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live casino gambling Money Research Collective’s editorial team solely created this content. Opinions are their own, but compensation and in-depth research determine where and how companies may appear. Many featured companies advertise with us. How we make money . By Julia Glum MONEY RESEARCH COLLECTIVE December 6, 2024 Putting in the effort now to get your financial house in order will be worth it come January. We all know Santa’s making a list and checking it twice. But what kind of list, you ask? An end-of-year money to-do list, of course. Christmas and Hanukkah are fast approaching, and there’s less than a month until the ball drops, which means it’s prime time to conduct a financial checkup before the new year arrives. A lot of these tasks involve pre-planning to avoid playing catch-up or worrying about something you should have already done, according to Alanna Morey, a private wealth advisor with Ameriprise Financial. Your goal to shoot for, she says: “No surprises in 2025.” Putting in the effort now to get your financial house in order will be worth it later. With that in mind, here’s an end-of-year financial to-do list for 2024. Revisit your budget Jaime Eckels, a partner at Plante Moran Financial Advisors, says December is a great opportunity to look back at the previous year and determine whether you stayed on target. You should scrutinize your credit card statements and ask yourself: How did your plans work out? Were you able to follow your budget? Did you spend way more than you intended on, say, espresso martinis and the Eras Tour at the expense of your short-term savings for a new iPhone? “We always talk about budgeting and how important it is [but] it only works if you can actually check back and reflect and see how you did compared to what your goals were,” Eckels says. You can then take what you learned and apply it to your spending plan for 2025. For instance, if you weren’t able to stick to the recommended 50-30-20 breakdown in 2024, maybe you need to adjust those thresholds. If surging home and auto insurance premiums are dragging you down, maybe you need to shop around for better rates. Save for retirement Morey says to check in on your retirement savings plan next. If you have an individual retirement account , or IRA, there’s still time to max it out for 2024: The deadline for IRA contributions is April 15, 2025. You can put away as much as $7,000 ($8,000 for folks age 50 or older) in your traditional and Roth IRAs, though Morey points out that there are IRS income limits to consider. You can stash as much as $23,000 in your 401(k) for 2024 (people 50 and up can throw in an extra $7,500). These contributions generally have to be organized through work, but there’s still time to contact your company’s payroll department and ask to sneak in a bit more from your remaining paycheck(s). 401(k) contributions have to be made by Dec. 31. Meet end-of-year deadlines New Year’s Eve isn’t just for downing copious amounts of champagne and finally figuring out how in the world they’re going to make “2025” into glasses . It’s also the deadline for older Americans to make required minimum distributions, or RMDs, from their retirement accounts. (The rules on this recently changed because of the SECURE 2.0 Act, so pay close attention.) Dec. 31 is typically the last day to spend funds in your Flexible Spending Account , or FSA, too. (Some FSA plans have different deadlines.) This money is use-it-or-lose-it. Luckily, there are a ton of ways to use it: FSA-eligible items include sunscreen, vitamins, tampons, contacts, acupuncture, travel pillows and more. Review your portfolio Morey suggests speaking with your financial advisor about whether your investment portfolio still aligns with your goals. One easy place to start is by asking yourself whether you’re still comfortable with your asset allocation, which refers to how investments are divided among stocks, bonds and cash based on your risk tolerance, time horizon and goals. In general, investors can afford to take on more risk when they’re younger. The older you get, the less money you’ll probably want to have in stocks. Eckels says this time of year is also a good time to examine your brokerage accounts and see if there are any opportunities to harvest losses. Update your estate plan Death is not super-fun to think about when decking the halls and blasting *NSYNC’s Home for Christmas , but there’s no time like the present to establish what Eckels calls your crisis plan. Although you can create a basic will on your own through a service like LegalZoom, it’s probably smarter to reach out to an estate attorney. They can help you put together an airtight package of end-of-life documents , including medical and financial powers of attorney. Folks who are already ahead of the curve and have an existing estate plan aren’t off the hook. They should sit down and revisit everything, Eckels says. “Are the provisions appropriate? Are the individuals you named 10 years ago still the individuals you want to make your financial and health care decisions?” she says. “Because life changes, families change, and sometimes we just set it and forget it.” Give