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SoFi Technologies ( SOFI 3.93% ) stock is finally back in the market's favor after declining for most of the year. SoFi doesn't fit neatly into a particular box; it's a bank, but not quite a bank stock . It's a tech-driven company, but a lot more. In some ways, it almost defines the fintech category , but it defies conventional labeling because its banking business provides a lot more stability than the classic fintech. So it isn't surprising that the market doesn't always know what to make of it. It's been fairly volatile since its initial public offering, and that's happening now. After falling for most of 2024, it's doubled over the past three months. There's a lot to unpack with SoFi. Let's jump in and try to make sense of the company and whether or not you should buy the stock now. The fintech bank stock SoFi, a fully digital bank, has consistently shown impressive growth and success in recent years. It started as a student loan cooperative and still targets the student and young professional demographics. It's an excellent niche that's ripe for picking, because these younger users don't necessarily relate to big, established banks that could offer intimidating and complicated services. SoFi aims to be the opposite of that -- everything is online and easy to use, and it's establishing its brand as the go-to for simple and functional financial services. This is drawing attention, and members have been joining at a rapid pace. There were 756,000 new members in the third quarter for a total of nearly 9.4 million, and that's how it's been going for years already. SoFi often touts its strategy of hooking younger customers with its ease of use, high rates, and low fees, and keeping them in the SoFi ecosystem as their needs evolve and increase. That leads to high engagement rates, more product adoption, higher sales, and scale. It added 1.1 million products in the quarter for a total of 13.7 million. Revenue growth accelerated in the quarter to 30% year over year, and that spilled into increased profitability. Net income was $58 million in the quarter, up from a loss last year, and it was the fourth consecutive quarter with positive net income on a generally accepted accounting principles (GAAP) basis. Management is guiding for further strong growth and positive profits for the full year. More to the story That's a simplified version of what's going on, true as it may be. Here are some of the deeper and more complex layers that the market is watching and factoring into SoFi's stock price. SoFi is at its core a lending company. It has diversified into financial services and a white-label financial infrastructure business, but lending still accounts for the bulk of its business. The cross-selling strategy is working, but it's not just a way to generate higher revenue and increase engagement. It's been vital to the company's performance during a period of high interest rates and pressure in lending. For the past few quarters, management had warned that lending revenue for the year would be below 2023. Since lending is still most of the business, that was a letdown. Lending also accounts for most of the profits. So even though on a consolidated basis the company has been profitable, it was a precarious profitability. The non-lending segments continue to grow as a percentage of the whole, and they were both profitable in the third quarter. Together, financial services and tech platform were 49% of total adjusted revenue. The financial services segment has been outstanding, increasing 102% in the quarter, and management expects it to increase 80% for the full year. It also raised guidance across the board, and it now expects lending revenue to at least match 2023 levels. With interest rates finally being cut, that could generate even better results in the lending business in the near term. Where the stock is going If SoFi was valued like a regular bank stock, it would be astronomically expensive at the current price. It trades at a forward one-year P/E ratio of 60, whereas the typical bank trades for around 10. Banks are also usually valued by a price-to-book value , and a ratio higher than 1 could be expensive. SoFi's price-to-book ratio is 2.6. But the market understands that SoFi is a tech stock, and a growth stock. It's still in an aggressive growth stage, with high capital expenditures to capture market share and develop its platform. Most banks operate with lower growth rates, and their size allows them to easily cover their expenses with revenue. Since SoFi is expected to keep growing at high rates, it can carry a higher valuation. At the current price, there's enough room for SoFi stock to climb without becoming unreasonably expensive, and investors can feel comfortable taking a position right now if they plan to hold for the long term.swerte gaming casino login 。

How to protect your communications through encryptionIllegal border crossers sponsoring illegal border crossers? Biden admin takes heatSpeaker Asoka Sapumal Ranwala yesterday stepped down from his position following a week-long controversy over his educational qualifications. Ranwala, a National People’s Power (NPP) Parliamentarian, announced his resignation in a special statement issued yesterday. He acknowledged that questions regarding his academic credentials had surfaced in recent days, emphasising that he had never made false claims about his qualifications. The Speaker explained that while he holds a doctorate awarded by a research institution affiliated with Japan’s Waseda University, he is currently unable to provide the necessary documents to verify this. He noted that he has requested the documents from the relevant institutions but is unable to produce them immediately. “Considering the situation which has arisen, and in order to avoid inconveniencing the Government and the people who had placed their trust in us, I have decided to resign from the position of Speaker of Parliament,” Ranwala said. The controversy began when social media users, including university professors, raised doubts about the validity of Ranwala’s doctorate. The issue escalated after the Sri Lanka Parliament website removed the title Dr. from his profile in the members’ directory. Ranwala had reportedly used the title Dr. in official introductions prior to contesting the General elections, and it was listed on the Parliament’s website after his election as Speaker. However, the removal of the title further fuelled public suspicion, prompting Opposition parties to demand clarification from the Government. In his statement, Ranwala assured that he intends to provide the necessary documents as soon as they are available. Ranwala was elected Speaker of the 10th Parliament on 21 November. However, the controversy surrounding his academic claim cast a shadow over his appointment, intensifying political tensions within Parliament as the Opposition this week called for a no-confidence motion against Ranwala.

