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win real money casino Shopping on Shein and Temu for holiday gifts? You're not the only oneDilok Klaisataporn/iStock via Getty Images Introduction The SPDR Portfolio Developed World ex-US ETF ( NYSEARCA: SPDW ) has significantly underperformed the SPDR S&P 500 ETF Trust ( SPY ) so far in 2024, delivering a ~6% total return against the ~26% gain for the S&P 500 Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.LOS ANGELES -- Defending national champion South Carolina women defeated by UCLA 77-62 for their first loss since the 2023 Final Four.

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Intech Investment Management LLC Reduces Stock Position in Jazz Pharmaceuticals plc (NASDAQ:JAZZ)

AP Top 25: Alabama, Mississippi out of top 10 and Miami, SMU are in; Oregon remains unanimous No. 1 Alabama and Mississippi tumbled out of the top 10 of The Associated Press college football poll and Miami and SMU moved in following a chaotic weekend in the SEC. Oregon is No. 1 for the sixth straight week and Ohio State, Texas and Penn State held their places behind the Ducks. The shuffling begins at No. 5, where Notre Dame returned for the first time since Week 2 after beating Army for its ninth straight win. No. 6 Georgia and No. 7 Tennessee each moved up two spots. Miami, SMU and Indiana round out the top 10. Jannik Sinner leads Italy past the Netherlands for its second consecutive Davis Cup title MALAGA, Spain (AP) — Jannik Sinner clinched Italy's second consecutive Davis Cup title and capped his breakthrough season at the top of tennis by beating Tallon Griekspoor 7-6 (2), 6-2 for a 2-0 win over the Netherlands in the final of the team competition in Malaga, Spain. Matteo Berrettini won Sunday's opening singles match 6-4, 6-2 against Botic van de Zandschulp. The Italians are the first country to win the Davis Cup twice in a row since the Czech Republic in 2012 and 2013. The No. 1-ranked Sinner stretched his unbeaten streak in singles to 14 matches and 26 sets. Netherlands reached the Davis Cup final for the first time. Chuck Woolery, smooth-talking game show host of 'Love Connection' and 'Scrabble,' dies at 83 NEW YORK (AP) — Chuck Woolery, the affable, smooth-talking game show host of “Wheel of Fortune,” “Love Connection” and “Scrabble” who later became a right-wing podcaster, skewering liberals and accusing the government of lying about COVID-19, has died. He was 83. Mark Young, Woolery’s podcast co-host and friend, said in an email early Sunday that Woolery died at his home in Texas with his wife, Kristen, present. Woolery, with his matinee idol looks, coiffed hair and ease with witty banter, was inducted into the American TV Game Show Hall of Fame in 2007 and earned a daytime Emmy nomination in 1978. He teamed up with Young for the podcast “Blunt Force Truth” and became a full supporter Donald Trump. St. Louis Blues fire Drew Bannister and hire Jim Montgomery as coach The St. Louis Blues have fired coach Drew Bannister and hired Jim Montgomery as his replacement. The 2022 Jack Adams Award winner, Montgomery joins the Blues five days after he was fired by the Boston Bruins. Bannister had been on the job in St. Louis for less than a year since succeeding Stanley Cup-winning coach Craig Berube and getting the interim tag removed after last season. The Blues have lost 13 of their first 22 games. Montgomery spent two seasons as an assistant on Berube's staff in St. Louis between coaching Dallas and Boston. The team signed Montgomery to a five-year contract. Rico Carty, who won the 1970 NL batting title with the Atlanta Braves, dies at 85 Rico Carty, who won the 1970 NL batting title when he hit a major league-best .366 for the Atlanta Braves, has died. He was 85. Major League Baseball, the players’ association and the Braves have paid tribute to Carty on social media. A family friend told Listín Diario — a newspaper in Carty’s native Dominican Republic — that he died Saturday night in an Atlanta hospital. Carty made his big league