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On the horizon for the Jacksonville Jaguars (3-12) is a home AFC South matchup with the Tennessee Titans (3-12) on Sunday, December 29, 2024 at EverBank Stadium. If you are in the market for Jaguars vs. Titans tickets, information is available below. Jacksonville Jaguars vs. Tennessee Titans game info NFL STATS CENTRAL: The latest NFL scores, schedules, odds, stats and more. How to buy Jaguars vs. Titans tickets for NFL Week 17 You can purchase tickets to see the Jaguars take on the Titans from multiple sources. Jacksonville Jaguars vs. Tennessee Titans betting odds, lines, spreads Odds courtesy of BetMGM Jacksonville Jaguars schedule Jacksonville Jaguars stats Tennessee Titans schedule Tennessee Titans stats This content was created for Gannett using technology provided by Data Skrive.‘Gladiator II’ Cinematographer Breaks Down Flooding the Colosseum for a Shark Battle
Authorities in Pakistan launch operation to clear Khan supporters from capitalTop war-crimes court issues arrest warrants for Netanyahu and others in Israel-Hamas fightingTrumponomics is making a comeback. So, if you’re a retiree or have a 401(k) or IRA retirement account and you’re wondering what it all means for your bottom line, you’re not alone. Donald Trump’s return to the White House means new economic policies are heading to a Main Street near you. Whatever your age, your retirement planning strategy may need a rethink. On the campaign trail, Trump 2.0’s main pocketbook promises were to extend his 2017 tax cuts for workers, push for deeper tax cuts for corporations, protect Social Security , end inflation, lower everyday costs and make housing more affordable. To help pay for it all, Trump plans to boost revenue with his pro-growth platform by slapping tariffs on foreign-made goods entering the U.S. It’s important to note that while presidential policies can move the economic needle, the president doesn’t have total control over all the levers that make the economy and financial markets go. “The economic trends and forces that are in place are far more powerful than presidential policies,” says Ross Mayfield , investment strategist at Baird Private Wealth Management. Subscribe to Kiplinger’s Personal Finance Be a smarter, better informed investor. Sign up for Kiplinger’s Free E-Newsletters Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail. Profit and prosper with the best of expert advice - straight to your e-mail. Trump could change your retirement What’s more, there’s nothing to say that Trump can push through everything on his economic wish list. “We don’t really know what will actually come to fruition,” says Lindsay Theodore , thought leadership senior manager at T. Rowe Price. Still, Trump’s tax, tariffs, and immigration policies could all impact retirement portfolios, adds Theodore. But that doesn’t mean Trump’s policies can’t have an impact — both positive and negative — on the nation’s retirement readiness. “Based on conversations I’m having with clients now, it’s a mixed bag,” said Rachele Tubonganua , a private wealth advisor at U.S. Bank Here are six ways President Trump could change your retirement. 1. Lower Taxes Means More Money to Spend and Save If Wall Street is correct, and Trump can extend the Tax Cuts & Jobs Act (TCJA) of 2017, which expires at the end of 2025, Americans can avoid paying higher taxes and seeing their paychecks shrink. (If the TCJA is allowed to sunset, tax rates will revert to the higher rates before the passage of TCJA.) An extension of TCJA is a tailwind for spending. “Fewer taxes mean more money in your pocket,” says Chris Mediate , president of Mediate Financial Services. “This could enhance retirement savings, as retirement is always about the money you can keep from your income.” So, those are plusses for retirees on fixed incomes and pre-retirees still in the asset accumulation stage. An extension of the TCJA would also mean that people have a longer runway to take advantage of the lower tax brackets, says Tubonganua. One strategy to consider is converting traditional 401(k) and IRA dollars into a Roth IRA , which allows for tax-free withdrawals. The time is right now because with tax rates low, you’ll pay less taxes on the dollar amount you convert to a Roth account. “The narrative is to really minimize taxes in the future (when they are likely to be higher),” says Tubonganua. “You want to take advantage of opportunities that are available to you right now.” 2. Social Security: OK for Now but Potential Cuts in the Future Trump vows to fight and protect Social Security. He says he “will not cut a single penny” and plans no changes to the retirement age. In the short run, that’s a plus, as those receiving Social Security checks can continue to count on 100% of their benefits. “I