Legislators greenlight reforms giving more authority to Daniel Ortega and Rosario Murillo, accused of stifling dissent. Legislators in Nicaragua have approved a constitutional amendment that will strengthen the power of longtime President Daniel Ortega, who has been accused of cracking down on critics and political challengers. The reforms, which 79-year-old Ortega sent to Congress this week “as a matter of urgency”, were approved unanimously on Friday by 91 lawmakers. The changes elevate Ortega’s wife and vice president, Rosario Murillo , to the post of “co-president”. They also increase the presidential term in the Central American nation from five to six years and extend the executive’s control over the media. According to the Nicaraguan Constitution, reforms must be approved in a second legislative period, in this case in 2025, before they become effective. Rights groups and international observers slammed the vote as a “sham” and accused the Sandinista leader of stifling dissent by trying to legalise the “absolute power” Ortega and his wife already wield in the country. “The reform not only reflects the paranoia and insecurity of the Sandinista dictatorship, but also codifies a system that has no exact precedent in Latin America, dangerously resembling the North Korean model,” wrote exiled opposition leader, Felix Maradiaga, in the online media outlet Divergentes. “These modifications reflect a desperate attempt to shield the Ortega-Murillo family from any eventuality,” he added. Decades in power Ortega first served as president from 1985 to 1990, returning to power in 2007. He secured a fourth consecutive term as president in 2021 after an election campaign that was marked by a months-long crackdown on dissent and the arrests of dozens of opposition figures, including several presidential hopefuls. Ortega’s government has shut down more than 5,000 NGOs since mass protests broke out against his rule in 2018. About 300 people died in the unrest, according to the United Nations. Meanwhile, thousands of Nicaraguans have fled into exile — often to neighbouring Costa Rica — and the United States and European Union have imposed a series of sanctions against Ortega’s administration. “Nicaragua is being stripped of its intellectual capital and critical voices,” a UN panel warned last year. Friday’s constitutional amendment stipulates that “traitors to the homeland” can be stripped of their citizenship – something Ortega has already done with hundreds of politicians, journalists, intellectuals and activists perceived as critical of his government. It also gives the co-presidents the power to coordinate all “legislative, judicial, electoral, control and supervisory bodies, regional and municipal”. The Organization of American States, a regional body, has slammed the reforms as “a definitive attack on the democratic rule of law”. “Through these modifications to the fundamental law, Ortega and his allies seek to increase their absolute control of the State and perpetuate themselves in power,” the group said in a statement on Wednesday.

