: west 1943: A day filled with happiness and satisfaction. 1955: Achieve goals and savor the results. 1967: Treasure special moments and document them. 1979: You might feel physically drained but mentally content. 1991: Spending on joyful experiences could feel rewarding. 2003: A day of optimism and enthusiasm awaits. Monkey Wealth: spending Health: average Love: strained Lucky direction: south 1944: Sometimes speaking less is better. 1956: Your children’s lives are not yours. 1968: Taking your time may yield better outcomes. 1980: Life’s ups and downs balance out, eventually. 1992: Spend time in solitude for self-reflection. 2004: Recognize the difference between dreams and reality. Rooster Wealth: spending Health: cautious Love: strained Lucky direction: south 1945: Avoid meddling in matters that don’t concern you. 1957: People rarely change, so manage expectations wisely. 1969: Teach independence rather than providing everything. 1981: Reality may differ from your original plans. 1993: Be wary of forming the wrong connections. 2005: Alone time may help clarify your thoughts. Dog Wealth: average Health: average Love: fleeting Lucky direction: east 1946: Avoid favoritism and keep your emotions balanced. 1958: Appearances might not reflect the truth — dig deeper. 1970: Spend time at home resting instead of working. 1982: Do not set unrealistic expectations. 1994: The outcome may fall short of what you anticipated. 2006: Not everything is as it seems. Pig Wealth: fair Health: good Love: joyful Lucky direction: south 1935: A fulfilling and satisfying day awaits. 1947: Emotional bonds outweigh material wealth today. 1959: Progress may align with your plans. 1971: Moderate spending enhances life’s joy. 1983: Create memories with your family. 1995: You may feel emotionally recharged today. 2007: An opportunity to enjoy delicious food awaits.

Ghana's opposition leader John Mahama officially won the country's election on Monday, easily defeating the ruling party candidate after voters punished the government's economic management and high living costs. Mahama won 56 percent of the votes in Saturday's presidential ballot, compared to the ruling party candidate and Vice President Mahamudu Bawumia, who secured 41 percent, the electoral commission said announcing official results. The landslide comeback for former president Mahama ended eight years in power for the New Patriotic Party (NPP) under President Nana Akufo-Addo, whose last term was marked by Ghana's worst economic turmoil in years, an IMF bailout and a debt default. "These eight years have witnessed some of the darkest periods of our governance," Mahama told crowds of supporters blowing horns and whistles in his party office in Accra. "This mandate also serves as a constant reminder of what fate awaits us if we fail to meet the aspirations of our people." Bawumia, a former central banker, had already quickly conceded defeat on Sunday, acknowledging Ghanaians wanted change after the government failed to shake off widespread frustration. Bawumia also said the Mahama's National Democratic Congress (NDC) party had won the parliamentary vote in Saturday's election. Official results for the parliament are still being tallied. Mahama, 66, had previously failed twice to secure the presidency, but in Saturday's election he managed to tap into expectations of change among Ghanaians. He promised to "reset" Ghana, usher in economic revival and renegotiate parts of the country's $3 billion IMF accord. In his acceptance speech, Mahama promised reforms and "severe" measures to bring Ghana back on track. "The journey is not going to be easy... because the outgoing government has plunged our dear nation into the abyss," he said. "I am certain that we shall win the battle." With a history of democratic stability, Ghana's two major parties, the NPP and NDC, have alternated in power equally since the return to multi-party politics in 1992. But Ghana's economic woes dominated the 2024 election, after the continent's top gold producer and world's second cacao exporter went through a debt crisis, the default and currency devaluation. Turnout for Saturday election was 60.9 percent, a slide in participation from 79 percent in the 2020 election, results showed. With a slogan "Break the 8" -- a reference to two, four-year terms in power -- Bawumia had sought to take the NPP to an unprecedented third mandate. But he struggled to break from criticism of Akufo-Addo's economic record. While inflation slowed from more than 50 percent to around 23 percent, and other indicators stabilised, economic concerns were still a clear election issue for most Ghanaians. That frustration opened the way for a comeback from Mahama, who first came to the presidency in 2012 when he was serving as vice president and then President John Atta Mills died in office. During campaigning, the former president also faced criticism from those who remember his government's own financial tribulations and especially the massive power blackouts that marred his time in office. bur/pma/givHow UnitedHealthcare became the face of a broken health care system

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