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82 jili ph SoFi Technologies ( SOFI -3.74% ) hasn't impressed too many investors since its public debut. The fintech company went public by merging with a special purpose acquisition company (SPAC) on June 1, 2021, and its stock opened at $21.97. But today, SoFi's stock trades at about $16. Like many other SPAC-backed companies, SoFi disappointed its investors by missing its ambitious pre-merger forecasts. Rising interest rates exacerbated that pressure by squeezing its valuations. That was a disappointing three-year return, but some Wall Street analysts are still bullish on the stock. Of the 19 analysts who cover SoFi, only three rate it as a sell. It already trades above the average price target of $11.66, but it's still below the top price target of $20. Should investors buy SoFi today and expect it to hit those Street-high estimates? An early mover in the direct banking market SoFi, which is short for Social Finance, was founded in 2011. It originally focused on providing more student loans than traditional banks, and it subsequently expanded its financial services business with more mortgages, auto loans, personal loans, credit cards, insurance services, estate planning, and stock investment tools. In 2022, it obtained a U.S. bank charter and launched a digital-only direct bank. SoFi's digital-only approach enables it to expand more rapidly than its brick-and-mortar competitors. It also collects data more efficiently than traditional banks and accelerates, optimizes, and automates many of its fintech services with its AI algorithms . Over the long term, SoFi aspires to become a "one-stop-shop" for financial services that eliminates the need for separate banking and investment apps. It's still growing like a weed SoFi's number of members grew from 2.52 million at the end of 2020 to 9.37 million in the third quarter of 2024. Its number of products also grew from 1.85 million to 13.65 million during the same period. From 2020 to 2023, its adjusted revenue rose at a compound annual growth rate (CAGR) of 49% from $621 million to $2.07 billion. Its adjusted earnings before interest, taxes, depreciation, and amortization ( EBITDA ) turned positive in 2021 at $30 million, and that figure grew at a CAGR of 279% to $432 million in 2023. It's also stayed profitable on a generally accepted accounting principles ( GAAP ) basis over the past four quarters, and it expects to post a full-year GAAP profit for 2024. That growth trajectory was impressive, but it set the bar too high during its pre-merger presentation. It originally claimed that it would generate $2.11 billion in adjusted net revenue with a positive adjusted EBITDA of $484 million in 2023. But its near-term headwinds are dissipating Two major headwinds caused SoFi to miss its original estimates. Rising interest rates made its new loans less attractive, and its student loan business struggled with a near four-year federal freeze on student loans from March 2020 to September 2023. During that time, loan payments were paused for eligible students and the interest rate was set at 0%. But those headwinds are dissipating. The U.S. Federal Reserve cut interest rates three times in 2024, and it expects at least two more rate cuts in 2025. Its student loan business is also stabilizing as the federal freeze on student loans ends. SoFi has also been expanding its fintech ecosystem. In 2020, it acquired the fintech company Galileo to provide its payment processing, card issuing, and other services to more than 100 companies in 16 countries. Galileo currently hosts more than 160 million accounts and generated 10% of SoFi's contribution profit in 2023. SoFi has also been finding fresh ways to gain new customers without taking on more debt. This past October, it signed a $2 billion deal with Fortress Investment Group to underwrite its loans and offload them to other lenders. That deal could enable SoFi to generate more fee-based revenue without increasing its leverage. Should investors buy SoFi's stock right now? For 2024, SoFi expects its adjusted revenue to grow 22%-23% and its adjusted EBITDA to increase 48%-49%. From 2023 to 2026, analysts expect its revenue to grow at a CAGR of 19% as its adjusted EBITDA rises at a CAGR of 44%. On a GAAP basis, they expect its earnings per share to grow at a CAGR of 90% from 2024 to 2026. We should take those estimates with a grain of salt, but SoFi could have plenty of room to grow as it pulls more customers away from traditional banks. But it also trades at a premium to those slower-growth rivals. SoFi has a price-to-book ratio of 2.8, while Bank of America and Wells Fargo have much lower ratios of 1.3 and 1.5, respectively. Yet SoFi doesn't look too expensive relative to its growth potential. At $16, it has an enterprise value of $16.2 billion -- which values it at 5 times next year's sales and 18 times its adjusted EBITDA. At $20, it would trade at 7 times next year's sales and 22 times its adjusted EBITDA. Therefore, SoFi's stock could be worth buying below $20 as the bulls look the other way.China Media Group picks the world's top 10 news stories of 2024None

