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www777 casino 'Keep Christ in Christmas' sign taken down in downtown KelownaWASHINGTON: Donald Trump learned a long time ago that photo opportunities could get him attention and that slapping his name on everything from skyscrapers to steaks could make him money. As a second-time presidential candidate and now the president-elect, he is marrying the two concepts faster than ever, tying the high-profile visuals of his political life to perfumes, watches, sneakers and digital trading cards. Everything around Trump has become something to monetize, including a moment of comity with Jill Biden, the first lady, at Notre Dame over the weekend. “Here are my new Trump Perfumes & Colognes!” Trump wrote on social media Sunday, along with a picture of his interaction with the faintly smiling first lady. “I call them Fight, Fight, Fight, because they represent us WINNING. Great Christmas gifts for the family.” Under the photo was another caption, an apparent dig at Biden: “A FRAGRANCE YOUR ENEMIES CAN’T RESIST!” Trump, in essence, used a civil moment with the first lady, a frequent critic, to sell fragrances that are “curated to capture the essence of success and determination,” according to the perfume website. 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(Trump still maintained more 50 licensing deals in his name, according to an analysis by The Washington Post.) This time, there is no such presumption of distance, only the churn of a conveyor belt spitting out one Trump product after another. On Monday, officials working for Trump did not immediately reply to a question about whether Trump would continue promoting products after being sworn in. With weeks until he takes office, Trump is capitalizing on the attention of his election victory, hawking fragrances and footwear to supporters who are in the mood to celebrate. There have been $299 “Trump Crypto President” sneakers on offer, along with $119 “Victory” cologne and $299 “First Lady” shoes. There is little information available about what materials the products are made from or where they are manufactured. And according to the products’ website, sales are final. When Trump ran in 2016, several of his branded products sold through the Trump Organization were made overseas, including sport coats made in India, suits made in Mexico and neckties made in China — business practices that were and are at odds with his current embrace of tariffs against economic competitors like Beijing. Trump’s daughter Ivanka was also criticized for selling products manufactured overseas. Trump does not appear to be a manufacturer of the perfumes, watches, sneakers and other items he has lent his name to. The playbook goes like this: Trump creates companies that function like bank accounts, allowing the people or companies making the products to pay him royalties for the cost of licensing his name. On his 2023 financial disclosure form, for example, a company Trump owns called “CIC Ventures LLC” reported income of $4.5 million for a book published by conservative publishing company Winning Team, which is owned, in part, by his son Donald Trump Jr. Also according to the disclosure, the elder Trump made $300,000 from a licensing partnership with LMA Productions, a company that produced a Bible endorsed by “God Bless the USA” singer Lee Greenwood. But unlike some of Trump’s earlier efforts, the identities of his current merchandise business partners are shielded through the creation of limited liability companies, which are structured to allow those partners to remain anonymous. At least two of the companies selling recently created Trump products were formed in Wyoming, a state home to strict privacy laws that shield the identities of LLC owners. 45Footwear, the company behind the $499 “Trump Won” sneakers and the “Fight Fight Fight” fragrances, was set up in January by Cloud Peak, a law firm based in Sheridan, Wyoming, that has formed more than 100,000 such businesses around the world. In July, Cloud Peak also set up a Sheridan-based LLC called TheBestWatchesOnEarth, which hawks gold-plated watches. For $899, supporters can buy one with an etching of the president-elect’s face. Reporters who have visited the Sheridan addresses for those companies have reported finding rural strip malls or buildings populated by unrelated businesses. Jordan Libowitz, vice president of communications for Citizens for Responsibility and Ethics in Washington, said that this practice posed several ethical issues. “It’s a bit of a black box where the money’s coming in from,” he said, adding that people hoping to influence Trump could dump money toward one of his products. “We worry a lot about all the time he spends at Mar-a-Lago, around people trying to influence policy,” Libowitz said. “You show up and show him like, ‘Hey, I spent $100,000 on Trump watches.’ That’s going to get his attention.” Another concern is the speed and frequency with which Trump has unveiled new products before he assumes the presidency in just over a month. Without more information from the president-elect and his team, there is no way to know if Trump will try to monetize big moments in his presidency and where the money to produce those goods will come from. “Whatever norms he was responsive to before,” Libowitz said, “he does not seem particularly interested in them now.” (This article originally appeared in The New York Times) (You can now subscribe to our Economic Times WhatsApp channel )

LONDON (AP) — West Ham beat Wolverhampton Wanderers 2-1 in the Premier League and heaped more pressure on beleaguered coach Gary O’Neil on Monday. Both sides came into the match under a cloud and the game was widely billed as a make-or-break match for O’Neill and West Ham counterpart Julen Lopetegui. Wolves started the night second to last while the London side was in 14th place, and the pressure and nerves were apparent in an edgy first half that was devoid of class or composure. Mohammed Kudus and Konstantinos Mavropanos had half chances for West Ham, while at the other end João Gomes shot over from a good position. Things improved after the break, and West Ham took the lead in the 53rd minutes from a corner kick. Wolves left Tomas Soucek unmarked at the back post and his looping header sailed into the far corner. Matt Doherty equalized for Wolves in the 69th. However, just three minute later West Ham’s talismanic captain Jarrod Bowen found time and space in the box to slot home with his left foot. West Ham was without Michail Antonio, its ever-present striker who broke a leg in a car crash on Saturday, and Bowen held up Antonio's No. 9 shirt to celebrate his goal. The West Ham players took the field in training tops with Antonio's name and number on them and the home fans gave him a warm round of applause in the ninth minute. “The goal and victory were for Michail," Soucek said. “I said to myself before the game that I wanted to score even more because he has been here since I came and he’s my favorite. It is difficult for me to play without him but I’m happy he is fine. "We had a video call with him before the game. He smiled at us and gave us all the best.” The result left the Hammers in 14th spot, one point behind Manchester United. It was the third defeat in a row for Wolves, who remain on nine points, equal with third-to-last Ipswich Town. “We were okay and solid and probably had the better chances," O'Neil said. “The lads gave everything but we came up short again, which is the story of the last few weeks.” AP soccer: https://apnews.com/hub/soccer

Streamline Health® To Report Fiscal Third Quarter 2024 Financial PerformanceCLEVLEAND — Shane Bieber's comeback with Cleveland has double meaning. The former Cy Young winner re-signed with the Guardians on Wednesday, a reunion that seemed unlikely when he became a free agent. However, the 29-year-old Bieber decided to stay with the AL Central champions after making just two starts in 2024 before undergoing Tommy John surgery. Bieber agreed last week to a one-year, $14 million contract. The deal includes a $16 million player option for 2026. It seemed like a long shot that Bieber, who is 62-32 with a 3.22 ERA in 132 starts, would return to Cleveland. He had turned down long-term offers in the past from the club, and it was expected he would sign with another contender, likely one on the West Coast. But the California native has a special connection with the Guardians, who selected him in the fourth round of the 2016 draft. Bieber, who won the AL Cy Young in the pandemic-shortened 2020 season, threw only 12 innings last season before lingering issues with his elbow forced him to have surgery. He is expected to join Cleveland's rotation at some point in 2025. A two-time All-Star, Bieber was named MVP of the midsummer event in 2019 when it was held in Cleveland. He has the highest strikeout ratio per nine innings (10.2) and third-highest winning percentage (.660) in the franchise's 124-year history. Bieber is one of just three Cleveland pitchers to start five season openers, joining Stan Coveleski (1917-21) and Corey Kluber (2015-19). While Bieber had some elbow issues in the past, he didn't show any issues before being shut down. He struck out 11 in six scoreless innings against Oakland