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jilibet online casino login register I’ve been thinking about financial risk lately. Should I change my asset allocation in my retirement portfolio, considering Donald Trump’s successful bid for the White House? Stock market valuations have risen smartly in recent years, which real income growth, productivity improvements, technological innovation, low unemployment rates and healthy corporate profits have largely powered. Yet with the election of Trump, voters have approved a massive economic experiment. The Trump administration comes into power with many policy goals, but four economic initiatives stand out: Enacting significant tax cuts; imposing broad-based and significant tariffs; sweeping raids, mass deportations and tighter immigration controls; and slashing federal government regulations. The extent that these plans turn into reality and how each policy will interact with the others is uncertain. The risks are obvious. The outcome isn’t. Enter risk management, a critical concept in finance. Professionals often associate risk with volatility. The tight link makes sense, since owning assets with high volatility hikes the odds of losses if there is a pressing need to sell the asset to raise money. However, for the typical individual and household, risk means the odds money decisions made today don’t pan out. Managing risk means lowering the negative financial impact on your desired standard of living from decisions gone wrong and when circumstances take an untoward turn. “Anything that makes reaching or maintaining that more likely reduces your risk, and anything that makes this less likely increases your risk,” writes Bob French, the investment expert at Retirement Researcher. “Everything else is just details.” The key risk management concept is a margin of safety, a bedrock personal finance idea broader than investment portfolios. It can include having an emergency savings fund, owning life insurance to protect your family and investing in your network of friends and colleagues to hedge against the risk of losing your job. The right mix depends on the particulars of your situation. In my case, after studying my portfolio, running household money numbers and reviewing lifestyle goals, I’m comfortable with the asset allocation in my retirement portfolio. There is too much noise in the markets for comfort, and market timing is always tricky. The prudent approach with my individual situation is to stay the course. That might or might not be true for your household. A thoughtful and broad-based review of the financial risks your household confronts is a sensible path to take at any time, but especially at this juncture in economic history. Chris Farrell is senior economics contributor for “Marketplace” and a commentator for Minnesota Public Radio.Business process visualization has emerged as a critical tool in enterprise optimization, with the global Business Process Management (BPM) market showing significant growth. As organizations seek to streamline operations and achieve success, professionals like Senior Process Analyst Gokul Ramadoss are implementing structured approaches to workflow documentation using established methodologies such as VISIO diagrams and SIPOC frameworks. Current Industry Landscape The business process management sector encompasses a range of visualization tools and methodologies, from traditional flowcharting to sophisticated digital platforms. BPMN (Business Process Model and Notation) standards have become particularly crucial in regulated sectors like finance, healthcare, and insurance, where process clarity directly impacts operational success. Many organizations are adopting lean management principles in their process documentation, reflecting a broader industry shift toward efficiency and waste reduction. This approach has particular relevance in highly regulated industries where process redundancy can significantly impact operational costs. Practical Implementation in Insurance In a recent large-scale implementation, Ramadoss and his team documented over 150 process flows for an insurance company, incorporating BPMN standards to ensure clarity and compliance. The project achieved notable improvements, reducing manual data entry work by half and decreasing approval process delays by twenty per cent. The Insurance industry is highly regulated but the processes involved can cause redundancies. Through careful GAP analysis, Ramadoss and his team also identified and eliminated redundant processes, improving overall workflow efficiency by eight per cent. Digital Transformation and Process Visualization As organizations undergo digital transformation, process visualization plays an increasingly vital role in application development and in understanding the business process to identify roadblocks. A recent benefits management application redesign project exemplifies this trend, where the re-design meant the current functionalities were enhanced and the navigational aspects of the app were to be changed. As a Solution lead, Ramadoss created Activity diagrams for the Health, Reimbursement and Retirement benefit functionalities within the app. This enabled the business to add value to the Customers and the App rating in general. Activity Diagrams helped map out health, reimbursement, and retirement functionalities, leading to improved user experience and system efficiency. Industry Challenges and Solutions Bringing in the benefits Ramdoss and his team faced several challenges in the business process management sector. Standardization across departments remains a significant hurdle, as does achieving consensus among cross-functional teams. Documentation projects often require balancing multiple perspectives while maintaining clarity in problem statements. Organizations must also navigate the complexities of technology adoption and compliance requirements while implementing new visualization tools. Bringing in the necessary outputs inspired them to bring in the results despite the challenges. Technological Evolution When asked about the trends of the industry, Ramadass acknowledged that it is difficult to predict the future, however, from his experience, he can guess that the industry is moving toward increased automation and intelligence in process documentation. Process visualization technology continues to advance, with new tools offering automated diagram generation, dynamic workflow mapping, and integration with existing enterprise systems. The integration of artificial intelligence with process documentation tools appears imminent, with systems being developed to generate processes based on specific user requirements/inputs. Ramadoss leaves us with this thought that ", With the AI driving the technological revolution, it becomes very important to embrace the finer aspects of the contribution that people make in the betterment of a process. The inputs that leaders provide in an organization ultimately decide the output of a particular process/commodity/product", emphasizing the importance of enabling leaders.

