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CHICAGO, Nov. 21, 2024 (GLOBE NEWSWIRE) -- ACH remains a popular payment method for B2B finance operations. At the same time, ACH is one of the most commonly and easily defrauded forms of payment. Victim organizations risk significant losses, compromised reputation and possible legal consequences. Bectran, Inc. , the credit, collections and accounts receivable platform leading the way in fraud prevention, has partnered with GIACT, part of the London Stock Exchange Group and the leader in helping companies positively identify and authenticate customers, to offer robust, persistent protection against ACH fraud for credit departments. "Partnering with GIACT marks a significant step in Bectran's commitment to streamlining credit risk management,” comments Bectran's CEO, Louis Ifeguni. "Identifying potential ACH fraud automatically and reliably gives departments a profound additional security in their decisioning.” Know Your Business Many credit departments collect ACH forms on their credit applications. Requests backed by valid bank accounts should represent a lower risk, making decisioning quick and more confident. Without verification, though, unstable or stolen bank account information can easily pass as trustworthy - garnering quick approvals. While such ACH fraud has historically been associated mostly with consumer transactions, more and more scammers have begun targeting B2B credit, lured by the high-dollar transactions and relative ease of ACH forgery. Even departments that do verify ACH may still be vulnerable. Some services use outdated databases to check account funding and standing. Few services include the ability to match applicants to account owners, meaning applications could be approved based on stolen credentials. Protect It Automatically With GIACT , Bectran provides users leading coverage for account verification and ACH fraud prevention. GIACT's real-time account checks keep credit reviews and customer experience running smoothly. At the same time, as part of the London Stock Exchange Group (LSEG), GIACT has access to the largest bank account database in the US, giving credit departments more confidence and security in their decisions. Bectran utilizes GIACT to give creditors two layers of account validation. The first verifies each account's status, indicating whether the account is open and whether it has any risk indicators such as recent returns or insufficient funds notices. The second attempts to authenticate the account, comparing the applicant information with the account owner's information when available, which can help catch applicants using stolen bank account information. Bectran combine these checks and presents them seamlessly in the credit workflow, aiding departments in protecting their businesses. Bectran automatically flags transactions indicated by GIACT as high-risk and provides a report of GIACT's findings on each application. Backed by Bectran and GIACT, credit departments can more quickly and confidently identify safe accounts while assessing risky transactions with more reliable and complete information. "GIACT brings the trustworthiness of the London Stock Exchange Group to credit departments using ACH,” says Ali Kidwai, Product & Implementation Sr. Manager, Bectran. "You can move through credit reviews faster and more securely, trusting that bank accounts are verified thoroughly.” Learn more about Bectran's partnership with GIACT, and about Bectran's full fraud prevention suite, at Bectran.com . About GIACT GIACT is part of the London Stock Exchange Group, one of the world's leading providers of financial markets infrastructure. GIACT's account and identity verification solutions enable businesses to verify accounts quickly and seamlessly so that they and their customers can transact with confidence. With GIACT's integrated bank database and open banking solution, businesses can verify accounts, safeguard payments and reduce unauthorized returns - all in real time. About Bectran Bectran is the premier SaaS platform for Finance Departments, akin to CRM for Sales. Trusted by diverse organizations, from SMEs to Fortune 500 companies, we streamline credit processing by over 98%, reducing credit defaults and collection costs. Many businesses rely on Bectran for efficient Accounts Receivable and Collections management, achieving up to 95% cost savings. With rapid onboarding in days, our platform is hailed by credit professionals as the future of credit management. Visit Bectran.com to learn more about financial solutions for your industry. CONTACT: Contact Bectran Inc 224-231-4160 [email protected]