debut with the Braves in September 1963. He batted .330 with 22 homers and 88 RBIs in his first full season in 1964, finishing second to Dick Allen in voting for NL Rookie of the Year. The Braves moved from Milwaukee to Atlanta after the 1965 season, and Carty got the franchise’s first hit in its new home on April 12, 1966, against Pittsburgh. Dartmouth sorority, two members of fraternity face charges after student who attended party drowned HANOVER, N.H. (AP) — A sorority at Dartmouth College and two members of a fraternity faces charges related to the death of a student who drowned after attending an off-campus party. The Hanover, New Hampshire police department, where Dartmouth is located, said Friday that Alpha Phi was charged with one count of facilitating an underage alcohol house. Two members of the Beta Alpha Omega face a charge of providing alcohol to a person under 21. Won Jang, 20, of Middletown, Delaware, had attended an off-campus party in July hosted by Alpha Phi sorority. Police said the alcohol was provided by Beta Alpha Omega. Tens of thousands of Spaniards protest housing crunch and high rents in Barcelona BARCELONA, Spain (AP) — Tens of thousands of Spaniards are marching in downtown Barcelona to protest the skyrocketing cost of renting an apartment in the popular tourist destination. Protesters cut off traffic on main avenues in the city center, holding up homemade signs in Spanish reading “Fewer apartments for investing and more homes for living." The lack of affordable housing has become one of the leading concerns for the southern European Union country, mirroring the housing crunch across many parts of the world, including the United States. The average rent for Spain has doubled in the last decade. In cities like Barcelona, rental prices have also been driven up by short-term renters including tourists. Verstappen captures 4th F1 championship after Mercedes sweep of Las Vegas Grand Prix LAS VEGAS (AP) — Max Verstappen cruised to a fourth consecutive Formula 1 championship Saturday night by finishing fifth in the Las Vegas Grand Prix. Verstappen needed only to finish ahead of Lando Norris of McLaren to give Red Bull a fourth straight driver championship. The Dutchman started fifth but was already up to second by the 10th lap around the street circuit that includes the famed Las Vegas Strip. Norris, who had to score at least three points more than Verstappen to extend the championship fight, finished sixth. The race was won by George Russell who was followed by Lewis Hamilton in the first 1-2 sweep for the Mercedes drivers since 2022. 'Wicked' and 'Gladiator' make gravity-defying theater debuts NEW YORK (AP) — “Wicked” and “Gladiator II” have debuted in theaters with a combined $270 million in ticket sales. Their worldwide performance breathed fresh life into global box office results that have struggled lately. Together the films turned the moviegoing weekend into one of the busiest of the year. Jon M. Chu’s lavish big-budget musical “Wicked,” starring Ariana Grande and Cynthia Erivo, debuted with $114 million domestically and $164.2 million globally. Ridley Scott’s “Gladiator II” is a sequel to his 2000 best picture-winning original and launched with $55.5 million in ticket sales. “Moana 2” is being released Wednesday, so it looks like Hollywood might be looking at historic sales over the Thanksgiving holiday. Jason Kelce's wife announces she is pregnant with the couple's fourth child Former Philadelphia Eagles center Jason Kelce's wife is announcing she's pregnant with the couple's fourth child. Kylie Kelce posted a photo on Instagram on Friday of the couple's three young daughters reacting to the news. The oldest daughter, Wyatt, appears to be cupping her head in shock. The middle daughter, Ellioette, is smiling. The youngest, Bennett, is in tears. A caption attached to the photo reads: “I feel like we captured a very accurate representation of how each of the girls feel about getting another sister. At least Ellie, mom and dad are on the same page!”

