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As the countdown to The Game Awards begins, speculation is rife among the gaming community about what surprise announcement Miraculous Beast Paloo may have in store for its loyal fans. With a track record of delivering groundbreaking updates and expansions, the developers have set high expectations for the upcoming event.Buying a house in 2025: your how-to guide
Is BNS Stock a Buy?Credo Reports Second Quarter of Fiscal Year 2025 Financial Results
On Sunday, Stellantis ( STLA -6.29% ) announced that it had parted ways with CEO Carlos Tavares, who had led the company since it was formed in 2021 through the merger of Fiat Chrysler Automobiles and French automaker PSA Peugeot. Tavares sold the merger with promises that under his leadership, the combined company could generate double-digit-percentage operating margins year after year by cutting costs without cutting too many jobs. For a while, it worked. But it hasn't been working lately, and it appears that the board of directors lost patience. What Stellantis said about Tavares's departure In a statement , Stellantis said that its board of directors "accepted Carlos Tavares' resignation," and that it expects to hire a new permanent CEO in the first half of 2025. Tavares and the board had disagreed over how to address weakening sales and a slump in the company's stock price, though the details of the disagreement aren't yet clear. As of early afternoon Monday, the company's shares were down by about 47% year to date. Tavares had previously planned to retire in 2026. Until a new CEO is hired, the company will be led by an interim executive committee chaired by John Elkann. Elkann, the great-great-grandson of Fiat founder Giovanni Agnelli, is Stellantis's chairman and the CEO of the automaker's largest shareholder, the Agnelli family investment vehicle Exor NV . Higher prices and more shipments worked -- until they didn't As recently as a year ago, Tavares still looked like a genius. In 2023, Stellantis reported a record profit of 18.6 billion euros (about $19.7 billion), with an adjusted operating margin of 12.8% -- ahead of Tavares's 2030 goal of 12%. But those profits and margins came with a big caveat: The company's inventories were swollen. Stellantis had almost 1.5 million vehicles in its U.S. inventory at the end of 2023, about 50% more than it had a year earlier. Why so many? Stellantis, like most automakers, books revenue when vehicles are shipped to dealers. From the company's point of view, those vehicles were "sold," and those sales were counted in its year-end results -- even as they sat on dealer lots. But why weren't they selling to customers? Simply put, Tavares had demanded higher retail prices to support his margin goals, but those prices were turning away too many customers. Dealers were struggling to move the metal they had in stock even as more vehicles continued to arrive on their lots. Unwinding that inventory backlog-- with margin-crushing discounts -- has been the story of 2024 for Stellantis. The company warned in September that its adjusted operating margin for 2024 would be 7% at best, down from earlier guidance for over 10%, as it works to get its U.S. inventory down to just 330,000 vehicles by year's end. Baked into that was a plan to reduce vehicle shipments by more than 200,000 in the second half of 2024, and to offer even higher incentives on the 2024 -- and 2023 -- vehicles still on dealer lots. How should Stellantis proceed once its huge inventory sell-down is accomplished? Apparently, the board and Tavares had different answers to that question, and that's why Tavares is no longer CEO. The stock is looking cheap now. Is it a buy? Here is my carefully thought-out opinion: I wouldn't touch Stellantis's stock. Not yet. Right now, it's a company with too many brands, too much inventory, too many discounts, and probably too many factories -- and no superstar CEO to help offset those concerns. Before I would even consider investing, I would have to hear the company's plan for getting itself back on a sustainable path. It seems likely that any plan will require painful cuts, and such cuts may hurt Stellantis stock further in the near term. Chief Financial Officer Doug Ostermann will speak at a Goldman Sachs event on Wednesday. I'm hoping he'll tell us how the board of directors plans to fix this mess.But amidst the hustle and bustle of Beijing, I also found moments of quiet reflection and introspection. I often found myself wandering through the narrow hutongs, marveling at the ancient architecture and soaking in the atmosphere of a city that seemed to blend the old with the new in a seamless symbiosis. It was in these quiet moments that I began to realize that the happiness I had been searching for all along was not to be found in material possessions or external accolades, but in the simple joy of being present in each moment and appreciating the beauty that surrounded me.As the shock of Donald Trump’s victory sinks in, pundits and politicians are mulling what it means for the future of the United States and global politics. Understanding why such a divisive, unqualified figure won again is crucial for the Democrats. Did they go too far left and lose the moderate Americans who make up a majority? Or did centrist neoliberalism -- pursued by Democratic presidents since Bill Clinton -- fail to deliver, thus creating a demand for change? To me, the answer is clear: 40 years of neoliberalism have left the US with unprecedented inequality, stagnation in the middle of the income spectrum (and worse for those below), and declining average life expectancy (highlighted