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ultimate fishing simulator unlimited money Manmohan Singh's father may have believed his bookworm son would one day lead India, but the understated technocrat with the trademark blue turban, who died Thursday at the age of 92, never dreamed it would actually happen. Singh was pitchforked into leading the world's largest democracy in 2004 by the shock decision of Congress leader Sonia Gandhi to turn down the role after leading the party to an upset win over the ruling Hindu nationalists. He oversaw an economic boom in Asia's fourth-largest economy in his first term, although slowing growth in later years marred his second stint. Known as "Mr Clean", Singh nonetheless saw his image tarnished during his decade-long tenure when a series of corruption cases became public. As finance minister in the early 1990s, he was hailed at home and abroad for initiating big-bang reforms that opened India's inward-looking economy to the world. Known as a loyalist to the Gandhi political dynasty, Singh studied economics to find a way to eradicate poverty in the vast nation and never held elected office before becoming PM. But he deftly managed the rough and tumble of Indian politics -- even though many said Sonia Gandhi, the Italian-born widow of the assassinated Rajiv Gandhi, was the power behind the throne. - Streetlight studying - Born in 1932 in the mud-house village of Gah in what is now Pakistan, Singh moved to the holy Sikh city of Amritsar as a teenager around the time the subcontinent was split at the end of British rule into mainly Hindu India and Muslim Pakistan. His father was a dry-fruit seller in Amritsar, and he had nine brothers and sisters. He was so determined to get an education he would study at night under streetlights because it was too noisy at home, his brother Surjit Singh told AFP in 2004. "Our father always used to say Manmohan will be the prime minister of India since he stuck out among the 10 children," said Singh. "He always had his nose in a book." Singh won scholarships to attend both Cambridge, where he obtained a first in economics, and Oxford, where he completed his PhD. He worked in a string of senior civil posts, served as a central bank governor and also held various jobs with global agencies such as the United Nations. Singh was tapped in 1991 by then Congress prime minister P.V. Narasimha Rao to reel India back from the worst financial crisis in its modern history -- currency reserves had sunk so low the country was on the brink of defaulting on foreign loans. Singh unleashed sweeping change that broke sharply with India's Soviet-style state-directed economy. - 'History will be kinder' - In his first term he steered the economy through a period of nine-percent growth, lending the country the international clout it had long sought. He also sealed a landmark nuclear deal with the US that he said would help India meet its growing energy needs. But by 2008 there was growing disquiet among the ruling alliance's left-leaning parties about the pact, while high inflation -- notably food and fuel prices -- hit India's poor hard. Still, voters remained drawn to his calm, pragmatic persona, and in 2009 Congress steered its alliance to a second term. Singh vowed to step up financial reforms to drive economic growth, but he came under increasing fire from critics who said he had done nothing to stop a string of corruption scandals on his watch. Several months before the 2014 elections, Singh said he would retire after the polls, with Sonia Gandhi's son Rahul earmarked to take his place if Congress won. But Congress crashed to its worst-ever result at that time as the Hindu-nationalist Bharatiya Janata Party, led by Narendra Modi, won a landslide. More recently, an unflattering book by a former aide titled "The Accidental Prime Minister" portrayed him as timid and controlled by Sonia Gandhi. Singh -- who said historians would be kinder to him than contemporary detractors -- became a vocal critic of Modi's economic policies, and more recently warned about the risks that rising communal tensions posed to India's democracy. pmc-grk/abh/fox/leg/smsThere’s a concept doing the rounds–just now in the west–that will render trading hours redundant. It’s called the 24X National Exchange.The 24X National Exchange, which counts Steve Cohen’s Point72 ventures fund as a backer, has secured permission to start offering sessions that span the US daytime and later add overnight trading. The plan would preserve one-hour breaks starting at 7 p.m. Opponents have been quick to warn that the quality of trading would suffer from lower volume, which can make pricing less precise. A lower volume is an obvious outcome when hours are relaxed and investors do not need to plane their play within restricted hours. Generations have gone by and stock traders across the globe have worked their schedules and businesses around what are popularly known as ‘trading hours’. The hours between the opening and the closing bells. In India that happens to be between 9.15am and 3.30pm. Settlements happen at the end of the day. During the day seasoned traders have figured out strategies based on statistics on the most and least profitable trading periods. There’s the 10 am rule that refers to the idea that the traders should not make any big moves before 10 am in a trading day. This is because investors believe that the time between ‘Opening Bell’ and 10.00 am is meant for the market to stabilise. Then there’s the “11 am rule” which refers to a guideline suggesting that it’s prudent for traders to wait until 11 am before making any significant trading calls. Traders aim to gain better clarity on market trends and reduce the risk of making impulsive or emotionally-driven trades. This approach can help traders make more informed decisions based on more stable market conditions later in the morning. Here’s a breakdown of the rationale behind the rule: · Market Activity: By 11 am EST, the market has already been in session for a few hours, with a significant portion of trading activity having occurred. · Trend Confirmation: A new high or low established during this time frame, especially with good volume, might be seen as a confirmation of the existing trend. · Institutional Investors: Some believe larger institutional investors may be placing larger orders around this time, influencing the direction of the stock price. In the Indian stock markets–BSE and NSE–trading hours become important for short sellers as well, as settlements happen at the end of the closing bell. Why am I going through this information? There’s a concept doing the rounds–just now in the west–that will render trading hours redundant. It’s called the 24X National Exchange. The 24X National Exchange, which counts Steve Cohen’s Point72 ventures fund as a backer, has secured permission to start offering sessions that span the US daytime and later add overnight trading. The plan would preserve one-hour breaks starting at 7 p.m. Who’s Steve Cohen? He’s an American hedge-fund manager and presently the owner of the New York Mets of Major League Baseball. Cohen bought the New York Mets in 2020 for a colossal $2.4 billion, the highest sale price ever for any Major League Baseball team. Why am I tell you this? Simply to emphasize that the man means business. What’s Point72? Point72 Asset Management, is a $35 billion (assets under management) hedge fund firm that was established in 2014 and started managing outside capital in the year 2018. As with everything out of the ordinary, there has be an instant resistance. The proposal to allow nonstop stock trading has split Wall Street. Opponents have been quick to warn that the quality of trading would suffer from lower volume, which can make pricing less precise. A lower volume is an obvious outcome when hours are relaxed and investors do not need to plane their play within restricted hours. Supporters have pointed to the fact that stock traders are most at-risk when the market is closed in their geographic location, a problem that this concept will be seeking to alleviate. How would 24X really function? 24X would offer three sessions that start at 4 a.m. in New York and extend to 7 p.m. Once it’s able to meet certain data requirements, it is likely to add an overnight session from 8 p.m. right up until 4 a.m., according to SEC’s order. The schedule would run from Sunday evening through Friday evening. That traders and investors will take time to learns the ropes of playing in a round-the-clock market goes with out question. It remains to be seen the new opportunites this system would have the potential of offering to maverick hyper-innovative speculators. Click for more latest Markets news . Also get top headlines and latest news from India and around the world at News9. Amit Ranjan Kumar is an Executive Editor with NEWS9 Plus. He is a producer and director with 25 years of experience in the creative space in India and the APAC markets.