don’t think people have to worry about their checks,” says Mayfield. He’s also proposing to end taxes on Social Security benefits . Depending on a retiree’s income, up to 85% of benefits could be subject to taxes under current law. Ending taxes on Social Security may sound like a welcome break for retirees, but there are some potential pitfalls. There’s a risk that full benefits won’t be paid a decade from now, as Trump’s current policies don’t offer fixes to address Social Security’s weakening financial positioning . Social Security recipients will get 100% of their benefits through 2033. However, after that, unless Congress takes steps to shore up Social Security, the trust fund will be depleted, and the government will only be able to pay 79% of earned benefits thanks to ongoing Social Security payroll deductions from working Americans. “In 10 years, checks will be cut by 21% and nobody wants to see that happen,” said Theodore. “So, that’s a big concern that we’re watching closely.” Despite the uncertainty about the solvency of Social Security, Theodore still advises people to take Social Security later to lock in a larger lifetime benefit rather than panicking and taking benefits earlier at a reduced rate. “It’s about a 70% difference between your (benefit) paycheck at 62 versus waiting until age 70,” said Theodore. 3. How slashing corporate taxes could lift your 401(k) Trump wants to lower the corporate tax rate from 21% to 15%. If he’s successful, the dollars that corporations avoid in taxes goes right to their bottom line, which boosts their profitability. And corporate earnings are a key driver of stock prices. So, retirement savers who own stocks could see the value of their holdings in their 401(k) plans rise, says Baird’s Mayfield. Similarly, Mayfield says Trump’s push to reduce regulations on businesses to boost animal spirits, coupled with tax cuts, also bodes well for stock investors. “They are all tailwinds for corporate profitability,” says Mayfield. Adds Mediate: “When markets perform well, many retirement challenges are mitigated.” Theodore says an active management approach to investing could outperform during Trump’s next term, as portfolio managers are more nimble and can move more money into sectors that will benefit from the new president’s policies and allocate less capital to sectors that will suffer. There have also been rumblings in the private equity world that Trump’s preference for less rather than more regulations could pave the way for private equity investments to be allowed in employer-sponsored retirement accounts via target-date funds and other types of funds, according to a report in Pensions & Investments . Private equity investments, which are not publicly owned companies that trade on the New York Stock Exchange or Nasdaq , tend to be less liquid investments (codeword for not as easy to sell). However, since retirement accounts are long-term investments, proponents of private equity say it could add more diversification and upside potential to retirement accounts. “Over 99% of American businesses are private, and these investments allow people to participate in a much broader universe of opportunities,” says Michael Weisz , founder and CEO of Yieldstreet, an alternative investments platform. 4. Tariffs could feed inflation, hurting Americans’ purchasing power Trump's tax cuts and other programs will rely on revenue from a controversial source: tariffs. Trump’s plan to levy tariffs of up to 60% on China and 10% to 20% on other countries importing goods to the U.S. could have a negative unintended consequence: it could cause inflation or increase consumer prices. And that results in higher interest rates if the nation’s central bank needs to tame inflation. Both factors could put a dent in retirees' and working Americans' purchasing power. “The costs of tariffs will be passed on to the end consumer, so it ends up being somewhat of a sales tax,” says Theodore. “The dollar might not go as far for retirees on a fixed income,” says Theodore. Prices could go up for cars, dishwashers, and other consumer products. And a return to inflationary times would be a negative for all Americans, who are still hurting from the post-Covid spike in inflation that peaked at 9.1% in 2022, its highest level since 1981. Tariffs imposed by Trump in his first term as president also acted as a headwind for stocks, adds Mayfield. 