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NoneJonah Goldberg Among elites across the ideological spectrum, there's one point of unifying agreement: Americans are bitterly divided. What if that's wrong? What if elites are the ones who are bitterly divided while most Americans are fairly unified? History rarely lines up perfectly with the calendar (the "sixties" didn't really start until the decade was almost over). But politically, the 21st century neatly began in 2000, when the election ended in a tie and the color coding of electoral maps became enshrined as a kind of permanent tribal color war of "red vs. blue." Elite understanding of politics has been stuck in this framework ever since. Politicians and voters have leaned into this alleged political reality, making it seem all the more real in the process. I loathe the phrase "perception is reality," but in politics it has the reifying power of self-fulfilling prophecy. Like rival noble families in medieval Europe, elites have been vying for power and dominance on the arrogant assumption that their subjects share their concern for who rules rather than what the rulers can deliver. Political cartoonists from across country draw up something special for the holiday In 2018, the group More in Common published a massive report on the "hidden tribes" of American politics. The wealthiest and whitest groups were "devoted conservatives" (6%) and "progressive activists" (8%). These tribes dominate the media, the parties and higher education, and they dictate the competing narratives of red vs. blue, particularly on cable news and social media. Meanwhile, the overwhelming majority of Americans resided in, or were adjacent to, the "exhausted majority." These people, however, "have no narrative," as David Brooks wrote at the time. "They have no coherent philosophic worldview to organize their thinking and compel action." Lacking a narrative might seem like a very postmodern problem, but in a postmodern elite culture, postmodern problems are real problems. It's worth noting that red vs. blue America didn't emerge ex nihilo. The 1990s were a time when the economy and government seemed to be working, at home and abroad. As a result, elites leaned into the narcissism of small differences to gain political and cultural advantage. They remain obsessed with competing, often apocalyptic, narratives. That leaves out most Americans. The gladiatorial combatants of cable news, editorial pages and academia, and their superfan spectators, can afford these fights. Members of the exhausted majority are more interested in mere competence. I think that's the hidden unity elites are missing. This is why we keep throwing incumbent parties out of power: They get elected promising competence but get derailed -- or seduced -- by fan service to, or trolling of, the elites who dominate the national conversation. There's a difference between competence and expertise. One of the most profound political changes in recent years has been the separation of notions of credentialed expertise from real-world competence. This isn't a new theme in American life, but the pandemic and the lurch toward identity politics amplified distrust of experts in unprecedented ways. This is a particular problem for the left because it is far more invested in credentialism than the right. Indeed, some progressives are suddenly realizing they invested too much in the authority of experts and too little in the ability of experts to provide what people want from government, such as affordable housing, decent education and low crime. The New York Times' Ezra Klein says he's tired of defending the authority of government institutions. Rather, "I want them to work." One of the reasons progressives find Trump so offensive is his absolute inability to speak the language of expertise -- which is full of coded elite shibboleths. But Trump veritably shouts the language of competence. I don't mean he is actually competent at governing. But he is effectively blunt about calling leaders, experts and elites -- of both parties -- stupid, ineffective, weak and incompetent. He lost in 2020 because voters didn't believe he was actually good at governing. He won in 2024 because the exhausted majority concluded the Biden administration was bad at it. Nostalgia for the low-inflation pre-pandemic economy was enough to convince voters that Trumpian drama is the tolerable price to pay for a good economy. About 3 out of 4 Americans who experienced "severe hardship" because of inflation voted for Trump. The genius of Trump's most effective ad -- "Kamala is for they/them, President Trump is for you" -- was that it was simultaneously culture-war red meat and an argument that Harris was more concerned about boutique elite concerns than everyday ones. If Trump can actually deliver competent government, he could make the Republican Party the majority party for a generation. For myriad reasons, that's an if so big it's visible from space. But the opportunity is there -- and has been there all along. Goldberg is editor-in-chief of The Dispatch: thedispatch.com . Get opinion pieces, letters and editorials sent directly to your inbox weekly!Marin Ranks Among The Top 6% Of Companies In The Leisure Industry In Ecovadis ESG Ratings And Achieves Silver Award

