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fortune gems 3 jili download free The price of gold rose dramatically in 2024, eventually reaching $2,790 per ounce in October before moderating slightly. This consistent uptick in price has sparked new interest in gold investing, with some people considering the addition of gold jewelry to their investment mix. But turning gold jewelry into a smart investment isn't as simple as it might seem. Below, industry experts discuss what makes jewelry different from other gold investments, and add insight into whether it can be a worthwhile portfolio addition. Find out more about the benefits of gold investing . Is gold jewelry considered an investment? Experts weigh in Many serious investors prefer gold bars and coins. But gold jewelry may offer unique potential — provided that you have careful buying strategies and realistic expectations. "Gold [jewelry] can be a great investment if you buy it for the right price," says Matt Harris, a consignment jewelry and gem expert at Curated Fine Jewelry. He recommends looking for plain gold pieces such as chains, rings and bracelets through consignment shops, private marketplaces and pawn shops. You may find prices just slightly above gold's spot price. Unlike standard gold bars and coins , jewelry offers potential value beyond its metal content. "The design, craftsmanship quality and brand name can influence the value of gold jewelry," says Ashleigh Trent, personal lines director and co-founder of Tower Street Insurance. Well-made pieces from respected designers may appreciate even if gold prices stay flat. Add gold to your investment portfolio today . It's common for retail stores to mark up gold pieces by 100% over wholesale costs, according to Harris. This means gold would have to double in value just for you to break even. And the challenges continue when selling. For example, the "we buy gold" shops usually buy gold jewelry for 30% to 50% below its spot value. They offer considerably less because they need to refine the piece, and of course, profit. These markups and resale difficulties make gold jewelry a complicated investment choice. What to look for in gold jewelry as an investment How can you tell whether a piece of gold jewelry holds investment value? Trent and Ruhee Rathod, director of finance and operations at Bario Neal, break down five characteristics to look for: Higher purity levels: Look for 18K gold (75% pure) or higher. The purer the gold content , marked by higher karat numbers, the more valuable the piece. Avoid gold-plated (GP) or gold-filled (GF) items. Classic designs and brand reputation: Choose timeless styles over trendy pieces. Traditional designs from prestigious brands hold value over time. Proper documentation: Seek certificates proving the gold's purity and the piece's authenticity, especially for designer jewelry. Solid construction: Heavier, denser pieces contain more gold by weight. Since gold is usually valued by the gram, substantial pieces often make better investments than delicate ones. Clear origins: Traceable jewelry with documented sources tend to command higher prices. Other smart ways to invest in gold Besides jewelry, Bario Neal's Rathod highlights several gold investment options worth weighing: Gold IRAs: Roll over an existing 401(k) into a gold IRA to diversify your retirement savings. These accounts offer secure storage in guarded facilities and often include insurance protection. Gold ETFs and mutual funds: Buy shares in gold-focused funds for an affordable investment method without storing physical gold. These options work well when gold prices are high but you want smaller investment amounts. Physical gold: Purchase gold coins or bars through authorized dealers. This traditional approach gives you direct ownership of the metal. Physical gold is one of the best inflation hedges . The downside is you'll need to arrange secure storage. Precious metal certificates: Get certificates from trusted bullion banks representing gold ownership. You can exchange these for physical metals later, avoiding immediate storage concerns. Mining company stocks: Invest in gold mining companies for indirect exposure to gold prices. This option can offer higher returns but comes with more market risks than owning physical gold. The bottom line Gold jewelry can offer beauty and value. But before buying gold in any form, know the risks that could affect your investment. Rathod advises consulting a financial advisor first to determine whether jewelry fits your portfolio goals. While gold jewelry might not match the investment potential of bars or coins, choosing well-documented pieces from reputable sources can provide financial and personal value. Just remember to keep detailed records and focus on the long term — gold jewelry works best as a slow, steady investment you can also enjoy wearing. Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home security.The power of working together