Hicks 6-9 1-1 16, Konan Niederhauser 4-6 4-7 12, Baldwin 2-8 8-8 12, Dilione 3-6 0-2 6, P.Johnson 5-8 3-4 15, Kern 9-12 2-5 20, Nzeh 1-2 1-1 3, Dunn 0-4 0-0 0, Carter 0-2 0-2 0, Stewart 0-0 1-2 1. Totals 30-57 20-32 85. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.Indy Autonomous Challenge Returns to CES 2025: Showcasing the Future of Physical AI with Multicar Racing and Groundbreaking Collaborations
Denton’s Walmart on South Loop 288 is piloting a new program that equips some employees with body-worn cameras in an effort to mitigate theft and customer conflict. The Denton Record-Chronicle visited both Denton Walmart stores, located at 1515 S. Loop 288 and 2750 W. University Drive, on Thursday. A small number of employees were wearing the body cameras at the South Loop 288 store. The employees wearing the devices were located at the self check out stations and were greeters, who occasionally check customer receipts. Other employees throughout the Loop 288 store’s floor were not wearing body cameras at the time. A sign at the store’s entrances informs customers that there is video and audio recording at the store and that body-worn cameras are in use. There were not any employees seen wearing body cameras at the University Drive store on Thursday. Though the stores have in-house asset protection and contracts with the Denton Police Department to provide off-duty officer security, Walmart confirmed it’s looking for additional security measures. “While we don’t talk about the specifics of our security measures, we are always looking at new and innovating technology used across the retail industry,” Walmart said in a statement to USA Today. “This is a pilot we are testing in one market and we will evaluate the result before making any longer-term decisions.” An employee at a unspecified Walmart store posted a photo on Reddit of the devices in a charging station. A poster directs employees to wear the cameras at chest level and activate them if an interaction with a customer is escalating. It tells employees not to wear the cameras in associate spaces or bathrooms. The Denton Walmart stores have long since been hot spots for shoplifting, assault and other criminal behavior. For example, during the week of Thanksgiving, Denton police arrested a man on an aggravated assault charge for allegedly barricading himself in the Walmart on University Drive and shooting arrows at employees and customers. No one was injured in that incident. However, multiple Walmart employees from both Denton stores have reported within the past year that they have been pushed, kicked and hit when confronting customers who are suspected of shoplifting, generally causing a disturbance or victimizing other customers. Other retailers, like TJX , which owns T.J. Maxx, HomeGoods and Marshalls, also equipped employees with body-worn cameras earlier this year. “It’s almost like a de-escalation where people are less likely to do something when they’re being videotaped,” said TJX Chief Financial Officer John Klinger, according to CNN . Back on Reddit, reactions from commenters who worked at various Walmart stores were mixed with some feeling the devices were a necessary improvement in employee safety and others worrying that turning on a camera may further escalate a confrontation. Success! An email has been sent to with a link to confirm list signup. Error! There was an error processing your request. From minor traffic accidents to neighborhood watch updates, stay informed on public safety with the week’s top crime stories in your inbox every Wednesday morning. Success! An email has been sent to with a link to confirm list signup. Error! There was an error processing your request.Three People Indicted on Charges Related to Hate Crime HoaxMike McDaniel stepped in to keep Dolphins from trading veteran DT Calais Campbell to Ravens MIAMI GARDENS, Fla. (AP) — The Miami Dolphins were ready to deal veteran defensive tackle Calais Campbell to the Baltimore Ravens ahead of the Nov. 5 trade deadline until Mike McDaniel stepped in. Alanis Thames, The Associated Press Nov 24, 2024 3:39 PM Nov 24, 2024 4:05 PM Share by Email Share on Facebook Share on X Share on LinkedIn Print Share via Text Message Miami Dolphins head coach Mike McDaniel gestures during a news conference following an NFL football game against the New England Patriots, Sunday, Nov. 24, 2024, in Miami Gardens, Fla. (AP Photo/Wilfredo Lee) MIAMI GARDENS, Fla. (AP) — The Miami Dolphins were ready to deal veteran defensive tackle Calais