DALLAS — Willy Adames makes the San Francisco Giants a better baseball team. He fills a position of need. He provides power and defense . In Buster Posey’s estimation, Adames and Matt Chapman, who signed his own lucrative deal , represent baseball’s best left side of the infield. But Adames alone does not elevate the Giants to contention status. Adames alone doesn’t guarantee they’ll be a playoff team. So when Posey was asked if it was fair to say that the team still has multiple holes to fill, the Giants’ president of baseball operations didn’t entirely disagree. “I think baseball is unique in the sense that that’s probably true for any team,” Posey said. Posey has repeated his goal to build a team with strong defense and pitching. Adames, one of baseball’s better defensive shortstops, addresses the former. With Adames in place, Posey and general manager Zack Minasian can turn their attention to addressing the latter. San Francisco’s rotation , as currently constructed, features Logan Webb, Robbie Ray, Jordan Hicks, Kyle Harrison and Hayden Birdsong. (Posey said on Monday that Hicks will be a starter.) Mason Black, Landon Roupp, Keaton Winn and Carson Whisenhunt could contribute innings as well. The Giants have options but after Webb, their rotation features a lot of variance. Ray has only pitched 34 innings over the last two seasons after undergoing Tommy John surgery in 2023. Hicks battled fatigue in his first season as a full-time starter. Harrison experienced a velocity dip as he threw a career-high 124 1/3 innings. Birdsong flashed excellent stuff but struggled with command. The best way for the Giants to reduce that variance is by acquiring external talent. The list of available free agents thinned out a bit during the Winter Meetings as left-hander Max Fried and right-handers Nathan Eovaldi and Alex Cobb signed deals, but plenty of arms remain unsigned. That list includes Corbin Burnes, Jack Flaherty, Sean Manaea, among others. With Fried receiving an eight-year, $218 million deal from the Yankees, Burnes stands to sign a deal in the $250 million range. “Anytime there’s players available, we’re going to look at them,” Minasian said on Monday. “I think most players who get to free agency have earned it through their career, so usually they’re pretty good. And (we are) just continuing to look at those options and balancing the cost and our internal opportunity that we can offer.” Another one of those options is right-hander Roki Sasaki , whose agent, Joel Wolfe, held court on Tuesday . The Dodgers and Padres are the favorites to land “The Monster of the Reiwa Era,” but Wolfe outlined that the process will be open-ended with Sasaki willing to consider different options. “My advice to Roki is to go in with an open mind,” Wolfe said. Minasian, who has spent time scouting the NPB and KBO, has had Sasaki on his radar dating back to Sasaki’s amateur days, describing the right-hander as a “special arm” with “huge, raw stuff.” When asked what makes San Francisco an alluring destination, Minasian cited Oracle Park’s pitcher-friendly dimensions; direct flights to Tokyo and Osaka; the culture of the city and organization; and a fan base “hungry for the star player.” “With the rules, we haven’t gotten to know him personally, but certainly done a lot of homework,” Minasian said. “We feel like we have a good sense of what makes him tick and we feel like it’s a situation we can make very comfortable for him, just give him the best chance for success as a big-league pitcher.” Along with the rotation, the Giants will continue to explore options in the outfield. San Francisco can currently roll out an outfield of Heliot Ramos in left, Jung Hoo Lee in center and Mike Yastrzemski, who agreed to a one-year, $9.25 million deal to avoid arbitration , in right. Despite having those three in place, San Francisco expressed interest in right fielder Kyle Tucker, a pending free agent, according to Joel Sherman of the New York Post . Over the last five seasons, Tucker has earned three All-Star selections, a Silver Slugger Award and a Gold Glove Award, posting an .883 OPS and totaling 121 home runs. The Giants would likely need to package multiple prospects to acquire him, and Minasian is confident in San Francisco’s stable of minor leaguers. “I do believe we have the minor-league talent to entice a team to consider us in a trade,” Minasian said. Circling back to the infield, LaMonte Wade Jr. is currently slated as San Francisco’s starting first baseman, but Posey and Minasian both said the Giants will explore their options. Wade has the 11th-best on-base percentage in baseball since 2023 (min. 900 plate appearances), but the soon-to-be 31-year-old has dealt with injuries during his time in San Francisco. “LaMonte’s a special player,” Posey said on Monday, citing his on-base ability. “He plays solid defense. I think we’re just trying as much as anything to keep options on the table.” Bryce Eldrige, the Giants’ top prospect per MLB Pipeline, could also see time at first base next season. The 20-year-old skyrocketed through the Giants’ system, hitting .291/.374/.516 with 23 homers and 92 RBIs across four levels and ending the season with eight games at Triple-A Sacramento. For as well