SANTA CRUZ, Calif. (AP) — Persistent high surf and flooding threats along California’s coast had residents on high alert a day after a major storm was blamed for one man’s death and the partial collapse of a pier , which propelled three people into the Pacific Ocean. The National Weather Service on Christmas Eve warned of dangerous, large-breaking waves of up to 35 feet (10.7 meters). Its latest high surf warning will be in effect until 6 p.m. Tuesday. “Large waves can sweep across the beach without warning, pulling people into the sea from rocks, jetties and beaches,” the weather service said in a Christmas Eve bulletin. In Santa Cruz, where a municipal wharf under construction partially collapsed on Monday, most beaches were cordoned off as they were inundated with high surf and debris. Residents received an alert on their phones Tuesday morning notifying them to “avoid all beaches including coastal overlook areas such as rocks, jetties or cliffs.” It warned powerful waves could sweep entire beaches unexpectedly. Local officials said there could be further damage to the wharf, but no more pieces broke off overnight. The wharf collapsed and fell into the ocean midday Monday, taking three people with it. Two people were rescued by lifeguards and a third swam to safety. No one was seriously injured. Santa Cruz Mayor Fred Keeley said in the weeks and months ahead officials will have to assess long-term solutions for protecting the coastal city from the impacts of climate change . “Hallelujah that no one was hurt in this, which could have been orders of magnitude worse in terms of any injuries to human beings and damage to property onshore and offshore,” he said at a media briefing Tuesday. “But I think we have somewhat of a question mark as we move through time,” he added. “And I don't think we're by ourselves. I think this is what coastal communities around the world are probably dealing with.” The structure was in the middle of a $4 million renovation following destructive storms last winter about 70 miles (112 kilometers) south of San Francisco. “It’s a catastrophe for those down at the end of the wharf,” said David Johnston, who was allowed onto the pier on Monday to check on his business, Venture Quest Kayaking. Tony Elliot, the head of the Santa Cruz Parks & Recreation Department, estimated that about 150 feet (45 meters) of the end of the wharf fell into the water. It was immediately evacuated and will remain closed indefinitely. Some of the wharf’s pilings are still in the ocean and remain “serious, serious hazards” to boats, the mayor said. Each piling weighs hundreds of pounds and is being pushed by powerful waves. “You are risking your life, and those of the people that would need to try and save you by getting in or too close to the water,” the National Weather Service’s Bay Area office said on the social platform X. Building inspectors were looking at the rest of the pier’s structural integrity. Some California cities ordered beachfront homes and hotels to evacuate early Monday afternoon as forecasters warned that storm swells would continue to increase throughout the day. In Watsonville along the Monterey Bay, first responders were called to Sunset State Beach, a state park, around 11:30 a.m. Monday for a report of a man trapped under debris. The Santa Cruz County Sheriff’s Office believes a large wave pinned him there. The man was pronounced dead at a hospital. The storm’s high surf also likely pulled another man into the Pacific Ocean around noon Monday at Marina State Beach, nearly 13 miles (21 kilometers) south of Watsonville, authorities said. Strong currents and high waves forced searchers to abandon their efforts roughly two hours later as conditions worsened. The man remained missing Monday evening. In a post on X, the National Weather Service office in Portland, Oregon, said, “It will likely go down as some of the highest surf this winter.” Dazio reported from Los Angeles. Associated Press writer Sophie Austin in Sacramento contributed.OTTAWA—In a rush to provide emergency loans to small businesses during the , the federal government pushed out a program that lent more than $3.5 billion to ineligible recipients, gave too much control to a single private contractor, and failed to ensure public money was not wasted, according to a new report from the auditor general. The program in question, the Canada Emergency Business Account (CEBA), doled out $49.1 billion in loans to almost 900,000 small businesses during the pandemic, with more than 40 per cent of the recipients in Ontario. In a tabled Monday in the House of Commons, Auditor General Karen Hogan concluded the program moved quickly in response to the pandemic crisis, disbursing loans in a matter of days when health measures forced hundreds of thousands of businesses to shut down. But Hogan also found that the federal government failed to properly manage the program in handing it over to an arms-length Crown corporation, Export Development Canada (EDC). Hogan concluded the Department of Finance failed to provide “effective oversight” of more than $853 million in administrative spending in a way that left an “accountability gap” over the program. She also raised concerns about the government’s willingness to collect more than $1 billion in unpaid loans from ineligible recipients, and over her findings that EDC outsourced too much control over management and spending to a single private company that got paid more than $300 million. “When you have an accountability void, there’s people who aren’t keeping eyes on the dollars anymore, there is bad management decisions that go unchallenged, and ultimately no spending limit put on a big program,” Hogan said at a press conference Monday. CEBA was created in the spring of 2020, as the Liberal government was spending huge sums of money on emergency pandemic supports. The program gave small businesses interest-free loans of $40,000 to $60,000 and promised to forgive up to $20,000 of that money if the loan was paid back on time. Hogan’s report said that, as of March 31 this year: $28.2 billion in loans had been repaid; $12.4 billion had been forgiven; $8.5 billion still had to be repaid; and $100 million had been written off. The Conservatives, long critical of the Liberal government’s deficit spending, said Monday that Hogan’s report uncovered a new “boondoggle” that helped a company that had reportedly used dozens of workers based in Brazil to help with the program. “More proof today that this prime minister — this weak prime minister — has lost control of spending,” Conservative Leader Pierre Poilievre said in the House, describing CEBA as giving out “so-called loans” to ineligible businesses. Moments later, Bloc Québécois MP Nathalie Sinclair-Desgagné called it a “scandal” that a single corporation received so much money to administer the program. The government defended the program as a “lifeline” for small businesses during the pandemic. In a press release, Finance Minister Chrystia Freeland and Small Business Minister Rechie Valdez also pushed back on Hogan’s report, stating it failed to “properly acknowledge that CEBA was designed and delivered” during that crisis. Hogan, meanwhile, credited the government for working with speed, but argued the public should still expect programs to be well-run — especially when they are designed to exist for years. “I would expect a basic level of due diligence and monitoring of expenditures, regardless of whether a pandemic exists,” Hogan said Monday. In her report, Hogan determined that EDC relied heavily on a single private contractor, the global IT firm Accenture, which received a sole-source contract without competition, was paid 92 per cent of $342 million in contract spending that flowed through program, the report said. EDC was “dependent” on Accenture because it determined it did not have the “internal resources” to deliver the CEBA loans itself, Hogan’s report said. This “extensive reliance” raised risks, Hogan concluded, with Accenture involved in setting the scope of work and prices that EDC would pay for it. Contracts for the first three year’s of the company’s work were “primarily drafted by Accenture,” and didn’t contain conditions like preserving the ability for EDC to transfer the program to another vendor, the report said. There were also “persistent delays in planning” for the eventual collection of unpaid loans, which prompted EDC to involve Accenture in the decision to hire the company’s own subsidiary to do the work — something Hogan flagged as a “conflict of interest that EDC did not manage.” Another example of the reliance on Accenture was the call centre created to provide information about program applicants. The centre was supposed to last for four months and cost $2.78 million, but as of March 31 this year it was still open and had cost about $23.2 million, Hogan’s report said, concluding EDC did not adequately monitor costs that skyrocketed from an average of $31 per call in 2020 to a peak of $589 per call in April 2023. Hogan called on EDC to improve how it manages these contracts, which the Crown corporation has agreed to do. EDC’s head of communications and public affairs, Todd Winterhalt, said in a statement Monday that the agency is “very proud” of its work, and that it needed to use third-party contractors to build and operate the program. “EDC welcomes the opportunity to continuously improve our practices,” the statement said. The report also raised questions about the government’s plan to collect loan payments if businesses fail to pay them back on time. Hogan found that EDC’s plan lacked “key elements” like forecasted costing beyond the current fiscal year, and checks to monitor how successfully loans will be recouped. Hogan also concluded that EDC underestimated the number of ineligible businesses that received these loans and must pay it back. The report said that, by October 2021, EDC confirmed almost 51,000 recipients were ineligible and had to repay the money by the end of 2023, but as of March 31, 2024 only around half of them had done so — representing about $1.1 billion. But Hogan’s office performed its own eligibility verifications and found that possibly another 26,000 businesses received loans — worth a total of $1.5 billion — even though they should have been ineligible based on documentation provided, the report said. Another 19,800 businesses were not technically eligible but allowed to receive money because of “unclear” application rules, Hogan’s report added. This decision cost an extra $146 million in forgiven loans, the report said. The report said EDC has agreed to consider potential options to recover the forgiven portions of loans given to ineligible small businesses, but Hogan during her press conference said she remains concerned about government’s alleged “reticence” to recover these funds.