Campbell to the Baltimore Ravens ahead of the Nov. 5 trade deadline until Mike McDaniel stepped in. “I may or may not have thrown an adult temper tantrum,” Miami's coach said, confirming the news first reported by NFL Network Sunday morning. The Dolphins were 2-6 and had lost three straight at that point. They'd played four uninspired games without their starting quarterback, going 1-3 after Tua Tagovailoa went on injured reserve on Sept. 17 with a concussion. Campbell would have had a chance to rejoin the contending Ravens, and Miami would have received a 2026 fifth-round pick in return, NFL Network reported. McDaniel argued that Campbell was too valuable to lose. “I was happy that they brought me into the conversations," Campbell said after Miami's 34-15 win over the New England Patriots . “They didn't have to say anything to me at all. We had a really good conversation about what we think about this team, where we are. We felt like we had a good shot to get back into the fight.” Added McDaniel: “I think it wasn’t like it was (GM) Chris (Grier) versus me. ... That’s the tricky thing about Chris’ job is he has to look long-term and short-term at the same time, what’s the best for the organization.” Campbell, a 17-year veteran, signed with the Dolphins after playing for Atlanta last season. Players and coaches have praised the 38-year-old's contributions on the field and in the locker room. “There’s no one’s game I’ve come to respect more than Calais up front on the D-line,” defensive tackle Zach Sieler said, “being with him this year and just the energy, the attitude and the mindset he brings every week. It can’t be matched, and that’s the reason why he is who he is today and doing what he’s doing at 17 years.” Campbell leads the team with four sacks. With back-to-back sacks in Weeks 10 and 11, he became the eighth player 38 or older to record sacks in consecutive games since the 1970 merger. He also has nine tackles for loss, giving him at least five tackles for loss in 15 of his 17 seasons. He played for Baltimore from 2020-2022, totaling 11 sacks and 113 tackles. “I think he means a great deal to not only the defensive line room, but the entire defense as well as the entire team,” McDaniel said earlier this week. “It’s rare for a guy to get here when he did, and then be voted, with such conviction, captain. I think the way that he operates to be a pro, I think has had a substantial impact on a lot of players that hadn’t been fortunate enough to be around someone with sustained success like he’s had.” The Dolphins have won three straight games since the deadline. Miami's defense held the Patriots scoreless until the fourth quarter on Sunday. Campbell broke down the team's pregame huddle as he has done before most games this season. He was also seen coaching up rookie linebacker Chop Robinson, who is always seeking pointers from the six-time Pro Bowler. “My job is to speak on behalf of what’s the best thing for the 2024 Dolphins,” McDaniel said. “I’m just fortunate to work in an organization where myself and the GM can be transparent and work together. “And he didn’t want to see any more adult temper tantrums.” ___ AP NFL: https://apnews.com/hub/NFL Alanis Thames, The Associated Press See a typo/mistake? Have a story/tip? This has been shared 0 times 0 Shares Share by Email Share on Facebook Share on X Share on LinkedIn Print Share via Text Message Get your daily Victoria news briefing Email Sign Up More Football (NFL) Richardson's rocky start proves costly in 2nd straight home loss as Colts fall to Lions 24-6 Nov 24, 2024 4:03 PM Special teams miscues prove costly for Bears in overtime loss to Vikings Nov 24, 2024 3:57 PM Packers wide receiver Romeo Doubs leaves game because of concussion Nov 24, 2024 3:51 PMLockheed Martin's Options: A Look at What the Big Money is Thinking
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KYIV, Ukraine — NATO and Ukraine will hold emergency talks Tuesday after Russia attacked a central city with an experimental, hypersonic ballistic missile. escalating the nearly 33-month-old war. The conflict is “entering a decisive phase,” Poland’s Prime Minister Donald Tusk said Friday, and “taking on very dramatic dimensions.” Ukraine’s parliament canceled a session as security was tightened following Thursday’s Russian strike on a military facility in the city of Dnipro. In a stark warning to the West, President Vladimir Putin said in a nationally televised speech the attack with the intermediate-range Oreshnik missile was in retaliation for Kyiv’s use of U.S. and British longer-range missiles