as Eldridge played, he isn’t a lock to make his major-league debut next season. “You never want to say never, but I think it is somewhat fair to temper expectations from my end just because — whether is this is right or wrong — I’m looking at it like he should be entering his sophomore year of college,” Posey said. “We see the upside for this guy being tremendous and (want) to make sure that he gets the experience that he needs before he’s thrown into the fire.” Worth notingRomania's pro-European Prime Minister Marcel Ciolacu was leading in the first round of presidential elections Sunday according to exit polls, with the far right not yet assured of a place in the second round, despite a breakthrough in support. With 25 percent of the vote according to two exit polls, Ciolacu appeared to be well ahead of far-right challengers looking to capitalise on this EU member's concerns about inflation and the war in neighbouring Ukraine. The same exit polls gave second place to centre-right former journalist turned small-town mayor Elena Lasconi at 18 percent, with two far-right candidates scoring 15 and 16 percent. In the absence of an outright winner in the first round -- scoring more than 50 percent -- the top two candidates go through to a second-round run-off in the poor NATO member on December 8. Ciolacu, a Social Democrat, is leading a field of 13 contenders in the race to take over from President Klaus Iohannis in the largely ceremonial post. He welcomed the exit polls putting him in the lead, but said all the votes would have to be counted before he knew who he would face in the second round. Lasconi too, was cautious. "The scores are very tight, it's not yet time to celebrate," said the 52-year-old politician. Far-right leader George Simion, 38, who some had forecast might take second place, is for the moment in fourth. Exit polls put him just behind the 62-year-old pro-Russian candidate Calin Georgescu. But Simion said Sunday evening: "We'll see the results of the ballot boxes at 11:00 pm (2100 GMT)." Ciolacu's party has shaped Romania's politics for more than three decades, and as he voted Sunday he promised stability and a "decent" standard of living. But political analyst Cristian Parvulescu told AFP: "The far right is by far the big winner of this election." Simion saw his popularity surge by tapping into voter anger over record inflation while promising more affordable housing. Looking for a new election breakthrough for European far-right parties, Simion warned of possible "fraud" and "foreign interference" when voting. But he added: "I am happy that we are giving Romanians hope and the prospect of a better future." The stakes are high for Romania, which has a 650-kilometre (400-mile) border with Ukraine and has become more important since Russia invaded its neighbour in 2022. The Black Sea nation now plays a "vital strategic role" for NATO -- as it is a base for more than 5,000 soldiers -- and the transit of Ukrainian grain, the New Strategy Center think tank said. Donald Trump's victory in the US presidential election has further "complicated" Romania's choice, political analyst Cristian Pirvulescu told AFP. Known for his fiery speeches, Simion is a Trump fan who sometimes dons a red cap in appreciation of his idol. Simion opposes sending military aid to Ukraine, wants a "more patriotic Romania" and frequently lashes out against what he calls the "greedy corrupt bubble" running the European Union. Having campaigned hard to win over Romania's large diaspora working abroad, he said the country had only "minions and cowards as leaders". Pirvulescu predicted that if Simion reached the second round his AUR party would get a boost in the December parliamentary election. "Romanian democracy is in danger for the first time since the fall of communism in 1989," he said. "I'm really afraid we'll end up with Simion in the second round," 36-year-old IT worker Oana Diaconu told AFP, expressing concern about the far-right leader's unpredictable nature and attacks on the European Union. The campaign was marked by controversy and personal attacks, with Simion facing accusations of meeting with Russian spies -- a claim he has denied. Ciolacu has been criticised for his use of private jets. Some observers had tipped Lasconi, now mayor of the small town of Campulung and head of a centre-right opposition party, as a surprise package. Sunday's exit polls appeared to suggest they were right. During campaigning, she had said she wanted a future "where no one has to pack their suitcases and leave" the country and for "institutions that work". bur/js-jj/