yourself a high-five Morey urges you not to forget the crucial step of self-congratulation. No, really: She says that amid the hustle and bustle of the holidays and working through this list of financial tasks, you should take a moment and hype yourself up for all the money goals you reached in 2024. That could be getting a raise at work, buying a house, taking a trip you’ve been saving for or paying for a flight with credit card points — whatever matters to you and will motivate you going forward. “Pat yourself on the back for the good work,” she says. “Congratulate yourself for the hard work you’ve been putting in, and then make a plan for what you want to do in the coming year.” Click below to begin applying to a Debt Relief program Recommended for debts above $20,000 Free consultation, 100% Confidential Serving customers with $15,000 of debt and more More from Money: The FSA Deadline Is Coming. Here Are 12 Last-Minute Ways to Spend Your Dollars Will 2025 Finally Be a Buyer’s Market in Housing? How Low Will Interest Rates Go? Julia Glum is Money's news editor, keeping her finger on the pulse of financial trends that affect Americans' wallets. She also writes Dollar Scholar, a weekly newsletter that teaches young adults how to navigate the messy world of money. A 2014 graduate of the University of Florida's journalism school, she previously covered breaking news, politics and education at Newsweek and International Business Times.Julia joined Money in 2018; during her time as a reporter, she wrote frequently about Amazon, passive income, stimulus checks and creative ways people make money online (think: Vine compilations, Cash App Friday and Facebook gift groups). As an editor, she oversees Money’s tax coverage, which includes extensive reporting on tax credits, year-to-year policy changes, tax refunds and the IRS’s ongoing efforts to modernize. For several years, Julia has assisted with Money’s annual Best Colleges rating and Best Places to Live rankings. Recently, she also led Money’s 50th anniversary celebrations, producing the Money Classic newsletter and rolling out Changemakers, a project profiling 50 innovators working to revolutionize personal finance.Julia has interviewed National Taxpayer Advocate Erin Collins, actor Danny Devito, Nobel Prize-winning economist Robert Shiller, rapper Killer Mike, real estate guru Ryan Serhant and many others. Her work has been cited or otherwise shared by the New York Times, Washington Post, Vox, theSkimm, Mashable, CNBC and POLITICO. She’s appeared on Good Morning America, CBS News, PIX11, WGN, the Mountain West News Bureau and more. Julia is based in New York City. You can find her at juliaglum.com .WEST PALM BEACH, Fla. (AP) — Canadian Prime Minister Justin Trudeau said Saturday he had an “excellent conversation” with Donald Trump at his Mar-a-Lago club after the president-elect's threat to impose significant tariffs on two of America’s leading trade partners raised alarms in Ottawa and Mexico City . It was unclear, as Trudeau headed back to Canada from Florida, whether the conversation had alleviated Trump’s concerns. A person familiar with the details of the leaders' hastily arranged meeting Friday night said it was a “positive wide-ranging dinner that lasted three hours.” The official, who was not authorized to discuss the matter publicly and spoke to The Associated Press on condition of anonymity, said topics included trade, border security, fentanyl, defense, Ukraine, NATO, China, the Mideast and pipelines, as well as the the Group of Seven meeting in Canada next year. The Republican president-elect has threatened to impose tariffs on products from Canada and Mexico if the countries don’t stop what he called the flow of drugs and migrants across their borders. He said he would impose a 25% tax on all products entering the U.S. from Canada and Mexico as one of his first executive orders when he takes office in January. As he was leaving his West Palm Beach hotel, Trudeau stopped briefly to answer a reporter’s question about the dinner meeting, saying it was "an excellent conversation." Trump’s transition team did not respond to questions about what the leaders had discussed. Trump, during his first term as president, once called Trudeau “weak” and “dishonest,” but it was the prime minister who was the first G7 leader to visit Trump since the Nov. 5 election. "Tariffs are a crucial issue for Canada and a bold move was in order. Perhaps it was a risk, but a risk worth taking,” Daniel Béland, a political science professor at McGill University in Montreal. Among those at the dinner were Howard Lutnick, Trump's pick for commerce secretary; North Dakota Gov. Doug Burgum, in line to lead the Interior Department; and Mike Waltz, Trump's choice to be his national security adviser. Accompanying Trudeau were Canada's public safety minister, Dominic LeBlanc, whose responsibilities include border security, and Katie Telford, Trudeau's chief of staff. Trudeau had said earlier Friday that he would resolve the tariffs issue by talking to Trump. Mexican President Claudia Sheinbaum said a day earlier after speaking with Trump that she is confident a tariff war with the United States will be averted. Trudeau said