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The Indianapolis Colts seem to be allergic to making the playoffs. With their 45-33 loss to the New York Giants on Sunday, they were officially eliminated from playoff contention for the fourth season in a row. In three of those seasons the Colts have suffered devastating, embarrassing losses in must-win games. It has been such a bad run that Sunday's loss to a previously 2-13 Giants team might not even be the worst of them all. A quick rundown of the recent history for the Colts in these must-win games: -- In 2021 they entered Week 18 of the season simply needing to beat the 2-14 Jacksonville Jaguars to clinch a playoff berth. They ended up losing 26-11 (after falling behind 26-3) and missed the playoffs. -- In 2023 they entered Week 18 needing a win over the Houston Texans to make the playoffs and win the AFC South. They lost when running back Tyler Goodson dropped a wide open pass on a fourth-and-one that could have kept a potential game-winning drive going. Then there was Sunday against the Giants. The Colts still needed some help to get in the playoffs even with a win this time around, but a win was an absolute must to keep their chances alive. They not only failed to get it, they were humiliated. The 2-13 Giants entered the game without having won a single game at home all season. They had lost 10 games in a row. They had not scored more than 22 points in any of those games, and only once scored more than 20 points. They were starting Drew Lock after he entered the season as their third-string quarterback. You hate to say that any game in the NFL should be an assumed win, but this should have been as close to one as you could get for the Colts. Yes, the Colts were also playing with a backup quarterback, as Joe Flacco started in place of the injured Anthony Richardson, but there is probably an argument to be made that Flacco is a better quarterback at this stage of both player's careers. The Colts also scored 33 points. Unfortunately for them, they allowed 45 points with Lock accounting for five touchdowns (four passing and one rushing) and posting a 155.3 passer rating in what might have been the best game of his career. In terms of worst losses, the 2021 game in Jacksonville is still the most humiliating because that was a win-and-in game. The 2023 game in Houston was against a good team that was probably a coin-flip going in. The loss hurt, especially with the crucial drop, but there was no shame in the defeat. The most recent letdown probably sandwiches in the middle of the three. Combined with the game in Denver two weeks ago that swung when running back Jonathan Taylor prematurely dropped the ball at the goal line celebrating a sure touchdown, the Colts are going to have a long offseason of "what ifs" ahead of them.Half of Americans who haven’t retired yet expect to rely on Social Security benefits, but more than 70% of them are concerned that the retirement benefits they’ve been promised won’t be there for them, a new Bankrate survey showed. More than three-quarters of current retirees rely on Social Security to pay necessary expenses, Bankrate found. A concerning deadline is looming for many Americans: The Social Security trust fund is projected to be exhausted in 2033. But the trust fund isn’t what many Americans think it is, one expert said. Misunderstandings about the nature of Social Security are a big reason the program’s solvency remains an ongoing problem, said Romina Boccia of the Cato Institute. “Perhaps the best way to explain what the Social Security trust fund is, is by explaining what it isn’t,” Boccia said. “And that is a trust fund.” Boccia, the director of budget and entitlement policy at the libertarian-leaning think tank, said the Social Security trust fund is more of a political construct than a true repository of savings. The main source of income for Social Security is payroll taxes on working Americans, which support retirees. Until 2010, workers paid more in Social Security taxes than what the federal government paid out in benefits, Boccia said. Since then, Social Security has borrowed more than $1 trillion to bridge the gap. The government is expected to borrow another $4 trillion to make up the Social Security deficit between now and 2033. The Social Security Administration’s legal borrowing authority will run out in 2033. That’s what people think of as the trust fund becoming exhausted. That doesn’t mean there won’t be any money for retirees in 2034. But it does mean retirees can only be paid based on what’s currently coming in—mainly payroll taxes—which would be the equivalent of a roughly 20% across-the-board cut in benefits. Congress is likely to act before then, but the problem isn’t going to get easier to solve. “Those deficits are accelerating,” Boccia said. When Social Security collected more money than it needed to provide benefits, as it did before 2010, the government spent the surplus elsewhere, Boccia said. Now, the trust fund is essentially a “piggy bank that holds only IOUs” issued by the Treasury to the Social Security Administration so retirees can get their benefits. “Perhaps a technical way of describing it is that it’s an intragovernmental accounting ledger,” Boccia said. The government has been shuffling deck chairs around to maintain Social Security benefit levels for the last 14 years, Boccia