The closer a Prince Rupert woman looked at the deer in her yard, the stranger things became for her. “It was the first time I’ve seen anything like that; it was pretty bizarre,” said Joan Dudoward. Dudoward is a senior residing on 11th Avenue East in Prince Rupert. A flash of movement caught her eye as she scrubbed her breakfast plates on a typical Wednesday morning. Peeking out the window above her sink, she gasped— a majestic buck with massive antlers stood gracefully in her yard. “As soon as I noticed the huge buck, I ran and grabbed my camera to photograph it. I’ve been taking photos since I was a teenager...I photograph everything,” she said. She says he cozied up to lie on the grass and stayed for about half an hour. “He was wiggling his ears so I zoomed in and noticed a tag clipped on him,” she said. “I thought, why is this dear clipped? I got very concerned.” Dudoward, driven by her curiosity, noted that one side of the clip was labelled “BC WILDLIFE 06-529,” while the other read “CALL RAP: 877-952-7227.” It was suspicious because the number displayed is very similar but different from the official number of B.C.’s Conservation Officer Service, which is 1-877-952-7277. Also, the legitimate acronym for their hotline, Report All Poachers and Polluters, is “RAPP,” not “RAP,” as indicated on the tag. She called the number on the neon green tag to inquire about the buck, but reached a woman who spoke to her very hurriedly, she said. The woman, who identified herself as Jessica, wanted to send Dudoward a “free medical alert device” that she could wear around her neck. “We’re very excited to tell you about a special promotion for select callers,” Dudoward recalls the woman saying. She was then asked questions such as her age to check eligibility. Jessica then explained that as a senior, the device would help her in emergencies, such as falls, by alerting her immediate contacts. To proceed with delivery, she said she needed some personal information from Dudoward, such as her address. Then, Dudoward was abruptly transferred to another agent who continued the call. But when she tried to ask her about the buck and why the agency had clipped its number on his ear, they wouldn’t respond but instead continued to promote their products “That’s just cruelty to animals. They are targeting seniors for sure, and hurting the deer in the process,” said Dudoward. She wondered how they must have handled the wild animal to dart him. She questioned, “Did they sedate him? What exactly happened there?” She was absolutely shocked. Dudoward couldn’t comprehend why B.C. Wildlife, a legitimate organization, would have put this company’s number on the buck’s ear. The incident reminded her of this continued pattern of companies attempting to target elderly and vulnerable individuals. “I also have my mother’s old number, and it gets scam calls all the time,” she said. “How can they do that? Especially to seniors. They are trying to decide if they should pay the rent or get medication,” said Dudoward in frustration. She proceeded to contact the legitimate conservation officer’s number, who, like the local RCMP, didn’t pay much heed to her situation, she said. The next day, Dudoward called the agency’s number on the tag again, and the conversation took a completely different turn. Now, the agent asked if she was 18 and was promoting products aimed at youth. They informed her that she needed to pay $3 through a call paywall to proceed to the next step, during which she would be directed to the free products for which she was eligible. “The message keeps changing; this is so strange,” said Dudoward. The Northern View investigated the call and found that it was an intricately designed AI automated voice call. The system guides the caller through different phases by detecting both their spoken responses and the number keys they press. Contrary to Dudoward’s initial belief, it wasn’t a live human speaking to her, but a pre-recorded one. In fact, similar cases of fraud involving medical alert devices have happened in the U.S. before, prompting the New York State Department of State and the Minnesota Attorney General to issue cautionary alerts for consumers regarding these “robocalls.” The authorities advised seniors to immediately hang up, not press any keys when prompted, and avoid sharing personal information. “Fraud is the number one crime against older Canadians. Though people of all ages can be victims of fraud, older people get targeted more than others,” states the Canadian Government on its website. The Canadian Anti-Fraud Centre (CAFC) says that there have been 40,623 reports of fraud this year up to Oct. 31, resulting in a loss of $503 million. Vishing is a social engineering technique that uses voice communication technology. It involves fraudulent phone calls to trick the victim into revealing personal data. The CAFC advises caution during phone calls. They urge people not to hesitate to say no if something feels off and not to feel pressured by urgency or time limits. They also encourage taking enough time to research before sharing personal information. The Northern View contacted the B.C. Wildlife Federation for a comment regarding the tag on the buck. “The Conservation Officer Service darted this deer Nov. 5 to remove wires wrapped around its antlers. The tag is legitimate, but unfortunately has the wrong number on it for RAPP. The new versions of the tag have the correct number and COS will stop using these older tags,” said Jesse Zeman, executive director at B.C. Wildlife Federation. Although the exact cause of this mistake is unclear, anyone who suspects fraud should contact CAFC at 1-888-495-8501 or their local police.