Trump got elected because he promised to bring down the cost of groceries but now he's talking about adding 25% to the cost of all kinds of products including potatoes from Prince Edward Island in Atlantic Canada. “It is important to understand that Donald Trump, when he makes statements like that, he plans on carrying them out. There’s no question about it,” Trudeau said before his leaving for Florida. “Our responsibility is to point out that he would not just be harming Canadians, who work so well with the United States, but he would actually be raising prices for Americans citizens as well and hurting American industry and business,” he added. To Nelson Wiseman, professor emeritus at the University of Toronto, Trump "doesn’t need convincing that new tariffs on Canadian products would not be in U.S. interests. He knows that, but cannot say it because it would detract from what he has said publicly. His goal is to project the image that he gets action when he talks.” Those tariffs could essentially blow up the North American trade pact that Trump’s team negotiated during his first term. Trudeau noted they were able to successfully renegotiate the deal, which he calls a “win win” for both countries. Trump made the tariff threat Monday while citing an influx of migrants entering the country illegally, even though the numbers at the Canadian border pale in comparison to those at the U.S.-Mexico border. Trump also spoke about fentanyl from Mexico and Canada, even though seizures from the Canadian border are few in comparison to the Mexican border. Canadian officials say lumping Canada in with Mexico is unfair but say they are ready to make new investments in border security. When Trump imposed higher tariffs during his first term in office, other countries responded with retaliatory tariffs of their own. Canada, for instance, announced billions of new duties in 2018 against the U.S. in a response to new taxes on Canadian steel and aluminum. Canada is the top export destination for 36 U.S. states. Nearly $3.6 billion Canadian (US $2.7 billion) worth of goods and services cross the border each day. ___ Gillies reported from Toronto.

BATON ROUGE, La. — Garrett Nussmeier passed for 277 yards and three touchdowns, including a pair of 40-plus-yard scoring strikes to Chris Hilton after being treated for a throwing shoulder injury, and LSU defeated Oklahoma 37-17 on Saturday night. Aaron Anderson returned a kickoff 100 yards for a score for LSU (8-4, 5-3 SEC), which closed out the regular season with two straight victories after a three-game skid had dropped the Tigers out of the AP Top 25. Nussmeier briefly left the game in the second quarter after a heavy blind-side sack by defensive end R Mason Thomas. The LSU QB went to the locker room for X-rays, which the team said were negative. He closed out his first series back in the game with a 40-yard touchdown pass deep down the right sideline to Hilton, putting LSU up 24-17 with 45 seconds left before halftime. Nussmeier found Hilton deep down the middle for a 45-yard touchdown on LSU's first drive of the third quarter to make it 31-17. Hilton, who missed LSU's first seven games with an ankle injury, entered the Tigers' regular season finale with just three catches for 45 yards without a TD this season. Against Oklahoma (6-6, 2-6), he caught two passes for 85 yards and two scores. LSU's Kyren Lacy caught three passes for 41 yards, including an 18-yard touchdown for the game's opening score. LSU wide receiver Chris Hilton Jr. (3) pulls in a touchdown reception over Oklahoma defensive back Eli Bowen (23) in the first half an NCAA college football game in Baton Rouge, La., Saturday, Nov. 30, 2024. Credit: AP/Gerald Herbert Playing for the first time in Tiger Stadium, Oklahoma briefly took a 14-10 lead on Xavier Robinson's 2-yard run, capping a drive that included Jackson's 50-yard completion deep down the middle to J.J. Hester. Anderson's blazing return of the ensuing kickoff put the Tigers right back in front, and LSU proceeded to pull away from a Sooners squad that was coming off a surprising 24-3 victory over Alabama a week earlier. Jackson Arnold passed for 110 yards and also was the Sooners' leading rusher with 75 yards on a combination of scrambles and designed runs. The Sooners tried to get creative offensively when they called for a pass by tight end Bauer Sharp, but his fluttering desperation pass as he was being pulled down was intercepted by safety Sage Ryan. Oklahoma defensive lineman R Mason Thomas (32) returns a fumble for a touchdown in the first half an NCAA college football game against LSU in Baton Rouge, La., Saturday, Nov. 30, 2024. Credit: AP/Gerald Herbert Thomas scored on a 9-yard return of Nussmeier's first-quarter fumble, which was caused by Gracen Halton's sack. That play gave Oklahoma defensive touchdowns in consecutive games. Takeaways Oklahoma: It was a rough first season in the SEC for Oklahoma, which wound up needed their late-season upset of the Crimson Tide just to become bowl eligible. LSU: After an spirited finish to a season that seemed to be going off the rails three weekends ago, the Tigers have a chance to reach nine victories for a third straight season. Up next Both teams