SAN JOSE, Calif., Dec. 02, 2024 (GLOBE NEWSWIRE) -- Credo Technology Group Holding Ltd (Nasdaq: CRDO), an innovator in providing secure, high-speed connectivity solutions that deliver improved energy efficiency as data rates and corresponding bandwidth requirements increase through the data infrastructure market, today reported financial results for the second quarter of fiscal year 2025, ended November 2, 2024. Second Quarter of Fiscal Year 2025 Financial Highlights Revenue of $72.0 million, grew by 20.6% quarter over quarter and 63.6% year over year GAAP gross margin of 63.2% and non-GAAP gross margin of 63.6% GAAP operating expenses of $53.9 million and non-GAAP operating expenses of $37.6 million GAAP net loss of $(4.2) million and non-GAAP net income of $12.3 million GAAP diluted net loss per share of $(0.03) and non-GAAP diluted net income per share of $0.07 Ending cash and short-term investment balance of $383.0 million Management Commentary Bill Brennan, Credo’s President and Chief Executive Officer, stated, “In the fiscal second quarter ended November 2, 2024 Credo generated record revenue of $72.0 million, up 21% sequentially and 64% year over year. The second quarter was our most successful to date across our three main product lines and Credo delivered total product revenue of $69.1 million. For the past few quarters, we have anticipated an inflection point in our revenues during the second half of fiscal 2025. I am pleased to share that this turning point has arrived, and we are experiencing even greater demand than initially projected, driven by AI deployments and deepening customer relationships.” Third Quarter of Fiscal 2025 Financial Outlook Revenue is expected to be between $115.0 million and $125.0 million GAAP gross margin is expected to be between 60.6% and 62.6%, and non-GAAP gross margin is expected to be between 61.0% and 63.0% GAAP operating expenses are expected to be between $58.6 million and $60.6 million, and non-GAAP operating expenses are expected to be between $42.0 million and $44.0 million Conference Call Credo will conduct a conference call on Monday, December 2, 2024, at 2:00 p.m. Pacific Time to discuss its financial results for the second quarter of fiscal year 2025, ended November 2, 2024. Interested parties may join the conference call by registering online at https://register.vevent.com/register/BI87c69953bb554b49af7cc32591eee82a. After registering, a confirmation will be sent through email, including dial-in details and a unique conference call code for entry. It is recommended that participants register and dial in for the call at least 10 minutes before the start of the call. A live webcast of the conference call will be available on Credo’s Investor Relations website at http://investors.credosemi.com. A replay of the webcast will be available via the web at http://investors.credosemi.com. Discussion of Non-GAAP Financial Measures This press release contains references to the non-GAAP financial measures of non-GAAP gross profit, non-GAAP gross margin, non-GAAP operating expenses, non-GAAP operating income (loss), non-GAAP operating income (loss) margin, non-GAAP net income (loss) and non-GAAP diluted net income (loss) per share. Reconciliation of these non-GAAP measures to their comparable GAAP measures is included below. This non-GAAP information should not be construed as an alternative to the reported results determined in accordance with GAAP. The non-GAAP financial measures that Credo presents may not be comparable to similarly titled measures of other companies and other companies may not calculate such measures in the same manner as we do. Non-GAAP financial measures exclude the effect of share-based compensation expenses, asset impairment and related charges (if applicable), and the related tax effect adjustment to the provision for income taxes. Credo uses a full-year non-GAAP tax rate to compute the non-GAAP tax provision. This full-year non-GAAP tax rate is based on Credo’s annual GAAP income, adjusted to exclude non-GAAP items, as well as the effects of significant non-recurring and period-specific tax items which vary in size and frequency. Credo’s non-GAAP tax rate is determined on an annual basis and may be adjusted during the year to take into account events that may materially affect the non-GAAP tax rate, such as tax law changes, significant changes in Credo’s geographic mix of revenue and expenses or changes to Credo’s corporate structure. GAAP diluted net income (loss) per share is calculated using basic weighted average shares outstanding when there is a GAAP net loss, and calculated using diluted weighted average shares outstanding when there is a GAAP net income. Non-GAAP diluted net income (loss) per share is calculated using basic weighted average shares outstanding when there is a non-GAAP net loss, and calculated using non-GAAP diluted weighted average shares outstanding when there is a non-GAAP net income. Non-GAAP adjustment for the number of shares used in the diluted per share calculations excludes the impact of share-based compensation expenses expected to be incurred in future periods and not yet recognized in the financial statements, which would otherwise be assumed to be used to repurchase shares under the GAAP treasury stock method. Credo believes that the presentation of non-GAAP financial measures provides important supplemental information to management and investors regarding financial and business trends relating to Credo’s financial condition and results of operations. While Credo uses non-GAAP financial measures as a tool to enhance its understanding of certain aspects of its financial performance, Credo does not consider these measures to be a substitute for, or superior to, financial measures calculated in accordance with GAAP. Consistent with this approach, Credo believes that disclosing non-GAAP financial measures to the readers of its financial statements provides such readers with useful supplemental data that, while not a substitute for GAAP financial measures, allows for greater transparency in the review of its financial and operational performance. Externally, management believes that investors may find Credo’s non-GAAP financial measures useful in their assessment of Credo's operating performance and the valuation of Credo. Internally, Credo's non-GAAP financial measures are used in the following areas: Management’s evaluation of Credo’s ongoing operating performance; Management’s establishment of internal operating budgets; and Management’s performance comparisons with internal forecasts and targeted business models. Non-GAAP financial measures have limitations in that they do not reflect all of the costs associated with the operations of Credo’s business as determined in accordance with GAAP. As a result, you should not consider these measures in isolation or as a substitute for analysis of Credo’s results as reported under GAAP. The exclusion of the above items from our GAAP financial metrics does not necessarily mean that these costs are unusual or infrequent. Forward-Looking Statements under the Private Securities Litigation Reform Act of 1995 This press release contains forward-looking statements within the meaning of the federal securities laws. All statements other than statements of historical fact could be deemed forward-looking statements, including, but not limited to, any statements regarding: launches of new or expansion of existing products or services; technology developments and innovation; our plans, strategies or objectives with respect to future operations; financial outlook; future financial results; expectations regarding the markets and industries in which Credo conducts business; and assumptions underlying any of the foregoing. Words such as “anticipates,” “expects,” “intends,” “plans,” “projects,” “believes,” “seeks,” “estimates,” “can,” “may,” “will,” “would,” “outlook,” “forecast,” “targets” and similar expressions, or their negatives, may identify such forward-looking statements. These statements are not guarantees of results and should not be considered as an indication of future activity or future performance. Forward-looking statements are predictions, projections and other statements about future events that are based on current expectations and assumptions and, as a result, are subject to risks and uncertainties that may cause actual events or results to differ materially from those described in this press release. Readers are encouraged to review risk factors and all other disclosures appearing in Credo’s Annual Report on Form 10-K as filed with the Securities and Exchange Commission (SEC) on June 24, 2024, as well as Credo’s other filings with the SEC, for further information on risks and uncertainties that could affect Credo’s business, financial condition and results of operation. Copies of these filings are available from the SEC, Credo’s website or Credo’s investor relations department. Forward-looking statements speak only as of the date they are made. Credo assumes no obligation to update or revise any forward-looking statements as a result of new information, future events or otherwise, except as required by law. Readers are cautioned not to place undue reliance on these forward-looking statements that speak only as of the date herein. About Credo Our mission is to deliver high-speed solutions to break bandwidth barriers on every wired connection in the data infrastructure market. Credo is an innovator in providing secure, high-speed connectivity solutions that deliver improved power and cost efficiency as data rates and corresponding bandwidth requirements increase exponentially throughout the data infrastructure market. Our innovations ease system bandwidth bottlenecks while simultaneously improving on power, security and reliability. Our connectivity solutions are optimized for optical and electrical Ethernet applications, including the 100G (or Gigabits per second), 200G, 400G, 800G and emerging 1.6T (or Terabits per second) port markets. Our products are based on our proprietary Serializer/Deserializer (SerDes) and Digital Signal Processor (DSP) technologies. Our product families include integrated circuits (ICs), Active Electrical Cables (AECs) and SerDes Chiplets. Our intellectual property (IP) solutions consist primarily of SerDes IP licensing. Investor Relations Contact: Dan O’Neil IR@credosemi.com