Westchester Soccer Club Debuts New Home Kit to Kick Off Upcoming SeasonDENVER — So you're the most valuable player of that annual Thanksgiving Day backyard flag football game. Or played tackle football on any level. Or ran track. Or dabbled in basketball. Or toyed with any sport, really. Well, this may be just for you: USA Football is holding talent identification camps all over the country to find that next flag football star. It's “America’s Got Talent” meets “American Idol,” with the stage being the field and the grand prize a chance to compete for a spot on a national team. Because it’s never too early to start planning for the 2028 Olympics in Los Angeles, where flag football will make its Summer Games debut. Know this, though — it's not an easy team to make. The men's and women's national team rosters are at “Dream Team” status given the men’s side has captured six of the last seven world championships and the women three in a row. To remain on top, the sport's national governing body is scouring every football field, park, track, basketball court and gym to find hidden talent to cultivate. USA Football has organized camps and tryouts from coast to coast for anyone ages 11 to 23. There are more than a dozen sites set up so far, ranging from Dallas (Sunday) to Chicago (Dec. 14) to Tampa (March 29) to Los Angeles (to be determined) and the Boston area (April 27), where it will be held at Gillette Stadium, home of the New England Patriots. The organization has already partnered with the NFL on flag football initiatives and programs. The numbers have been through the roof, with engagement on social media platforms increasing by 86% since flag football was announced as an Olympic invitational sport in October 2023 . The participation of boys and girls ages 6 to 17 in flag football last year peaked at more than 1.6 million, according to USA Football research. “We pride ourselves on elevating the gold standard across the sport,” said Eric Mayes, the managing director of the high performance and national teams for USA Football. “We want to be the best in the world — and stay the best in the world.” Flag football was one of five new sports added to the LA28 program. The already soaring profile of American football only figures to be enhanced by an Olympic appearance. Imagine, say, a few familiar faces take the field, too. Perhaps even NFL stars such as Tyreek Hill or Patrick Mahomes, maybe even past pro football greats donning a flag belt for a country to which they may have ties. Soon after flag football's inclusion, there was chatter of NFL players possibly joining in on the fun. Of course, there are logistical issues to tackle before their inclusion at the LA Olympics, which open July 14, 2028. Among them, training camp, because the Olympics will be right in the middle of it. The big question is this: Will owners permit high-priced players to duck out for a gold-medal pursuit? No decisions have yet been made on the status of NFL players for the Olympics. For now, it's simply about growing the game. There are currently 13 states that sanction girls flag football as a high school varsity sport. Just recently, the Pittsburgh Steelers and Philadelphia Eagles helped pave the way to get it adopted in Pennsylvania. Around the world, it's catching on, too. The women's team from Japan took third at the recent word championships, while one of the best players on the planet is Mexico quarterback Diana Flores . “Could flag football globally become the new soccer? That’s something to aspire to," said Stephanie Kwok , the NFL's vice president of flag football. This type of flag football, though, isn't your Thanksgiving Day game with family and friends. There's a learning curve. And given the small roster sizes, versatility is essential. Most national team members need to be a version of Colorado’s two-way standout and Heisman hopeful Travis Hunter. Forget bump-and-run coverage, too, because there's no contact. None. That took some adjusting for Mike Daniels, a defensive back out of West Virginia who earned a rookie minicamp invitation with the Cleveland Browns in 2017. “If a receiver is running around, I’m thinking, ‘OK, I can kind of bump him here and there and nudge him,’” Daniels explained. “They’re like, ‘No, you can’t.’ I’m just like, ‘So I’m supposed to let this guy just run?’ I really rebelled at the idea at first. But you learn.” The competition for an Olympic roster spot is going to be fierce because only 10 players are expected to make a squad. The best 10 will earn it, too, as credentials such as college All-American or NFL All-Pro take a back seat. “I would actually love" seeing NFL players try out, said Daniels, who's also a personal trainer in Miami. “I’m not going to let you just waltz in here, thinking, ‘I played NFL football for five years. I’m popular. I have a huge name.’ I’m still better than you and I'm going to prove it — until you prove otherwise.” Around the house, Bruce Mapp constantly swivels his hips when turning a hallway corner or if his daughter tries to reach for a hug. It’s his way of working on avoiding a “defender” trying to snare the flag. That approach has earned the receiver out of Coastal Carolina four gold medals with USA Football. The 31-year-old fully plans on going for more gold in Los Angeles. “You grow up watching Usain Bolt (win gold) and the ‘Redeem Team’ led by Kobe Bryant win a gold medal, you're always thinking, ‘That's insane.' Obviously, you couldn't do it in your sport, because I played football," said Mapp, who owns a food truck in the Dallas area. "With the Olympics approaching, that (gold medal) is what my mind is set on." It's a common thought, which is why everything — including talent camps — starts now. “Everybody thinks, ‘Yeah, the U.S. just wins,’” Daniels said. “But we work hard all the time. We don’t just walk in. We don’t just get off the bus thinking, ‘We’re going to beat people.’”