await bowl bids following next weekend's conference championship games.Though universities are supposed to be citadels of learning and centres of excellence, their collective reputation has been seriously damaged by reports of sexual harassment in many of these institutions. The Federal Government’s directive to these universities to establish Sexual Assault Referral Centres (SARCs) to address cases of sexual harassment, gender-based violence and students offering lecturers sex in exchange for good grades on campuses points to the concern in highest quarters over these reports. At a recent national summit on sexual harassment in tertiary institutions in Nigeria, the Minister of Women Affairs, Imaan Suleiman-Ibrahim, called on the universities to “prioritize the establishment of SARCs to ensure timely intervention and support for survivors within their communities.” According to her, there are only 47 Sexual Assault Referral Centres across 22 states and the Federal Capital Territory (FCT). This, she said, was far from enough. While highlighting government’s commitment to champion gender equality and eradicate gender-based violence, the minister announced FG’s plans to unveil nationwide campaign against sexual harassment in collaboration with universities and other stakeholders. No doubt, sexual assault is quite prevalent in many of our universities. In 2019, the BBC Africa Eye documentary, titled ‘Sex for Grades’, revealed sexual escapades of some lecturers in the University of Lagos and University of Ghana in Accra. Following the investigation of the matter, the University of Lagos later sacked the two lecturers involved in the documentary. A few days ago, the Federal University in Oye Ekiti cleared Ms Ramota Olahanloye to graduate after the re-marking of her final-year exam scripts. Olahanloye had accused a lecturer, Dr. Anthony Agbegbedia, of deliberately failing her in her two final-year courses because she refused his sexual advances. In 2018, a court in Osun State sentenced a lecturer, Richard Akindele, to two years in prison for sexual harassment of his student, Monica Osagie. Last year, some law students of the University of Calabar accused their dean, Professor Cyril Ndifon, of sexual harassment. Though Ndifon denied it, the university authorities suspended him and he is currently on trial for the alleged offence. A World Bank survey in 2018 indicated that 70 per cent of female graduates from Nigerian tertiary institutions had been sexually harassed in school by lecturers and fellow students. In a recent report, the Alliance for Africa (AFA) and the Committee of Gender Directors in Nigerian Universities (CGDNU) noted that 63 per cent of female students had been sexually harassed in 12 universities. These 12 universities are Federal University of Technology, Owerri, Imo State; University of Port Harcourt, Rivers State; Kaduna State University, Kaduna State; Delta State University, Abraka, Delta State; Nasarawa State University, Nasarawa State; University of Jos, Plateau State; Bayero University, Kano, Kano State; Imo State University, Owerri, Imo State; Chukwuemeka Odumegwu Ojukwu University, Igbariam, Anambra State; University of Lagos, Lagos State; University of Ibadan, Oyo State; and University of Abuja, FCT. This is quite unfortunate. Outside the campuses, female students also face serious sexual harassment and even rape in some cases. In 2020, a 100-level student of the University of Benin, Miss Uwaila Omozuwa, was raped and murdered inside a church in Benin City. The same year, some hoodlums raped Miss Barakat Bello, a student of the Federal College of Animal and Production Technology, Apata, Ibadan, at her home in Ibadan, the Oyo State capital and hacked her to death. Experts estimate that, globally, about 35 per cent of women have experienced one form of sexual harassment or the other in their lifetime. The worst is that some of them are seen as liars and willing accomplices. The emotional and psychological trauma these victims of sexual assault go through, especially in the universities, cannot be imagined. Some of them suffer low self-esteem and have trouble concentrating in class. Sometimes, they even think of leaving school. So far, the initiatives to combat this problem appear not working effectively. The Violence Against Persons Prohibition (VAPP) Act 2015 has only been domesticated in a few states. Also, the Sexual Harassment Bill passed by the 9th Senate in July 2020 does not have presidential assent yet. It proposes two years imprisonment for lecturers found guilty of sexual harassment. University authorities should encourage victims to report any sexual harassment early enough. Measures should be put in place to protect those who may wish to report such harassment from victimization or stigmatization. This will require creating safe and several anonymous reporting options for the victims. School authorities should also provide such victims with counselling and legal assistance. Every higher institution must have a clear-cut policy on sexual harassment and the punishment that follows when such act is committed. Schools should create awareness on these measures and the rights of students to seek redress in case of violation.