on March 28, and followed that up with six more shutout innings at Seattle on April 2. DALLAS — Pitchers again dominated the big league phase of the Rule 5 draft at the winter meetings, comprising 11 of the 15 unprotected players who were picked Wednesday. The 121-loss Chicago White Sox had the first pick and selected 24-year-old right-hander Shane Smith from the Milwaukee Brewers organization. Smith was an undrafted free agent out of Wake Forest when he was signed by Milwaukee in July 2021. The 6-foot-4, 235-pounder has gone 13-7 with a 2.69 ERA and 203 strikeouts over 157 innings in 19 starts and 54 relief appearances over three minor league seasons. There were 14 teams who made picks in the major league portion of the Rule 5 draft of players left off 40-man rosters after several minor league seasons. Only Atlanta made two selections, after making none since 2017. Atlanta chose right-hander Anderson Pilar from the Miami Marlins with the 11th pick, and then took infielder Christian Cairo from the Cleveland Guardians with the 15th and final pick in the MLB portion. The 26-year-old Pilar was original signed by Colorado as a minor league free agent in 2015 and has pitched in 213 minor league games that included 17 starts. He is 28-20 with a 2.86 ERA. Teams pay $100,000 to take a player in the major league portion. The players must stay on the big league roster all of next season or clear waivers and be offered back to their original organization for $50,000. Six of the 10 players selected during the Rule 5 draft last December — five of them right-handed pitchers — remained last season with organization that selected them. Two of the four position players taken Wednesday by other teams came from the Detroit Tigers organization: catcher Liam Hicks and third baseman Gage Workman. Miami drafted second after Colorado passed making a selection, and took Hicks. Workman was taken by the Chicago Cubs with the 10th pick. Baltimore lost two right-handed pitchers on back-to-back picks, Juan Nunez to San Diego with the 12th pick before Connor Thomas went to Milwaukee. DALLAS — Tom Hamilton, who has called Cleveland games on the radio for 35 seasons, won the Hall of Fame’s Ford C. Frick Award for excellence in broadcasting on Wednesday. Hamilton, 70, joined the team's broadcast in 1990, when he was with Herb Score in the booth and part of the coverage of their World Series appearances in 1995 and 1997. Hamilton became the voice of the franchise when Score retired after that second World Series. Hamilton will be honored during the Hall of Fame’s induction weekend from July 25-28 in Cooperstown, New York. He was selected the hall's Frick Award 16-member committee as the 49th winner. There were 10 finalists on this year's ballot, whose main contributions came as local and national voices and whose careers began after, or extended into, the Wild Card era. The other nine were Skip Caray, Rene Cardenas, Gary Cohen, Jacques Doucet, Ernie Johnson Sr., Mike Krukow, Duane Kuiper, Dave Sims and John Sterling. DALLAS — The Texas Rangers acquired slugging corner infielder Jake Burger from the Miami Marlins on Wednesday in a trade for three minor league players. Burger hit .250 with 29 home runs and 76 RBIs in 137 games for the Marlins last season, with 150 strikeouts in 535 at-bats with 31 walks. He started 59 games at third base and made 50 starts at first. Five days of service time short of being eligible for salary arbitration this offseason, he will be eligible next winter and can become a free agent after the 2028 World Series. Miami got infielders Max Acosta and Echedry Vargas and left-handed pitcher Brayan Mendoza. The acquisition of Burger comes about a month after the Rangers hired former Marlins manager Skip Schumaker as a senior adviser for baseball operations. Luis Urueta, Miami's bench coach the past two seasons, also was added recently to manager Bruce Bochy's on-field coaching staff for 2025. BRIEFLY WHITE SOX: Mike Tauchman is switching sides in Chicago. The White Sox announced a $1.95 million, one-year contract for the outfielder. Tauchman, 34, grew up in Palatine, Illinois, about 35 miles northwest of Chicago, and played college ball for Bradley in Peoria, Illinois. He spent the previous two seasons with the Cubs. TRADE: All-Star left-hander Garrett Crochet was acquired by the Boston Red Sox from the Chicago White Sox for four prospects. Catcher Kyle Teel, infielder Chase Meidroth, right-hander Wikelman Gonzalez and outfielder Braden Montgomery are headed to Chicago. Get local news delivered to your inbox!

BETHESDA, Md.--(BUSINESS WIRE)--Dec 9, 2024-- Walker & Dunlop, Inc. announced today that it arranged the $185,000,000 sale of Preserve at Melrose, a suburban multifamily community built in 2015 that comprises 410 units in Vista, one of San Diego's most sought-after north county neighborhoods. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20241209891604/en/ Preserve at Melrose (Photo: Business Wire) This sale represents the 2 nd largest single-asset transaction in San Diego and the fifth largest in California year-to-date in 2024. The Walker & Dunlop Investment Sales team, led by Hunter Combs , represented the seller, a local San Diego based group, and buyer, Mesirow. "San Diego remains a top target nationally for investors, making up 10% of all U.S. multifamily transactions over $150 million and 23% of those in California, year-to-date since 2023," said Hunter Combs, managing director of Investment Sales at Walker & Dunlop. "San Diego's market strength is propelled by its historically consistent rent growth, strong fundamentals and high barriers to entry. The influx of life science surrounding UCSD and big tech companies establishing their presence here, in addition to the long-standing defense industry underscores San Diego's exceptional market resilience and attractiveness for investors." "We were pleased to collaborate with Walker & Dunlop in the purchase of the Preserve at Melrose,” stated Alasdair Cripps , chief executive officer of Mesirow Institutional Real Estate Direct Investments. “The Preserve’s expansive amenity set, transit-oriented location and proximity to key employment centers make it one of north county San Diego’s most attractive multifamily properties, and we look forward to serving this community.” Located in the Vista submarket of San Diego, Preserve at Melrose is minutes from downtown Vista and transit oriented being adjacent to the light rail stations. The property is located off State Route 78, providing residents with direct access to major employment hubs along the 78 corridor, including Vista, Oceanside, Carlsbad, San Marcos, and Escondido. The multifamily community offers one-, two-, and three-bedroom apartments with resort-style amenities, all set within a serene, low-density garden-style setting. Walker & Dunlop is a leader in multifamily property sales, having completed over $51 billion in property sales volume since 2021. The firm is also one of the top providers of capital to the U.S. multifamily market. In 2023, Walker & Dunlop originated over $24 billion in debt financing volume, including lending over $20 billion for multifamily properties. To learn more about our capabilities and financing options, visit our website . About Walker & Dunlop Walker & Dunlop (NYSE: WD) is one of the largest commercial real estate finance and advisory services firms in the United States. Our ideas and capital create communities where people live, work, shop, and play. The diversity of our people, breadth of our brand and technological capabilities make us one of the most insightful and client-focused firms in the commercial real estate industry. About Mesirow Mesirow is an independent, employee-owned financial services firm founded in 1937. Headquartered in Chicago, with offices around the world, we serve clients through a personal, custom approach to reaching financial goals and acting as a force for social good. With capabilities spanning Global Investment Management, Capital Markets & Investment Banking, and Advisory Services, we invest in what matters: our clients, our communities and our culture. To learn more, visit mesirow.com , follow us on LinkedIn and subscribe to Spark , our quarterly newsletter. Mesirow has been named one of the Best Places to Work in Chicago by Crain’s Chicago Business multiple times and is one of Barron’s Top 100 RIA firms. View source version on businesswire.com : https://www.businesswire.com/news/home/20241209891604/en/ CONTACT: Investors: Kelsey Duffey Investor Relations Phone301.202.3207 investorrelations@walkeranddunlop.com Media: Nina H. von Waldegg VP, Public Relations Phone301.564.3291 info@walkeranddunlop.comPhone301.215.55007272 Wisconsin Avenue, Suite 1300 Bethesda, Maryland 20814 KEYWORD: CALIFORNIA MARYLAND UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: COMMERCIAL BUILDING & REAL ESTATE CONSTRUCTION & PROPERTY FINANCE PUBLIC RELATIONS/INVESTOR RELATIONS URBAN PLANNING BANKING COMMUNICATIONS PROFESSIONAL SERVICES RESIDENTIAL BUILDING & REAL ESTATE SOURCE: Walker & Dunlop, Inc. Copyright Business Wire 2024. PUB: 12/09/2024 06:00 PM/DISC: 12/09/2024 06:00 PM http://www.businesswire.com/news/home/20241209891604/enSyrians gather in London to celebrate fall of Assad regimeValparaiso hires longtime Marietta coach Andy Waddle to take over its football program