said. “Some of those deck chairs have fallen overboard,” she said. Shifting demographics pose a big problem for Social Security, Boccia said. People are living longer, but she said the retirement age hasn’t been adjusted accordingly. Fertility has declined, meaning fewer new workers are generating tax revenue for retiree benefits. In the 1950s, 16 workers paid taxes for every Social Security beneficiary, Boccia said. Now, there are just 2.7 workers covering the costs for each beneficiary. Benefits are also becoming more expensive in real terms, meaning above inflation, Boccia said. That’s due to Social Security’s benefit formula, which provides new recipients with a one-time productivity increase based on wage growth in the economy, she said. The simplest and most politically viable solution to fix Social Security would be to slow the growth of future benefits, Boccia said. Index initial benefits to prices instead of wages, she said. That change alone would close about 80% of the current funding shortfall. She said her preferred reform would be “a more bottoms-up approach” introducing some type of universal flat benefit. By moving away from an earnings-related benefit toward one based on years worked, this change would better distribute benefits to those who need financial aid in old age the most, she said. For example, the flat rate could be 125% above the federal poverty level. That would honor the original intent of Social Security, which was to protect seniors against poverty in retirement. “The beauty of such a more fundamental change is that you give people certainty about the size of the benefit that they can expect in retirement, which makes it much easier for people to plan their own savings and investment in order to supplement the basic benefit they will receive from the government,” Boccia said. Does the government need to raise taxes to keep Social Security viable for future generations? Boccia said higher taxes aren’t absolutely required. “But the question is, is it going to be politically viable to make any Social Security reforms that do not involve higher taxes on some Americans,” she said. Social Security reform is a tough one for politicians to tackle. No one wants to pay higher taxes, and no one wants their retirement benefits slashed. Boccia said a congressionally established fiscal commission could be given the authority to reform Social Security. “Then, by leaving the details to the commission, Congress can have political cover ... for unpopular changes,” she said. Boccia said Americans should be more worried about the growing national debt than their Social Security benefits disappearing a decade from now. “The program has been around for 90 years,” she said. “And the most likely scenario without meaningful reforms is that Congress will decide to borrow more money and basically ignore the 2033 borrowing authority limit and just blow right through it, the way that they blow through the debt limit every time it comes up.”COLLEGE PARK, Md. (AP) — Maryland turned the ball over 25 times, blew a 17-point lead and was outrebounded in the second half. Read this article for free: Already have an account? To continue reading, please subscribe: * COLLEGE PARK, Md. (AP) — Maryland turned the ball over 25 times, blew a 17-point lead and was outrebounded in the second half. Read unlimited articles for free today: Already have an account? COLLEGE PARK, Md. (AP) — Maryland turned the ball over 25 times, blew a 17-point lead and was outrebounded in the second half. Coach Brenda Frese still had plenty to be happy about. “I thought it was a phenomenal game from two really competitive teams,” Frese said. “Credit Michigan State. We knew they were going to play hard for 40 minutes.” No. 8 Maryland faced its biggest test in a while Sunday, and the Terrapins held off the No. 19 Spartans 72-66. It wasn’t a pretty game from an offensive standpoint, but the Terps were able to execute when they needed to at the end. Up by two in the final minute, Shyanne Sellers found Christina Dalce on a pick-and-roll for an easy layup with 36.3 seconds left — her only points of the game. Michigan State didn’t score again, falling short in this matchup between two ranked Big Ten teams. This was nearly a clash of unbeatens, but the Spartans (11-2, 1-1 Big Ten) lost to Alabama in their last game before this one. Maryland (12-0, 2-0) has equaled the second-best start in team history. “It’s one of the most competitive groups I’ve ever coached,” Frese said. “It’s not really about being undefeated. Of course we love it. I think it shows just the work that they’re putting in. But for us, as long as we just continue to keep our head down and work hard through this process, I think that’s where you’re seeing the results pay off.” The Terrapins beat Duke last month, but this was their first ranked opponent since. It was a physical game in which rebounds were not for the faint of heart. “One thing I’ve loved about our team all year is our effort’s always been in a great space,” said Michigan State coach Robyn Fralick, whose team had a 10-1 edge in offensive rebounds in the second half. Maryland let a big lead get away, but with the score tied at 57, Saylor Poffenbarger and Bri McDaniel made 3-pointers to put the Terps up by six. McDaniel had to leave the game earlier in the fourth after falling to the ground with a thud, but she was able to return. ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here. AP women’s college basketball: https://apnews.com/hub/ap-top-25-womens-college-basketball-poll and https://apnews.com/hub/womens-college-basketball Advertisement