Their ages vary. But a conspicuous handful of filmmaking lions in winter, or let’s say late autumn, have given us new reasons to be grateful for their work over the decades — even for the work that didn’t quite work. Which, yes, sounds like ingratitude. But do we even want more conventional or better-behaved work from talents such as Francis Ford Coppola? Even if we’re talking about “Megalopolis” ? If Clint Eastwood’s “Juror #2” gave audiences a less morally complicated courtroom drama, would that have mattered, given Warner Bros.’ butt-headed decision to plop it in less than three dozen movie theaters in the U.S.? Coppola is 85. Eastwood is 94. Paul Schrader, whose latest film “Oh, Canada” arrives this week and is well worth seeking out, is a mere 78. Based on the 2021 Russell Banks novel “Foregone,” “Oh, Canada” is the story of a documentary filmmaker, played by Richard Gere, being interviewed near the end of his cancer-shrouded final days. In the Montreal home he shares with his wife and creative partner, played by Uma Thurman, he consents to the interview by two former students of his. Gere’s character, Leonard Fife, has no little contempt for these two, whom he calls “Mr. and Mrs. Ken Burns of Canada” with subtle disdain. As we learn over the artful dodges and layers of past and present, events imagined and/or real, Fife treats the interview as a final confession from a guarded and deceptive soul. He’s also a hero to everyone in the room, famous for his anti-Vietnam war political activism, and for the Frederick Wiseman-like inflection of his own films’ interview techniques. The real-life filmmaker name-checked in “Oh, Canada” is documentarian Errol Morris, whose straight-to-the-lens framing of interview subjects was made possible by his Interrotron device. In Schrader’s adaptation, Fife doesn’t want the nominal director (Michael Imperioli, a nicely finessed embodiment of a second-rate talent with first-rate airs) in his eyeline. Rather, as he struggles with hazy, self-incriminating memories of affairs, marriages, one-offs with a friend’s wife and a tense, brief reunion with the son he never knew, Fife wants only his wife, Emma — his former Goddard College student — in this metaphoric confessional. Schrader and his editor Benjamin Rodriguez Jr. treat the memories as on-screen flashbacks spanning from 1968 to 2023. At times, Gere and Thurman appear as their decades-young selves, without any attempt to de-age them, digitally or otherwise. (Thank god, I kind of hate that stuff in any circumstance.) In other sequences from Fife’s past, Jacob Elordi portrays Fife, with sly and convincing behavioral details linking his performance to Gere’s persona. We hear frequent voiceovers spoken by Gere about having ruined his life by age 24, at least spiritually or morally. Banks’ novel is no less devoted to a dying man’s addled but ardent attempt to come clean and own up to what has terrified him the most in the mess and joy of living: Honesty. Love. Commitment. There are elements of “Oh, Canada” that soften Banks’ conception of Fife, from the parentage of Fife’s abandoned son to the specific qualities of Gere’s performance. It has been 44 years since Gere teamed with Schrader on “American Gigolo,” a movie made by a very different filmmaker with very different preoccupations of hetero male hollowness. It’s also clearly the same director at work, I think. And Gere remains a unique camera object, with a stunning mastery of filling a close-up with an unblinking stillness conveying feelings easier left behind. The musical score is pretty watery, and with Schrader you always get a few lines of tortured rhetoric interrupting the good stuff. In the end, “Oh, Canada” has an extraordinarily simple idea at its core: That of a man with a movie camera, most of his life, now on the other side of the lens. Not easy. “I can’t tell the truth unless that camera’s on!” he barks at one point. I don’t think the line from the novel made it into Schrader’s script, but it too sums up this lion-in-winter feeling of truth without triumphal Hollywood catharsis. The interview, Banks wrote, is one’s man’s “last chance to stop lying.” It’s also a “final prayer,” dramatized by the Calvinist-to-the-bone filmmaker who made sure to include that phrase in his latest devotion to final prayers and missions of redemption. “Oh, Canada” — 3 stars (out of 4) No MPA rating (some language and sexual material) Running time: 1:34 How to watch: Opens in theaters Dec. 13, running 1in Chicago Dec. 13-19 at the Gene Siskel Film Center, 164 N. State St.; siskelfilmcenter.org Michael Phillips is a Tribune critic.FRISCO, Texas (AP) — A rare win as a double-digit underdog came just in time to let the Dallas Cowboys believe their playoff hopes aren't completely gone in 2024. Cooper Rush probably will need three more victories in a row filling in for the injured Dak Prescott for any postseason talk to be realistic. The thing is, the Cowboys (4-7) could be favored in two of those games, and already are by four points as an annual Thanksgiving Day host against the New York Giants (2-9) on Thursday, according to BetMGM. Not to mention the losing record at the moment for each of the next four opponents for the defending NFC East champions, playoff qualifiers each of the past three seasons. The Cowboys have a chance to make something of the improbable and chaotic 34-26 win at Washington that ended a five-game losing streak. “Behind the eight ball,” Micah Parsons said, the star pass rusher acknowledging the