SANTA CLARA, Calif. — At this point the past two seasons, the San Francisco 49ers were fighting for playoff positioning rather than their playoff lives. After snapping a three-game losing streak with a lopsided win last week against Chicago, the Niners head into a Thursday night division showdown against the Los Angeles Rams hoping to play with the same kind of desperation in a game they almost certainly need to win to get to the postseason. "I think just across the board as a team, everybody had just a bit more of sense of urgency and I think we executed and played together as a team, and we didn't let off," quarterback Brock Purdy said. "Really liked that. But, that was last week so now it's on to this week and how can we do that again?" After getting outscored by 53 points in losses at Green Bay and Buffalo, the 49ers (6-7) played their most complete game of the season to keep their playoff hopes alive. While some credited a feeling of desperation or speeches from players such as Purdy and Deommodore Lenoir for the turnaround, linebacker Fred Warner said it was more about execution than anything else. "We didn't go out there in Green Bay, we didn't go out there in Buffalo saying, 'Let's just hope that we win.' Trust me, I felt desperate as hell going into both those games," he said. "It just didn't work out. ... It didn't happen because last week we decided we wanted to. This was weeks in the making." Whatever the reason, the results were obvious to anyone watching, including the Rams (7-6), who had their own signature performance to boost their playoff chances. Los Angeles held off Buffalo 44-42 to remain one game behind Seattle in the NFC West race and a game ahead of the 49ers and Arizona in the tightly packed division. Coach Sean McVay knows his team will need a similar performance to beat San Francisco and earn a season sweep. "I saw they certainly had a very dominant performance," he said. "If there's anything that you do know, it's a week-to-week league. Humility is only a week away. They have excellent coaches, excellent personnel and really good schemes. No matter what's really happened in terms of the trajectory of the injuries, they're going to be ready to go." Puka Nacua is in dominant form with 33 catches for 458 yards and three TDs in the Rams' past four games, highlighted by a 162-yard performance last week against Buffalo in which he also scored his first rushing TD. Nacua was injured for these clubs' first meeting this season — but last year, he broke the NFL's single-game rookie receptions record with 15 in his first game against San Francisco, and he set the NFL rookie season records for catches and yards receiving during his visit to Santa Clara last January. "He's a tough football player," 49ers defensive coordinator Nick Sorensen said. "Some guys are just competitive. He's got size, he doesn't go down easy. Some things you can't measure and he's just got it." The least productive four-game stretch of Deebo Samuel's career sent the frustrated wide receiver for the San Francisco 49ers to social media. In a now-deleted post on X, formerly known as Twitter, Samuel said the reason he gained only 97 yards from scrimmage the past four games was not that he was struggling but that he wasn't getting the ball. His teammates and coaches believe he will get back to his All-Pro form soon. "I want to get Deebo the ball every play if I could," Purdy said. "I want to have him break all the records as best as possible. I want Deebo to do Deebo things." The Rams defense got shredded twice in the past three weeks by Saquon Barkley's Eagles and Josh Allen's Bills, dropping the unit to 27th in total defense. LA's vaunted young pass rush led by rookie Jared Verse has no sacks in its past two games and just three in the past four games. Considering Purdy drove the Niners to 425 yards in the teams' first meeting this season without Christian McCaffrey, George Kittle or Samuel, the Rams' offense might need yet another prolific game to overcome its defense's weaknesses. With Nick Bosa sidelined the past three games, the 49ers have had to generate pass rushes from different sources. They had a season-high seven sacks last week with Yetur Gross-Matos getting three and Leonard Floyd two. The 32-year-old Floyd has 5 1/2 sacks in his past four games. "Leonard's just an Energizer bunny," Shanahan said. "It's crazy with him being one of the older guys and stuff and how many different teams he's been to, but I've played against him enough and felt that." Bosa has a chance to return this week and is listed as questionable. AP Sports Writer Greg Beacham in Los Angeles contributed to this reportBuying ASX 200 dividend stocks? Here's what to expect in 2025

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Future of Home Health Record Management Market: Analysis and Leadership by Brightree, Netsmart, eWeLL, CellTrak, AlayaCare, Alora 12-09-2024 09:27 PM CET | Health & Medicine Press release from: STATS N DATA Home Health Record Management Market The Home Health Record Management Market has emerged as a vital segment within the broader healthcare landscape, playing a crucial role in enhancing patient care and streamlining healthcare operations. This market encompasses a wide range of solutions that enable healthcare providers to manage patient information effectively while ensuring compliance with regulations and improving overall healthcare delivery. As of December 2024, the market is witnessing significant growth, driven by an increasing demand for efficient healthcare solutions that can facilitate better patient outcomes and operational efficiencies. Recent developments in the sector have been fueled by rapid technological advancements, including the proliferation of cloud-based solutions and mobile health applications. These advancements have led to increased strategic collaborations among key players, enhancing their ability to deliver innovative solutions that cater to the dynamic needs of healthcare providers and patients alike. The focus on digital transformation in healthcare is creating a fertile ground for the expansion of home health record management systems, which are becoming indispensable tools for modern healthcare delivery. You can access a sample PDF report here: https://www.statsndata.org/download-sample.php?id=267412 Key Growth Drivers and Trends Several critical factors are influencing the demand for home health record management solutions. Firstly, the increasing emphasis on sustainability in healthcare practices is prompting organizations to adopt more efficient record management systems that reduce paper usage and operational costs. Additionally, digitization is transforming the way healthcare providers interact with patient data, fostering an environment where efficient data management is paramount. Consumer awareness regarding the importance of health data management is also on the rise. Patients are becoming more proactive in managing their health records, driving the need for systems that empower them with access to their information. Trends such as the integration of artificial intelligence (AI) into health record management systems are also shaping the future of the market. AI-powered tools enable predictive analytics, enhancing decision-making processes for healthcare providers. Moreover, the customization of health record management solutions to meet specific organizational needs is gaining traction. Emerging technologies such as the Internet of Things (IoT) are further revolutionizing this market, providing innovative ways to connect devices and streamline data collection and management processes. Market Segmentation The Home Health Record Management Market can be segmented into various categories for a clearer understanding of its structure: - Segment by Type - On-Premise: These solutions are installed locally on the organization's hardware and maintained by the organization itself. They offer high levels of security and control. - Cloud-Based: These solutions are hosted on the cloud, allowing for remote access and scalability. They reduce the need for extensive IT infrastructure and provide flexibility for users. - Segment by Application - Home Use: These solutions are tailored for patients managing their health records from home, allowing for easy access and tracking of health information. - Hospital: Hospitals utilize these systems to manage extensive patient data, ensuring compliance with regulations and enhancing overall care quality. - Clinic: Clinics leverage health record management systems for efficient patient data administration, appointment scheduling, and billing processes. Get 30% Discount On Full Report: https://www.statsndata.org/ask-for-discount.php?id=267412 Competitive Landscape The competitive landscape of the Home Health Record Management Market is characterized by several key players who are shaping the future of the industry through innovative solutions and strategic partnerships. Leading companies include: - Brightree: Renowned for its cloud-based solutions, Brightree focuses on enhancing operational efficiencies for home health agencies through advanced data management tools. - Netsmart: This company specializes in integrated health record systems