5. Health care costs could rise Part of the Inflation Reduction Act (IRA) passed by the Biden administration aimed to lower the out-of-pocket health-care costs for older adults, including capping the cost of insulin used to treat diabetes at $35 a month, capping out-of-pocket costs for prescription drugs at $2,000 per year for U.S. older adults, as well as reducing the cost of the first 10 drugs selected for Medicare price negotiation . The IRA expires at the end of 2025. Similarly, the Affordable Care Act (ACA) passed during the Barack Obama presidency made health care coverage affordable for 45 million Americans with the help of government subsidies and premium tax credits and the creation of the health insurance marketplace. The premium subsidies also expire after 2025 unless Congress acts. The risk, of course, is if a Republican-controlled Congress moves to repeal the IRA or doesn’t renew the ACA premium subsidies, says Theodore, who advises clients to watch this development closely, as it can have a huge impact on the affordability of health care. “Health care is a big question mark,” says Patti Brennan , CEO of Key Financial. “It’s probably safe to assume those costs will increase for most people who are retired.” 6. Deportation of undocumented immigrants could have negative effects Many of the undocumented immigrants that Trump has threatened to deport earn and spend money in the economy and are key sources of labor in agriculture, housing and other services, Theodore notes. One potential downside is the cost of fruits and vegetables could rise, pinching the budgets of retirees and other Americans. What’s more, it could result in even higher costs for new homes and home renovations if labor costs rise as the supply of workers shrinks. Keep calm and carry on Despite all the different ways a second Trump presidency could impact your money and retirement, the best advice is to stay the course and keep executing your financial plan, says Tubonganua. “Focus on your long-term plan and goals and objectives,” says Tubonganua. “Tweak it (your plan) here and there if needed once policies do come into play and impact your finances.” Read More What Will Trump Do Next? What Does the Trump Presidency Mean for the Fed? Five Changes Coming to IRAs and 401(k)s in 2025
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Star Australian all-rounder Mitchell Marsh looks to be under a level of doubt for the second Test in Adelaide, as selectors ponder the thought of another curveball. Watch every ball of Australia v India LIVE & ad-break free during play in 4K on Kayo | New to Kayo? Get your first month for just $1. Limited time offer. Meanwhile, a former Australian gun has gone into bat for his old side amid a wave of criticism after their 295-run loss in Perth. Keep up with all the latest news ahead of the second match in Adelaide with Test Daily! INJURY CLOUDS HOVERS OVER MARSH Another potential selection headache has appeared over the heads of Australian selectors, with question marks on the fitness of star all-rounder Mitchell Marsh after the first Test. After bowling 17 overs in Perth for his three wickets, Marsh looks to be under a level of doubt for the second Test in Adelaide; granted the extent of his soreness is not fully known. “The same people in that changeroom are the same people that will be in Adelaide,” McDonald said post-match in Perth. “Has he (Marsh) pulled up okay? We’ll wait and see. “We knew that Mitch was slightly underdone coming in, but I thought the performance in the first innings was satisfactory.” Marsh has regularly been a golden arm option for Australia since his re-inclusion back in the Test side in Leeds last year, but an injury to Western Australia teammate Cameron Green has forced captain Pat Cummins to turn to Marsh more than he would otherwise. The nation’s bowling stocks were severely tested in India’s second innings in Perth, with the Aussies using seven bowlers across 134.3 overs before India’s declaration. Marnus Labuschagne and Travis Head are viable options for part-time spin, however the former’s turn towards seam-up tactics were criticised heavily by the Australian public; emphasising the importance that Marsh brings with the ball. Should Marsh not be considered fit for Adelaide, uncapped wicketkeeper-bat Josh Inglis looks would almost certainly be his replacement; given he is he only batter in the 13-man squad that did not play in Perth. Seamer Scott Boland is the other reserve player in the squad. STAR GOES INTO BAT FOR FORMER TEAMMATES Former Australian spinner Steve O’Keefe has strongly defended his nation’s Test side amid a wave of criticism, labelling the influx as “tall poppy syndrome”. “It frustrates me ... I think the pile on is unjustified,” the retired left-arm orthodox told SEN on Tuesday. “The pile on is just indicative of a lot of people wanting to come out, (express) tall poppy syndrome in Australia, and latch onto this team. “I think the pile on has been rough... we do expect a high standard of that team, so there’s some frustrations out there — but they’re not coming from my end.” “We’re looking at a team that is number one in the world; this is a champion team for a reason. You put these guys in a corner, and they’ll respond — and they have done it time, and time again. “I’m backing this Australian team to turn it around.” O’Keefe played nine Test matches for Australia, taking 35 wickets at an average of just 29.40.