WESTLAKE VILLAGE, Calif., Dec. 06, 2024 (GLOBE NEWSWIRE) -- Arcutis Biotherapeutics, Inc. (Nasdaq: ARQT), a commercial-stage biopharmaceutical company focused on developing meaningful innovations in immuno-dermatology, today reported the grant of an aggregate of 44,000 restricted stock units of Arcutis' common stock to six newly hired employees. These awards were approved by the Compensation Committee of Arcutis' Board of Directors and granted under the Arcutis Biotherapeutics, Inc. 2022 Inducement Plan, with a grant date of December 2, 2024, as an inducement material to the new employees entering into employment with Arcutis, in accordance with Nasdaq Listing Rule 5635(c)(4). The restricted stock units vest over four years, with 25 percent vesting on each annual anniversary of the vesting commencement date, subject to the employee being continuously employed by Arcutis as of such vesting dates. Arcutis is providing this information in accordance with Nasdaq Listing Rule 5635(c)(4). About Arcutis Arcutis Biotherapeutics, Inc. (Nasdaq: ARQT) is a commercial-stage medical dermatology company that champions meaningful innovation to address the urgent needs of individuals living with immune-mediated dermatological diseases and conditions. With a commitment to solving the most persistent patient challenges in dermatology, Arcutis has a growing portfolio including three FDA approved products that harness our unique dermatology development platform coupled with our dermatology expertise to build differentiated therapies against biologically validated targets. Arcutis' dermatology development platform includes a robust pipeline with multiple clinical programs for a range of inflammatory dermatological conditions including scalp and body psoriasis, atopic dermatitis, and alopecia areata. For more information, visit www.arcutis.com or follow Arcutis on LinkedIn , Facebook , Instagram , and X . Forward-Looking Statements Arcutis cautions you that statements contained in this press release regarding matters that are not historical facts are forward-looking statements. These statements are based on the Company's current beliefs and expectations. These statements involve substantial known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance, or achievements to be materially different from the information expressed or implied by these forward-looking statements and you should not place undue reliance on our forward-looking statements. Risks and uncertainties that may cause our actual results to differ include risks inherent in the clinical development process and regulatory approval process, the timing of regulatory filings, the timing and expenses of commercialization efforts, and our ability to defend our intellectual property. For a further description of the risks and uncertainties applicable to our business, see the "Risk Factors” section of our Form 10-K filed with U.S. Securities and Exchange Commission (SEC) on February 27, 2024, as well as any subsequent filings with the SEC. You should not place undue reliance on any forward-looking statements in this press release. We undertake no obligation to revise or update information herein to reflect events or circumstances in the future, even if new information becomes available. All forward-looking statements are qualified in their entirety by this cautionary statement, which is made under the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Contacts: Media Amanda Sheldon, Head of Corporate Communications [email protected] Investors Latha Vairavan, Vice President, Finance and Corporate Controller [email protected]Political and Hate Speeches BannedThis next generation GPU chip from Nvidia could boost the company's revenue by 30% and decimate competition; here's everything about the chip

President-elect Donald Trump on Saturday nominated Charles Kushner, the father of his son-in-law Jared Kushner, as the US ambassador to France, in the latest of several controversial picks. Kushner "is a tremendous business leader, philanthropist, & dealmaker, who will be a strong advocate representing our Country & its interests," Trump said on his Truth Social website, adding that Jared "worked closely with me in the White House." The choice is in keeping with Trump's pattern, so far, of selecting people, often wealthy, who are close to his family or of proven loyalty. Kushner is a multimillionaire real estate executive and former attorney; his son was a senior adviser during Trump's first term. Trump did not mention, however, that the elder Kushner once served jail time -- a two-year sentence, most of it served in a federal prison. Kushner, who is now 70, pleaded guilty in 2004 to 18 counts of tax evasion, witness tampering and making illegal campaign contributions. The case, which was prosecuted by then US attorney Chris Christie, included sordid details, to which Kushner admitted: that he had hired a prostitute to seduce his brother-in-law, a man cooperating in a campaign finance inquiry, and then videotaped the encounter and sent it to the man's wife, Kushner's sister, to dissuade her from testifying against him. Christie, who worked on Trump's first presidential transition team and then opposed him in this year's Republican primary contests, later said Kushner had committed a "loathsome" and "disgusting crime." In 2020, Trump issued a pardon to Kushner, whose conviction had resulted in him being disbarred in three states. Nominees for key ambassadorships are often business associates of a president-elect, or major political donors. But it is rare, if not unprecedented, to name a convicted felon. The first two men to fill the prestigious Paris post were famed inventor and statesman Benjamin Franklin and a future president, Thomas Jefferson. If confirmed, Kushner would succeed Denise Bauer, a former ambassador to Belgium who was a major Democratic fundraiser and donor. md/bbk/md

NEW YORK (AP) — Sneaking a little ahead of line to get on that plane faster? American Airlines might stop you . In an apparent effort to reduce the headaches caused by airport line cutting, American has rolled out boarding technology that alerts gate agents with an audible sound if a passenger tries to scan a ticket ahead of their assigned group. This new software won't accept a boarding pass before the group it's assigned to is called, so customers who get to the gate prematurely will be asked to go back and wait their turn. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.