that streamline workflows and improve patient care coordination across various healthcare settings. - eWeLL: eWeLL provides customizable health record solutions designed to empower patients and healthcare providers with comprehensive data management capabilities. - CellTrak: Known for its mobile solutions, CellTrak enhances real-time data collection for home health providers, ensuring timely and accurate patient information management. - AlayaCare: With a focus on delivering innovative software solutions, AlayaCare integrates clinical and operational data to enhance care delivery for home health organizations. - Alora: Alora offers comprehensive electronic health record solutions designed specifically for home health agencies, improving compliance and operational performance. Each of these companies contributes significantly to the market through continuous innovation, strategic expansions, and collaborations that drive the adoption of advanced health record management solutions. Opportunities and Challenges As the Home Health Record Management Market continues to grow, several opportunities and challenges lie ahead. Untapped regions, particularly in developing economies, present significant growth potential for health record management solutions. As healthcare infrastructure improves globally, the demand for efficient patient record management systems is expected to rise. Additionally, evolving consumer preferences towards personalized healthcare experiences are driving the need for customizable record management solutions that cater to individual patient needs. Companies that can adapt to these preferences and innovate accordingly will likely gain a competitive edge. However, the market also faces challenges, including regulatory constraints that can hinder the rapid deployment of new technologies. Operational inefficiencies within healthcare organizations may limit the effectiveness of health record management systems. Furthermore, a shortage of skilled talent in tech-driven healthcare solutions poses a significant barrier to market growth. Addressing these challenges through strategic hiring, training, and compliance management will be crucial for companies operating in this space. Technological Advancements Cutting-edge technologies are profoundly impacting the Home Health Record Management Market. The integration of artificial intelligence into health record systems is revolutionizing data analysis and decision-making processes for healthcare providers. AI algorithms can analyze vast amounts of patient data to identify trends, predict outcomes, and support clinical decision-making, ultimately enhancing patient care. Virtual tools are also transforming patient interactions with their health records. Telehealth solutions paired with robust health record management systems allow for seamless communication between patients and providers, facilitating better management of chronic conditions and improving patient engagement. Moreover, IoT-driven systems are emerging as powerful enablers of real-time data collection and monitoring. By connecting medical devices to health record management systems, healthcare providers can access up-to-date patient information, enhancing care delivery and improving patient outcomes. Research Methodology and Insights The insights provided in this press release are based on a comprehensive research methodology employed by STATS N DATA. Our approach combines both top-down and bottom-up methodologies, ensuring a holistic view of the market landscape. Primary and secondary research methods were utilized to gather data from various sources, including industry reports, expert interviews, and market analysis. To ensure the accuracy and reliability of our insights, we employed triangulation techniques, validating our findings through multiple data points. This rigorous approach allows us to present a well-rounded perspective on the Home Health Record Management Market, equipping stakeholders with the knowledge needed to navigate this dynamic landscape effectively. In conclusion, the Home Health Record Management Market is poised for significant growth, driven by technological advancements, evolving consumer preferences, and increasing demand for efficient healthcare solutions. As key players continue to innovate and address emerging challenges, the market offers promising opportunities for stakeholders looking to invest in the future of healthcare. For customization requests, please visit: https://www.statsndata.org/request-customization.php?id=267412 https://www.statsndata.org/report/home-health-record-management-market-267412 John Jones Sales & Marketing Head | Stats N Data Phone: +1 (315) 642-4324 Email: sales@statsndata.org Website: www.statsndata.org STATS N DATA is a trusted provider of industry intelligence and market research, delivering actionable insights to businesses across diverse sectors. We specialize in helping organizations navigate complex markets with advanced analytics, detailed market segmentation, and strategic guidance. Our expertise spans industries including technology, healthcare, telecommunications, energy, food & beverages, and more. Committed to accuracy and innovation, we provide tailored reports that empower clients to make informed decisions, identify emerging opportunities, and achieve sustainable growth. Our team of skilled analysts leverages cutting-edge methodologies to ensure every report addresses the unique challenges of our clients. At STATS N DATA, we transform data into knowledge and insights into success. Partner with us to gain a competitive edge in today's fast-paced business environment. For more information, visit https://www.statsndata.org or contact us today at sales@statsndata.org This release was published on openPR.Kerala CM accuses Centre of vindictive attitude on landslide-hit Wayanad

49ers look to maintain 'urgency' against rival Rams

SANTA CLARA, Calif. — At this point the past two seasons, the San Francisco 49ers were fighting for playoff positioning rather than their playoff lives. After snapping a three-game losing streak with a lopsided win last week against Chicago, the Niners head into a Thursday night division showdown against the Los Angeles Rams hoping to play with the same kind of desperation in a game they almost certainly need to win to get to the postseason. "I think just across the board as a team, everybody had just a bit more of sense of urgency and I think we executed and played together as a team, and we didn't let off," quarterback Brock Purdy said. "Really liked that. But, that was last week so now it's on to this week and how can we do that again?" After getting outscored by 53 points in losses at Green Bay and Buffalo, the 49ers (6-7) played their most complete game of the season to keep their playoff hopes alive. While some credited a feeling of desperation or speeches from players such as Purdy and Deommodore Lenoir for the turnaround, linebacker Fred Warner said it was more about execution than anything else. "We didn't go out there in Green Bay, we didn't go out there in Buffalo saying, 'Let's just hope that we win.' Trust me, I felt desperate as hell going into both those games," he said. "It just didn't work out. ... It didn't happen because last week we decided we wanted to. This was weeks in the making." Whatever the reason, the results were obvious to anyone watching, including the Rams (7-6), who had their own signature performance to boost their playoff chances. Los Angeles held off Buffalo 44-42 to remain one game behind Seattle in the NFC West race and a game ahead of the 49ers and Arizona in the tightly packed division. Coach Sean McVay knows his team will need a similar performance to beat San Francisco and earn a season sweep. "I saw they certainly had a very dominant performance," he said. "If there's anything that you do know, it's a week-to-week league. Humility is only a week away. They have excellent coaches, excellent personnel and really good schemes. No matter what's really happened in terms of the trajectory of the injuries, they're going to be ready to go." Puka power Puka Nacua is in dominant form with 33 catches for 458 yards and three TDs in the Rams' past four games, highlighted by a 162-yard performance last week against Buffalo in which he also scored his first rushing TD. Nacua was injured for these clubs' first meeting this season — but last year, he broke the NFL's single-game rookie receptions record with 15 in his first game against San Francisco, and he set the NFL rookie season records for catches and yards receiving during his visit to Santa Clara last January. "He's a tough football player," 49ers defensive coordinator Nick Sorensen said. "Some guys are just competitive. He's got size, he doesn't go down easy. Some things you can't measure and he's just got it." Deebo's struggles The least productive four-game stretch of Deebo Samuel's career sent the frustrated wide receiver for the San Francisco 49ers to social media. In a now-deleted post on X, formerly known as Twitter, Samuel said the reason he gained only 97 yards from scrimmage the past four games was not that he was struggling but that he wasn't getting the ball. His teammates and coaches believe he will get back to his All-Pro form soon. "I want to get Deebo the ball every play if I could," Purdy said. "I want to have him break all the records as best as possible. I want Deebo to do Deebo things." Defense declining The Rams defense got shredded twice in the past three weeks by Saquon Barkley's Eagles and Josh Allen's Bills, dropping the unit to 27th in total defense. LA's vaunted young pass rush led by rookie Jared Verse has no sacks in its past two games and just three in the past four games. Considering Purdy drove the Niners to 425 yards in the teams' first meeting this season without Christian McCaffrey, George Kittle or Samuel, the Rams' offense might need yet another prolific game to overcome its defense's weaknesses. Under pressure With Nick Bosa sidelined the past three games, the 49ers have had to generate pass rushes from different sources. They had a season-high seven sacks last week with Yetur Gross-Matos getting three and Leonard Floyd two. The 32-year-old Floyd has 5 1/2 sacks in his past four games. "Leonard's just an Energizer bunny," Shanahan said. "It's crazy with him being one of the older guys and stuff and how many different teams he's been to, but I've played against him enough and felt that." Bosa has a chance to return this week and is listed as questionable. AP Sports Writer Greg Beacham in Los Angeles contributed to this report