reality that Dallas hadn't done much yet. “Let’s see how we can handle adversity and see if we can make a playoff run. But we got a long way to go.” It was a start, though, powered in part by the best 55 minutes from the Dallas defense since the opener, when the Cowboys dismantled Cleveland and looked the part of a Super Bowl contender. The last five minutes for the Dallas defense against the Commanders looked a lot like most of the nine games after that 33-17 victory over the Browns. Which is to say not very good. Jayden Daniels easily drove Washington 69 yards to a touchdown before throwing an 86-yard scoring pass in the final seconds to Terry McLaurin, who weaved through five defenders when a tackle might have ended the game. The Cowboys kept a 27-26 lead thanks to Austin Seibert's second missed extra point, and withstood another blunder when Juanyeh Thomas returned an onside kick recovery for a TD rather than slide and leave one kneel-down from Rush to end the game. Dallas will have to remember it did hold a dynamic rookie quarterback's offense to 251 yards before the madness of the ending in the Cowboys' biggest upset victory since 2010 at the New York Giants. That one was too late to save the season. This one might not be. “We needed it,” embattled coach Mike McCarthy said. “It’s been frustrating, no doubt. We’ve acknowledged that. We’ve got another one right around the corner here, so we have to get some wins and get some momentum.” Rush ended a personal three-game losing streak with his best showing since the previous time he won as the replacement for Prescott, who is out for the season after surgery for a torn hamstring. The 117.6 passer rating was Rush's best as a starter, and the NFL's second-worst rushing attack played a solid complementary role with Rico Dowdle gaining 86 yards on 19 carries. KaVontae Turpin's electrifying 99-yard kickoff return did more than lift the Cowboys when it appeared an 11-point lead might get away in the final five minutes. It eased the worst day of special teams for Dallas since John Fassel took over that phase four years ago. Suddenly struggling kicker Brandon Aubrey had one field-goal attempt blocked and missed another. Bryan Anger had a punt blocked. For the second time in five games, Aubrey's attempt to bounce a kickoff in front of the return man backfired. The ball bounced outside the landing zone, putting the Commanders at the 40-yard line to start the second half and setting up the drive to the game's first touchdown. CB Josh Butler, whose NFL debut earlier this season came five years after the end of his college career, had 12 tackles, a sack and three pass breakups. The pass breakups were the most by an undrafted Dallas player since 1994. Rookie LT Tyler Guyton, who has had an up-and-down season with injuries and performance issues, was benched immediately after getting called for a false start in the fourth quarter. His replacement, Asim Richards, could be sidelined with a high ankle sprain that executive vice president of personnel Stephen Jones revealed on his radio show Monday. Veteran Chuma Edoga, who was the projected starter at Guyton's position before a preseason toe injury, was active but didn't play against the Commanders. He's awaiting his season debut. The status of perennial All-Pro RG Zack Martin (ankle/shoulder) and LG Tyler Smith (ankle/knee) will be a question on the short week after both sat against Washington. Stephen Jones indicated Smith could be available and said the same of WR Brandin Cooks, who hasn't played since Week 4 because of a knee issue. TE Jake Ferguson may miss at least a second week with a concussion. The short week might make it tough for CB Trevon Diggs (groin/knee) to return. 75% — Rush's completion rate, his best with at least 10 passes. He was 24 of 32 for 247 yards with two touchdowns and no interceptions. His other game with multiple TDs and no picks was a 25-10 victory over Washington two years ago, when he went 4-1 with Prescott sidelined by a broken thumb. There's some extra rest after the short week, with Cincinnati making a “Monday Night Football” visit on Dec. 9. The next road game is at Carolina on Dec. 15. AP NFL: https://apnews.com/hub/nfl

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Indiana aims to run its winning streak to five games Friday night when Nebraska welcomes the Hoosiers to Lincoln, Neb. Indiana (8-2, 1-0 Big Ten) has lost the past three meetings with Nebraska after winning seven straight. The Hoosiers are led by center Oumar Ballo, a transfer from Arizona who averages 13.2 points and 9.1 rebounds per game, and forward Malik Reneau (team-best 15.5 points and 6.4 rebounds). Reneau, according to Indiana, is one of five major-conference players to average at least 10 points per game with a field goal percentage of at least 60 and 80 percent from the free-throw line. Off Indiana's 82-67 home win over Minnesota on Monday, head coach Mike Woodson said there are things to work on going forward. "When you get a team down 15, 20 points, you got to remember how you got them down and continue to do the same things that got you the lead," said Woodson, "and I don't think we did that coming down the stretch." Nebraska's best win this season was over then-No. 14 Creighton in an in-state battle last month. But the Cornhuskers (6-2, 0-1) haven't played a very difficult schedule, and were blown out 89-52 by current No. 21 Michigan State on the road last weekend. The Spartans became the first team in 25 games to make more than 50 percent of their shots against Nebraska, so improved defense will be key for the Huskers. Nebraska was also outrebounded 48-19. "That hadn't been us all year, and that was the disappointing thing," coach Fred Hoiberg said. "The physicality of the game in this league ... we're going to see it every night. I've been pleased with how they've responded, but we'll see how they step up to the challenge Friday night." If Nebraska can turn things around on offense, it is 38-2 under Hoiberg when scoring at least 80 points, including 4-0 this season. Brice Williams is Nebraska's leading scorer at 17.5 points per game. Connor Essegian adds 13.0 ppg and shoots 42.6 percent from 3-point range. --Field Level Media

