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super 8 powers MEXICO CITY (Reuters) - Mexican lower house lawmakers on Tuesday overwhelmingly passed a proposal to alter the constitution to include a ban on e-cigarettes and vaping devices as well as a crackdown on synthetic drugs such as fentanyl. WHY IT'S IMPORTANT Former President Andres Manuel Lopez Obrador, who sent the proposal to Congress before leaving office this year, had argued that smoking devices were damaging public health, with children particularly susceptible to getting hooked. ADDITIONAL CONTEXT Lopez Obrador had already banned such devices through a presidential decree, though they remain widely available for purchase. Millions of Mexicans, meanwhile, smoke traditional cigarettes, which remain legal. The reform passed by the legislature on Tuesday also sanctions "production, distribution and sale of toxic substances, chemical precursors, the illicit use of fentanyl and other non-authorized synthetic drugs." Fentanyl, while approved for some use medically, is also by and large banned in Mexico. BY THE NUMBERS The measure passed, in general terms, with 410 votes in favor and 24 against. Less than 1 million people from ages 12 to 65 reported regularly using a vape in 2022, according to federal data cited by lawmakers. Meanwhile, around 500,000 teens and 300,000 adults used e-cigarettes. KEY QUOTES "We value girls', boys', and young people's right to good health above economic and political interests," said Workers' Party lawmaker Mary Carmen Bernal, who belongs to the ruling bloc. Opposition legislator Ector Jaime Ramirez, meanwhile, said banning fentanyl and vaping in the same reform was excessive and "trivializing to the effort being made to combat the most addictive and dangerous drugs." WHAT'S NEXT The reform is now set to head to the senate, where the ruling Morena party and its allies hold a strong majority. (Reporting by Kylie Madry; Editing by David Gregorio)

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TK Scotiabank CEO says turmoil around political leadership changes in U.S. and Mexico will passSeibert misses an extra point late as the Commanders lose their 3rd in a row, 34-26 to the Cowboys LANDOVER, Md. (AP) — Austin Seibert missed his second extra point of the game with 21 seconds left after Washington’s Jayden Daniels and Terry McLaurin connected on an 86-yard touchdown, Dallas’ Juanyeh Thomas returned the ensuing onside kick attempt for a touchdown, and the Cowboys pulled out a 34-26 victory Sunday that extended the Commanders’ skid to three games. Seibert was wide left on the point-after attempt following a bad snap. On the ensuing onside kick attempt, Juanyeh Thomas returned it 43 yards for a touchdown as the Cowboys ended their losing streak at five in improbable fashion. Earlier in the fourth quarter, KaVonte Turpin returned a kickoff 99 yards for a TD. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.

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WASHINGTON — Treasury Secretary Janet Yellen said her agency will need to start taking “extraordinary measures,” or special accounting maneuvers intended to prevent the nation from hitting the debt ceiling , as early as January 14, in a letter sent to congressional leaders Friday afternoon. "Treasury expects to hit the statutory debt ceiling between January 14 and January 23," she wrote in a letter addressed to House and Senate leadership, at which point extraordinary measures would be used to prevent the government from breaching the nation's debt ceiling — which was suspended until Jan. 1, 2025. The department in the past deployed what are known as “extraordinary measures” or accounting maneuvers to keep the government operating. Once those measures run out, the government risks defaulting on its debt unless lawmakers and the president agree to lift the limit on the U.S. government’s ability to borrow. "I respectfully urge Congress to act to protect the full faith and credit of the United States," Yellen said. FILE - U.S. Treasury Secretary Janet Yellen speaks during a visit to the Financial Crimes Enforcement Network (FinCEN) in Vienna, Va., on Jan. 8, 2024. (AP Photo/Susan Walsh, File) The news came after Democratic President Joe Biden signed a bill into law last week that averted a government shutdown but did not include Republican President-elect Donald Trump’s core debt demand to raise or suspend the nation’s debt limit. Congress approved the bill only after a fierce internal debate among Republicans over how to handle Trump's demand. “Anything else is a betrayal of our country,” Trump said in a statement. After a protracted debate in the summer of 2023 over how to fund the government, policymakers crafted the Fiscal Responsibility Act, which included suspending the nation's $31.4 trillion borrowing authority until Jan. 1, 2025. Notably however, Yellen said, on Jan. 2 the debt is projected to temporarily decrease due to a scheduled redemption of nonmarketable securities held by a federal trust fund associated with Medicare payments. As a result, “Treasury does not expect