With more than 800 million monthly active users worldwide, Snapchat is one of the more popular messaging services. It's particularly widely used by younger people. One reason for its popularity is the way that messages disappear after a period of time — the default is 24 hours — creating a sense of security for users. However, Snapchat is hackable — indeed, the FBI went so far as to put out a call for victims last year after hackers were able to access photos of victims for blackmail. In this piece we’ll look at the ways hackers can compromise your Snapchat account, and what you should do if it happens. How To Know If Your Snapchat Is Hacked There are a number of ways in which a Snapchat account can be hacked. You may have reused a password from another site that they already have access to, or responded to a phishing attempt. Using public wifi can also be risky, or you may have unwittingly downloaded malware. There are a number of signs that your account may have been compromised. You may spot spam being sent from your account, find that new contacts have been added or discover that he the mobile number or email address associated with your account has been changed without your consent. You may also get an alert from the company telling you that someone has logged in to your account from an unfamiliar location, IP address or device. All of these are pretty conclusive evidence that someone has hacked your account. Sign 1: Strange Activity If your account appears to have a mind of its own, this is a strong sign that you've been hacked. It may be sending out strange Snaps and messages that contain spam, or new contacts may be being added without your permission. You may also find that your settings have been changed, with the mobile number or email address associated with your Snapchat account no longer one that you recognize. Sign 2: An Alert From The Company To help protect users' security, Snapchat will send you a message when a change is made to your account — and if it wasn't you that made it, that's a sign that there's something wrong. It will also alert you if someone logs into your account from a different location, IP address or device; again, if there's no valid reason for this, it's a sign that your account may have been hacked. Sign 3: Having To Continually Re-authenticate If you find that you're being asked to re-authenticate your identity every time you log in, that could be a sign that you've been hacked. What's happening here is that someone else is logging into your account from a different device or location meaning that when you come to use it yourself, you need to re-login to the app. What Should You Do If Your Snapchat Is Hacked? If you realize that your Snapchat account has been hacked, you should move quickly to change your password, to something hard to guess and completely different to any passwords you use elsewhere. You should also enable two-factor authentication, via My Profile and Settings. This should make sure that the hackers can't get back in. Verify your email and mobile number, and check for any unauthorized linked devices — you can easily remove them if you find any. And it's a good idea to warn all your contacts that you've been hacked, and that they should ignore any dodgy messages from you, especially any containing links. Step 1: Change Your Password It's basic cyber hygiene to use unique passwords for every site — but it's surprisingly common for people not to bother. Nor should it be a simple variation on anything you've used elsewhere. If you have trouble remembering passwords — and let's face it, who doesn't — you could consider using a password manager to keep them secure and in one place. Step 2: Enable Two-Factor Authentication Enabling two-factor authentication will mean that once the hacker has been booted out, they can't just log straight back in. Turning it on means that when you log in to Snapchat for the first time from a new device, you’ll be asked to enter a Login Code. Login codes will be sent to the mobile number linked to your Snapchat account via SMS text messages. Simply go to My Profile, open Settings, tap Two-Factor Authentication then Continue, and select SMS as your verification method. Step 3: Check For Linked Devices One sign that your Instagram account may have been hacked is that someone has signed in from a device that's not yours. You can check whether that's the case — and delete or “forget” any unauthorized gadgets by going to your profile, then Settings. Click on Two Factor Authentication, select Forget Devices and then click the X button next to each device you want to forget. Click Yes when asked to confirm. Step 4: Warn Your Contacts One of the first things hackers do once they've accessed an Instagram account is try to widen their net by drawing in other victims, too. They may spread spam, or try and scam your contacts by persuading them to click on links to dodgy websites. For this reason, it's a good idea to alert all your friends and contacts as soon as possible. You should warn them not to respond to any messages that appear to be coming from you — especially if they contain requests for money. How Can You Recover Your Snapchat Account? If your account has been hacked and you can't access it yourself, you'll need to contact Snapchat support , and click “I think my account was compromised.” You'll need to include an email address that the team can use to contact you. You'll also need to verify your identity, for example by providing your username and the time that you lost access to your account. You won't, though, be asked for your password or My Eyes Only passcode; and it's not unheard of for hackers to contact their victims pretending to be Snapchat support staff. You should be able to get access back unless Snapchat believes you have violated its Community Guidelines or Terms of Service; if that's the case, but you think it’s been done unfairly, you can submit an appeal to Snapchat . How Can You Protect Your Snapchat Account From Hackers? The simplest, and most important step in keeping your Snapchat account safe from hackers is to have a strong, unguessable password. Don't use one you've used elsewhere; if keeping track is a problem, use a password manager. Make sure that the email address and mobile number associated with your account are accurate in Snapchat settings, so that you can verify that your account belongs to you if you ever lose access to it. And set up two-factor authentication, or login verification. Finally, never share your Snapchat account details with anyone, however much you trust them, or log in to your account using a friend’s device: this means that their device can become trusted to your account and login credentials can save to their device. Bottom Line Snapchat, like other social media platforms, is often targeted by hackers, and thousands of accounts are compromised every day. But there's no need to panic if it happens to you — it's usually quite straightforward to get back in control.Lucknow, December 15: Chief Minister Yogi Adityanath announced that while 40 crore devotees are expected to attend the 45-day Prayagraj Mahakumbh (from January 13 to February 26), arrangements are being made to accommodate 100 crore people. On January 29, during the main Muhurta of Mauni Amavasya, an estimated six crore devotees will take a holy dip, but preparations will cater to 10 crore. He said, "The Mahakumbh will feature extensive facilities, including 12 km of ghats and an expanded area spanning 10,000 acres. Devotees will have the opportunity to experience the darshan of Char Dham, Dwadash Jyotirlingas, and other significant Jyotirlingas. The event will integrate cutting-edge technology, such as an AI-based Bhashini app in 11 Indian languages, allowing visitors to access information about the Kumbh and services like Khoya-Paya in their preferred language." He added, "The government plans to implement a precise headcount of every attendee and ensure a