As the clock ticks toward 2025, real estate experts are predicting a rise in home sales and a stabilization of home prices across the United States in the new year, while also warning about the persistent affordability challenge. Nationally, for 2025, NAR is forecasting 4.5 million existing home sales and a median existing-home price of $410,700. However, NAR chief economist Lawrence Yun cautioned that housing affordability may still be an issue for first-time buyers. “We do have a housing crisis in affordability for renters who would like to buy a property,” he said. “Americans are still not moving, which is keeping inventory lower and prices higher.” There is still a significant disparity in net worth between homeowners and renters, with homeowners having an average net worth of $415,000 compared with just $10,000 for renters in 2024, according to the Federal Reserve’s Survey of Consumer Finances. “Both 2023 and 2024 have had historically low home sales,” Yun said. Still, he said the “worst is over” and predicted existing home sales to increase from 7 percent to 12 percent in 2025 and 10–15 percent in 2026. New-construction home sales are expected to grow by 11 percent in 2025 and 8 percent in 2026. Nationally, the median sales price is expected to rise by 2 percent. Jessica Lutz, NAR deputy chief economist and vice president of research, said high-income and high-equity homebuyers are winners in today’s market, with one in 10 purchasing a home with cash. “Many first-time buyers are using their inheritance, or others are using their savings from the ‘bank of mom and dad,’” she said. “But the prices are shutting out lots of people.” The new median age of the national first-time homebuyer has climbed to 38, and to 61 for repeat buyers. “Forty years ago, most first-time buyers were in their early 20s,” Lutz said. Fifty percent of those buyers are married, and 25 percent are single women. “We’re also seeing an all-time high of multigenerational buyers who are pooling their money to make a purchase,” she said. Danielle Hale, chief economist at Realtor.com, also forecasted a hike in home sales for next year, but possibly at a lower rate of 1.5 percent. “It could be a slow climb out of this current situation, and I believe home prices will continue to go up, but at a slower pace,” she said. “Income gains, easing mortgage rates, and new construction will help with affordability, and I do expect rents to stay flat.” Yun also predicted that the Federal Reserve will cut interest rates another four to six times in 2025, and forecasted the average mortgage interest at just above 6 percent in 2025. Jim Nabors, president of the National Association of Mortgage Bankers, agreed with Yun’s forecast. “We anticipate the Fed to drop rates another three-quarters of a quarter during 2025 if inflation stays stable,” he told The Epoch Times. “If you look at mortgage rates over the past 40 years, with the exception of the early 1980s and 2021, the average 30-year fixed-rate mortgage was between 6 percent and 8 percent.” Nabors noted that the housing market relies on more than just interest rates. “The need for housing is still increasing as 10 million millennials will be looking for homes over the next few years,” he said. “They are going to have to decide when they find a house they want—are they going to buy it now at whatever rates are available or sit on the sidelines waiting for rates to drop while house prices continue to rise?” The Hartford-East Hartford-Middletown region of Connecticut and the Boston-Cambridge-Newton areas of Massachusetts and New Hampshire were named next year’s Northeast hot spots. Jared Wilk, president of the Greater Boston Association of Realtors, told The Epoch Times that home prices remain high in Boston and its immediate suburbs, with a median single-family home price of $865,000. “I’m optimistic about rates coming down in 2025, but fearful that affordability is going to continue to be a challenge for first-time buyers,” he said. Wilk, a principal with the Shulkin Wilk Group at Compass in Wellesley, Massachusetts, noted that despite higher home prices, the region continues to be a major attraction because of its hospitals, universities, and technology companies. “There’s a furious demand for homes here, and as a result, we don’t see the prices easing very much,” he said. While new construction is more prevalent in the Boston suburbs, home prices still remain on the high end. Many of Wilk’s clients are people moving within the region—some desiring a closer location to Boston for employment with others seeking the outskirts of