Sheheryar Munawar ties the knot with Maheen Siddiqui in star-studded ceremony Actor Sheheryar Munawar asks fans to “Keep us in your Duas [prayers]" Showbiz star Sheheryar Munawar and renowned actor Maheen Siddiqui tied the knot in a beautiful star-studded wedding ceremony. Taking to his official Instagram account, Munawar shared the newlywed couple’s dashing picture and urged fans to pray for their happiness in the upcoming life. “Keep Us in your Duas [prayers], he said. Their Nikah was solemnised amid a star-studded ceremony. Besides the prominent figures from the showbiz industry, the event was attended by close family members and couple’s friends. Meanwhile, the venue was adorned with beautiful flowers. Maheen stole the show in a traditional bridal ensemble as her intricately embroidered red and gold lehenga paired with exquisite jewellery was looking beautiful. Meanwhile, the groom chose to wear a dashing ivory sherwani . Lauren Sanchez teams up with celebs to raise funds at Baby2Baby gala Barron Trump sees future with Tom Cruise's daughter Suri Cruise? What did Mahira Khan wear on her birthday? Dave Portnoy takes over social media for providing lifeline to struggling pizzeriasTop 10 Best Travel Accessories for 2025 | Must-Have Gear for Every TravelerWhich of Trump's high-profile nominees will be making history?

Barclays PLC increased its holdings in shares of The RMR Group Inc. ( NASDAQ:RMR – Free Report ) by 55.6% in the third quarter, according to the company in its most recent filing with the SEC. The institutional investor owned 50,674 shares of the financial services provider’s stock after purchasing an additional 18,100 shares during the quarter. Barclays PLC owned 0.16% of The RMR Group worth $1,286,000 as of its most recent filing with the SEC. Several other hedge funds have also recently bought and sold shares of RMR. Garner Asset Management Corp raised its position in The RMR Group by 14.8% in the 2nd quarter. Garner Asset Management Corp now owns 282,528 shares of the financial services provider’s stock valued at $6,385,000 after buying an additional 36,369 shares during the last quarter. Federated Hermes Inc. raised its holdings in The RMR Group by 4.7% during the second quarter. Federated Hermes Inc. now owns 527,826 shares of the financial services provider’s stock worth $11,929,000 after acquiring an additional 23,654 shares in the last quarter. UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC raised its holdings in The RMR Group by 13.7% during the third quarter. UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC now owns 36,496 shares of the financial services provider’s stock worth $926,000 after acquiring an additional 4,390 shares in the last quarter. International Assets Investment Management LLC boosted its holdings in shares of The RMR Group by 2,439.0% in the 3rd quarter. International Assets Investment Management LLC now owns 1,041 shares of the financial services provider’s stock valued at $26,000 after buying an additional 1,000 shares during the last quarter. Finally, Hotchkis & Wiley Capital Management LLC increased its stake in shares of The RMR Group by 40.6% during the 3rd quarter. Hotchkis & Wiley Capital Management LLC now owns 825,280 shares of the financial services provider’s stock worth $20,946,000 after purchasing an additional 238,360 shares during the last quarter. 42.31% of the stock is currently owned by institutional investors and hedge funds. The RMR Group Stock Performance Shares of NASDAQ RMR opened at $20.49 on Friday. The company has a current ratio of 0.85, a quick ratio of 0.85 and a debt-to-equity ratio of 0.10. The company has a market capitalization of $652.52 million, a P/E ratio of 15.07 and a beta of 1.23. The RMR Group Inc. has a 12 month low of $20.26 and a 12 month high of $28.82. The stock has a 50 day moving average of $22.58 and a 200-day moving average of $23.83. The RMR Group Dividend Announcement The company also recently disclosed a quarterly dividend, which was paid on Thursday, November 14th. Shareholders of record on Monday, October 28th were paid a dividend of $0.45 per share. The ex-dividend date was Monday, October 28th. This represents a $1.80 dividend on an annualized basis and a yield of 8.78%. The RMR Group’s payout ratio is 132.35%. About The RMR Group ( Free Report ) The RMR Group Inc, through its subsidiary, The RMR Group LLC, provides