sustainable, eco-friendly event. The Mahakumbh will feature zero liquid discharge systems, 1.50 lakh toilets, and a ban on single-use plastics. This grand event aims to set a benchmark and drive Uttar Pradesh’s roadmap for economic prosperity." During his address, CM Yogi also shared his views on the Sambhal issue. He highlighted the tragic events that took place 46 years ago in Sambhal, where innocent people lost their lives to barbaric violence. He questioned why the perpetrators of the massacre have not been brought to justice even after decades. Referring to Sambhal's ancient temple, the Chief Minister emphasized its historic significance, including the ancient idol of Bajrang Bali and the Jyotirlinga. “This temple did not reappear overnight. It represents our enduring heritage and the truth of our history,” he said. He criticized those who try to suppress the truth or tarnish cultural events like the Kumbh, emphasizing that voices of truth often face threats and efforts to silence them. Chief Minister Yogi Adityanath highlighted the remarkable transformation of the 2019 Prayagraj Kumbh, stating that it redefined expectations. “Anyone who witnessed the Kumbh of 2019 would have seen the out-of-the-box efforts that made it clean, safe, and well-organized. What was once associated with dirt, chaos, stampedes, and insecurity became a divine and grand event,” he said. He credited the success of the 2019 Kumbh to its high standards of cleanliness, management, and security, noting that it was so exemplary that Prime Minister Narendra Modi washed the feet of sanitation workers in appreciation. “It is part of India’s heritage to express gratitude to those who contribute to its success,” he said. The upcoming Mahakumbh 2025, he added, will showcase a unique confluence of faith and modernity. CM Yogi indirectly criticized Congress and opposition parties for claiming exclusive ownership of India's legacy. “Some people wander around with a self-proclaimed contract of representing India and treat Discovery of India as if it were the oldest book of this country,” he remarked. He referenced the historic Supreme Court verdict on Shri Ram Janmabhoomi delivered on November 9, 2019, which resolved a decades-long dispute. Yet, he pointed out, some individuals continue to threaten the judges who delivered the decision. The Chief Minister accused opposition leaders of hypocrisy in the name of the Constitution, citing their no-confidence motion against the Vice President and Chairman of the Rajya Sabha. “The Chairman emphasized his duty to ensure the House functions and public issues are discussed. Yet, these people accused him of bias and moved a no-confidence motion to silence him,” he said. He further criticized attempts to question institutions like the Election Commission for conducting fair elections and the Allahabad High Court for delivering truthful judgments. “These individuals even bring impeachment motions in the Upper House, showing their intention to intimidate anyone who speaks the truth or stands for India’s heritage,” CM Yogi concluded. Chief Minister Yogi Adityanath emphasized that the construction of the Ram Temple in Ayodhya has been pivotal in driving development in the region. “Without the Ram Temple, there would have been no airport, no double rail line, and no enhanced connectivity. While the common man and devotees are expressing their gratitude, those who secretly inserted the word 'secular' into the Constitution are lamenting in their homes,” he said. The Chief Minister pointed out that these individuals, who ruled for decades without delivering meaningful progress, are now criticizing the present government for their inefficiencies. “They have a problem with the spirituality and development of Kashi and Ayodhya. Their frustration stems from their failure and our success. We must understand their mentality,” he added. CM Yogi outlined his government’s efforts to transform Prayagraj into a hub of spiritual and infrastructural excellence. The Sangam will feature a permanent ghat for the first time, and a modern riverfront is being developed along the Ganga. He said, "The water of the Sangam will be kept clean and uninterrupted, while devotees will have year-round access to the Akshayvat Corridor. The Saraswati Koop Corridor, Bade Hanuman Ji Mandir, and Maharishi Bhardwaj Ashram Corridor are complete. In Shringverpur, Prime Minister Narendra Modi has inaugurated a 56-foot-high statue of Lord Ram embracing Nishadraj and a dedicated corridor. The airport and railway station in Prayagraj are undergoing major renovations, and over 216 roads are being upgraded — from single to double lanes, double to four lanes, and four to six lanes." “This development reflects our commitment to blending spirituality with progress, creating a Prayagraj that is both modern and rooted in tradition,” the Chief Minister concluded.Highlights of the third quarter include: Revenue of $300.4 million, an increase of 21% compared to $249.2 million in Q3 FY24. Net income of $5.7 million, compared to $14.7 million in Q3 FY24, with non-GAAP net income of $69.4 million, an increase of 33% compared to $52.2 million in Q3 FY24. Net income per diluted share of $0.06, compared to $0.17 in Q3 FY24, with non-GAAP net income per diluted share of $0.78, compared to $0.60 in Q3 FY24. Adjusted EBITDA of $118.2 million, an increase of 24% compared to $95.6 million in Q3 FY24. 9.5 million HSAs, an increase of 15% compared to Q3 FY24. Total HSA Assets of $30.0 billion, an increase of 33% compared to Q3 FY24. 16.5 million Total Accounts, including both HSAs and complementary CDBs, an increase of 8% compared to Q3 FY24. The Company repurchased 0.7 million shares of its common stock for $60.0 million. DRAPER, Utah, Dec. 09, 2024 (GLOBE NEWSWIRE) -- HealthEquity, Inc. (NASDAQ: HQY) ("HealthEquity" or the "Company"), the nation's largest health savings account ("HSA") custodian, today announced financial results for its third quarter ended October 31, 2024. "Strong third quarter results delivered by Team Purple helped drive HSAs to 9.5 million, HSA Assets to $30 billion, Total Accounts to 16.5 million and quarterly revenue to over $300 million, all quarterly records," said Jon Kessler, President and CEO of HealthEquity. "Year to date, we have generated $264 million of cash from operations. This momentum has enabled us to return $60 million of capital to our shareholders via share repurchases, accelerate platform investments, raise our fiscal 2025 guidance, and provide a healthy initial outlook for fiscal year 2026." Third quarter financial results Revenue for the third quarter ended October 31, 2024 was $300.4 million, an increase of 21% compared to $249.2 million for the third quarter ended October 31, 2023. Revenue this quarter included: service revenue of $119.2 million, custodial revenue of $141.0 million, and interchange revenue of $40.3 million. HealthEquity reported net income of $5.7 million, or $0.06 per diluted share, and non-GAAP net income of $69.4 million, or $0.78 per diluted share, for the third quarter ended October 31, 2024. The Company reported net income of $14.7 million, or $0.17 per diluted share, and non-GAAP net income of $52.2 million, or $0.60 per diluted share, for the third quarter ended October 31, 2023. Adjusted EBITDA was $118.2 million for the third quarter ended October 31, 2024, an increase of 24% compared to the third quarter ended October 31, 2023. Adjusted EBITDA was 39% of revenue, compared to 38% for the third quarter ended October 31, 2023. Account and asset metrics HSAs as of October 31, 2024 were 9.5 million, an increase of 15% year over year, including 717,000 HSAs with investments, an increase of 21% year over year. Total Accounts as of October 31, 2024 were 16.5 million, including 7.0 million other consumer-directed benefits ("CDBs"). Total HSA Assets as of October 31, 2024 were $30.0 billion, an increase of 33% year over year. Total HSA Assets included $16.4 billion of HSA cash and $13.6 billion of HSA investments. Client-held funds, which are deposits held on behalf of our Clients to facilitate administration of our CDBs, and from which we generate custodial revenue, were $0.7 billion as of October 31, 2024. Stock repurchase program The Company repurchased 0.7 million shares of its common stock for $60.0 million during the third quarter ended October 31, 2024. As of October 31, 2024, $240.0 million of common stock remained authorized for repurchase under the Company's stock repurchase program. Business outlook For the fiscal year ending January 31, 2025, management expects revenue of $1.185 billion to $1.195 billion. Its outlook for net income is between $88 million and $96 million, resulting in net income of $0.99 to $1.08 per diluted share. Its outlook for non-GAAP net income, calculated using the method described below, is between $274 million and $281 million, resulting in non-GAAP net income per diluted share of $3.08 to $3.16 (based on an estimated 89 million diluted weighted-average shares outstanding). Management expects Adjusted EBITDA of $470 million to $480 million. For the fiscal year ending January 31, 2026, management expects revenue of approximately $1.275 billion to $1.295 billion and Adjusted EBITDA of approximately 41.5% to 42.5% of revenue. These amounts