the suburbs for more affordable options. “We’re definitely seeing people pushing further north, west, and south of the city to places like Brookline, Newton, Concord, and Lexington,” he noted. “And most of these towns have their own character and a commuter rail line.” Sheryl Bowden, president of the Phoenix Association of Realtors, told The Epoch Times that she wasn’t surprised to see that the Phoenix-Mesa-Chandler region of Arizona also made NAR’s list of Top 10 2025 markets. Plus, the area is more affordable than many Northeast locations, with a median single-family home price of $475,000. “We’re in the Sun Belt, and people like to come here for change of scenery—either to buy second homes or to relocate,” she said. “We do have hot summers, but we never have hurricanes, tornadoes, or nasty winter weather.” Bowden said inventory is beginning to pick up and that she expects more potential buyers to hit the market in January. “We also have major employers like Google and Amazon, along with some great universities, medical schools, and sports teams—all of which are attracting people to the area,” Bowden said. Many of her buyers are former Californians seeking more affordable housing options and often paying cash for homes. She also works with retirees moving from other parts of the country. A 40-year real estate veteran, Bowden works with Realty Executives in Phoenix, but also serves the nearby communities of Scottsdale, Mesa, Tempe, and Chandler. “We do see a lot of new construction in our area, but they’re not building it as fast as we’d like,” she said. “I think builders are becoming a bit more conservative now, constructing just a few homes to start before putting too much inventory out there.” While prices are lower here than in much of the United States, Bowden said it’s still a struggle for first-time buyers. “I have a son who’s 28 and a daughter who’s 25, and all of their friends want to buy homes but can’t afford it yet,” Bowden said. “A lot of young people are living at home with their parents to try to save up for a down payment. Typically, your total household income should be at around $100,000 to be able to buy a home, but the majority of young people are not making that much.” In nearby Scottsdale, the median price for a single-family home jumps to $1.1 million. Other regions in NAR’s Top 10 2025 hot market list include Charlotte-Concord-Gastonia, North and South Carolina; Greenville-Anderson, South Carolina; Grand Rapids-Kentwood, Michigan; Indianapolis-Carmel-Anderson, Indiana; Kansas City, Missouri; Kansas City, Kansas; Knoxville, Tennessee; and San Antonio-New Braunfels, Texas.

iTrustCapital is a popular Crypto IRA (Individual Retirement Arrangements) retirement platform that offers users a simplistic way to build up retirement funds. The company provides 24.7 access to these markets alongside low fees and an intuitive interface. These factors have helped iTrustCapital gain a reputation as a premier crypto IRA provider. As such, there's a strong demand for the company's shares. iTrustCapital offers a full suite of services to its users. Currently, the company has +10B in transactions completed across +200k accounts. Analysts predict this growth will continue as demand for crypto retirement services soar. Notably, Crypto IRAs are one of the best ways for traders to gain exposure to the crypto market and build up their reserves securely. Notably, iTrustCapital hasn’t made a statement regarding going public yet. Considering the company's dominant position in the crypto IRA sector, any announcement signaling plans to go public could cause pre-IPO shares to skyrocket. Here's how you can get your hands on some pre-IPO iTrustCapital shares. What is iTrustCapital? iTrustCapital entered the market in 2018 as one of the first crypto IRA platforms. It was founded in Irvine by Blake Skadron, Morgan Steckler, and Todd Southwick to streamline crypto investing for those seeking to integrate digital assets into their retirement strategy. iTrustCapital is an App-based protocol that features free download and installation. Impressively, the entire sign-up process only takes a few minutes. This easy onboarding helped iTrustCapital secure the majority of the IRA crypto market. Additionally, the company has excellent customer service, which is rare in the crypto market. Source – iTrustCapital Several features make iTrustCapital stand out. For one, the Conditional Transaction feature automates your trading and retirement fund additions. Users can select market parameters to execute trades upon their completion. This approach streamlines the investment process and ensures you don’t miss any opportunities. Also, it frees up your time to conduct other activities as the trades are automated. Another unique feature of iTrustCapital is the ability to roll over your existing retirement plans into the network option. This option is helpful because it allows you to take past 401ks and other investments and roll them into one easy-to-manage service. Additionally, the company offers tax-free and tax-deferred trading options based on the account you set up, providing users with additional incentives to grow their retirement funds. Lastly, iTrustCapital doesn’t have a lot of competitors. Its unique offerings make it stand out against exchanges and other protocols that don’t offer similar services like automated trading and the ability to trade