Knox also had six rebounds for the Bulls (3-2). Brandon Stroud added 11 points while shooting 4 for 12 (1 for 3 from 3-point range) and 2 of 4 from the free-throw line while he also had six rebounds. Jamille Reynolds shot 3 of 6 from the field and 4 of 5 from the free-throw line to finish with 10 points. The Pilots (2-3) were led in scoring by Max Mackinnon, who finished with 17 points, eight rebounds and five assists. Vincent Delano added 14 points for Portland. A.Rapp also had 11 points and eight rebounds. South Florida went into the half ahead of Portland 38-33. Knox scored eight second-half points. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .Bill Belichick casts heavy shadow over Fenway Bowl

LOKOJA – In her avowed commitment to ensure Nigerians celebrate Christmas and New Year with financial ease, Nigeria’s First Lady, Mrs Oluremi Tinubu has donated 1,000 bags of 50kg rice to Kogi chapter of Christian Northern Nigeria Political forum for distribution to her members across the state While flagging off the distribution in Lokoja on Wednesday, the Deputy National Coordinator of the forum, Elder Ibrahim Itodo, said the forum was formed in the heat of the Muslim Muslim Presidential ticket in the last election. He said , the forum was not specific in kicking against the Muslim Muslim arrangement, but, considered it expedience to have a mix of the two major religion for the unity of the country. He however, averred that the forum had to champion the politics of good governance, capacity , competence and character which the present APC administration of President Bola Ahmed Tinubu has come to represent. The Deputy Coordinator further disclosed that the decision to support the APC presidency was hinged on the fact the First lady is a committed Christian who will help the administration to rule by the fear of God and love for humanity. He commended the wife of the president Oluremi Tinubu who for recognising the forum by donating 1000 bags of rice to cusion the effect of economic reality on the christians during the yuletide. However, a former House of Representatives for Adavi and Okehi federal constituency, and a coordinator, Asiwaju for All, Hon.Mohammed Kabir Ajana, commended the effort of the first lady, saying the palliative would take care of the Christian communities in the state The ex lawmaker stated that this palliative is to lessen the economic situation of the christians at this time of the celebration, stressing that the people should renew their hopes as government is working hard to improve the lives of the citizenry. He advised Nigerians to remain resolute in their support for policies and programmes of the government, no matter the present hardship, hinting that at the end of the tunnel , the country will witness a lease of lives. In a remark, the state Coordinator of the forum, Madueke Aphraim, described the first lady as a caring and loving mother, as the rice would go along way in reducing financial burden on beneficiaries during the Christmas and New year celebrations. He assured that the forum will be meticulous in the sharing formula that will touch major Christian stakeholders across the 21 local Government Councils of the state.NEW YORK--(BUSINESS WIRE)--Dec 2, 2024-- E*TRADE from Morgan Stanley today released the data from its monthly sector rotation study, based on the E*TRADE customer notional net percentage buy/sell behavior for stocks that comprise the S&P 500 sectors. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20241202679558/en/ (Graphic: Business Wire) About E*TRADE from Morgan Stanley and Important Notices E*TRADE from Morgan Stanley provides financial services to retail customers. Securities products and services offered by E*TRADE Securities LLC, Member SIPC. Investment advisory services offered by E*TRADE Capital Management, LLC, a Registered Investment Adviser. Commodity futures and options on futures products and services offered by E*TRADE Futures LLC, Member NFA. Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC. All separate but affiliated subsidiaries of Morgan Stanley. More information is available at www.etrade.com . The material provided by E*TRADE Securities LLC or its affiliates (E*TRADE from Morgan Stanley) is for educational purposes only and is not an individualized recommendation. This information neither is, nor should be construed as, an offer or a solicitation of an offer to buy, sell, or hold any security, financial product, or instrument discussed herein or to engage in any specific investment strategy by E*TRADE. Past performance does not guarantee future results. E*TRADE from Morgan Stanley, E*TRADE, and the E*TRADE logo are registered trademarks of Morgan Stanley or its affiliates. © 2024 E*TRADE from Morgan Stanley. All rights reserved. View source version on businesswire.com : https://www.businesswire.com/news/home/20241202679558/en/ CONTACT: E*TRADE Media Relations 646-521-4418 mediainq@etrade.com KEYWORD: UNITED STATES NORTH AMERICA NEW YORK INDUSTRY KEYWORD: BANKING PERSONAL FINANCE PROFESSIONAL SERVICES FINANCE SOURCE: E*TRADE Copyright Business Wire 2024. PUB: 12/02/2024 04:05 PM/DISC: 12/02/2024 04:05 PM http://www.businesswire.com/news/home/20241202679558/en

SANTA CRUZ, Calif. (AP) — Persistent high surf and flooding threats along California’s coast had residents on high alert a day after a major storm was blamed for one man’s death and the partial collapse of a pier , which propelled three people into the Pacific Ocean. The National Weather Service on Christmas Eve warned of dangerous, large-breaking waves of up to 35 feet (10.7 meters). Its latest high surf warning will be in effect until 6 p.m. Tuesday. “Large waves can sweep across the beach without warning, pulling people into the sea from rocks, jetties and beaches,” the weather service said in a Christmas Eve bulletin. In Santa Cruz, where a municipal wharf under construction partially collapsed on Monday, most beaches were cordoned off as they were inundated with high surf and debris. Residents received an alert on their phones Tuesday morning notifying them to “avoid all beaches including coastal overlook areas such as rocks, jetties or cliffs.” It warned powerful waves could sweep entire beaches unexpectedly. Local officials said there could be further damage to the wharf, but no more pieces broke off overnight. The wharf collapsed and fell into the ocean midday Monday, taking three people with it. Two people were rescued by lifeguards and a third swam to safety. No one was seriously injured. Santa Cruz Mayor Fred Keeley said in the weeks and months ahead officials will have to assess long-term solutions for protecting the coastal city from the impacts of climate change . “Hallelujah that no one was hurt in this, which could have been orders of magnitude worse in terms of any injuries to human beings and damage to property onshore and offshore,” he said at a media briefing Tuesday. “But I think we have somewhat of a question mark as we move through time,” he added. “And I don't think we're by ourselves. I think this is what coastal communities around the world are probably dealing with.” The structure was in the middle of a $4 million renovation following destructive storms last winter about 70 miles (112 kilometers) south of San Francisco. “It’s a catastrophe for those down at the end of the wharf,” said David Johnston, who was allowed onto the pier on Monday to check on his business, Venture Quest Kayaking. Tony Elliot, the head of the Santa Cruz Parks & Recreation Department, estimated that about 150 feet (45 meters) of the end of the wharf fell into the water. It was immediately evacuated and will remain closed indefinitely. Some of the wharf’s pilings are still in the ocean and remain “serious, serious hazards” to boats, the mayor said. Each piling weighs hundreds of pounds and is being pushed by powerful waves. “You are risking your life, and those of the people that would need to try and save you by getting in or too close to the water,” the National Weather Service’s Bay Area office said on the social platform X. Building inspectors were looking at the rest of the pier’s structural integrity. Some California cities ordered beachfront homes and hotels to evacuate early Monday afternoon as forecasters warned that storm swells would continue to increase throughout the day. In Watsonville along the Monterey Bay, first responders were called to Sunset State Beach, a state park, around 11:30 a.m. Monday for a report of a man trapped under debris. The Santa Cruz County Sheriff’s Office believes a large wave pinned him there. The man was pronounced dead at a hospital. The storm’s high surf also likely pulled another man into the Pacific Ocean around noon Monday at Marina State Beach, nearly 13 miles (21 kilometers) south of Watsonville, authorities said. Strong currents and high waves forced searchers to abandon their efforts roughly two hours later