capable of striking deeper into Russian territory. Russian President Vladimir Putin speaks Friday during a meeting with the leadership of the Russian Ministry of Defense, representatives of the military-industrial complex and developers of missile systems at the Kremlin in Moscow. Putin said Western air defense systems would be powerless to stop the new missile. Ukrainian military officials said the missile that hit Dnipro reached a speed of Mach 11 and carried six nonnuclear warheads, each releasing six submunitions. Speaking Friday to military and weapons industries officials, Putin said Russia will launch production of the Oreshnik. “No one in the world has such weapons,” he said. “Sooner or later, other leading countries will also get them. We are aware that they are under development. “We have this system now,” he added. “And this is important.” Putin said that while it isn’t an intercontinental missile, it’s so powerful that the use of several of them fitted with conventional warheads in one attack could be as devastating as a strike with strategic — or nuclear — weapons. Gen. Sergei Karakayev, head of Russia’s Strategic Missile Forces, said the Oreshnik could reach targets across Europe and be fitted with nuclear or conventional warheads, echoing Putin’s claim that even with conventional warheads, “the massive use of the weapon would be comparable in effect to the use of nuclear weapons.” In this photo taken from a video released Friday, a Russian serviceman operates at an undisclosed location in Ukraine. Kremlin spokesman Dmitry Peskov kept up Russia's bellicose tone on Friday, blaming “the reckless decisions and actions of Western countries” in supplying weapons to Ukraine to strike Russia. "The Russian side has clearly demonstrated its capabilities, and the contours of further retaliatory actions in the event that our concerns were not taken into account have also been quite clearly outlined," he said. Hungarian Prime Minister Viktor Orbán, widely seen as having the warmest relations with the Kremlin in the European Union, echoed Moscow’s talking points, suggesting the use of U.S.-supplied weapons in Ukraine likely requires direct American involvement. “These are rockets that are fired and then guided to a target via an electronic system, which requires the world’s most advanced technology and satellite communications capability,” Orbán said on state radio. “There is a strong assumption ... that these missiles cannot be guided without the assistance of American personnel.” Orbán cautioned against underestimating Russia’s responses, emphasizing that the country’s recent modifications to its nuclear deployment doctrine should not be dismissed as a “bluff.” “It’s not a trick ... there will be consequences,” he said. Czech Republic's Foreign Minister Jan Lipavsky speaks to journalists Friday during a joint news conference with Ukraine's Foreign Minister Andriiy Sybiha in Kyiv, Ukraine. Separately in Kyiv, Czech Foreign Minister Jan Lipavský called Thursday’s missile strike an “escalatory step and an attempt of the Russian dictator to scare the population of Ukraine and to scare the population of Europe.” At a news conference with Ukrainian Foreign Minister Andrii Sybiha, Lipavský also expressed his full support for delivering the necessary additional air defense systems to protect Ukrainian civilians from the “heinous attacks.” He said the Czech Republic will impose no limits on the use of its weapons and equipment given to Ukraine. Three lawmakers from Ukraine's parliament, the Verkhovna Rada, confirmed that Friday's previously scheduled session was called off due to the ongoing threat of Russian missiles targeting government buildings in central Kyiv. In addition, there also was a recommendation to limit the work of all commercial offices and nongovernmental organizations "in that perimeter, and local residents were warned of the increased threat,” said lawmaker Mykyta Poturaiev, who said it's not the first time such a threat has been received. Ukraine’s Main Intelligence Directorate said the Oreshnik missile was fired from the Kapustin Yar 4th Missile Test Range in Russia’s Astrakhan region and flew 15 minutes before striking Dnipro. Test launches of a similar missile were conducted in October 2023 and June 2024, the directorate said. The Pentagon confirmed the missile was a new, experimental type of intermediate-range missile based on its RS-26 Rubezh intercontinental ballistic missile. Thursday's attack struck the Pivdenmash plant that built ICBMs when Ukraine was part of the Soviet Union. The military facility