by mounting “deaths of despair”). The American Dream is being killed, and although President Joe Biden and Vice President Kamala Harris distanced themselves from neoliberalism with their embrace of industrial policies, as representatives of the mainstream establishment, they remained associated with its legacy. The economics of the moment mattered, but monthly employment and inflation indicators need to be understood in a broader historical context. As the Biden administration stressed on the eve of the election, the economy looks strong, especially compared to others in the G7. But this wasn’t good enough. Americans haven’t forgotten that the Democrats let loose the financial sector (Clinton), then bailed out the banks while homeowners and workers who lost their jobs in the Great Recession carried the cost (Barack Obama). Moreover, it was Clinton who unleashed globalization, tacitly believing in a trickle-down economics that would ultimately benefit everyone. The only real difference between Democrats and Republicans on this score is that Democrats claimed to feel the pain of those who were losing out. The tragedy is that Americans seem to have voted for mere disruption more than anything else. Stalked by economic precarity and the specter of downward social mobility, tens of millions of Americans voted for Trump as a way of “sticking it to the establishment,” and because many seem to believe that he has their back. He doesn’t. Trump’s first term and his 2024 election campaign made it abundantly clear that he has no intention of enacting the types of policies that ordinary Americans need. He favors tax cuts for billionaires and corporations; an end to the Affordable Care Act (Obamacare); and sweeping tariffs, which are effectively a tax on US consumers and businesses. Most likely, the tariffs will be riddled with corrupt exceptions bought by campaign contributions; and in any case, they are sure to provoke retaliatory measures and a loss of American jobs. Trump will also generate massive budget deficits, which will lead to high interest rates and less investment in America’s future. If he and congressional Republicans follow through on repealing the Inflation Reduction Act (which includes provisions to reduce prescription-drug prices) and Obamacare, Americans will find themselves with less access to medical care and higher costs. This is all worse than neoliberalism, which at least purported to promote competitive, undistorted markets. Trumponomics is ersatz capitalism, run for and by the powerful, and according to the principle that money matters above all else. Americans, it seems, have lost trust in their institutions and the belief that government will deliver for them. It is the predictable result of 45 years of Republican (and neoliberal Democratic) campaigning, starting with Ronald Reagan’s famous quip that “the nine most terrifying words in the English language are: ‘I’m from the government, and I’m here to help.’” The culture wars also played a big role in Trump’s victory. His campaign successfully pushed the message that Democrats are obsessed with gender, race, and other social issues at a time when most Americans are just trying to get by. Many voters concluded that Trump would reverse or at least slow the pace of disorienting changes that have challenged long-established social hierarchies and roles. Like nationalists everywhere, Trump blames America’s problems on outside forces, from immigration to “unfair” trade. But while it is true that neither issue has been managed very well, his proposed solutions would be disastrous for the US economy and the world. The extent to which his voters understood this is unclear. Most seem to have been drawn to the political theater. They wanted to send a message of dissatisfaction, and now they have done so. For the Democrats, that message should be clear: abandon neoliberalism and return to your progressive roots in the presidencies of Franklin D. Roosevelt and Lyndon B. Johnson. The party needs to provide a new vision of a society that offers education and opportunity to all; where markets compete to produce better products that enhance living standards, rather than to devise better ways of exploiting workers, customers, and the environment; where we recognize that we have moved on from the industrial age to an economy oriented around services, knowledge, innovation, and care. A new economy needs new rules and new roles for government. There is a big difference between this new vision and the tweaks offered by the Harris campaign (a little more education funding here, and a few dollars to help first-time homebuyers there). Articulating a robust program will not be easy, and implementing it would be harder still. But the future of America depends on it being done. Joseph E. Stiglitz Joseph E. Stiglitz, a professor at Columbia University, is a Nobel laureate in economics. The views expressed here are the writer's own. -- Ed. (Project Syndicate)
Reports: Oklahoma QB Jackson Arnold entering transfer portalFormer employee of Wahaha fined 800,000 for trademark infringement and false advertising, misleading consumersFurthermore, Zong Ze's company was found to be engaging in false advertising by making exaggerated claims about the health benefits of its products. Through misleading marketing tactics, such as exaggerating the nutritional value of the beverages and making unsubstantiated health claims, Zong Ze and his company deceived consumers into believing that their products were superior to competitors'. This not only deceived consumers but also posed a potential health risk by promoting false information about the products' benefits.