Whether you’re after a big ticket tech item for under the tree this year, or a just looking for a stocking stuffer for a gadget-obsessed loved one, here are some of our favourite bits of kit that could make for great presents. Gadgets and smart home Clockwise from top: Blink Outdoor 4, Adventures with Interactive LEGO Peach, Google TV Streamer, Ray-Ban Meta Smart Glasses. Google TV Streamer There are now heaps of options for updating a TV with new smarts via a set-top box or HDMI stick, but Google’s latest could just be the best value out there (assuming you’re not already wedded to the Amazon or Apple ecosystems). At around $150 it has all the major apps covered in up to 4K, Dolby Vision and Dolby Atmos, it connects to Matter and Thread smart home devices to keep your tech co-ordinated, and the remote is practically unlosable since you can ask Google to make it ring (or press a button on the Streamer). Blink Outdoor 4 As far as security cameras go, Blink’s aren’t super powerful or sophisticated. But they work well and are comparatively cheap. The Blink Outdoor 4, which is $150 but currently going for much less, is great for viewing live on your phone and alerting you when it detects motion. You do need to pay a $50 yearly subscription for it to record clips, but you have the option of backing them up automatically to a USB drive so you won’t lose the clips if you unsubscribe. Ray-Ban Meta Smart Glasses A regular pair of glasses that also contain a camera, microphones, earbuds and buttons, these specs let you take photos and videos, listen to music, answer calls and even stream your point of view, all while leaving your phone in your pocket. You can also talk to the built-in AI to send messages or ask about what you’re looking at. They start at around $450 (it will be extra if you need prescription lenses put in). Adventures with Interactive LEGO Peach / Mario / Luigi I’ve been hesitant to embrace Lego sets that have a bunch of tech and batteries and screens, especially for kids, as regular plastic bricks remain such an engaging toy for unstructured play. But the Lego Mario sets – where you build courses and then run through them with a battery-powered character that reacts to your creations – have proven it can be done right. There are loads of sets that add obstacles and enemies, but any of the three starter sets for this year (going for around $65 each) would be a perfect place to start. Cleaning and fitness From left: Garmin Fenix 8; Dyson WashG1; TP-Link Tapo RV30 Robot Vacuum & Mop; Xiaomi Smart Band 9. Dyson WashG1 At first glance a mop might not sound like the most exciting Christmas gift, but this one has had a decidedly hi-tech upgrade thanks to Dyson. The $849 WashG1 is easy to set up – and far more convenient than readying a bucket and mop – and removes both liquid and dry debris before smartly self-cleaning on its charging dock. TP-Link Tapo RV30 Robot Vacuum & Mop Pretty much since their inception, robot vacuums have by and large felt better in theory than in reality. No longer. The TP-Link has a ticket price of $800 but is less than $400 on sale, offering great value and plenty of smarts to boot. The RV30 uses LiDAR technology to map out your house in minutes and avoid repeated cleaning, and its 5000 mAh battery is good for five hours of continuous cleaning. Oh, and it cleans pretty darn well, too. Xiaomi Smart Band 9 For a low-cost, high-value stocking stuffer it’s hard to go past Xiaomi’s $60 Smart Band, which is probably the cheapest fitness tracker money can buy. While lacking some of the features of rivals from Apple and Fitbit, Xiaomi’s wearable offers sleep tracking, step counting, heart rate monitoring, and calorie counting, which are all reasonably accurate. As a gift for someone’s first fitness tracker, Xiaomi’s gadget is an easy recommendation. Garmin Fenix 8 At the total other end of the spectrum is Garmin’s latest effort, the $1850 Fenix 8, which is targeted at serious athletes (and wannabe athletes). Boasting some significant hardware upgrades from its predecessor – a new speaker and microphone let you take calls while you’re on run – the watch has had a user interface overhaul, including revamped icons, widgets and settings. Its battery lasts for weeks, not days, and when Garmin calls its device the “ultimate GPS smartwatch” it’s hard to disagree. Sound and audio From left: Apple AirPods 4 with ANC; Sonos Ace; Shokz OpenRun Pro 2; KZ EDX Pro. Sonos Ace When Sonos released its first portable headphones in the $700 Ace earlier this year, it also added a whole host of bugs and issues to its app, which have