assume an average annualized yield on HSA cash of approximately 3.4% to 3.5%. See “Non-GAAP financial information” below for definitions of our Adjusted EBITDA and non-GAAP net income. A reconciliation of the non-GAAP financial measures used throughout this release (other than with respect to our Adjusted EBITDA outlook for the fiscal year ending January 31, 2026) to the most comparable GAAP financial measures is included with the financial tables at the end of this release. A reconciliation of our Adjusted EBITDA outlook for the fiscal year ending January 31, 2026 to net income, its most directly comparable GAAP measure, is not included, because our net income outlook for this future period is not available without unreasonable efforts as we are unable to predict certain significant items excluded from this non-GAAP measure, such as stock-based compensation expense and income tax provision. Conference call HealthEquity management will host a conference call at 4:30 pm (Eastern Time) on Monday, December 9, 2024 to discuss the fiscal 2025 third quarter financial results. The conference call will be accessible by dialing 1-833-630-1956, or 1-412-317-1837 for international callers, and referencing conference ID "HealthEquity." A live audio webcast of the call will be available on the investor relations section of our website at http://ir.healthequity.com. Non-GAAP financial information To supplement our financial information presented on a GAAP basis, we disclose non-GAAP financial measures, including Adjusted EBITDA, non-GAAP net income, and non-GAAP net income per diluted share. Adjusted EBITDA is earnings before interest, taxes, depreciation and amortization, amortization of acquired intangible assets, stock-based compensation expense, merger integration expenses, acquisition costs, gains and losses on equity securities, amortization of incremental costs to obtain a contract, costs associated with unused office space, and certain other non-operating items. Non-GAAP net income is calculated by adding back to GAAP net income before income taxes the following items: amortization of acquired intangible assets, stock-based compensation expense, merger integration expenses, acquisition costs, gains and losses on equity securities, costs associated with unused office space, and losses on extinguishment of debt, and subtracting a non-GAAP tax provision using a normalized non-GAAP tax rate. Non-GAAP net income per diluted share is calculated by dividing non-GAAP net income by diluted weighted-average shares outstanding. Non-GAAP financial measures should be considered in addition to results prepared in accordance with GAAP and should not be considered as a substitute for, or superior to, GAAP results. We believe that these non-GAAP financial measures provide useful information to management and investors regarding certain financial and business trends relating to the Company's financial condition and results of operations. The Company cautions investors that non-GAAP financial information, by its nature, departs from GAAP; accordingly, its use can make it difficult to compare current results with results from other reporting periods and with the results of other companies. In addition, while amortization of acquired intangible assets is being excluded from non-GAAP net income, the revenue generated from those acquired intangible assets is not excluded. Whenever we use these non-GAAP financial measures, we provide a reconciliation of the applicable non-GAAP financial measure to the most closely applicable GAAP financial measure. Investors are encouraged to review the related GAAP financial measures and the reconciliation of the non-GAAP financial measures to their most directly comparable GAAP financial measure as detailed in the tables below. About HealthEquity HealthEquity and its subsidiaries administer HSAs and various other consumer-directed benefits for over 16 million accounts, working in close partnership with employers, benefits advisors, and health and retirement plan providers who share our unwavering commitment to our mission to save and improve lives by empowering healthcare consumers. Through cutting-edge solutions, innovation, and a relentless focus on improving health outcomes, we empower individuals to take control of their healthcare journey while ultimately enhancing their overall well-being. Learn more about our “Purple" service and approach at www.healthequity.com. Forward-looking statements This press release contains “forward-looking statements” within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995, including but not limited to, statements regarding our industry, business strategy, plans, goals and expectations concerning our markets and market position, product expansion, future operations, expenses and other results of operations, revenue, margins, profitability, acquisition synergies, future efficiencies, tax rates, capital expenditures, liquidity and capital resources and other financial and operating information. When used in this discussion, the words “may,” “believes,” “intends,” “seeks,” “aims,” “anticipates,” “plans,” “estimates,” “expects,” “should,” “assumes,” “continues,” “could,” “will,” “future” and the negative of these or similar terms and phrases are intended to identify forward-looking statements in this press release. Forward-looking statements reflect our current expectations regarding future events, results or outcomes. These expectations may or may not be realized. Although we believe the expectations reflected in the forward-looking statements are reasonable, we can give you no assurance these expectations will prove to be correct. Some of these expectations may be based upon assumptions, data or judgments that prove to be incorrect. Actual events, results and outcomes may differ materially from our expectations due to a variety of known and unknown risks, uncertainties and other factors. Although it is not possible to identify all of these risks and factors, they include, among others, risks related to the following: our ability to adequately place and safeguard our custodial assets, or the failure of any of our depository or insurance company partners; our ability to compete effectively in a rapidly evolving healthcare and benefits administration industry; our dependence on the continued availability and benefits of tax-advantaged HSAs and other CDBs; risks relating to our upcoming CEO transition; our ability to successfully identify, acquire and integrate additional portfolio purchases or acquisition targets; the significant competition we face and may face in the future, including from those with greater resources than us; our reliance on the availability and performance of our technology and communications systems; recent and potential future cybersecurity breaches of our technology and communications systems and other data interruptions, including resulting costs and liabilities, reputational damage and loss of business; the current uncertain healthcare environment, including changes in healthcare programs and expenditures and related regulations; our ability to comply with current and future privacy, healthcare, tax, ERISA, investment adviser and other laws applicable to our business; our reliance on partners and third-party vendors for distribution and important services; our ability to develop and implement updated features for our technology platforms and communications systems; and our reliance on our management team and key team members. For a detailed discussion of these and other risk factors, please refer to the risks detailed in our filings with the Securities and Exchange Commission, including, without limitation, our Annual Report on Form 10-K for the fiscal year ended January 31, 2024 and subsequent periodic and current reports. Past performance is not necessarily indicative of future results. We undertake no intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. Forward-looking statements should not be relied upon as representing our views as of any date subsequent to the date of this press release. Investor Relations Contact Richard Putnam 801-727-1000 rputnam@healthequity.com HealthEquity, Inc. and subsidiaries Condensed consolidated balance sheets HealthEquity, Inc. and subsidiaries Condensed consolidated statements of operations and comprehensive income (unaudited) HealthEquity, Inc. and subsidiaries Condensed consolidated statements of cash flows (unaudited) HealthEquity, Inc. and subsidiaries Condensed consolidated statements of cash flows (unaudited) (continued) Stock-based compensation expense (unaudited) Total stock-based compensation expense included in the condensed consolidated statements of operations and comprehensive income is as follows: Total Accounts (unaudited) * Not meaningful HSA Assets (unaudited) Client-held funds (unaudited) Reconciliation of net income to Adjusted EBITDA (unaudited) Reconciliation of net income outlook to Adjusted EBITDA outlook (unaudited) Reconciliation of net income to non-GAAP net income (unaudited) Reconciliation of net income outlook to non-GAAP net income outlook (unaudited) Certain terms