Former President Jimmy Carter has died at his home in Plains, Georgia at the age of 100. His son, Chip Carter confirmed that the former president died about 3:45 p.m. The nation’s 39th president had been in hospice care since February 2023. After a series of short hospitalizations, Carter decided to “spend his remaining time at home with his family and receive hospice care instead of additional medical intervention,” the Carter Center said in a statement at the time. Carter, 100, the longest-lived American president, was a little-known Georgia governor when he began his bid for the presidency ahead of the 1976 election. He went on to defeat then-President Gerald R. Ford, capitalizing as a Washington outsider in the wake of the Vietnam War and the Watergate scandal that drove Richard Nixon from office in 1974. Carter served a single, tumultuous term and was defeated by Republican Ronald Reagan in 1980, a landslide loss that ultimately paved the way for his decades of global advocacy for democracy, public health and human rights via The Carter Center. The former president and his wife, Rosalynn, who died on November 19, 2023, at the age of 96, opened the center in 1982. His work there garnered a Nobel Peace Prize in 2002. Carter, who has lived most of his life in Plains, traveled extensively into his 80s and early 90s, including annual trips to build homes with Habitat for Humanity and frequent trips abroad as part of the Carter Center’s election monitoring and its effort to eradicate the Guinea worm parasite in developing countries. In 2015 Carter announced he had metastatic melanoma, which spread to his liver and brain. He survived through an immunotherapy treatment, but faced a series of additional health scares in 2019. He entered home hospice care on Feb. 19, and remained surrounded by his family members. At that time, his grandson Jason Carter posted on Twitter: “They are at peace and — as always — their home is full of love.”Approval has also been granted for two social housing developments in the city A statue of Irish blues rock legend Rory Gallagher outside Belfast's Ulster Hall has now been granted planning approval A life-sized statue of Irish blues rock legend Rory Gallagher is to be erected in Belfast. Members at Belfast City Hall gave planning approval for the bronze structure the nod at a Planning Committee meeting on Tuesday night.

Elderly man dies in Buxar accident

Frese pleased after No. 8 Maryland stays unbeaten in 'phenomenal game' against No. 19 Michigan State

Resolution 2254, agreed upon by the UN Security Council in 2015, outlined how the Syrian civil war might end and how the country could transition to democracy. But is it still fit for purpose now so much has changed? As the situation in Syria continues to evolve following the ouster of President Bashar Assad , an almost decade-old UN Security Council resolution is being described as vital for what comes next. "The people of Syria stand at a moment of history — and a moment of opportunity. That opportunity cannot be missed," United Nations Secretary-General António Guterres said last week in New York. "The process must be guided by the underlying principles of Security Council Resolution 2254." Many senior international diplomats, including the US Secretary of State Antony Blinken and German Foreign Minister Annalena Baerbock , have said similar. The Security Council, or UNSC, released a statement last week that also agreed with this statement, even though the body has been divided over issues pertaining to Syria. Russia, one of the council's permanent members, is a long-standing ally of the Assad regime and became involved in the war on his behalf in 2015. Russia has vetoed or interfered in UNSC measures around Syria many times throughout the conflict, including blocking aid deliveries and vetoing an investigation into the use of chemical weapons by the Assad regime. However, now that the Assad regime is gone, Russia is taking a more placatory attitude to UNSC work on Syria. What is UNSC Resolution 2254? The resolution was passed unanimously by members of the UN Security Council in 2015 as the Syrian civil war became increasingly brutal and bloody. It was intended as the basis of ceasefire talks. It advocates for a peaceful transition of power from dictatorship toward democracy. The Assad family had controlled Syria since 1971 and was known for violently suppressing any political dissent. After peaceful revolutions in 2011 during the so-called "Arab Spring," fighting broke out between the Syrian government, which tried to suppress the protests, and anti-government rebels. According to Resolution 2254, any ceasefire should have included setting up a new, inclusive transitional government and drafting a new constitution. The ultimate aim was to ease Assad out of power and hold free and fair elections. The resolution said that this process should be Syrian-led but supported by the UN. "The only sustainable solution to the current crisis in Syria is through an inclusive and Syrian-led political process that meets the legitimate aspirations of the Syrian people" was probably the most