as conditions worsened. The man remained missing Monday evening. In a post on X, the National Weather Service office in Portland, Oregon, said, “It will likely go down as some of the highest surf this winter.” Dazio reported from Los Angeles. Associated Press writer Sophie Austin in Sacramento contributed.President Joe Biden signed a defense bill on Monday that prohibits coverage of transgender health care for children of military families while providing pay raises for junior enlisted service members and boosting military spending to $895 billion. The provision removing coverage for transgender children was slyly inserted by House Republicans and while Biden endorsed most of the bill’s provisions, he voiced strong objections to that contentious addition. "While I am pleased to support the critical objectives of the act, I note that certain provisions of the act raise concerns,” he said in a statement. Biden "strongly opposes" the part of the bill that limits transgender health care and said it will negatively affect the military’s recruiting abilities. “The provision targets a group based on that group’s gender identity and interferes with parents’ roles to determine the best care for their children,” he said. “This section undermines our all-volunteer military’s ability to recruit and retain the finest fighting force the world has ever known by denying health care coverage to thousands of our service members’ children. No service member should have to decide between their family’s health care access and their call to serve our Nation.” Biden’s statement comes as Republicans in Congress and President-elect Donald Trump have made transgender care a flashpoint in political rhetoric—and a target via legislation. “With the stroke of my pen on day one, we’re going to stop the transgender lunacy,” Trump said at a Turning Point USA rally on Sunday in Phoenix . “I will sign executive orders to end child sexual mutilation, get transgender out of the military and out of our elementary schools and middle schools and high schools.” x x YouTube Video After House Republicans snuck anti-transgender language into the sweeping defense bill earlier this month, Adam Smith, Democratic Ranking Member of the House Armed Services Committee, balked at it. “Blanketly denying health care to people who need it—just because of a biased notion against transgender people—is wrong,” Smith said . “The inclusion of this harmful provision puts the lives of children at risk and may force thousands of service members to make the choice of continuing their military service or leaving to ensure their child can get the health care they need.” Republicans’ insertion of the anti-transgender provision into a must-pass defense bill was a calculated move. Biden had little choice but to sign, given its importance for military personnel and national security. While Biden stood firm in supporting the broader bill, the reality is that transgender Americans have lost significant rights. This is likely only the beginning of a political battle in which Democrats are losing ground to an incoming administration set on removing transgender rights and recognition. Your support fuels everything we do. It ensures that we can keep providing the bold, unapologetic coverage you rely on. Please contribute $5 or $10 today to keep independent journalism alive and help us reach our year-end goal.Fishburn leads at Sea Island as Dahmen keeps hope alive to keep job

Dodgers announce 5-year contract with LHP Blake Snell

Wide receiver Dallas Wilson, a five-star Class of 2025 prospect, signed with Florida. The move came just days after he asked Oregon to release him from his commitment. He signed with the Ducks on Dec. 4, the first day of the early signing period. The 247Sports composite ranks Wilson, a Florida product from Tampa Bay Tech, as the No. 4 wide receiver and No. 20 overall player in the class. Florida announced his signing with a video posted to social media Sunday night. Wilson had been committed to the Ducks since Jan. 17, 2023, taking an official visit there in June 2024 and one to Florida on Nov. 22. But The Athletic reported last week that Wilson's agent, Vernell Brown of EL1TE Sports Management Group, said Wilson changed his mind to remain closer to an ill family member, adding NIL money was not a factor. A 6-foot-3 speedster, Wilson also runs track and was part of his school's 4x400 relay team that qualified for the state competition in his junior year. --Field Level Media

Calamos Investments Closed-End Funds (NASDAQ: CHI, CHY, CSQ, CGO, CHW, CCD and CPZ) Announce Monthly Distributions and Required Notifications of Sources of DistributionCHICAGO (AP) — Aidan Laughery rushed for three touchdowns and No. 22 Illinois topped Northwestern 38-28 on Saturday to reach nine victories for the first time since its 2007 Rose Bowl season. Pat Bryant dashed in to score off Luke Altmyer’s 43-yard pass early in the third quarter as Illinois (9-3, 6-3 Big Ten) struck for touchdowns just over 4 minutes apart early in the third quarter to open a 28-10 lead in what had been a tight game. Bryant's 10th receiving touchdown tied a school record. Altmyer, who threw for 170 yards, had a TD himself on a keeper from the 1-yard line early in the second quarter. David Olano added a field goal in the fourth to cap Illinois' scoring. Laughery, a sophomore running back, rushed for a career-best 172 yards and topped 100 for the first time. He entered with only one TD this season and two for his career. He had a career-long 64-yard run for a score early in the second half. Coach Bret Bielema said he wasn't surprised by Laughery's explosive performance as the Gibson City, Illinois product rounded back into form after being hampered by a hamstring injury earlier this season. “I thought today would be a day that could happen,” Bielema said. “Today some of those turned into big home run hits we've kind of been waiting on all year.” Laughery said he's been prepping for this kind of game, when he carried the ball 12 times for an average of 14.3 yards. “Finally, the opportunity was there,” said Laughery, who got the game ball. “You know you gotta' hit one and it came together today.” He credited the Illini offensive line with opening space for his breakout performance. “Those guys were covering them (Northwestern's defense) all day long,” Laughery said. “It was awesome running behind the looks we were getting” Northwestern’s Devin Turner intercepted Altmyer twice, including for a 13-yard touchdown return late in the first quarter. Thomas Gordon caught Jack Lausch's 15-yard TD pass with a minute left, then the Wildcats added a two-point conversion to complete the scoring. Northwestern (4-8, 2-7 Big Ten) didn’t pack it in as hosted its second game this season at Wrigley Field, this time on a breezy sunny day with game-time temperature of 20 degrees. It looked like the Illini might run away after Bryant’s 10th receiving touchdown 4:52 into the third. He entered tied for the Big Ten lead. But Luke Akers kicked his second field goal of the game, a 34-yarder, with 5:35 left in the third quarter to cut it to 28-13. Lausch led the Wildcats on their next possession and finished it with an 11-yard touchdown toss to A.J. Henning to narrow the Illini lead to 28-20. Then Mac Resetich intercepted Lausch’s pass 50 seconds into the fourth quarter. Laughery powered up the middle for 31 yards and his third TD about two minutes later to quell the Wildcats' momentum. Northwestern dominated in possession time — 34:32 to 25:28 —and plays — 90 to 53. The margin was even more pronounced in the first half, but the Wildcats settled for a 13-yard touchdown return on Turner’s second pick of the game with 2:14 left in the first quarter and Akers’ 21-yard field goal that opened the scoring 6:29 in. Illinois led 14-10 at the half on Laughery’s 30-yard TD run midway through the first quarter and Altmyer’s keeper 1:39 into the second. Akers missed wide to the right on a 44-yard attempt as time ran out in the half. Both teams’ leading pass receivers were injured. Northwestern’s Bryce Kirtz was knocked out of the game in the first quarter with a lower-body injury after two receptions that upped his total yards to 598. Illinois’ Bryant went to the locker room with about 5 minutes left in the first half after Turner collided with him as he plucked his second interception. Bryant returned, however, for the second half. Illinois: Is in line for a prestigious bowl game appearance and a chance to tie the school record of 10 wins, most recently set during their 2001 Sugar Bowl season. “We wanted to put ourselves in a good position on this day to get to nine wins and see where it can go,” Bielema said. “Just a fun day overall. I don't know what the future holds. It think we're a team that can play with anybody in the country.” Northwestern: Finished its second season under coach David Braun at 4-8 overall and 2-7 in the Big Ten. The Wildcats dropped their final three and five of the last six. Illinois is headed to a bowl game. Northwestern opens its 2025 season at Tulane on Aug. 30. AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football . Sign up for the AP’s college football newsletter: https://apnews.com/cfbtop25WASHINGTON — American Airlines briefly grounded flights nationwide Tuesday because of a technical problem just as the Christmas travel season kicked into overdrive and winter weather threatened more potential problems for those planning to fly or drive. Government regulators cleared American flights to get airborne about an hour after the Federal Aviation Administration ordered a national ground stop for the airline. The order, which