that it will be necessary to start taking extraordinary measures on January 2 to prevent the United States from defaulting on its obligations," she said. The federal debt stands at about $36 trillion — after ballooning across both Republican and Democratic administrations. The spike in inflation after the COVID-19 pandemic pushed up government borrowing costs such that debt service next year will exceed spending on national security. Republicans, who will have full control of the White House, House and Senate in the new year, have big plans to extend Trump's 2017 tax cuts and other priorities but are debating over how to pay for them. Many consumers may remember receiving their first credit card, either years ago in a plain envelope, or months ago from a smartphone app. Still other consumers may remember their newest card, maybe because it's the credit card they're now using exclusively to maximize cash back rewards or airline miles. But for most consumers, there's also a murky in-between where they add, drop and generally accumulate credit cards over time. Over the years, consumers may close some credit card accounts or leave some of their credit cards dormant as a backup form of payment, or perhaps left forgotten in a desk drawer. In the data below, Experian reveals the changes in consumers wallets in recent years. U.S. consumers, on average, carry fewer cards today than they did in 2017, when the typical wallet held 4.2 active credit cards. As of the third quarter (Q3) of 2023, consumers carried 3.9 cards on average. This average is up slightly since the early days of the pandemic, when consumers reduced their average credit card debt and number of accounts as the economy slowed. As Experian revealed earlier this year, credit card balances are still climbing, despite (and partially because of) higher interest rates. And while average balances are increasing, they are spread across fewer accounts than in recent years. Alternative financing—including buy now, pay later plans for purchases—may account for at least some of this discrepancy, as consumers gravitate toward these newer financing methods. In general, residents of higher-population states tend to carry more credit cards than those who live in states with fewer and smaller population centers. Nonetheless, the difference between the states is relatively small. Considering that the national average is around four credit cards per consumer, the four states with the fewest cards per consumer (Alaska, South Dakota, Vermont and Wyoming) aren't appreciably different, with "only" about 3.3 credit cards per consumer. Similarly, the four states on the higher end of the scale where consumers have 4.2 or more credit cards are Connecticut, Delaware, Florida, New Jersey and Rhode Island. The disparity in average credit card counts is more apparent when the population is segmented by age, thanks in part to Generation Z, many of whom have yet to receive their first credit card. The average number of credit cards for these consumers was two, less than half of what older generations keep on hand. The average number of credit cards held by each generation follows the familiar pattern seen in credit card balances, which tend to increase in a consumer's middle age. It's not surprising that the number of credit card accounts follows a similar climb throughout young adulthood and middle age, then drops off in the retirement years. No matter how many credit cards you may have at the moment, keep in mind that the number of accounts has little if any bearing on one's FICO Score. Far more important is how consumers manage those accounts. This is easily demonstrable by quickly stepping through some of the factors that affect your credit scores . Longer credit histories do tend to have a positive effect on a consumer's credit score, but it's not something you can rush. Adhering to on-time payments and managing amounts owed will go far in improving credit scores, even absent a lengthy credit history. While accounts closed in good standing remain on your credit report for 10 years, canceling your oldest credit card account still has the potential to shorten your credit history when it is eventually removed. The impact of its removal depends on any other active credit cards in your credit file. Ultimately, the number of cards a particular individual carries is a personal decision. Justifications can be found for carrying a travel rewards card, a cash back card, a balance transfer card, a card for business transactions and other types of credit cards that other consumers may not have either the need or qualifications for. However, keeping track of numerous credit cards, whether or not a consumer is actively using all of them, can be a mentally taxing exercise. Not only that, credit card fees can add up and dull the benefit of carrying several credit cards. Organized consumers can benefit greatly from a wallet full of specialized cards, but for those seeking a more zen-like financial future, some judicial pruning may be in order. Methodology: The analysis results provided are based on an Experian-created