is located about 4 miles southwest of the center of Dnipro, a city of about 1 million that is Ukraine’s fourth-largest and a key hub for military supplies and humanitarian aid, and is home to one of the country’s largest hospitals for treating wounded soldiers from the front before their transfer to Kyiv or abroad. We're all going to die someday. Still, how it happens—and when—can point to a historical moment defined by the scientific advancements and public health programs available at the time to contain disease and prevent accidents. In the early 1900s, America's efforts to improve sanitation, hygiene, and routine vaccinations were still in their infancy. Maternal and infant mortality rates were high, as were contagious diseases that spread between people and animals. Combined with the devastation of two World Wars—and the Spanish Flu pandemic in between—the leading causes of death changed significantly after this period. So, too, did the way we diagnose and control the spread of disease. Starting with reforms as part of Roosevelt's New Deal in the 1930s, massive-scale, federal interventions in the U.S. eventually helped stave off disease transmission. It took comprehensive government programs and the establishment of state and local health agencies to educate the public on preventing disease transmission. Seemingly simple behavioral shifts, such as handwashing, were critical in thwarting the spread of germs, much like discoveries in medicine, such as vaccines, and increased access to deliver them across geographies. Over the course of the 20th century, life expectancy increased by 56% and is estimated to keep increasing slightly, according to an annual summary of vital statistics published by the American Academy of Pediatrics in 2000. Death Records examined data from the Centers for Disease Control and Prevention to see how the leading causes of death in America have evolved over time and to pinpoint how some major mortality trends have dropped off. According to a report published in the journal Annual Review of Public Health in 2000, pneumonia was the leading cause of death in the early 1900s, accounting for nearly 1 in 4 deaths. By the time World War I ended in 1918, during which people and animals were housed together for long periods, a new virus emerged: the Spanish Flu. Originating in a bird before spreading to humans, the virus killed 10 times as many Americans as the war. Many died of secondary pneumonia after the initial infection. Pneumonia deaths eventually plummeted throughout the century, partly prevented by increased flu vaccine uptake rates in high-risk groups, particularly older people. Per the CDC, tuberculosis was a close second leading cause of death, killing 194 of every 10,000 people in 1900, mainly concentrated in dense urban areas where the infection could more easily spread. Eventually, public health interventions led to drastic declines in mortality from the disease, such as public education, reducing crowded housing, quarantining people with active disease, improving hygiene, and using antibiotics. Once the death rates lagged, so did the public health infrastructure built to control the disease, leading to a resurgence in the mid-1980s. Diarrhea was the third leading cause of death in 1900, surging every summer among children before the impacts of the pathogen died out in 1930. Adopting water filtration, better nutrition, and improved refrigeration were all associated with its decline. In the 1940s and 1950s, polio outbreaks killed or paralyzed upward of half a million people worldwide every year. Even at its peak, polio wasn't a leading cause of death, it was a much-feared one, particularly among parents of young children, some of whom kept them from crowded public places and interacting with other children. By 1955, when Jonah Salk discovered the polio vaccine, the U.S. had ended the "golden age of medicine." During this period, the causes of mortality shifted dramatically as scientists worldwide began to collaborate on infectious disease control, surgical techniques, vaccines, and other drugs. From the 1950s onward, once quick-spreading deadly contagions weren't prematurely killing American residents en masse, scientists also began to understand better how to diagnose and treat these diseases. As a result, Americans were living longer lives and instead succumbing to noncommunicable diseases, or NCDs. The risk of chronic diseases increased with age and, in some cases, was exacerbated by unhealthy lifestyles. Cancer and heart disease shot up across the century, increasing 90-fold from 1900 to 