and save precious metals alongside cryptocurrencies. Additionally, it doesn’t directly custody your assets. Instead, it relies on third parties like Coinbase to reduce the chance of a rug pull or other harmful actions. Summary of iTrustCapital Funding: Funding Rounds Breakdown: Key Investors: iTrustCapital has one primary investor: Left Lane. Funding data sourced from Tracxn Why Invest in iTrustCapital? There are several reasons why iTrustCapital may be a great addition to your portfolio. For one, it's the top-performing crypto IRA platform globally. Additionally, it is fully regulated and works with some of the biggest names in the industry. For example, Coinbase custody holds its assets by providing a regulated, state-chartered trust. The platform's flexibility is another reason why analysts predict that it has a bright future. Users can build up their crypto and precious metal holdings. Trade silver, gold, and other real-world assets alongside popular cryptocurrencies like Bitcoin and Ethereum. The protocol supports 28 cryptos in total and has no monthly fees. Notably, Enabling users to transfer their old retirement funds to iTrustCapital's platform streamlines the entire process by eliminating technical barriers. Additionally, users can automate adding funds to their retirement. Best of all, the company has a 1% fee on transactions. Together, these options make building up a nest egg easier than ever. There are tax benefits that IRA investors enjoy that extend to iTrustCapital offerings. These savings alongside the company's open and transparent business model alongside multiple accolades, helped to build consumer confidence. Specifically, iTrustCapital received the Best Cryptocurrency Website from the 2024 Web Awards. IT also won the Best IRA Platforms 2022 Fintech award and secured the #1 Crypto IRA platform in the 2021 IMA Impact Awards. Each of these awards has helped build value in the company's pre-IPO shares. How to Buy iTrustCapital Pre-IPO Shares Hopes are high that iTrustCapital will announce an IPO date in the coming months. As such, iTrustCapital remains a privately held company, meaning that you will need to utilize a specialized approach to get access to shares. Here is what you need to consider. 1. Pre-IPO Secondary Marketplace Secondary markets are purpose-built exchanges that connect pre-IPO shareholders with potential investors. These marketplaces can offer these assets because they work closely with employees, early-stage investors, and venture capitalists, which are crucial to the company's pre-IPO growth. Investing in pre-IPO shares for iTrustCapital could open the door for additional ROIs if the company's valuation is less than when its IPO launches. It's common for company valuations to increase following an IPO. As such, it makes sense to add pre-IPO shares to your portfolio before the firm announces plans to go public. Secondary marketplaces have many requirements. Here are some concerns you should be made aware of: Eligibility: Notably, this approach requires you to be an accredited investor, meaning you will have to show at least $1M in liquid assets to qualify. Liquidity: Pre-IPO shares can't be traded like regular shares. They often include some lockup restrictions that prevent you from trading them before the IPO. Some firms have permanent “no sell” clauses that prevent any transfer of the shares following your investment. Linqto is a reputable investment platform that connects accredited investors with pre-IPO shareholders in a secure manner. The network streamlines pre-IPO investing via an easy-to-navigate interface that provides access to all relevant data at a glance. Accredited investors seeking pre-IPO shares in iTrustCapital should consider Linqto. Visit Linqto → 2. Private Equity Firms Private equity firms gain access to pre-IPO shares during investment rounds. They then offer these shares to high-net-worth accredited investors with a commission. Notably, private equity firms are known to have extra stipulations, including blocking the sale of shares for years in some cases. 3. Employee Equity Sales Many consider employee equity sales as the best way to acquire pre-IPO shares in iTrustCapital. This method of acquiring pre-IPO shares requires you to connect with former employees. It's common for companies to issue shares as part of an incentive package. Notably, this profit-sharing method has become more popular, leading to more pre-IPO share opportunities for investors. Private Transactions : there are a lot of hoops you will need to jump through to complete a private pre-IPO transaction, including creating specific legal agreements, conducting valuations, and setting in place any limitations on the transfer of the asset. Brokerage : Brokers will take a lot of the confusion out of the pre-IPO process. These professionals can guide you through each step, ensuring full compliance and avoiding common errors untrained professionals make. There are several risks that you should consider before jumping into the pre-IPO shares investment arena. Here are the top concerns: Liquidity Risk If you are looking for an asset that you can sell right away, pre-IPO shares are not the best option. These investments can include sales and transfer clauses that prevent the transfer of the asset until certain criteria, such as the IPO's completion. It's even common for pre-IPO shares to require you to wait years