Walker's 20 help IU Indianapolis knock off Trinity Christian 106-49

Before the conclusion of his final season with the Chicago Bulls in 1998, Michael Jordan made a definitive statement regarding his future, declaring that he would never play under the guidance of any NBA coach other than Phil Jackson . Jordan made it clear that his decision was non-negotiable, emphasizing that his commitment to the team was intrinsically linked to Jackson's continued presence. However, MJ also made an exception and mentioned that the only coach he would consider playing for apart from Jackson was his former University of North Carolina coach Dean Smith . While he being was true to his word, "His Airness" acknowledged that it was highly unlikely for Smith to take on the role of head coach for the Bulls at the time. "He didn't have a future in front of him right now, so he considers it to be 'The Last Dance.' I'm like the same way. I'm considering this to be the moment until something is shown in the future, for the future," Jordan told Stuart Scott in an interview. "Would there be another coach for me to play for? I have not thought about it in a sense other than Dean Smith, you know, [but] I don't think he's coming back at it in coaching." MJ is indebted to Dean for humbling him Smith coached Jordan during his three-year college run with the UNC Tar Heels . To this day, MJ remains grateful for coach Smith's impact on his growth as a player. Rather than showering Jordan with constant praise, Dean consistently provided constructive feedback that highlighted areas for improvement in his game. By instilling a mindset geared toward continuous development, he helped Mike understand the importance of hard work and perseverance in becoming one of the greatest athletes of all time. At the same time, Smith kept the thriving Jordan in check . For that, "His Airness" is forever indebted to the legendary coach, as he knew he badly needed that type of mentorship at the time. "Coach Smith would challenge you mentally. I remember my first mistake. I went baseline and tried to do a reserve move, and he just yelled, 'Where do you think you are? Do you think you're back at E.A. Laney High School? You're not. You're in college. Do you think that was a good shot? Obviously, you can't say yes. He made you think. He never cursed at anybody. He was the perfect guy for me. He kept me humble, but he challenged me. He gave me confidence by complimenting me when he thought I needed them," Jordan said in the book "Driven from Within: Michael Jordan." Michael Jordan on Dean Smith's Mentoring ⛹🏽 💬 "Coach used to always say. 'I prepared you for this, now just go out and have fun and let it happen' I Learned a lot, it made me so much better as a professional basketball player." pic.twitter.com/r2PzCkno3F Jordan and Phil's "Last Dance" The Bulls brass, led by general manager Jerry Krause, was looking forward to rebuilding the team during the 1997-98 NBA season, but Jackson wasn't a part of it. For Jordan, letting go of Phil meant that he was no longer on the same page with the direction the team was heading. True to form, Chicago capped off the season with another championship run, but MJ and Phil knew the '90s Bulls dynasty had run its course. That final stride is now known in the NBA lore as "The Last Dance." Phil Jackson talking to Michael Jordan after the 1998 NBA Finals sums up these Bulls #TheLastDance pic.twitter.com/vFrDgoNvAF Related: "I do know LeBron likes special treatment. He needs things his way" - Phil Jackson on why James' relationship with Pat Riley broke down

Brewers love crafting a wide array of beers, but over time, beer drinkers have gravitated dramatically toward two key factors – hoppiness and drinkability.Mikaela Shiffrin’s 100th World Cup Victory: A Dramatic Setback