prevented planes from taking off, was issued at the airline's request after it experienced trouble with its flight operating system, or FOS. The airline blamed technology from one of its vendors. As a result, flights were delayed across American's major hubs, with only 36% of the airline's 3,901 domestic and international flights leaving on time, according to Cirium, an aviation analytics company; 51 flights were canceled. People are also reading... An American Airlines employee wearing looks toward quiet check-in counters Tuesday in the American terminal at Miami International Airport in Miami. Rebecca Blackwell, Associated Press Dennis Tajer, a spokesperson for the Allied Pilots Association, a union representing American Airlines pilots, said the airline told pilots at 7 a.m. Eastern that there was an outage affecting the FOS system. It handles different types of airline operations, including dispatch, flight planning, passenger boarding, as well as an airplane's weight and balance data, he said. Some components of FOS went down in the past, but a systemwide outage is rare, Tajer said. Hours after the ground stop was lifted, Tajer said the union had not heard about "chaos out there beyond just the normal heavy travel day." He said officials were watching for cascading effects, such as staffing problems. On social media, however, customers expressed frustration with delays that caused them or their family members to miss connecting flights. One person asked if American planned to hold flights for passengers to make connections, while others complained about the lack of assistance they said they received from the airline or gate agents. Travelers wait in line for security checks Tuesday at the Los Angeles International Airport in Los Angeles. Jae C. Hong, Associated Press Bobby Tighe, a real estate agent from Florida, said he would miss a family Christmas Eve party in New York because his American flight was repeatedly delayed. The delays made him miss a connecting flight, leaving him the choice of going to his destination — Westchester, N.Y. — on Christmas Day or taking another flight to Newark, N.J., scheduled to land Tuesday evening. He chose the latter. "I'm just going to take an Uber or Lyft to the airport I was originally supposed to go to, pick up my rental car and kind of restart everything tomorrow," Tighe said. He said his girlfriend was "going through the same exact situation" on her way from Dallas to New York. Cirium noted the vast majority of flights departed within two hours of their scheduled departure time. A similar percentage — 39% — arrived at their destinations as scheduled. Dallas-Fort Worth, New York's Kennedy Airport and Charlotte, North Carolina, saw the greatest number of delays, Cirium said. Washington, Chicago and Miami experienced considerably fewer delays. Listen now and subscribe: Apple Podcasts | Spotify | RSS Feed | SoundStack | All Of Our Podcasts Meanwhile, the flight-tracking site FlightAware reported that 4,058 flights entering or leaving the U.S., or serving domestic destinations, were delayed, with 76 flights canceled. The site did not post any American Airlines flights Tuesday morning, but it showed in the afternoon that 961 American flights were delayed. Amid the travel problems, significant rain and snow were expected in the Pacific Northwest at least into Christmas Day. Showers and thunderstorms were developing in the South. Freezing rain was reported in the Mid-Atlantic region near Baltimore and Washington, and snow fell in New York. An American Airlines employee wearing a Santa Claus hat walks through the American terminal Tuesday at Miami International Airport in Miami. Rebecca Blackwell, Associated Press Because the holiday travel period lasts weeks, airports and airlines typically have smaller peak days than they do during the rush around Thanksgiving, but the grind of one hectic day followed by another takes a toll on flight crews. And any hiccups — a winter storm or a computer outage — can snowball into massive disruptions. That is how Southwest Airlines stranded 2 million travelers in December 2022, and Delta Air Lines suffered a smaller but significant meltdown after a worldwide technology outage in July caused by a faulty software update from cybersecurity company CrowdStrike. Many flights during the holidays are sold out, which makes cancellations even more disruptive than during slower periods. That is especially true for smaller budget airlines that have fewer flights and fewer options for rebooking passengers. Only the largest airlines, including American, Delta and United, have "interline agreements" that let them put stranded customers on another carrier's flights. This will be the first holiday season since a Transportation Department rule took effect that requires airlines to give customers automatic cash refunds for canceled or significantly delayed flights. Passengers still can ask to get rebooked, which is often a better option than a refund during peak travel periods. That's because finding a last-minute flight on another airline tends to be expensive. American Airlines employees check in travelers Tuesday in the American terminal at Miami International Airport in Miami. Rebecca Blackwell, Associated Press An American spokesperson said Tuesday was not a peak travel day for the airline — with about 2,000 fewer flights than the busiest days — so it had somewhat of a buffer to manage the delays. The Transportation Security Administration said it expected to screen 40 million passengers through Jan. 2. About 90% of Americans traveling far from home over the holidays will be in cars, according to AAA. Gasoline prices are similar to last year. The nationwide average Thursday was $3.04 a gallon, down from $3.13 a year ago, according to AAA. Flight nightmare? Here's how to get compensated Flight nightmare? Here's how to get compensated "It's not the destination, it's the journey," said American essayist Ralph Waldo Emerson. Ralph clearly was not among the travellers on one of more than 350 cancelled or 1,400 delayed flights after a worldwide tech outage caused by an update to Crowdstrike's "Falcon Sensor" software in July of 2023. U.S. airlines carried nearly 863 million travellers in 2023, with Canadian carriers accounting for another 150 million, many of whom experienced lost luggage, flight delays, cancellations, or were bumped off their flights. It's unclear how many of them were compensated for these inconveniences. Suffice it to say, posting a crabby rant on social media might temporarily soothe anger, but it won't put wasted money back in pockets. Money.ca shares what to know in order to be compensated for the three most common air travel headaches. Lost Luggage Bags elected to go on a vacay without you? Check off the following: Alert the airline, both in person and in writing, of any missing bags. Remember, the clock starts ticking immediately. After 21 days, the baggage is considered lost and the airline is liable for it and its contents. Contact the U.S. Department of Transportation (DOT) or Canadian Transportation Agency , who will query the airline on your behalf and give them a 30-day deadline to respond. Usually, the airline will resolve the issue, but if it doesn't, or if you're unsatisfied with the offer, the next level is mediation. Beyond that, the case could move to adjudication, a court-like process with a panel deciding on the outcome. On international flights, you have up to two years to file litigation. If you expect a large payout, think again. Tariffs (air carrier contracts) limit the compensation amounts for "loss of, damage to, or the delay in delivery of baggage or other personal property." In the case of Air Canada, the maximum payout is $1,500 per passenger in the currency of the country where the baggage was processed. To raise that limit, purchase a Declaration of Higher Value for each leg of the trip. The charge is $0.50 for each $100, in which case the payout limit is $2,500. For Delta Air Lines, passengers are entitled to up to $3,800 in baggage compensation, though how much you'll receive depends on your flight. Delta will pay up to $2,080 for delayed, lost, and damaged baggage for international travellers, almost half of what U.S. domestic passengers can claim. If your flight is marked delayed for more than 30 minutes, approach the gate agent and politely request food and hotel vouchers to be used within the airport or nearby. Delayed/Cancelled Flights Different air carriers and jurisdictions have their own compensation policies when flights are delayed or cancelled. For example, under European Union rules, passengers may receive up to 600 Euros, even when travelling on a non-EU carrier. Similarly, the DOT states that travellers are entitled to a refund "if the airline cancelled a flight, regardless of the reason, and the consumer chooses not to travel." However, US rules regarding delays are complicated. Some air carriers, such as Air Canada, do not guarantee their flight schedules. They're also not liable for cancellations or changes due to "force majeure" such as weather conditions or labour disruptions. If the delay is overnight, only out-of-town passengers will be offered hotel accommodation. Nevertheless, many airlines do offer some compensation for the inconvenience. If your flight is marked delayed for more than 30 minutes, approach the gate agent and politely request food and hotel vouchers to be used within the airport or nearby. Flight Compensation in the U.S. In terms of cash compensation, what you'll get can differ significantly based on things like departure location, time, carrier, and ticket class. The DOT