asset management services in the United States. The company offers management services to its four publicly traded real estate investment trusts, three real estate operating companies, and private capital vehicles. It also provides advisory services to publicly traded mortgage real estate investment trust. Recommended Stories Five stocks we like better than The RMR Group What is the Shanghai Stock Exchange Composite Index? Buffett Takes the Bait; Berkshire Buys More Oxy in December Pros And Cons Of Monthly Dividend Stocks Top 3 ETFs to Hedge Against Inflation in 2025 What is Forex and How Does it Work? These 3 Chip Stock Kings Are Still Buys for 2025 Want to see what other hedge funds are holding RMR? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for The RMR Group Inc. ( NASDAQ:RMR – Free Report ). Receive News & Ratings for The RMR Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for The RMR Group and related companies with MarketBeat.com's FREE daily email newsletter .Javon Small scored 31 points to rally West Virginia to an 86-78 overtime upset of No. 3 Gonzaga in the opening round of the Battle 4 Atlantis tournament, Wednesday in Nassau, Bahamas. The Mountaineers (4-1) trailed by 10 points early in the second half and by five in the final minute. But over the final 19 seconds of regulation, Tucker DeVries scored five straight points to send the game to overtime. In the extra session, Small scored five points and West Virginia held Gonzaga to a single field goal, which came after the outcome was decided with 19 seconds left. Amani Hansberry added a career-high 19 points and eight rebounds for West Virginia, which advances to the semifinals Thursday against another surprise first-round winner, Louisville, which stunned No. 15 Indiana. Braden Huff scored 19 points and Khalif Battle added 16 points for Gonzaga (5-1) which settles for a consolation-round game Thursday against Indiana. Nolan Hickman tallied 13 points. Ryan Nembhard delivered seven points and 12 assists for the Bulldogs. Huff put Gonzaga in position to win when he made three hook shots in the final 2:34 of regulation as the Bulldogs turned a one-point deficit into a 69-66 lead. Two free throws by Nembhard expanded the lead to 71-66 with 25 seconds left. But DeVries followed with a 3-pointer from the top of the key and then made a mid-court steal and drew a foul with 5.9 seconds left. His two free throws sent it to overtime. The Mountaineers never trailed in overtime. Sencire Harris wrapped it up with a steal and a breakaway slam that put West Virginia up 84-76 with 26 seconds left. Battle, a transfer from Arkansas, scored eight points in a span of 90 seconds late in the first half as the Bulldogs took control on their way to a 39-31 lead at the break. Gonzaga earned its biggest lead early in the second half when Graham Ike scored inside with an assist from Nembhard to make it 43-33. But West Virginia responded with a 17-2 run, fueled by Small as he hit two 3-pointers and two layups. Hansberry drained a trey and DeVries grinded for a putback layup to give the Mountaineers a 50-45 lead with 12:26 left. DeVries finished the game with 16 points and four blocks. --Field Level Media

No. 3 Texas and No. 15 Texas A &M head into this weekend on a collision course for one of the most anticipated college football games in years. But they both need to survive upset-minded opponents this weekend to set the stage. ESPN's Peter Burns outlined the stakes in an interview with ABC13 this week. "If Texas and Texas A &M both win this weekend, it would be the most anticipated game since "The Game of the Century" between Alabama and LSU in 2011 in Tuscaloosa. And that one lived up to the hype. Not only are you talking about a birth in the SEC Championship likely on the line, but also the College Football Playoff," Burns said. The game on Nov. 30 in College Station live on ABC13 at 6:30 p.m. is already taking on gargantuan heights as the first meeting between the two rivals since 2011, when both were a part of the Big 12 conference. "If I wrote a script to ABC and turned this in, they would say, 'No, that's too unbelievable.' And yet that's what we could potentially get," Burns said. The Longhorns and Aggies need to win this weekend. No. 3 Texas hosts Kentucky on Saturday live on ABC13 at 2:30 p.m. as 20-point favorites, while the 15th-ranked Aggies face a daunting road