David Bonderman, who managed money for one of the richest families in Texas, helped create one of the giants of the private-equity business and pushed to bring professional hockey to Seattle , died Wednesday. He was 82. Bonderman's death was announced by TPG, the asset-management firm he co-founded, his Wildcat Capital Management investment company, the Seattle Kraken hockey team, and his family. They said he was surrounded by his family, but did not say where he died. A spokesperson for the Kraken said they would not disclose the cause of death. For much of his career, Bonderman kept a low profile in public, rarely granting interviews with news organizations. He concentrated on corporate takeovers and other investments, many of which were highly profitable. Forbes magazine estimated his wealth at $6.4 billion in April. "Rarely the loudest person in the room, but often the smartest, David remained humble, once saying that his personal strength was ‘Not knowing a lot about something but knowing enough to make a decent decision,’” his family and companies said in a statement. Kraken CEO Tod Leiweke said Bonderman played a role in creating the team's logo and brand. “David was a visionary; unafraid to take on challenges and make bold decisions. He was smart, witty, curious, and humble,” Leiweke said. As an investor, Bonderman had a contrarian streak, and he was not afraid of offending others, even those in the White House. Over the Obama administration's objections, he attended Russian President Vladimir Putin's annual economic forums in 2014 and 2015 — after Russia annexed Crimea from Ukraine and was slapped with U.S. sanctions. Bonderman also was known for throwing lavish birthday parties. The Rolling Stones played at his 60th birthday bash, and former Beatle Paul McCartney headlined his 70th birthday soiree. Both events were in Las Vegas. Story continues below video Born in Los Angeles on Nov. 27, 1942, Bonderman attended the University of Washington and Harvard Law School, from which he graduated in 1966. After a stint teaching law at Tulane University, he joined the U.S. Justice Department in the late 1960s, then in 1971 became a partner and expert in corporate and securities law at Arnold & Porter, a high-powered Washington, D.C., law firm. In 1983, he went to work for the Robert M. Bass Group investment company in Fort Worth, Texas. With money from the Bass family , which traced its wealth to the exploits of Texas oil wildcatter Sid Richardson, Bonderman and partner Jim Coulter made several leveraged buyouts in the 1980s, including a hugely profitable investment in Continental Airlines. Bonderman, Coulter and Bill Price started Texas Pacific Group in 1992. According to its website, the private-equity firm now known as TPG manages $239 billion in assets and has invested in industries that include health care, technology and business services. The firm was a major early investor in short-term rental site Airbnb and music-streaming service Spotify. Bonderman served on several corporate and philanthropic boards. In 2017, he resigned from the Uber board hours after making an insensitive comment during a meeting on sexism at the ride-hailing company. When fellow director Arianna Huffington said data showed that having one woman on the board made it more likely a second would be added, Bonderman interjected, “Actually, what it shows is that it’s much more likely to be more talking.” He later apologized. In politics, Bonderman was a longtime backer of former Texas governor and Republican President George W. Bush but flipped to support Bush's challenger, Democrat John Kerry, in the 2004 election. He famously told The Wall Street Journal that Bush was “a really good guy” but had divided the country. “He’s turning out to be the worst president since Millard Fillmore — and that’s probably an insult to Millard Fillmore,” Bonderman said. With his wealth from TPG, Bonderman purchased a minority stake in the Boston Celtics and was a member of the group holding a majority interest in the Seattle Kraken , an expansion team in the National Hockey League. Survivors include five children and three grandchildren.

Bob Geldof defends Band Aid single after Ed Sheeran would have 'respectfully' declined

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Amber Heard criticises social media in response to Blake Lively complaint

Littler, who won the Grand Slam of Darts last week, hit checkouts of 170, 164 and 136 as he threatened to overturn an early deficit, but Humphries held his nerve to win the last three legs. “I’m really, really proud of that one to be honest,” Humphries told Sky Sports. FOR THE SECOND TIME 🏆🏆 Luke Humphries retains his 2024 Ladbrokes Players Championship Finals title, beating Luke Littler 11-7 in the final. pic.twitter.com/QUhxvSbGeu — PDC Darts (@OfficialPDC) November 24, 2024 “I didn’t feel myself this week playing-wise, I felt like I was a dart behind in a lot of the scenarios but there’s something that Luke does to you. He really drives me, makes me want to be a better player and I enjoy playing him. “He let me in really early in that first session to go 4-1 up, I never looked back and I’m proud that I didn’t take my foot off the gas. These big games are what I live for. “Luke is a special talent and he was right – I said to him I’ve got to get these (titles) early before he wins them all. “I’d love to be up here and hitting 105 averages like Luke is all the time but he’s a different calibre, he’s probably the best player in the world right now but there’s something about me that never gives up. “This is a great way to go into the worlds.” HUMPHRIES GOES BACK-TO-BACK! 🏆 Luke Humphries retains his Players Championship Finals title! Cool Hand puts on an absolute clinic to defeat Luke Littler 11-7 in an epic final! 