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It was unclear, as Trudeau headed back to Canada from Florida, whether the conversation had alleviated Trump’s concerns. A person familiar with the details of the leaders' hastily arranged meeting Friday night said it was a “positive wide-ranging dinner that lasted three hours.” The official, who was not authorized to discuss the matter publicly and spoke to The Associated Press on condition of anonymity, said topics included trade, border security, fentanyl, defense, Ukraine, NATO, China, the Mideast and pipelines, as well as the the Group of Seven meeting in Canada next year. The Republican president-elect has threatened to impose tariffs on products from Canada and Mexico if the countries don’t stop what he called the flow of drugs and migrants across their borders. He said he would impose a 25% tax on all products entering the U.S. from Canada and Mexico as one of his first executive orders when he takes office in January. As he was leaving his West Palm Beach hotel, Trudeau stopped briefly to answer a reporter’s question about the dinner meeting, saying it was "an excellent conversation." Trump’s transition team did not respond to questions about what the leaders had discussed. Trump, during his first term as president, once called Trudeau “weak” and “dishonest,” but it was the prime minister who was the first G7 leader to visit Trump since the Nov. 5 election. "Tariffs are a crucial issue for Canada and a bold move was in order. Perhaps it was a risk, but a risk worth taking,” Daniel Béland, a political science professor at McGill University in Montreal. Among those at the dinner were Howard Lutnick, Trump's pick for commerce secretary; North Dakota Gov. Doug Burgum, in line to lead the Interior Department; and Mike Waltz, Trump's choice to be his national security adviser. Accompanying Trudeau were Canada's public safety minister, Dominic LeBlanc, whose responsibilities include border security, and Katie Telford, Trudeau's chief of staff. Trudeau had said earlier Friday that he would resolve the tariffs issue by talking to Trump. Mexican President Claudia Sheinbaum said a day earlier after speaking with Trump that she is confident a tariff war with the United States will be averted. Trudeau said Trump got elected because he promised to bring down the cost of groceries but now he's talking about adding 25% to the cost of all kinds of products including potatoes from Prince Edward Island in Atlantic Canada. “It is important to understand that Donald Trump, when he makes statements like that, he plans on carrying them out. There’s no question about it,” Trudeau said before his leaving for Florida. “Our responsibility is to point out that he would not just be harming Canadians, who work so well with the United States, but he would actually be raising prices for Americans citizens as well and hurting American industry and business,” he added. To Nelson Wiseman, professor emeritus at the University of Toronto, Trump "doesn’t need convincing that new tariffs on Canadian products would not be in U.S. interests. He knows that, but cannot say it because it would detract from what he has said publicly. His goal is to project the image that he gets action when he talks.” Those tariffs could essentially blow up the North American trade pact that Trump’s team negotiated during his first term. Trudeau noted they were able to successfully renegotiate the deal, which he calls a “win win” for both countries. Trump made the tariff threat Monday while citing an influx of migrants entering the country illegally, even though the numbers at the Canadian border pale in comparison to those at the U.S.-Mexico border. Trump also spoke about fentanyl from Mexico and Canada, even though seizures from the Canadian border are few in comparison to the Mexican border. Canadian officials say lumping Canada in with Mexico is unfair but say they are ready to make new investments in border security. When Trump imposed higher tariffs during his first term in office, other countries responded with retaliatory tariffs of their own. Canada, for instance, announced billions of new duties in 2018 against the U.S. in a response to new taxes on Canadian steel and aluminum. Canada is the top export destination for 36 U.S. states. Nearly $3.6 billion Canadian (US $2.7 billion) worth of goods and services cross the border each day. ___ Gillies reported from Toronto.