By Laurie Baratti, TravelPulse A recent survey conducted by the Global Rescue Traveler Sentiment and Safety Survey highlights the influence of the recent U.S. elections on Americans’ international travel plans for 2025. The findings show a mix of enthusiasm and caution among travelers regarding their future global itineraries. Approximately 30% of respondents indicated they expect to increase their international trips next year, while 7% foresee scaling back on foreign travel. However, the majority — 55% — anticipate no significant changes to their plans despite the election outcome. The reasons behind increased international travel are varied. Some respondents cited dissatisfaction with the election results as a driving factor, expressing a strong desire to spend more time abroad. One traveler remarked, “I want to spend as much time as possible outside the U.S. over the next four years.” For others, optimism about a potential post-election economic boost played a pivotal role. “The economy should show signs of improvement, and if the new administration can make peace deals around the world, then travel will be as good or better next year,” shared another participant. Related Articles Conversely, those who reported no change in their travel plans pointed to stable financial conditions. With inflation at its lowest point in three years, many travelers have already secured their 2025 travel arrangements. “I have a general feeling of being better off and secure. I anticipate increased disposable income available, and I’m already booked for 2025,” stated one respondent. Economic factors appear to be bolstering travel confidence overall. Dan Richards, CEO of The Global Rescue Companies and a U.S. Travel and Tourism Advisory Board member, explained: “With inflation at a three-year low, fewer travelers are canceling or postponing trips. In 2024, travelers embarked on their long-postponed dreams of global travel, fueled by a stabilizing economy and a renewed focus on meaningful experiences over material possessions.” Still, a small proportion of respondents (7%) plan to travel less internationally in the coming year, citing personal safety concerns tied to the U.S. elections. “The change of U.S. administration makes me more apprehensive about being in a foreign country with the risk of anger and animosity toward Americans being higher,” one participant admitted. Others attributed their hesitance to ongoing geopolitical tensions, including conflicts and terrorist threats worldwide. ©2024 Northstar Travel Media, LLC. Visit at travelpulse.com. Distributed by Tribune Content Agency, LLC.

Kinkead Dent and diverse ground game powers UT Martin past New Hampshire, 41-10 in FCS 1st round

Canada gets ready to push back against Trump tariffsImage Credit: Jacob Lund / Shutterstock The financial challenges facing U.S. military households are a significant concern throughout the year. Holidays such as Memorial Day, Armed Forces Day, or Veterans Day highlight the ongoing struggles that service members face, particularly amid rising costs for everyday essentials. Recent data from the U.S. Census Bureau’s Household Pulse Survey shows a troubling trend: Military personnel and their families are finding it more difficult to cover basic household expenses such as food, housing, and transportation than the average American. Our analysis examines how service members are faring in today’s economy compared to civilian households, highlighting the states where military families report the greatest challenges in managing their finances. As we enter Giving Season, we’ve also highlighted meaningful ways to support service members and their families through charitable contributions, offering an opportunity to make a direct impact on those who serve our nation. Service members are struggling more financially than the average American. Image Credit: Upgraded Points According to recent Household Pulse Survey data, members of the armed services are experiencing financial strain at higher rates than the general U.S. population. Over 40% of service members report difficulty covering their usual household expenses, compared to 36.6% of all U.S. adults. The data also shows heightened anxiety among service members regarding rising prices. Nearly 80% of military personnel express stress about recent price increases, significantly higher than the 71.8% of all U.S. adults who share similar feelings. Furthermore, 81.8% of service members are concerned about future price hikes, reflecting widespread uncertainty about inflation’s long-term impact on household budgets. More than half of service members in certain states have difficulty covering basic household expenses. Image Credit: Upgraded Points Across the U.S., the financial burden on service members varies significantly from state to state, primarily influenced by local economic conditions. According to the most recent data, Utah leads with 53.7% of service members reporting difficulty covering basic household