1998, according to CDC data. Following the post-Spanish Flu years, heart disease killed more Americans than any other cause, peaking in the 1960s and contributing to 1 in 3 deaths. Cigarette smoking rates peaked at the same time, a major risk factor for heart disease. Obesity rates also rose, creating another risk factor for heart disease and many types of cancers. This coincides with the introduction of ultra-processed foods into diets, which plays a more significant role in larger waistlines than the increasing predominance of sedentary work and lifestyles. In the early 1970s, deaths from heart disease began to fall as more Americans prevented and managed their risk factors, like quitting smoking or taking blood pressure medicine. However, the disease remains the biggest killer of Americans. Cancer remains the second leading cause of death and rates still indicate an upward trajectory over time. Only a few types of cancer are detected early by screening, and some treatments for aggressive cancers like glioblastoma—the most common type of brain cancer—have also stalled, unable to improve prognosis much over time. In recent years, early-onset cancers, those diagnosed before age 50 or sometimes even earlier, have seen a drastic rise among younger Americans. While highly processed foods and sedentary lifestyles may contribute to rising rates, a spike in cancer rates among otherwise healthy young individuals has baffled some medical professionals. This follows the COVID-19 pandemic that began in 2020. At its peak, high transmission rates made the virus the third leading cause of death in America. It's often compared to the Spanish Flu of 1918, though COVID-19 had a far larger global impact, spurring international collaborations among scientists who developed a vaccine in an unprecedented time. Public policy around issues of safety and access also influences causes of death, particularly—and tragically—among young Americans. Gun control measures in the U.S. are far less stringent than in peer nations; compared to other nations, however, the U.S. leads in gun violence. Firearms are the leading cause of death for children and teens (around 2 in 3 are homicides, and 1 in 3 are suicides), and deaths from opioids remain a leading cause of death among younger people. Globally, the leading causes of death mirror differences in social and geographic factors. NCDs are primarily associated with socio-economic status and comprise 7 out of 10 leading causes of death, 85% of those occurring in low- and middle-income countries, according to the World Health Organization. However, one of the best health measures is life expectancy at birth. People in the U.S. have been living longer lives since 2000, except for a slight dip in longevity due to COVID-19. According to the most recent CDC estimates, Americans' life expectancy is 77.5 years on average and is expected to increase slightly in the coming decades. Story editing by Alizah Salario. Additional editing by Kelly Glass. Copy editing by Paris Close. Photo selection by Lacy Kerrick. This story originally appeared on Death Records and was produced and distributed in partnership with Stacker Studio. Get local news delivered to your inbox!Tiger Woods may no longer be at his peak powers, but golf fans still love to see the star on the links. Woods made an announcement about his future availability that has fans feeling disappointed. The golf legend has not appeared in a tournament since The Open back in July. It looks like we may not be seeing Woods on the course any time soon. Woods has missed the cut in three straight tournaments and has only played all four rounds in one of his last five outings. The golfer took to social media to reveal that he will not be competing in the Hero World Challenge that tees off on Dec. 5. John David Mercer-Imagn Images "I am disappointed that I will not be able to compete this year at the Hero World Challenge, but always look forward to being tournament host and spending the week with @HeroMotoCorp ," Woods said in the Nov. 25 message on X. "Excited to welcome our exemptions @JustinThomas34 , @JDayGolf [Jason Day] and @NickDunlap62 into the field." Fans were disappointed with Woods' announcement with many hoping the star will be able to compete at The Masters on April 10, 2025. "Hope to see you @TheMasters ," one fan reacted. "Too bad," another said . "Always better with Tiger." "Get well soon GOAT," a fan responded . "As long as you’re back for Augusta I’ll be fine," another stated . Related: Tiger Woods ‘Excited’ About New Golf Course and Dude Ranch in Texas