(NAPSI)—The holidays are the most wonderful time of the year, but when the average American is spending nearly $1,000 on gifts, food, and decorations, they can also be the most stressful. For many, the pressure to create a picture-perfect holiday can stretch budgets a bit too far. Many of today’s shoppers seek advice from their favorite online influencers, sourcing creative hacks, recipes, DIY projects, and tips to keep the holidays magical without overspending. In fact, 69% of consumers say they value and actively seek out influencer recommendations. Now, questions don’t need to get buried in the comments. This December, TextNow is flipping the script on holiday stress by introducing the Holiday Hotline , a free resource to help you navigate the season, with advice a mere text away. Whether it’s finding affordable gifts, creating a festive dinner on a budget, or even learning how to save on your monthly bills, the Holiday Hotline can make things simpler, cheaper, and—perhaps most importantly—more joyful. TextNow Holiday Hotline: Expert Advice at Your Fingertips From December 5–10, TextNow’s Holiday Hotline connects you with relatable experts (aka some of your favorite influencers including social media creator and podcast host Remi Cruz, Kayla Savings, and Melissa Weiss) who will share their go-to tips for a budget-friendly holiday. Here’s what you can expect: • Holiday Budgeting 101: Learn simple ways to stretch every dollar and avoid those dreaded post-holiday bills. • Affordable Gift-Giving Ideas: Thoughtful, creative gifts that won’t break the bank. • Festive Decorating on a Dime: Transform your home into a holiday wonderland with budget-friendly hacks. • Stress-Free Holiday Cooking: Recipes and meal-planning tips to impress your guests. Need more advice? Just text the hotline at 310-299-3584, and you’ll get personalized, practical tips sent straight to your phone. Win $1,000 for Your Holiday Dinner As if free expert advice wasn’t enough, TextNow is also giving you the chance to win big this holiday season. Enter the $1,000 Dinner Giveaway for a shot at a $1,000 gift card to cover your holiday expenses—whether it’s for food, gifts, travel, or whatever else makes your season special. Entering is simple: 1.Head to TextNow’s Instagram . 2.Like the giveaway post. 3.Share your best holiday tip in the comments (bonus: share the post to your story for an extra entry). 4.The giveaway runs from December 5-12, with winners announced from December 13-16. Save More This Holiday Season TextNow is more than just a phone service—it’s a way to take control of your budget, not just during the holidays but year-round. • Free Phone Service: Unlimited calling and texting on the nation’s largest 5G network free. No gimmicks, no contracts. • Free Essential Data: Get free data for such essential apps as maps, rideshare, and email when you activate your SIM card. • Additional Flexible Data Plans: Add extra data only when you need it, with hourly, daily, or monthly passes. Getting started with TextNow is easy. Download the app to call and text for free over Wi-Fi or unlock free cellular service with a $4.99 SIM card. Learn More For more details, visit www.TextNow.com . Word Count: 491

ESTERO, Fla. (AP) — Sydney Shaw scored 20 points and made four 3-pointers, JJ Quinerly added 14 points and No. 12 West Virginia handed Boise State its first loss, 82-47 on Saturday in the Gulf Coast Showcase. West Virginia advances to the championship game on Sunday, while Boise State plays for third place. The Mountaineers have started 8-0 in back-to-back seasons after last year's 11-0 beginning. Quinerly also had three steals to help West Virginia reach double figures in that category in every game this season. The Mountaineers also forced 20-plus turnovers for the eighth straight game. Boise State was held to just six points in the first and third quarters. West Virginia went on two 10-0 runs in the first quarter to build a 16-point lead. The Mountaineers led by double figures the rest of the way. It was 45-23 at halftime then Quinerly scored four straight points to begin a 9-0 run that ended in a 32-point lead. Freshman Jordan Thomas, coming off her first career double-double, had 10 points and six rebounds for West Virginia. Elodie Lalotte scored 11 points for Boise State (7-1). Teryn Gardner addd 10. West Virginia was coming off an 89-54 victory over High Point on Friday to begin the tournament. The Mountaineers led by as many as 39 points and forced 22 turnovers in that one. ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP women’s college basketball: https://apnews.com/hub/ap-top-25-womens-college-basketball-poll and https://apnews.com/hub/womens-college-basketball

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Michael Gray Jr., Byron Ireland rally Nicholls to 76-75 victory over Louisiana

Guest Opinion: What did the Army do in South Korea?