In the case of Oscar, his potential naturalization represents a unique chapter in his footballing journey, one that could see him don the colors of a new nation and embrace a fresh set of challenges and opportunities. Whether he ultimately receives the green light to represent China remains to be seen, but one thing is certain – the footballing world will be closely watching and speculating on this intriguing development.
(The Center Square) – Paula Scanlan is hopeful the narrative around gender ideology is shifting, especially as Republicans prepare for majorities in both chambers of the 119th Congress and a seat in the White House. “I am hopeful that with the majorities now that we will be able to get across the finish line,” Scanlan told The Center Square on Thursday, speaking of more legislation on the way to protect women's spaces. “Obviously, this goes beyond sports ... So ideally, I think that the biggest thing would be to federally pass something that says this is what a woman is.” Scanlan a day earlier was part of a panel where U.S. Sen. Roger Marshall, R-Kan., announced that Republicans plan to soon introduce legislation to “protect children from transgender medical procedures.” A report from the advocacy group Do No Harm released four weeks before Election Day included documented evidence of such activity being performed on a 7-year-old . “We’ll be introducing the STOP Act soon,” said Marshall . “We are going to use the Commerce Act to punish people who perform any type of surgery, or who use any type of medications on minors.” STOP is an acronym for Safeguarding the Overall Protection of Minors. The panel said that the legislation is an important and necessary step to protect children. Scanlan and Marshall, a host with the American Principles Project, were on the panel alongside U.S. Sen. Tommy Tuberville, R-Ala.; U.S. Rep. Mary Miller, R-Ill.; Terry Schilling, president of the American Principles Project; and Sarah Parshall Perry, senior legal fellow at the Heritage Foundation. “We all know by now that so-called gender affirming care is anything but caring,” Tuberville said. “It is pure insanity and has caused irreversible damage to countless children. This isn’t about politics, this is about good and evil.” Scanlan is an ambassador for Independent Women's Voice and a former collegiate swimmer at the University of Pennsylvania. Swimming for the Quakers, she and teammates endured being not only on the same team but in the same locker room as a swimmer who for the first three years swam on the men's team. “I was a swimmer at the University of Pennsylvania and the administration, the university and the NCAA said , ‘Here's a man who wants to swim on your team, please accept him,’” she explained during the panel. “This entire situation really made all female athletes feel isolated and alone, and like they know where to go.” Scanlan said that it wasn’t just competing that isolated the female athletes. “Eighteen times per week, my teammates and I were forced to undress next to a 6-foot-4, fully-intact male,” Scanlan said. “As a female athlete, this was just something I couldn't even imagine. It was something I never imagined would happen to me when I went off to college.” The STOP Act is one of a few beginnings. U.S. Rep. Nancy Mace, R-S.C., has proposed legislation seeking to protect women’s spaces on all federal property nationwide. This would include bathrooms, locker rooms and prisons. Scanlan said this shows that public opinion is on the side of her and the panel. “This is really the first time we're seeing more of these people in power stepping up and actually doing the right thing and saying enough is enough” she said. “Now, we are looking at entire teams that are feeling empowered to be able to boycott ... or object to competing against males. It's widespread.” A notable case of that is San Jose State, where Blaire Fleming's participation has led to seven opponents forfeiting rather than playing a women's team that includes a man saying he is a woman. Tuberville and Marshall emphasized they believe the majority of Americans would agree with the proposed legislation. "The American people are sick of this nonsense," Tuberville said . "It’s time we restore some sanity and get common sense back in this country." Scanlan said that while she supports the national legislation Republicans are considering, it is important for states to also continue to pass legislation. “I always remind people who are really excited about having a presidency that we don't know what might happen in four years," she said. "So, of course, it's also important to codify this in states. We are going to continue our efforts. There's still a lot of work to be done, and I don't really see it as a win until we've finished this on the state level.”One of the key highlights of the Xiaomi YU7 is its advanced technology features, which are designed to enhance safety, convenience, and connectivity on the road. The SUV is expected to come equipped with a range of intelligent features, including a cutting-edge infotainment system, driver assistance technologies, and connectivity options that integrate seamlessly with Xiaomi's ecosystem of devices. This integration will allow users to control various functions of the vehicle through their Xiaomi smartphones, creating a truly connected driving experience.
This heartbreaking incident serves as a stark reminder that massages, while often seen as relaxing and therapeutic, can also pose serious risks if not performed correctly. It highlights the importance of both clients and massage therapists being vigilant and informed about the potential dangers involved.
Tariffs are now Trump’s solution to everythingNoneAccording to eyewitnesses, the suspect fled the scene immediately after the shooting, leaving behind a sense of fear and disbelief among onlookers. The police quickly gathered evidence and launched a citywide search to track down the individual responsible for the heinous act.