Although she was just in her mid-20s, Tulsi Gabbard's hair had already started turning white shortly before she first set foot in the U.S. Senate as a legislative aide in 2006. Coming from her native Hawaii, she had landed a job with longtime Hawaii Democratic Sen. Daniel Akaka, chair of the Senate Veterans Affairs Committee and a senior member of the Senate Armed Services Committee, who would become her mentor. Now, almost 20 years later, the former Democratic congresswoman returns to the Senate to meet with lawmakers, including members of the Senate Intelligence Committee, as President-elect Donald Trump's pick to be director of national intelligence after appearing with him a number of times on the campaign trail and serving as an honorary co-chair of his transition team. Gabbard spent the past week in Oklahoma on Army National Guard duty. She currently holds the rank of lieutenant colonel, something supporters argue qualifies her for the job as critics cite her lack of experience. She's also facing renewed scrutiny over her past comments on Syria and her meeting with now-overthrown dictator Bashar Assad. From Hawaii to Kuwait to Congress By the time she came to the Senate, Gabbard had already made history in Hawaii as one of the youngest lawmakers elected to a state legislature at age 21. Serving alongside her father, Hawaii state Sen. Mike Gabbard, she became part of the first father-daughter combination in a legislature in the country. As a Senate staffer, Gabbard remained in Hawaii's National Guard, drilling on the weekends. During her first yearlong deployment at Joint Base Balad in Iraq, nicknamed "Mortaritaville" for being hit with daily attacks, she's said fumes from a nearby burn pit would regularly sicken her fellow service members, causing flu-like symptoms they called the "crud." In 2007, she attended the Accelerated Officer Candidate School at the Alabama Military Academy, graduating at the top of her class as its first distinguished woman honor graduate. After two years working in the Senate, Gabbard volunteered for a deployment to Kuwait. As a military police platoon leader and trainer for the Kuwait National Guard's counterterrorism unit, Gabbard achieved another milestone in 2009, becoming one of the first women to set foot in a Kuwaiti military facility and the first woman to be honored by the Kuwait National Guard. In her limited free time, Gabbard continued working on her bachelor's degree from Hawaii Pacific University, taking online classes in an education tent. Although her hair returned to its natural color, she told ABC News in 2019 she eventually kept a distinctive streak of white. "It's a reminder, every single day of the cost of war of those we lost and my mission in life to to seek peace and to fight for peace," Gabbard said. Gabbard later returned to Hawaii and ran for Honolulu City Council, serving from 2010 until 2012, before being elected to Congress as the then-youngest female member. Bipartisan outreach As a new member of Congress, Gabbard worked to forge relationships with members on both sides of the aisle. She arrived armed with 434 boxes of macadamia nut toffee, homemade by her mother, for every member of Congress and an additional 435 boxes for staffers. Each box came with a handwritten letter, a form of diplomacy as a Democrat facing a Republican-controlled House. During her freshman year in Congress in 2013, Gabbard was appointed vice chair of the Democratic National Committee, but stepped down from that position to endorse Sen. Bernie Sanders' 2016 presidential bid. She co-chaired the Future Caucus, a bipartisan effort to engage members of Congress under 40 years old. Gabbard also bonded with lawmakers over sports, playing on the Congressional Softball Team with New York Democratic Sen. Kyrsten Sinema and joining early morning workouts with colleagues such as Oklahoma GOP Sen. Markwayne Mullin. She and Kentucky Republican Sen. Rand Paul co-sponsored legislation, including the Stop Arming Terrorists Act. After an unsuccessful bid for the party's 2020 presidential nomination, she left the Democratic Party and became an independent and campaigned for Republicans, including Sens. Mike Lee and Chuck Grassley. She told Trump on a rally stage in October that she was registering as a Republican. Controversial views on Russia, Syria Gabbard was one of the first to enter the crowded Democratic 2020 primary and was one of the last three remaining candidates. One of her rivals in that race, Democratic Sen. Elizabeth Warren, announced she would oppose Trump's choice of Gabbard, alleging she had suggested NATO had provoked Russian President Vladimir Putin to invade Ukraine. "Do you really want her to have all the secrets of the United States and our defense intelligence agencies when she has so clearly has been in Putin's pocket? That just has to be a hard no," Warren said on MSNBC's "Morning Joe" in November. However, Republican Sen. Eric Schmitt of Missouri defended Gabbard in November on NBC's "Meet The Press," taking aim at accusations that Gabbard was a "Russian asset." "It's a slur, quite frankly. You know, there's no evidence that she is an asset of another country. She served this country honorably," Schmitt said. Democratic Sen. Tammy Duckworth of Illinois, who entered the Senate as the first female combat veteran while Gabbard was doing the same in the House, has opposed her pick for DNI, alleging she's been compromised. "The U.S. intelligence community has identified her as having troubling relationships with America's foes. And so my worry is that she couldn't pass a background check," Duckworth said on CNN's "State of the Union" in November. Mullin struck back at Duckworth's comments, saying "That's the most dangerous thing she could say -- is that a United States lieutenant colonel in the United States is compromised and is an asset of Russia." "If she was compromised, if she wasn't able to pass a background check, if she wasn't able to do her job, she still wouldn't be in the Army," he said. Now, with the rebel takeover of Syria and the fall of Assad, Gabbard is drawing renewed attention to her controversial visit to Syria in 2017 -- what she called a fact-finding mission -- and sympathy she expressed after meeting with the Syrian dictator, saying the U.S. should stop aiding the "terrorists" trying to overthrow him. Gabbard noted in 2019 that a CIA program "was directly and indirectly helping to equip and train and provide support to different armed groups, including those who are allied with and affiliated with al-Qaeda, to overthrow the Syrian government." The "Stop Arming Terrorist Act" she worked on with Paul in the Senate said the U.S. should stop aiding the "terrorists" trying to overthrow Assad. Assad has been accused of war crimes against his own people during the Syrian civil war, in which hundreds of thousands have been killed. A few months after meeting with Assad, Gabbard said she was skeptical he had used chemical weapons against his own people, despite evidence from the U.S. government that he had, to argue against military intervention during Trump's first administration. Gabbard warned in June of 2019 that she was concerned that the toppling of Assad's regime could lead to terrorist groups like ISIS and al-Qaeda to step in to fill the void and "completely massacre all religious minorities there in Syria." In a 2019 interview on ABC's "The View" while running for president, she called Assad a "brutal dictator," but said the U.S. regime-change strategy had not improved the lives of the Syrian people.VALPARAISO, Ind. (AP) — Valparaiso hired longtime Marietta coach Andy Waddle as its new football coach, athletic director Laurel Hosmer announced Monday. Waddle is scheduled to be formally introduced on campus Wednesday. He spent the last 12 seasons turning around the Division III program located in Southeastern Ohio. There, he went 55-61 after inheriting a winless team. He led the Pioneers to their first 8-0 start last season and matched the 1920 squad's school record with a 13-game winning streak that started in 2023. In 2024, Marietta made its first postseason appearance since 1973. Waddle went 16-5 over the past two seasons and produced seven winning records over the last eight seasons. The Pioneers had only two winning seasons in the previous 20 years. “I think there is a great group of young men on the (Valparaiso) roster, and we’re excited to invest in those student-athletes and continue to add more high-quality people and football players to the program,” Waddle said of the program located in Indiana's northwest corner. “I think Valpo is not only an outstanding fit for me professionally, but also an outstanding fit for me and my family.” Waddle spent eight seasons working with the defense as an assistant for his alma mater, Wittenberg, where he was an all-conference defensive back. He also has coached at Mansfield University in Pennsylvania and at Maryville College in Tennessee. “His experience building success and winning culture as a head coach, passion for developing student-athletes on and off the field and high character made it clear he was the right leader for our football program,” Hosmer said in a statement. The move comes two weeks after Hosmer announced the school would not give Landon Fox a contract extension after his deal expired. Fox was 21-42 in six seasons at Valparaiso. Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football