offers a helpful delay and cancellations dashboard designed to keep travellers informed about their compensation rights. The dashboard is particularly helpful because, as the DOT states on its website, "whether you are entitled to a refund depends on a lot of factors—such as the length of the delay, the length of the flight, and your particular circumstances." Flight Compensation in Canada The Canadian Transportation Agency is proposing air passenger protection regulations that guarantee financial compensation to travellers experiencing flight delays and cancellations, with the level of compensation varying depending on the situation and how much control the air carrier had. The proposed regulations include the following: A plane must return to its gate after three hours on the tarmac. Minimum requirements will be set for procuring food, drink, lavatories, ventilation, and access to electronic communications during the delay. For larger airlines, payouts will range from $400 for a 3-6 hour delay, to $700 for 6-9 hours, and $1,000 for more than nine hours. For smaller carriers, the compensation would be $125, $250, and $500, respectively. Here's the loophole: If the delay is related to the air carrier's maintenance problems, no compensation is required. The airline is obligated to complete the passenger's itinerary. If the new ticket is for a lower class of service, the air carrier would have to refund the cost difference; if the booking is in a higher class of service, passengers cannot be charged extra. If the passenger declines the ticket, the airline must give a full refund, in addition to the prescribed compensation. For overnight delays, the air carrier needs to provide hotel accommodation and transportation free-of-charge. Again, if you are unsatisfied, the Canadian Transportation Agency or Department of Transportation may advocate on your behalf. Bumped Off the Flight Passengers get bumped because airlines overbook. When this happens, the air carrier must compensate you. For international flights in the US, the rate is 200% of your one-way fare to your final destination, with a $675 maximum. If the airline does not make travel arrangements for you, the payout is 400% of your one-way fare to a maximum of $1,350. To qualify, you must check-in by the stated deadline, which on international flights can be up to 3 hours ahead. Keep in mind that if you accept the cash, you are no longer entitled to any further compensation, nor are you guaranteed to be rebooked on a direct flight or similar type of seat. Don't be too quick to give up your boarding pass. Negotiate for the best compensation deal that would include cash, food and hotel vouchers, flight upgrade, lounge passes, as well as mileage points. But avoid being too greedy—if the gate attendant is requesting volunteers and you wait too long, you'll miss the offer. According to Air Canada's tariff, if a passenger is involuntarily bumped, they'll receive $200, in cash or bank draft, for up to a two-hour delay; $400 for a 2-6 hours delay; and $800 if the delay is over six hours. (Air Canada was forced to raise its payouts in 2013 due to passenger complaints.) The new rules would raise the payout significantly: $900 for up to six hours; $1,800 for 6-9; and $2,400 for more than nine hours, all to be paid within 48 hours. Statistically speaking, Delta Airlines is the carrier most likely to bump. A few years ago, Delta raised its payout maximum to $9,950, while United Airlines tops out at $10,000. This story was produced by Money.ca and reviewed and distributed by Stacker. Gorodenkoff // Shutterstock Be the first to know

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Share Tweet Share Share Email In the fast-paced world of digital innovation, blockchain and cryptocurrency platforms continue to break boundaries, offering transformative solutions to global challenges. Among these cutting-edge projects are Qubetics , Solana, Hedera, Cardano, and Litecoin, each contributing uniquely to the evolution of decentralized ecosystems. Let’s explore these platforms, their offerings, and their potential to redefine financial landscapes. 1. Qubetics: Revolutionizing Cross-Border Payments In today’s interconnected global economy, the need for efficient and secure cross-border payments is more urgent than ever. The Qubetics Network rises to this challenge by providing a state-of-the-art platform designed to streamline international transactions for businesses and individuals alike. For businesses, Qubetics simplifies settlement processes, ensuring optimal cash flow and operational efficiency. By enabling quick transfers and settlements, companies can respond swiftly to market demands, enhance their competitive edge, and drive sustainable growth. The platform offers a hassle-free remittance solution for individuals, eliminating the delays and complications often associated with traditional payment methods. Qubetics is currently in Presale Phase 14, with $TICS tokens priced at $0.037. The presale phase has raised over $7.7 million, attracted more than 11,700 holders, and sold 374 million tokens. Weekly price hikes of 10% culminate in a final phase surge of 20%, making this a prime opportunity for investors. Post-presale, the token is expected to launch at $0.25, representing a potential ROI of 563.81% for early adopters. Analysts predict explosive growth following the mainnet launch, with prices potentially reaching $10 to $15 per token. A $10 valuation would equate to an ROI of 26,452.57%, while a $15 valuation could see returns soar to 39,728.85%. Qubetics is poised to disrupt global finance, making cross-border payments faster, more affordable, and accessible for all. 2. Solana: A High-Performance Blockchain Platform Solana is renowned for its high-speed transactions and scalability, positioning itself as a leading blockchain for decentralised applications (dApps) and cryptocurrency projects. The platform’s architecture is built to handle thousands of transactions per second, far outpacing most of its competitors. By leveraging Proof of History (PoH) alongside Proof of Stake (PoS), Solana ensures unparalleled efficiency and security. Developers flock to the platform for its low fees and lightning-fast performance, making it an ideal ecosystem for DeFi projects, NFT marketplaces, and gaming applications. Solana’s community-driven approach fosters innovation, empowering developers to build on a robust and scalable network. Its ecosystem continues to grow, making it a key player in the blockchain space. 3. Hedera: The Leader in Enterprise-Grade Blockchain Solutions Hedera Hashgraph stands out with its unique consensus algorithm, offering a more energy-efficient and secure alternative to traditional blockchains. Hedera is designed for enterprise applications and ensures rapid transaction speeds, low costs, and high reliability. The platform’s Hashgraph consensus mechanism enables unparalleled scalability, supporting up to 10,000 transactions per second. Hedera’s governance model, comprising industry leaders like Google and IBM, adds to its credibility and adoption. Hedera’s diverse use cases range from supply chain optimisation and healthcare data management to tokenisation and payments. Its focus on enterprise-grade solutions makes it a vital tool for businesses seeking blockchain integration. 4. Cardano: A Visionary Approach to Blockchain Technology Cardano is a research-driven blockchain that prioritises security, scalability, and sustainability. Built on a layered architecture, it separates computation from settlement, allowing enhanced functionality without compromising efficiency. Cardano’s Ouroboros Proof of Stake (PoS) protocol is a pioneering consensus mechanism that reduces energy consumption while maintaining network integrity. Its rigorous peer-reviewed development process ensures reliability and innovation. The platform’s commitment to social impact is evident in its digital identity and financial inclusion projects. Cardano aims to provide blockchain solutions to underserved communities, empowering individuals and organisations. Cardano continues to attract developers, businesses, and investors as its ecosystem expands, cementing its position as a leader in blockchain innovation. 