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Billionaire investor Stanley Druckenmiller recently made a big investment in Broadcom (AVGO), increasing his stake to 239,980 shares . That stake, up 35% since September, is worth almost $56 million, one of the largest holdings in Druckenmiller’s private family fund. Now, Broadcom shares have surged almost 70% recently, so the stock is probably due for a breather. But Druckenmiller’s big bet suggests there’s plenty of upside potential left. I anticipate some consolidation into January and perhaps even February before the stock makes its next big move. That’s why the trade to make on Broadcom in the near term is a short iron condor. Let me show you. The short iron condor is a combination of a short call spread and a short put spread – a trade that sells premium on both the lower and upper bounds of price under the notion that prices remain rangebound in consolidation of strength. As a result, the position loses the value we collected for selling it, and we are able to buy it back at a cheaper cost and keep the difference as profit for holding the spreads over time. Here’s the trade structure I’m looking at: Sell to open 1 AVGO 17 Jan 260 calls Buy to open 1 AVGO 17 Jan 265 calls Buy to open 1 AVGO 17 Jan 220 puts Sell to open 1 AVGO 17 Jan 215 puts At this writing, the credit collected is $1.67 and this number represents the total profit for the position. The reason I chose these particular strikes is because of AVGO’s support and resistance levels. The relative resistance zone currently sits right around $250, and from here we should consolidate (move around within a range of price for a period of time). The relative support is near $225. This strategy provides four outcomes to exit the trade: Buy back the iron condor as its value erodes – I like to collect 50% of the original collected premium, in general. Buy back the iron condor within ten days of expiration, especially if there is no movement in price. If the prices spike above the short strikes (in this case, above $260 or below $220) for more than 3 days: exit the position, irrespective of where profits sit. Buy back the iron condor if it moves above your threshold for loss – usually between 35%-50% above the collected premium. Last Chance to Save 65% – End-of-Year Sale Ends December 31! Transform your trading strategy with Benzinga Edge. Get exclusive stock picks, daily trade setups, and real-time alerts. Last chance to save 65%— don't miss the End-of-Year Sale before it's gone! Image via Flickr © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.PETE Wicks has said it's 'not his dancing' keeping him in Strictly Come Dancing after being saved by the public. The former TOWIE star was left stunned on Sunday night as he and pro dancer Jowita were kept in the competition. Strictly fans watched as Jamie Borthwick and his partner Michelle Tsiakkas were eliminated . It came after they faced the dance-off alongside Montell Douglas and Johannes Radebe. But as fans fumed that Pete Wicks was saved, he himself has acknowledged his miraculous save. Speaking to Claudia Winkleman after hearing the news, Pete, 36, said: "There is literally only two reasons I'm still here and that is for people at home. "I've never done anything like this and I am so overwhelmed people are supporting us like genuinely, it's certainly not down to the dancing, but also Jowita. "If I had been with anyone else I wouldn't be here, they're all amazing but she's become like a best friend to me. Like I'm so pleased I get to spend another week doing this with you." Following Pete's save, fans took to social media, with one saying: "Seriously people please please stop voting for Pete enough is enough." A second wrote: "Pete Wicks seems like a nice enough chap but I can't believe people are voting for him over Montell." "I love Pete, he's a laugh and he's trying and he's what it's about. But I'm sorry what the f**k," said a third. While a fourth commented: "They will not let Pete near the dance off." Gorka Marquez joined Strictly Come Dancing as a professional dancer in 2016 when he was partnered with EastEnders actress Tameka Empson. The following year he was partnered with singer Alexandra Burke. They reached the final and finished as one of the runners-up. In 2020, he was partnered with actress Maisie Smith. Again, he made it to the final and finished as a runner-up. He failed to make it third time lucky in 2022, finishing runner-up again with Helen Skelton. Nadiya Bychkova joined the show in 2017 with EastEnders actor Davood Ghadami. The pair reached Week 11, finishing in 6th place. Her best performance to date came in 2021 when she finished fifth with Dan Walker. Neil Jones has been without a celebrity partner more times than he's had one since joining in 2016. His best finish was with ex-footballer Alex Scott in 2019, finishing in fifth. Katya Jones was another 2016 addition and made an instant impression with politician Ed Balls. Their Gangnam Style routine is still a favourite to this day. In 2017 she lifted the Glitterball with Joe McFadden. The following year she was at the heart of a show scandal after snogging her dance partner, the comedian Seann Walsh. Karen Hauer has been an ever-present since 2012. Despite her lengthy association with the show, she's never lifted the Glitterball. The closest she came was in 2020 when she finished runner-up with Jamie Laing.

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OMAHA, Neb. (AP) — Creighton point guard Steven Ashworth likely won't play Tuesday in the No. 21 Bluejays' game against San Diego State in the Players Era Festival in Las Vegas. Ashworth sprained his right ankle late in a loss to Nebraska on Friday, and coach Greg McDermott said he didn't know how long he would be out. “He stepped on a guy's foot on a 3-point shot and you're defenseless in that situation," McDermott said after the game. "He torqued it pretty good.” An athletic department spokesman said Monday that Ashworth's status was doubtful for the game against the Aztecs. Ashworth is Creighton's second-leading scorer with 16 points per game and leads the team with 6.4 assists per game. He also is 23 of 23 on free throws. Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP collegebasketball: https://apnews.com/hub/ap-top-25-college-basketball-poll and https://apnews.com/hub/college-basketballWarriors face Pelicans, out to stay perfect in NBA Cup play

Harrisburg, Pa. — Crow droppings are such a nuisance that the state detonates explosives to mitigate the problem. Beginning on Monday, Dec. 9, the Department of General Services will begin the annual State Capitol Complex crow dispersal program. The program will continue daily between 5 and 7 p.m. throughout the next few months until the crows have been effectively dispersed. The public is being made aware to prevent any unnecessary alarm when the program begins. The crow dispersal program helps reduce slipping hazards for pedestrians due to the increased amount of crow waste that can accumulate on sidewalks — especially in wet weather. The program also helps reduce the damage from crow waste to buildings in the Capitol Complex. Pennsylvania Capitol Police will use the U.S. Department of Agriculture-approved method of discharging exploding shells and whistling devices to deter crows from roosting. The use of these methods is non-lethal and not harmful to people, crows, other animals, or the environment. For more information, visit the DGS Capitol Complex Crow Dispersal Program webpage .Republicans rally around Hegseth, Trump's Pentagon pick, as Gaetz withdraws for attorney generalRays will play 13 of first 16 games at home and 47 of 59, then have 69 of last 103 on road

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