statistically relevant aggregate sampling of our consumer credit database that may include use of the FICO Score 8 version. Different sampling parameters may generate different findings compared with other similar analysis. Analyzed credit data did not contain personal identification information. Metro areas group counties and cities into specific geographic areas for population censuses and compilations of related statistical data. This story was produced by Experian and reviewed and distributed by Stacker Media. Stay up-to-date on the latest in local and national government and political topics with our newsletter.The Friends of Canyon Hills Library will kick off the new year with a Flash Book Sale on Jan. 7 and 8 at the branch. There will be a large variety of fiction, non-fiction, children’s and specialty books from which to choose — all at bargain prices. Also, don’t forget to check out the boutique items in the glass cases in the library lobby. All sales benefit the various programs and services the nonprofit Friends provides for the library and the community. Sale hours will be 10 a.m. to 3 p.m. each day. For additional information, call the library at 714-765-6444. The Anaheim Hills, Orange and Villa Park Women’s Connection will host a new year’s celebration luncheon on Jan. 13 at the Black Gold Golf Club, and all women are invited. Doors open at 10:30 a.m. for shopping with onsite vendors, followed by the luncheon at 11:30 a.m. A special program is planned that will include a fun makeover with some of Paul’s Wig Products presented by Oakley Semrau. Diane Jackson will provide the afternoon entertainment and guest speaker Anesa Cronin will talk about finding hope. The day concludes at 1:30 p.m. Cost to attend is $32 per person and the reservation deadline is Dec. 30t, contact Barbi Zipperian at 714-280-9062. Members of the Anaheim Hills Women’s Club are planning a “Welcome the New Year” celebration luncheon on Jan. 22 at The Clubhouse at the Anaheim Hills Golf Course. All women in the community are invited to attend. The afternoon will include special entertainment with an unforgettable performance from the talented Douglas Rogiers. This versatile entertainer takes guests on a journey through the Great American Songbook that includes timeless classics capturing the charisma of Frank Sinatra and the energy of David Bowie. The Anaheim Hills Women’s Club is a social organization open to all women in the community interested in fun and friendship. In addition to monthly luncheon meetings, members have the opportunity to participate in various activities. Some of these include a breakfast group, bunco, a wine group and golf group. Gayle Huff is current club president. The cost to attend the January luncheon, which will run from 11 a.m. until 2 p.m., is $38 per person and the reservation deadline is Jan. 13. For additional information or to make a reservation, contact Karon Kelleher at gmakelleher@gmail.com or call her landline 714-912-4907. The recent Holiday Basket of Miracles program, sponsored by the Miracle for Kids organization, was a huge success that helped brighten the holidays for more than 400 families with critically ill children, providing gifts, food and household essentials. Combined efforts of businesses, organizations and individuals resulted in a record-breaking number participating in the nonprofit’s “Adopt-a-Family” initiative this year. Volunteers wrapped more than 8,000 gifts, which were then hand-delivered to local families or shipped in time for Christmas. “This program is only possible thanks to the incredible generosity of our sponsors, volunteers and community partners coming together that make miracles happen for 438 families this holiday season,” stated Autumn Strier, co-founder and CEO of Miracles for Kids. This year also marks the 20th year of serving families in crisis helping to provide financial aid, housing, essential resources and basic needs to families struggling to care for their critically ill children. The Miracle Manor, located in Orange near the Children’s Hospital of Orange County, provides long-term housing that enables families to reside close during their child’s treatment. A “Recycle Saturday,” sponsored by the Knights of Columbus at San Antonio Catholic Church, is scheduled from 8 to 10 a.m. on Jan. 4 for collecting CRV containers, including glass, bottles and cans. Those wishing to participate in the recycling event can drop off CRV-marked beverage containers in the church’s south parking lot off Solomon Avenue. The Recycle Saturday fundraiser is held on the first Saturday of the month and helps the Knights of Columbus provide needed assistance to various charitable organizations. Some of these include: Thomas House, Mary’s Path, Patriots and Paws, Isaiah’s House and Camp Pendleton. For additional information, contact the church office at 714-974-1416. Sharon Hlapcich writes about events and happenings in the Anaheim Hills area. Reach her by phone (714-998-4604 or e-mail (smhlapcich@sbcglobal.net).Photos: Pie and cider bring people together at the Willmar Community Center