expenses, closely followed by Louisiana (52.9%) and Alaska (52.8%). Other states where over half of service members are struggling include Indiana (52.0%), Tennessee (51.2%), New York (50.8%), and Florida (50.3%). A key issue service members frequently raise is that their Basic Allowance for Housing (BAH) has not kept pace with the rapidly rising cost of housing. In states where service members face the greatest financial difficulties, such as Utah, Indiana, Tennessee, and Florida, home price increases have far exceeded the national average, exacerbating the strain on household budgets. Another critical factor affecting military families is the employment challenges military spouses face. According to the Department of Defense, the military spouse unemployment rate was 21% in 2023, compared to a national rate of 3.6% that year. Many military bases are located in rural or remote areas, limiting job opportunities for spouses, particularly in specialized fields. Additionally, frequent relocations make it difficult for spouses to sustain long-term careers, especially for those in professions requiring state-specific occupational licenses that can be difficult to transfer. Service members are also more likely to report financial struggles in states with higher-than-average unemployment rates, such as Louisiana, Alaska, and New York. Conversely, the state unemployment rate is below average in 9 of the 10 states where service members report the least financial difficulty. This suggests that strong local employment opportunities, particularly for spouses, significantly ease the financial burden on military households. Here is a summary of the data for Georgia: For reference, here are the statistics for the entire United States: Photo Credit: Bumble Dee / Shutterstock One of the most impactful ways to support service members, veterans, and their families who are facing financial hardships is through donations to reputable charities. These organizations are dedicated to addressing the unique challenges faced by military families and veterans, providing vital assistance in areas like housing, medical expenses, scholarships, and career training. To help guide your generosity, we’ve compiled a list of top-rated charities based on scores from Charity Navigator , CharityWatch , and GuideStar , which assess organizations on criteria such as impact, efficiency, accountability, and transparency. Here are some of the best charities supporting military families and veterans in need: 1. USO For over 80 years, the USO has provided crucial support to active-duty service members and their families. From financial assistance programs to community-building initiatives, the USO helps service members stay connected to loved ones while addressing their most pressing needs during deployments and transitions. 2. Homes For Our Troops This charity is focused on providing specially adapted homes for severely injured post-9/11 veterans. It helps veterans regain independence. Homes For Our Troops also provides financial planning and household budgeting to ensure long-term stability for the recipients. 3. Iraq and Afghanistan Veterans of America (IAVA) Dedicated to advocating for veterans of the Iraq and Afghanistan wars, IAVA works to improve government policies and programs that support military families. Its advocacy ensures veterans have access to financial resources, healthcare, and education opportunities. 4. Fisher House Foundation This foundation builds “comfort homes” near military and VA medical centers, allowing families to stay free of charge while a loved one is hospitalized. By reducing travel and lodging expenses, Fisher House eases financial stress during difficult times. 5. Hope For The Warriors Offering a range of programs focused on financial stability, wellness, social support, and education, Hope For The Warriors provides critical support to service members, veterans, and their families. Its services include direct financial assistance for transitioning service members and veterans in need, career training and job placement, and scholarships for spouses. 6. Semper Fi & America’s Fund Semper Fi & America’s Fund assists wounded, ill, and injured service members and their families through direct financial assistance and case management during hospitalization and recovery. The organization also provides educational support, career assistance, and health and wellness services. 7. Wounded Warriors Family Support (WWFS) WWFS supports families of those wounded or killed in combat through programs like medical travel grants, meal and housekeeping assistance, in-home care services, and family retreats. By addressing these families' immediate and ongoing needs, WWFS alleviates the financial burdens of those suffering from recent tragic events. For more information, a detailed methodology, and complete results, see Rising Costs Hit Military Families Hard: Here’s How You Can Help on Upgraded Points .

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