California man accused of shipping guns, ammunition and military devices to North KoreaImage Source Welcome to another installment of our CEF Market Weekly Review, where we discuss closed-end fund ("CEF") market activity from both the bottom-up – highlighting individual fund news and events – as well as the top-down – providing an overview of the broader market. We also try to Check out Systematic Income and explore our Income Portfolios , engineered with both yield and risk management considerations. Use our powerful Interactive Investor Tools to navigate the BDC, CEF, OEF, preferred and baby bond markets. Read our Investor Guides: to CEFs, Preferreds and PIMCO CEFs. Check us out on a no-risk basis - sign up for a 2-week free trial ! ADS Analytics is a team of analysts with experience in research and trading departments at several industry-leading global investment banks. They focus on generating income ideas from a range of security types including: CEFs, ETFs and mutual funds, BDCs as well as individual preferred stocks and baby bonds. ADS Analytics runs the investing group Systematic Income which features 3 different portfolios for a range of yield targets as well interactive tools for investors, daily updates and a vibrant community. Analyst’s Disclosure: I/we have a beneficial long position in the shares of EIM either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

No. 22 Xavier faces South Carolina St., eyes rebound from lone loss

Caprock Group LLC raised its holdings in Monster Beverage Co. ( NASDAQ:MNST – Free Report ) by 5.5% in the third quarter, Holdings Channel.com reports. The fund owned 14,057 shares of the company’s stock after acquiring an additional 733 shares during the period. Caprock Group LLC’s holdings in Monster Beverage were worth $733,000 at the end of the most recent reporting period. Other institutional investors and hedge funds have also added to or reduced their stakes in the company. Janus Henderson Group PLC lifted its holdings in shares of Monster Beverage by 4.1% in the first quarter. Janus Henderson Group PLC now owns 11,209,122 shares of the company’s stock valued at $664,469,000 after purchasing an additional 440,962 shares in the last quarter. Ninety One UK Ltd raised its holdings in shares of Monster Beverage by 93.9% during the 2nd quarter. Ninety One UK Ltd now owns 7,477,852 shares of the company’s stock valued at $373,519,000 after purchasing an additional 3,620,436 shares in the last quarter. Epoch Investment Partners Inc. lifted its stake in shares of Monster Beverage by 9.5% in the 2nd quarter. Epoch Investment Partners Inc. now owns 3,174,103 shares of the company’s stock valued at $158,546,000 after purchasing an additional 275,209 shares during the last quarter. Assenagon Asset Management S.A. boosted its holdings in Monster Beverage by 1,148.0% in the third quarter. Assenagon Asset Management S.A. now owns 2,596,888 shares of the company’s stock worth $135,480,000 after purchasing an additional 2,388,798 shares in the last quarter. Finally, DSM Capital Partners LLC increased its position in Monster Beverage by 13.7% during the second quarter. DSM Capital Partners LLC now owns 2,225,726 shares of the company’s stock worth $111,175,000 after buying an additional 268,198 shares during the last quarter. 72.36% of the stock is owned by institutional investors and hedge funds. Monster Beverage Stock Up 0.1 % NASDAQ MNST opened at $54.06 on Friday. The stock’s 50 day simple moving average is $52.74 and its 200 day simple moving average is $51.07. The company has a debt-to-equity ratio of 0.13, a current ratio of 3.13 and a quick ratio of 2.51. The firm has a market cap of $52.57 billion, a PE ratio of 34.65, a price-to-earnings-growth ratio of 2.57 and a beta of 0.74. Monster Beverage Co. has a one year low of $43.32 and a one year high of $61.22. Analysts Set New Price Targets View Our Latest Analysis on Monster Beverage Monster Beverage Profile ( Free Report ) Monster Beverage Corporation, through its subsidiaries, engages in development, marketing, sale, and distribution of energy drink beverages and concentrates in the United States and internationally. The company operates through three segments: Monster Energy Drinks, Strategic Brands, Alcohol Brands, and Other. Read More Want to see what other hedge funds are holding MNST? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Monster Beverage Co. ( NASDAQ:MNST – Free Report ). Receive News & Ratings for Monster Beverage Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Monster Beverage and related companies with MarketBeat.com's FREE daily email newsletter .Rocket Lab's general counsel sells $689,646 in stock

MNHRC delegation attends SEANF 21st Annual Conference and Side EventOmani students develop pioneering solution to turn palm waste into green aluminum

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