before gaining the ability to sell your assets. Regulatory Risk The blockchain market has seen considerable scrutiny from regulators and lawmakers. While the technology is far better understood than in its early days, there are still many lawmakers who see it as a threat to the traditional financial system. As such, you need to always consider how new regulations could affect the value of your pre-IPO shares. Market Risk Purchasing pre-IPO shares in iTrustCapital means that you stand behind the project and its team. The company has secured a reputation for excellence and has previously expressed a desire to go public. However, no concrete data has been provided yet. As such, it's vital to understand that the blockchain market is an active space that experiences strong fluctuations that could result in a different share value between now and any future IPO launch. Valuation of iTrustCapital and Future IPO iTrustCapital has Unicorn status with its latest $1.3B valuation. It achieved this monumental milestone by offering users an easy and transparent way to enhance their retirement strategies. The company has seen great success since its launch and has never been hacked to date. The company's unique selection of retirement funding options combines traditional assets with digital ones in a streamlined manner that helps anyone build up a substantial retirement fund. Users can easily transfer assets in and out of their IRA using the intuitive app interface that was designed from day one to support new users. Analysts speculate that if iTrustCapital were to announce plans to go public it would be met with a strong investor response due to its positioning and features. The crypto retirement sector is on the rise and digital assets like Bitcoin are at all-time highs currently. Notably, the platform supports +20 cryptocurrencies at this time and has plans to expand to other digital assets in the coming weeks which could open the door for more investors to participate in its offerings. All of these factors have worked in the firm's favor to drive demand for an easy-to-navigate mobile app solution. If iTrustCapital does go public, it could prove to be a major event. The company's products are in high demand and its services have been proven secure and reliable. As the firm expands its strategic partnerships and features, it will certainly drive investor demand for pre-PO shares further. Conclusion Investing in pre-IPO shares of iTrustCapital could open the door for future returns. The company offers pioneering features and works with industry leaders and government officials to provide regulated IRA services and more. Analysts predict that the company will see continued adoption alongside the general growth of the crypto market. It's recommended that you do your own research before investing in any pre-IPO shares. These assets require you to fully review the history and financials of the company to ensure that you are making the right decision. You should also consult a financial expert to ensure you remain within your risk appetite. If you complete these tasks and find that iTrustCapital meets your requirements, there's lots of room for growth. Learn about Other Pre-IPO Opportunities Now Disclaimer: This article is for informational purposes only and does not constitute financial, legal, or investment advice. Pre-IPO shares are typically available only to accredited investors and carry significant risk. Always perform thorough due diligence and consult a financial advisor or legal expert before making investment decisions.None

REGINA — The Saskatchewan legislature resumed Monday, with Premier Scott Moe’s government promising to do better on everything from health care to education -- and on civility in the house. The two-week sitting began with the election of a new Speaker – Melfort member Todd Goudy – and a throne speech outlining the priorities and goals of Moe’s governing Saskatchewan Party. Prior to the throne speech, Moe told reporters his caucus will no longer send the Speaker harassing text messages and are to follow the Speaker’s orders. “It's incumbent on me to ensure that I'm having the conversations with the team that I serve alongside,” Moe said when asked about texting issues. “We will be critical of policy at times, also complimentary of policy at times, but always be respectful of all the members in that assembly. “(The Speaker) is the arbitrator in the room, and as I would say, the most honourable position of all.” The last Speaker, Randy Weekes, accused members of Moe’s Saskatchewan Party caucus of intimidation and harassment through text messages. Weekes did not run in the last election. Goudy told the assembly he will put aside political biases in his new role and allow members to express opinions while preserving decorum. He said he hopes members will treat one another with respect. Moe said his caucus will lead by example. "With respect to what a new beginning looks like ... you're just going to have to watch us," he said. "The tone is going to be a respectful one, and the effort that we are going to bring forward is to really quantify and clarify what a brighter future in Saskatchewan looks like.” The start of the legislative session comes a month after the Oct. 28 election, which delivered Moe's party a slimmer majority with 34 seats in the 61-seat legislature. Carla Beck's NDP is to form the Opposition with 27 seats. The