frustrated customers to no end. Thankfully, most of those problems are now resolved, and what we’re left with are some of the highest quality Bluetooth headphones that cost under $1000. Featuring superior noise cancellation, excellent sound quality and a TV audio swap feature for Sonos soundbar users, the Sonos Ace is an impressive piece of kit. Shokz OpenRun Pro 2 Bone conduction technology sounds rather threatening, but the concept is pretty simple: headphones that sit next to your ears, rather than in them. They wrap around the back of your head and are ideal for runners and swimmers, given they let you hear your surroundings including sirens and oncoming traffic. Perhaps the best of the bunch is the OpenRun Pro 2, from Shokz, which somehow manages to offer strong sound quality and 90 minutes of battery life with just a five-minute charge. You can find them for around $200. Apple AirPods 4 with ANC Even if you don’t like invasive silicon ear tips, or the idea of paying $400 for earbuds, Apple’s latest non-Pro AirPods give you a taste of noise-cancelling goodness. The $300 AirPods 4 with ANC have an open design, like the non-ANC version, but they do a pretty good job at blocking out most sounds. You can also turn on transparency mode to amplify ambient noise, or adaptive mode to hide droning background sound while letting speech through. They’re also all-round great earbuds, with a water resistant design, long battery life and support for Spatial Audio. KZ EDX Pro You can’t get much more wallet-friendly than the KZ EDX Pro in-ear monitors, which offer incredible bang for buck at less than $10 if bought through AliExpress or Temu, or about $27 through Amazon. For those who like their music bassy, these small but muscular in-ear headphones offer plenty of punchy punch, and pair great with an iPhone (just remember to also buy one of those 3.5mm adapters to be able to plug them in). Some prefer wired earbuds to Bluetooth, and these offer stunning sound at a puny price point. Tablets and e-readers From left; Kobo Clara Colour; Amazon Kindle; Apple iPad; Google Pixel Tablet. iPad The standard iPad (10th Gen) is a wonderful tablet from $600 and will be more than enough for most people. Its A14 chip (from the iPhone 12) is getting a bit long in the tooth but still delivers plenty of power. Stepping up to the iPad Mini ($800) or Air ($1000) will get you a nicer screen, more performance, Apple Intelligence and support for the fancier Apple Pencil. For a less expensive option you can find the 9th Gen iPad for less than $400, just be aware it has an old Lightning port (instead of USB-C) if you’re also picking up accessories. Pixel Tablet Google’s entry is the best all-round Android slab on the market. It won’t win against-high-end Samsungs in terms of spec, but it looks great and is filled with useful Google software thanks to the AI-forward G2 chip it shares with the Pixel 8 phones. You can also buy it in a bundle with a magnetic stand that charges it, gives its audio a bassy boost and allows it to act as a smart home display. The recommended price is $900 with the stand or $730 without, but you can currently find it pretty deeply discounted. Kindle If it’s been a while since your book-loving giftee has updated their Kindle, now is a great time. Amazon’s newest $200 entry-level model is quite small with a 6-inch screen, but it has the sharp 300dpi screen and built-in light that you used to have to pay extra for. One step above that, the $300 Paperwhite has adjustable colour lighting for late-night reading, a larger 7-inch screen and a waterproof body. Or there’s the $550 Kindle Scribe, which is much bigger (but not waterproof) and comes with a pen you can use to mark up books or keep your own digital notepads. Kobo If someone doesn’t have an e-reader at all or is open to changing brands, I tend to recommend Rakuten’s Kobo . While the Kindle is more or less locked to Amazon’s services, the Kobo has a comparable store and also works with ebooks from other retailers, digital files from the internet and many local libraries via the Overdrive service, meaning cheap or free access to books. The Clara has a 6-inch screen, adjustable colour light and is waterproof, available with a regular black and white screen for $240, or a new colour screen (which makes book covers and magazines pop) for $260. Consoles and video games From left: Xbox Series X; Nintendo Switch OLED; PlayStation 5 Digital Edition; Astro Bot. PlayStation 5 The standard PS5 goes for $800, though you also have the option of a digital version for $680 (meaning you can’t play games from discs) or a pro version for $1200 (more storage and better performance on 4K TVs). Most major games come out for PS5, including some key titles that are exclusive to the platform, making it very popular. For existing PS5 