often quoted line from Resolution 2254 over the past decade of war. Resolution 2254 also committed to Syria's territorial integrity , national independence, societal unity and a non-sectarian system of governance. How did the resolution come about? Resolution 2254 was broadly based on what's known as the Geneva Communique of June 2012. The Geneva Communique was a statement issued after talks held in Geneva, Switzerland, by the UN-backed Action Group for Syria. This group included foreign ministers from Arab countries, the EU, US, UK, Turkey, China and Russia. Syrians were not involved. The UN Security Council endorsed the Geneva Communique in a 2013 resolution, but Resolution 2254 later outlined the steps needed to end the conflict more concretely. Does Resolution 2254 still apply? As one commentator noted on social media platform X (formerly Twitter), "applying 2254 today feels like prescribing meds for a condition that no longer exists." Indeed, some of the details of the resolution are now outdated. For instance, it calls for negotiations and power sharing between the Syrian opposition and the Syrian government, headed by Assad. Obviously, that government no longer exists. Syria's de-facto head of government, Ahmad al-Sharaa , head of the rebel militia that led the charge that toppled the Assad regime, has also raised this point. Al-Sharaa's "General Command," which is running the country during the current transition, broadly supports Resolution 2254, a statement from the organization said. But at this weekend's meeting with the UN's Special Envoy for Syria, Geir Pedersen, in Damascus , al-Sharaa also suggested that Resolution 2254 needed to be updated given new realities on the ground. Foreign interference Over the weekend, countries attending a meeting of what is known as the Astana Process also expressed support for Resolution 2254. The Astana Process was started in 2017 by Russia, Iran and Turkey to "jumpstart" peace talks in Syria. All those countries played a significant part in the Syrian war, with Russia and Iran supporting the Assad regime and Turkey backing some anti-Assad rebel groups. Over the weekend, the representatives of the original three Astana countries met with foreign ministers from Egypt, Saudi Arabia, Iraq, Jordan and Qatar in Aqaba, Jordan . The group released a statement agreeing that the Syrian transition should proceed in accordance with Resolution 2254. This statement has been met with some skepticism by Syrian opposition groups. They fear Resolution 2254 could be used as an excuse for foreign powers to interfere in Syria. Some Syrians have even expressed the same kind of suspicion about the UN aiding the transition, seeing it as either helpless or useless during their long-running civil war. A roadmap Despite criticisms of Resolution 2254, it still seems the most likely proposal to guide the Syrian transition. "It is easier for [UN Security] Council members to stick with the basic principles of 2254 than come up with an entirely new plan for a UN role in Syria," Richard Gowan, UN director at the Criss Group think tank told Abu Dhabi-based newspaper The National earlier in December. The resolution could simply serve as a basis for a "Syrian-Syrian dialogue, with the participation of the full spectrum, including trustworthy individuals, technocrats, experts, patriots," Yahya al-Aridi, a university professor and former spokesperson for the Syrian opposition, told specialist publication Syria Direct last week. To succeed, Syrian's transition "must be carried out by Syrians for Syrians, but with external assistance," Carl Bildt, Sweden's former prime minister and foreign minister, argued in a December op-ed for Project Syndicate . "The UN process represents the best way forward." Edited by: Davis VanOpdorp Is HTS ready to govern post-Assad Syria? To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 videoThe Motorola Moto G15 was officially announced on December 17, 2024. The budget smartphone is fueled with a 5200 mAh battery + 18W wired charging. It is available in colors like Gravity Grey, Iguana Green, Sunrise Orange, Sea Blue, and Glacier Blue. Body & Display: The dimension of the phone is 165.7 x 76 x 8.2 mm and weighs 190 grams. It comes with a screen size of 6.72 inches and an IPS LCD capacitive touchscreen display resolution of 1080 x 2400 pixels and a 20:9 aspect ratio. Platform: The smartphone is powered by a Mediatek Helio G81 Extreme (12 nm) Octa-core processor coupled with a Mali-G52 MC2 graphics processing unit (GPU). It runs on Android 15 operating system. It is packed with 8GB RAM and 512GB of internal storage. Main Camera: The Motorola Moto G15 sports a dual-camera setup at the back comprising a 50-megapixel (wide) + 5-megapixel (ultrawide) sensor. It features an LED flash, HDR, and Panorama. Selfie Camera: On the front, the mobile features an 8-megapixel (wide) camera for clicking beautiful selfies and making video calls. Connectivity options on the device include Wi-Fi 802.11 a/b/g/n/ac, dual-band, Bluetooth 5.0, A2DP, LE, GPS, GALILEO, GLONASS, BDS, QZSS, NFC (market/region dependent), FM radio, and USB Type-C 2.0. Its sensors include fingerprint (side-mounted), accelerometer, gyro, proximity, and compass. What do you think of the Motorola Moto G15? Is it good or bad? Let me know in the comments. For more related article, visit the technology section .