📺 https://t.co/AmuG0PMn18 #PCF2024 | Final pic.twitter.com/nZDWPUVjWE — PDC Darts (@OfficialPDC) November 24, 2024 Littler, who lost the world championship final to Humphries last year, said: “It was tough, missed a few doubles and if you don’t take chances early on, it’s a lot to come back. “I hit the 170 and the 164 but just didn’t have enough in the end. “It’s been a good past two weeks. I just can’t wait to go home, chill out, obviously practice at home for the worlds. That’s it now, leading up to the big one.”NoneLittler, who won the Grand Slam of Darts last week, hit checkouts of 170, 164 and 136 as he threatened to overturn an early deficit, but Humphries held his nerve to win the last three legs. “I’m really, really proud of that one to be honest,” Humphries told Sky Sports. FOR THE SECOND TIME 🏆🏆 Luke Humphries retains his 2024 Ladbrokes Players Championship Finals title, beating Luke Littler 11-7 in the final. — PDC Darts (@OfficialPDC) “I didn’t feel myself this week playing-wise, I felt like I was a dart behind in a lot of the scenarios but there’s something that Luke does to you. He really drives me, makes me want to be a better player and I enjoy playing him. “He let me in really early in that first session to go 4-1 up, I never looked back and I’m proud that I didn’t take my foot off the gas. These big games are what I live for. “Luke is a special talent and he was right – I said to him I’ve got to get these (titles) early before he wins them all. “I’d love to be up here and hitting 105 averages like Luke is all the time but he’s a different calibre, he’s probably the best player in the world right now but there’s something about me that never gives up. “This is a great way to go into the worlds.” HUMPHRIES GOES BACK-TO-BACK! 🏆 Luke Humphries retains his Players Championship Finals title! Cool Hand puts on an absolute clinic to defeat Luke Littler 11-7 in an epic final! 📺 | Final — PDC Darts (@OfficialPDC) Littler, who lost the world championship final to Humphries last year, said: “It was tough, missed a few doubles and if you don’t take chances early on, it’s a lot to come back. “I hit the 170 and the 164 but just didn’t have enough in the end. “It’s been a good past two weeks. I just can’t wait to go home, chill out, obviously practice at home for the worlds. That’s it now, leading up to the big one.”

American political commentator Scott Bennett has died of pancreatic cancer at age 46, his friends and family said on Friday. A former US army psychological warfare officer, Bennett provided political commentary to RT and other media outlets. He also travelled to Donbass in 2023 to witness the situation on the ground firsthand. RTD aired a documentary detailing his journey to Donetsk and other frontline cities titled “Frontline Diary of an American Officer.” In 2014, the analyst authored the book ‘Shell Game: a Military Whistleblowing Report to Congress’, which focused on former US Secretary of State Hillary Clinton and then Treasury Secretary Timothy Geithner granting permission for an arms sale to Qatar. Weapons sold as part of that deal ended up in the hands of Islamic State (IS, formerly ISIS), according to Bennett. In June 2024, Bennett visited the Russian border region of Belgorod, where he witnessed the Ukrainian shelling of the village of Saltykovo. At that time, he condemned what he called an attack on civilians. The following month, he prepared a report to the US Congress, accusing Ukrainian forces and foreign fighters of “systematically” and “intentionally” targeting civilians in Belgorod Region and Donbass. “Non-military targets are being attacked, irreparably damaged or destroyed, and civilians are being intentionally murdered as a result,” Bennett said in his report, accusing the Biden administration of making the US a “legally culpable party to international war crimes” through its support of Kiev’s actions. In his report, Bennett also stated that he faced “death threats and threats of violence” from the Ukrainian government, military personnel, and media over the course of his investigation. He also allegedly received similar threats from American and NATO “elements and agents” backing Kiev’s cause. The analyst published his report on Telegram as well, and accompanied it with a message saying that he was not “suicidal in any way.” “If anything happens to me it will be in order to try and bury this report,” he wrote.

Former Fresno State quarterback Mikey Keene is transferring to Michigan with one year of eligibility remaining. Confirming earlier reports, Keene posted an image of himself in a Wolverines uniform on social media on Monday. Keene passed for 2,892 yards with 18 touchdowns and 11 interceptions in 12 games for the Bulldogs in 2024. Fresno State opened the season with a 30-10 loss at Michigan on Aug. 31, with Keene throwing for 235 yards with one touchdown and two picks. Including two seasons at UCF (2021-22), Keene has completed 67.8 percent of his passes for 8,245 yards with 65 TDs and 28 interceptions in 39 games. Keene's competition for the starting job at Michigan includes incoming freshman Bryce Underwood, the 247Sports Composite's No. 1 overall player in the 2025 recruiting class. --Field Level MediaUCL: Saka’s brace sinks Monaco as Arsenal eye Champions League last 16