5. Litecoin: The Silver Standard of Cryptocurrency Litecoin, one of the earliest cryptocurrencies, remains steadfast in the blockchain landscape. Litecoin offers a lightweight alternative to Bitcoin, known for its simplicity and speed, with faster transaction times and lower fees. The platform’s Scrypt algorithm ensures a more decentralised mining process, making it accessible to a broader audience. Litecoin’s focus on usability has made it a popular choice for day-to-day transactions and as a testing ground for Bitcoin innovations. Litecoin’s longevity and adaptability continue to make it a reliable option for investors and users, solidifying its role in the cryptocurrency ecosystem. Conclusion Qubetics, Solana, Hedera, Cardano, and Litecoin collectively drive the blockchain revolution. Each platform addresses distinct challenges, from cross-border payments and high-speed transactions to enterprise solutions, research-driven development, and everyday usability. These projects are not just technological marvels but pivotal elements in the broader financial and technological progress narrative. As they continue to grow and evolve, they open doors to new opportunities, empowering individuals and businesses to thrive in an increasingly digital world. Investors, developers, and enthusiasts stand to benefit from the transformative potential of these platforms. By embracing the innovations they offer, we can shape a future defined by efficiency, accessibility, and global connectivity. For More Information: Qubetics: https://qubetics.com Telegram: https://t.me/qubetics Twitter: https://x.com/qubetics Related Items: Blockchain , Qubetic Share Tweet Share Share Email Recommended for you BTFD Coin’s Discount Offer And The Top 5 Picks for The Best Cryptos to Join for Short Term Gains Top Cryptocurrencies to Watch in 2024 | Top 3 Potential Breakout Stars Innerworks and Bittensor ($TAO) Collaborate to Unveil RedTeam Platform to Enhance Cybersecurity Innovation CommentsMiami of Ohio and Colorado State will try to overcome notable transfer-portal defections during Saturday's Arizona Bowl at Tucson, Ariz. Miami (8-5) enters the game without its top two wide receivers Javon Tracy and Reggie Virgil after the duo elected to play elsewhere. Tracy, a redshirt sophomore who caught 57 passes for 818 yards with seven touchdowns, is moving on to Minnesota. Virgil, a junior who tallied 816 yards on 41 receptions with nine touchdowns, is bound for Texas Tech. "It's kind of insane, to be honest," Miami coach Chuck Martin said. "We'll lose some real good kids in the portal, but we'll also gain some good ones. It's just crazy. "In some ways, it stinks, but in some ways, it's fun, too. We're looking at a lot of some good ones." Miami has also lost two cornerbacks, including sophomore Raion Strader to Auburn. Strader had 53 tackles with two interceptions and a team-best 17 passes broken up. Will Jados, a redshirt junior offensive tackle who started 38 games for Miami, is transferring to Texas Tech. Colorado State (8-4) also lost its two top receivers in the portal. Sophomore Caleb Goodie committed to Cincinnati and sophomore Jamari Person remains undecided. Goodie caught 21 passes for 436 yards with four touchdowns, and Person had 36 receptions for 386 yards and a touchdown. Another sophomore, linebacker Buom Jock, also is in the transfer portal after he led the Rams with 100 tackles. "They lost a couple receivers in the portal, just like us, so they've adjusted, just like most teams in the bowl season have adjusted to the team that they have available," Colorado State coach Jay Norvell said. Redshirt sophomore Armani Winfield, who had 37 catches for 338 yards and two touchdowns, is the top available receiver for the Rams. Miami's leading receiver entering the game is fifth-year senior Cade McDonald (49 catches for 606 yards and three touchdowns). Miami won seven straight games before losing to Ohio in the MAC championship game behind sixth-year quarterback Brett Gabbert, who has completed 57.6 percent of his passes (204 of 354) for 2,737 yards and 21 touchdowns. Gabbert has been prone to throw interceptions, with 11, including one against Ohio in the conference title game. He did not throw an interception in a 30-20 victory over Ohio earlier this season. Keyon Mozee is Miami's featured running back with 1,073 yards on 170 carries with four touchdowns. Matt Salopek, a sixth-year linebacker, leads Miami with 113 tackles. He is the first player in program history with four 100-tackle seasons. Colorado State won six of its last seven games -- committing only seven turnovers in that span. Senior running back Avery Morrow has 956 yards on 166 attempts with nine touchdowns. Brayden Fowler-Nicolosi, a redshirt sophomore, has thrown for 2,475 yards while completing 207 of 335 attempts (61.8 percent) with 13 touchdowns and seven interceptions. Chase Wilson, a fifth-year senior linebacker, has 91 tackles this season, three for loss. --Field Level MediaSingh was pitchforked into leading the world's largest democracy in 2004 by the shock decision of Congress leader Sonia Gandhi to turn down the role after leading the party to an upset win over the ruling Hindu nationalists. He oversaw an economic boom in Asia's fourth-largest economy in his first term, although slowing growth in later years marred his second stint. Known as "Mr Clean", Singh nonetheless saw his image tarnished during his decade-long tenure when a series of corruption cases became public. As finance minister in the early 1990s, he was hailed at home and abroad for initiating big-bang reforms that opened India's inward-looking economy to the world. Known as a loyalist to the Gandhi political dynasty, Singh studied economics to find a way to eradicate poverty in the vast nation and never held elected office before becoming PM. But he deftly managed the rough and tumble of Indian politics -- even though many said Sonia Gandhi, the Italian-born widow of the assassinated Rajiv Gandhi, was the power behind the throne. Born in 1932 in the mud-house village of Gah in what is now Pakistan, Singh moved to the holy Sikh city of Amritsar as a teenager around the time the subcontinent was split at the end of British rule into mainly Hindu India and Muslim Pakistan. His father was a dry-fruit seller in Amritsar, and he had nine brothers and sisters. He was so determined to get an education he would study at night under streetlights because it was too noisy at home, his brother Surjit Singh told AFP in 2004. "Our father always used to say Manmohan will be the prime minister of India since he stuck out among the 10 children," said Singh. "He always had his nose in a book." Singh won scholarships to attend both Cambridge, where he obtained a first in economics, and Oxford, where he completed his PhD. He worked in a string of senior civil posts, served as a central bank governor and also held various jobs with global agencies such as the United Nations. Singh was tapped in 1991 by then Congress prime minister P.V. Narasimha Rao to reel India back from the worst financial crisis in its modern history -- currency reserves had sunk so low the country was on the brink of defaulting on foreign loans. Singh unleashed sweeping change that broke sharply with India's Soviet-style state-directed economy. In his first term he steered the economy through a period of nine-percent growth, lending the country the international clout it had long sought. He also sealed a landmark nuclear deal with the US that he said would help India meet its growing energy needs. But by 2008 there was growing disquiet among the ruling alliance's left-leaning parties about the pact, while high inflation -- notably food and fuel prices -- hit India's poor hard. Still, voters remained drawn to his calm, pragmatic persona, and in 2009 Congress steered its alliance to a second term. Singh vowed to step up financial reforms to drive economic growth, but he came under increasing fire from critics who said he had done nothing to stop a string of corruption scandals on his watch. Several months before the 2014 elections, Singh said he would retire after the polls, with Sonia Gandhi's son Rahul earmarked to take his place if Congress won. But Congress crashed to its worst-ever result at that time as the Hindu-nationalist Bharatiya Janata Party, led by Narendra Modi, won a landslide. More recently, an unflattering book by a former aide titled "The Accidental Prime Minister" portrayed him as timid and controlled by Sonia Gandhi. Singh -- who said historians would be kinder to him than contemporary detractors -- became a vocal critic of Modi's economic policies, and more recently warned about the risks that rising communal tensions posed to India's democracy. pmc-grk/abh/fox/leg/sms

Mayor Eric Adams will deliver his 2025 State of the City address at Harlem’s historic Apollo Theater on Thursday, Jan. 9 — a pivotal speech that will likely kick off his bid for re-election this year, his office announced Thursday. Get the Full Story This State of the City, an annual address in which the city’s mayor lays out their agenda for the coming year, will be Hizzoner’s fourth. The speech will give Adams his first shot at testing his message in 2025 as he contends with a growing field of prominent challengers who could block him from a second term. Mayors, including Adams, often use the State of the City to tout their past successes. “Whether it’s taking thousands of illegal guns off our streets, shattering affordable housing records over and over again, or putting billions of dollars back into the pockets of New Yorkers, our administration has fought every day to create a safer, more affordable city for working-class New Yorkers,” Adams said in a statement. “New York City is not only back; we are better than ever.” Adams has also gone out of his way to remind New Yorkers of what he sees as his greatest accomplishments nearly every time he gets in front of a crowd in recent months. But mayors also use the annual speech to assess the challenges facing the five boroughs and unveil bold policy solutions to address them. For instance, Adams used this past year’s speech to announce a proposal to build and preserve 12,000 units of affordable housing on 24 city-owned sites. “As we look to the future, we know there is even more we can do to uplift working-class families across the five boroughs, protect our streets and subways, tackle the cost of rent, create more housing, and put even more money back into New Yorkers’ pockets,” Adams said. “On Jan. 9, at the historic Apollo, we’ll present our vision for an even safer and more affordable New York City in both 2025 and in the decades to come.” The speech could give Adams a chance to cut through the barrage of negative headlines surrounding his federal indictment and the mass exodus from the upper ranks of his administration that have plagued his mayoralty in recent months. It will also give him a large platform to remind New Yorkers why they should re-elect him as his primary challengers compete to get their own messages out.