owners, the $330 PlayStation Portal could be a good upgrade; it’s a handheld device that streams games from the console so users can play away from the TV. It does require a very strong Wi-Fi network to work well though. Xbox The Series X is also $800, though you can once again save some money by dropping the disc drive (with the digital version going for $700). Most of the new games available on Xbox are also sold on other platforms, but it remains a very strong console with a lot of older games available as well, plus it’s the best place to play games from Microsoft’s Game Pass subscription service. Another option is the less-expensive Series S ($500 or $550 depending on storage size). It has no disc drive and isn’t powerful enough for 4K graphics, but it plays all the same games as its bigger sibling. Switch Nintendo’s console is old and due to be superseded next year, but anyone who doesn’t have one yet will still love it. The standard model can play on the TV or as a handheld and goes for $450, while the nicer OLED screen model is around $500. The cute Switch Lite is cheaper at $300 but does not connect to the TV. A good option to go with a Switch is a $100 Pro Controller (for TV compatible systems) or a nice case to keep it safe (from around $25). There are plenty of gift card options too, including for the Switch Online service that provides access to a library of classic games. Games Gift cards for digital stores are the best option, but if you prefer to go physical here are some guaranteed hits from 2024. On PS5, the best recent exclusive games are Astro Bot (G, $100) and Final Fantasy VII Rebirth (M, $70). On both PS5 and Xbox, some other great new games are Star Wars Outlaws (M, $100) and Dragon Age: The Veilguard (MA15+, $100). For new Switch exclusives, you can’t go past The Legend of Zelda: Echoes of Wisdom (PG, $80) or Super Mario Party Jamboree (G, $80). And on all platforms I’d also recommend P rince of Persia: The Lost Crown (M, $50) and Sonic X Shadow Generations (PG, $80) from this year. 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Sebastian Zapeta, 33, who federal immigration officials said is a Guatemalan citizen who entered the US illegally, was arraigned in Brooklyn criminal court. He appeared briefly before a judge and wore a white jumpsuit over a weathered black hooded sweatshirt. He did not speak. He will remain jailed ahead of his next court date on Friday. The apparently random attack occurred on Sunday morning on a stationary F train at the Coney Island station in Brooklyn. Police said on Tuesday that identification of the victim was still “pending at this time”. Authorities say Zapeta approached the woman, who was sitting motionless in the train car and may have been sleeping, and used a lighter to set her clothing on fire. The woman quickly became engulfed in flames, while the suspect then sat at a bench on the subway platform and watched, according to police. Video posted to social media appeared to show the woman standing inside the train ablaze as some people look on from the platform, and at least one officer walks by. NYPD chief of transit Joseph Gulotta said that several officers had responded to the fire and one stayed to keep the crime scene “the way it’s supposed to be” while the others went to get fire extinguishers and transit workers. They were eventually able to douse the fire, but “unfortunately, it was too late”, Police Commissioner Jessica Tisch said — the woman was pronounced dead at the scene. During Zapeta’s court hearing on Tuesday, Assistant District Attorney Ari Rottenberg said Zapeta at one point fanned the flames on the woman using his shirt. He said a 911 call from a subway rider helped identify Zapeta. Mr Rottenberg added that under interrogation Zapeta claimed he did not know what happened, noting that he consumes alcohol. But he alleged that Zapeta identified himself to interrogators in images related to the attack. Zapeta was taken into custody on Sunday afternoon while riding a train on the same subway line after police got a tip from some teenagers who recognised him from images circulated by the police. A Brooklyn address for Zapeta released by police matches a shelter that provides housing and substance abuse support. The shelter did not immediately respond to a request for comment. Federal immigration officials said Zapeta had been previously deported in 2018 but at some point reentered the US illegally. The crime — and the graphic video of it that ricocheted across social media — deepened a growing sense of unease among some New Yorkers about the safety of the subway system in a city where many residents take the subway multiple times each day. Get all the latest news from around the country Scan the QR code on your mobile device for all the latest news from around the country