{ "@context": "https://schema.org", "@type": "NewsArticle", "dateCreated": "2024-11-30T19:01:55+02:00", "datePublished": "2024-11-30T19:01:55+02:00", "dateModified": "2024-11-30T19:01:53+02:00", "url": "https://www.newtimes.co.rw/article/22245/news/security/rwanda-questions-lack-of-explanation-for-regional-forces-removal-from-dr-congo", "headline": "Rwanda questions lack of explanation for regional force’s removal from DR Congo", "description": "Rwanda’s justice minister Emmanuel Ugirashebuja on Saturday, November 30, reminded East African Community (EAC) partner states that there are still no...", "keywords": "", "inLanguage": "en", "mainEntityOfPage":{ "@type": "WebPage", "@id": "https://www.newtimes.co.rw/article/22245/news/security/rwanda-questions-lack-of-explanation-for-regional-forces-removal-from-dr-congo" }, "thumbnailUrl": "https://www.newtimes.co.rw/thenewtimes/uploads/images/2024/11/30/65210.jpg", "image": { "@type": "ImageObject", "url": "https://www.newtimes.co.rw/thenewtimes/uploads/images/2024/11/30/65210.jpg" }, "articleBody": "Rwanda’s justice minister Emmanuel Ugirashebuja on Saturday, November 30, reminded East African Community (EAC) partner states that there are still no formal explanations for the withdrawal of the East African Community Regional Force (EACRF) from DR Congo, something that sets a troubling precedent for the region’s meaningful cooperation. The minister was speaking in Arusha, Tanzania during the 24th Ordinary Summit of EAC Heads of State themed “Promoting Trade, Sustainable Development and Peace & Security for Improved livelihoods,” as the bloc celebrated its 25th anniversary. ALSO READ: EAC Regional Force completes withdrawal from DR Congo EACRF was deployed to eastern DR Congo, in November 2022, with a mandate of supporting a peace process. The regional force comprising troops from Kenya, Uganda, Burundi, and South Sudan, managed to peacefully secure swathes of territory previously captured by the M23 rebels after their gradual withdrawal. In early 2023, the regional mission’s effort led to a ceasefire from March to September 2023. However, Congolese President Felix Tshisekedi, who did not show up at the regional summit on Saturday, wanted it to battle the M23 rebels, or if not, leave. Troubling precedent set The first EACRF force commander was forced to resign citing a threat to his personal security and “a systematic plan to frustrate” the regional force. In December 2023, the Congolese government eventually expelled EACRF and replaced it with a SADC mission which is operating under an offensive mandate. ALSO READ: Kabarebe calls for greater efforts to unlock bloc’s potential On Saturday, Ugirashebuja told EAC leaders that the lack of formal explanations for EACRF’s withdrawal “sets a troubling precedent and erodes the trust, transparency and accountability needed for meaningful cooperation.” ALSO READ: EAC meet in Zanzibar reiterates importance of political process to end DR Congo crisis “Complacency and lack of accountability will never solve our problems; it only brings more instability. Rwanda stands to continue doing its part to finding a lasting solution for peace and security in our region. We need to deliver results faster and more efficiently. This is the best investment we can make in ourselves, and it is well within our means,” he noted.", "author": { "@type": "Person", "name": "Times Reporter" }, "publisher": { "@type": "Organization", "name": "The New Times", "url": "https://www.newtimes.co.rw/", "sameAs": ["https://www.facebook.com/TheNewTimesRwanda/","https://twitter.com/NewTimesRwanda","https://www.youtube.com/channel/UCuZbZj6DF9zWXpdZVceDZkg"], "logo": { "@type": "ImageObject", "url": "/theme_newtimes/images/logo.png", "width": 270, "height": 57 } }, "copyrightHolder": { "@type": "Organization", "name": "The New Times", "url": "https://www.newtimes.co.rw/" } }