government's first piece of legislation is to be the Saskatchewan Affordability Act. The bill is to enact the Saskatchewan Party's election campaign commitments to address affordability issues, including personal tax relief to save a family of four more than $3,400 over four years. The province also plans to continue not charging the federal carbon levy on home heating, introduce a home renovation tax credit and increase benefits for those with disabilities and families with kids in sports and arts. On health care, Moe said he's promising to hire more family doctors and shorten surgical wait times by making sure 450,000 surgeries are performed over four years. He also said the province wants to open additional urgent care centres in Regina and Saskatoon, along with others in smaller cities. In education, the speech promises to expand a pilot program that would see 200 additional schools in Saskatchewan receive specialized support to deal with students with higher needs. The government also promises more funding to help children from kindergarten to Grade 3 improve reading skills. "A child's ability to read at a level by Grade 3 is the single greatest predictor of future academic success," Moe said. The government has already changed course on one election announcement. On the campaign trail, Moe announced that the first order of business of his government would be a policy that would ban “biological boys” from using school changing rooms with “biological girls.” After the election, Moe said that policy was no longer his first order of business and that he misspoke when announcing it. On Monday, he said Monday school boards are being consulted on a change room policy that would support all students. Beck has said the ban would put vulnerable kids at even greater risk. The NDP also plans to push the government to pause the 15-cent-a-litre gasoline tax. Beck has said her party is to introduce an emergency motion Tuesday that would call for a suspension of the gas tax by Wednesday. This report by The Canadian Press was first published Nov. 25, 2024. Jeremy Simes, The Canadian PressNone

Real Madrid's big stars turned on the style to revive the Spanish giant's faltering Champions League title defense on Tuesday. Galacticos Kylian Mbappe, Vinicius Junior and Jude Bellingham all scored in a thrilling 3-2 win at Italian league leader Atalanta. But Madrid still had to ride its luck as Mateo Retegui fired over from in front of goal in stoppage time when handed a golden chance to level the game. It was only Madrid's third win in the competition's revamped league phase and leaves the 15-time champion in the unseeded playoff positions in 18th place. Mbappe was substituted off before halftime with an apparent physical issue. Six-time champion Liverpool leads the way after maintaining its perfect record in Europe this season with a 1-0 win against Girona. Like Madrid, Paris Saint-Germain also picked up a much-needed win, beating Salzburg 3-0 to sit in the last playoff spot in 24th place. Bayer Leverkusen is second after a 1-0 win over Inter Milan, while Aston Villa beat Leipzig 3-2 and is third. Brest is one of this season's surprise packages on its Champions League debut and is fifth after beating PSV Eindhoven 1-0. Mohamed Salah’s 50th Champions League goal maintained Liverpool’s perfect record in the competition this season. The Egypt forward struck a 63rd minute penalty to seal the win in Spain that kept Liverpool atop the 36-team league. But even after a sixth straight win for the Merseyside club, head coach Arne Slot was critical of his players in a game that saw goalkeeper Alisson pull off several saves to keep Girona out. “If you ask me about all the six games, I’m really pleased with all the results, I am really pleased with the five (other) games with the way we played. I’m far from pleased about the performance tonight,” he said. Salah’s goal was his 16th in 22 appearances overall this season. Girona was 30th with just one win from six games. “I almost feel sorry for them because they deserved so much more in this Champions League campaign than the three points they have until now. But we have an incredible goalkeeper,” Slot said. Even after Slot’s criticism, Liverpool continued its outstanding start to the campaign, which also led it the top of the Premier League. Former Manchester United midfielder Donny van de Beek handed Salah the chance to fire the visitors ahead with a clumsy tackle from behind on Luis Diaz in the box. Salah stepped up to convert the penalty and Girona goalkeeper Paulo Gazzaniga went the wrong way. Liverpool’s two remaining games are against Lille at home and PSV Eindhoven away in January. U.S. international Christian Pulisic is the only player to have scored against Liverpool in this season’s Champions League in a 3-1 loss for Milan in September. Bayern Munich routed Shakhtar Donetsk 5-1 to move into the automatic qualifying positions for the round of 16. Michael Olise scored twice as Bayern came back from going 1-0 down inside five minutes to a goal from Brazilian winger Kevin. Sporting Lisbon couldn’t build on taking a third-minute lead at Club Brugge — losing 2-1 in Belgium. Dinamo Zagreb drew 0-0 with Celtic and both teams remain in the playoff positions. James Robson is at https://twitter.com/jamesalanrobson AP soccer: https://apnews.com/hub/soccer

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