trip to Auburn. "This is a perfect situation for Texas to get right, right before the game against A &M. But A &M does not have a game either against Auburn down in Jordan-Hare Stadium. (Auburn) has looked a little bit better. So it is going to be a fantastic penultimate weekend of SEC football," Burns said. Burns also discussed No. 9 Ole Miss on upset alert at Florida, which will be aired on Saturday live on ABC13 at 11 a.m., the College Football Playoff ranking reactions, and Deion Sanders' surging Colorado team with Heisman frontrunner Travis Hunter. Watch the video above for the full interview. For updates on this story, follow Jonathan Bruce on Facebook , X and Instagram .2 Stocks Down 40% and 72% to Buy Right NowHere’s How Trump Admin Could Help Crush Censorship Industry

Arsenal defender Gabriel kept Viktor Gyokeres quiet — then had the audacity to steal the in-demand Sporting Lisbon striker's trademark goal celebration. After heading in Arsenal's third first-half goal in the Champions League on Tuesday, Gabriel linked the fingers of his hands and placed them over his eyes, before laughing with his teammates. It was most likely a dig at Gyokeres, the Sweden striker who has quickly become one of European soccer's hottest properties . Because that is how Gyokeres celebrates his goals. “It's fun that he likes my celebration,” Gyokeres told Viaplay after the match. “He can steal it if he cannot come up with his own.” Gyokeres has scored 24 goals for Sporting in all competitions and was coming off netting four for Sweden in a Nations League match against Azerbaijan. Earlier in the first half, Gabriel had enjoyed tackling and dispossessing Gyokeres near the Arsenal area — waving both his arms in a gesture to the crowd. Gabriel's goal made it 3-0 to Arsenal at halftime and the English team went on to win 5-1, with Gyokeres failing to score. He did hit the post with a shot late in the game, however — after Gabriel had gone off with an injury. “Today he wasn't that dangerous,” Arsenal striker Kai Havertz said of Gyokeres, “but I think it's because we defended very well.” AP soccer: https://apnews.com/hub/soccer

Alpha Architect U.S. Quantitative Momentum ETF ( NASDAQ:QMOM – Get Free Report ) was the recipient of a significant increase in short interest in the month of December. As of December 15th, there was short interest totalling 65,400 shares, an increase of 59.9% from the November 30th total of 40,900 shares. Based on an average trading volume of 28,500 shares, the short-interest ratio is presently 2.3 days. Hedge Funds Weigh In On Alpha Architect U.S. Quantitative Momentum ETF A hedge fund recently raised its stake in Alpha Architect U.S. Quantitative Momentum ETF stock. Baker Boyer National Bank raised its stake in shares of Alpha Architect U.S. Quantitative Momentum ETF ( NASDAQ:QMOM – Free Report ) by 8.7% in the 2nd quarter, according to its most recent 13F filing with the Securities & Exchange Commission. The fund owned 9,769 shares of the company’s stock after purchasing an additional 783 shares during the period. Baker Boyer National Bank owned 0.25% of Alpha Architect U.S. Quantitative Momentum ETF worth $569,000 as of its most recent filing with the Securities & Exchange Commission. Alpha Architect U.S. Quantitative Momentum ETF Trading Down 0.9 % NASDAQ QMOM opened at $64.73 on Friday. The stock’s 50 day moving average is $67.68 and its 200 day moving average is $62.91. Alpha Architect U.S. Quantitative Momentum ETF has a 12 month low of $48.31 and a 12 month high of $72.19. The stock has a market cap of $282.87 million, a PE ratio of 11.02 and a beta of 1.08. Alpha Architect U.S. Quantitative Momentum ETF Dividend Announcement About Alpha Architect U.S. Quantitative Momentum ETF ( Get Free Report ) The Alpha Architect U.S. Quantitative Momentum ETF (QMOM) is an exchange-traded fund that is based on the QMOM-US – No underlying index. The fund is an active, equal-weighted portfolio of US stocks, screened for their strong and consistent momentum. QMOM was launched on Dec 2, 2015 and is issued by Alpha Architect. Read More Receive News & Ratings for Alpha Architect U.S. Quantitative Momentum ETF Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Alpha Architect U.S. Quantitative Momentum ETF and related companies with MarketBeat.com's FREE daily email newsletter .

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