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panaloko 15 Tech companies led a broad rally for U.S. stocks Tuesday, a boost for the market in a holiday-shortened trading session. The S&P 500 rose 0.8% in midday trading. The Dow Jones Industrial Average was up 273 points, or 0.6%, as of 12:18 p.m. Eastern time. The tech-heavy Nasdaq composite was up 1%. Chip company Broadcom rose 2.9%, while semiconductor giant Nvidia, whose enormous valuation gives it an outsize influence on indexes, rose 0.8%. Super Micro Computer jumped 5.8%. Tesla climbed 5.1%, one of the biggest gains among S&P 500 stocks. Amazon.com rose 1.6% American Airlines slipped 0.1% after the airline briefly grounded flights nationwide due to a technical issue. U.S. Steel rose 1.1% a day after an influential government panel failed to reach consensus on the possible national security risks of the nearly $15 billion proposed sale to Nippon Steel of Japan. NeueHealth surged 68.9% after the health care company agreed to be taken private in a deal valued at roughly $1.3 billion. Treasury yields rose in the bond market. The yield on the 10-year Treasury rose to 4.61% from 4.59% late Monday. European markets were mostly higher. Markets in Asia mostly gained ground. U.S. markets will close at 1 p.m. Eastern and stay closed Wednesday for Christmas. Wall Street has several economic reports to look forward to this week, including a weekly update on unemployment benefits on Thursday. Tuesday’s rally comes as the stock market enters what’s historically been a very cheerful season. The last five trading days of each year, plus the first two in the new year, have brought an average gain of 1.3% since 1950. The so-called “Santa rally” also correlates closely with positive returns in January and the upcoming year. So far this month, the U.S. stock market has lost some of its gains since President-elect Donald Trump’s win on Election Day, which raised hopes for faster economic growth and more lax regulations that would boost corporate profits. Worries have risen that Trump’s preference for tariffs and other policies could lead to higher inflation , a bigger U.S. government debt and difficulties for global trade. Even so, the stock market remains on pace to deliver strong returns for 2024. The benchmark S&P 500 is up about 26% so far this year and remains within roughly 1.3% of the all-time high it set earlier this month — its latest of 57 record highs this year.Champions League Glance

Should Judges Enter Politics After Retirement?: Here’s What Former CJI Chandrachud SaidThis Christmas Day, Houston is buzzing with excitement, a fitting tribute to Beyoncé herself, whose NFL halftime show promises to electrify the city like never before. The Texans are facing off against the Ravens, and with Queen Bey’s homecoming, it feels like Houston’s own Super Bowl. While not everyone scored a front-row seat to witness Beyoncé up close and personal at NRG Stadium, fear not—we’ve curated the perfect itinerary for Houston locals to soak in all the Queen Bey magic and SirDavis spirit. From exclusive watch parties to festive post-game celebrations, you can still experience the magic of the game and the star’s whisky all in one go. Houston’s most happening spots are gearing up to host football fans and the Beyhive alike, complete with SirDavis drink specials, photo booths, and plenty of holiday spirit. Whether you’re there for the touchdowns or the tunes, these venues are the perfect places to soak in the festivities. 4806 Almeda Rd., Houston, TX 77004 Set in the heart of Houston’s Third Ward, Tipsy Lounge offers a cozy yet sophisticated vibe. Expect signature cocktails like the SirDavis Honey Bee and ample screen space for catching every play—and every note of Beyoncé’s halftime set. 3917 Richmond Ave., Houston, TX 77027 This popular hangout promises high-energy vibes and expertly mixed SirDavis whisky cocktails, making it an ideal spot for a game-day celebration. 6025 Richmond Ave., Houston, TX 77057 Kick things off early at Rockhouse, where football and SirDavis flow in equal measure. Gather your crew and settle in for an unforgettable day. Once the Texans wrap up their clash with the Ravens, the party shifts into post-game mode. Head to or , both opening at 6 p.m., where you’ll find more SirDavis specialty drinks and photo booths to keep the festive spirit alive. For those planning a quieter celebration at home, you can still get a taste of SirDavis magic. Order a bottle online at , whip up a festive cocktail, and enjoy the game—and Beyoncé’s show—from the comfort of your couch.

The No. 2 suffered a heartbreaking 13-10 loss on Saturday as the unranked pulled off a stunning upset, despite entering the game as 19.5-point underdogs, according to . This marked Michigan’s fourth straight victory over the Buckeyes, pushing their all-time series lead to 62-51-6. Javascript is required for you to be able to read premium content. Thanks for the feedback.

City’s 2-1 loss at Aston Villa on Saturday, the Premier League champions’ ninth defeat in 12 matches in all competitions, saw Haaland fail to score for the fifth time in six outings. After the game the Norway striker told TNT Sports: “First I’m looking at myself. I haven’t been scoring my chances. I have to do better, I haven’t been good enough.” City boss Guardiola subsequently stuck up for Haaland, who has netted 108 times for the club since joining in 2022, saying that “without him we will be even worse” and that “he needs to be delivered the right balls in the right spots”. And speaking on Christmas Eve at his press conference ahead of the Boxing Day home clash with Everton, Guardiola said: “It’s about us, not just one player. “When in the past we score goals and Erling was so prolific, helping us, it was because of the team. “And when you have problems at the back, in the middle, it is for everyone, it is a team, it is not about one player. It would be easy, if it was just one player, the reason why. It’s not about that. PEP 💬 It is about us, not just one player... when you have problems at the back and middle, it is all about the team, not just one player... Erling [Haaland] is so important for us, will be important for us and has been and we need to use him better. pic.twitter.com/VBgJywyCT2 — Manchester City (@ManCity) December 24, 2024 “Erling is so important for us, will be so important for us, has been. (We have to) try to do things better, to use him better.” He added: “In this situation, this tendency for all of us (is to say) ‘the reason why is this one, and this one and this one’. It’s about us, about everyone. “The guys are running, making effort more than ever. All the tendency ‘it’s because we don’t run, because we don’t fight, the reason why is this situation or this player or this manager’... It’s not about that. “It’s many little details or big details that make all together not as good as we were. But we have another opportunity on Boxing Day.” City have a sidelined list that includes key midfielder Rodri, recovering from an anterior cruciate ligament injury suffered in September, and Ruben Dias, who was ruled out for up to four weeks after sustaining a muscular problem in the 2-1 loss to Manchester United on December 15. Fellow defender John Stones made his return to action in the Villa game after a foot issue, only to be substituted at half-time. City have been assessing him, along with goalkeeper Ederson and midfielder Matheus Nunes, both of whom were absent on Saturday. What is an unprecedented slump in results in Guardiola’s managerial career has featured six losses in eight in the league. And City, who had gone into the season targeting a fifth successive title under the 53-year-old, head into Christmas lying seventh in the table, 12 points adrift of leaders Liverpool having played a game more. Their next five league fixtures are all against sides currently in the bottom half, with Everton sat 15th. Guardiola emphasised the Toffees should not be regarded as the “perfect opponent”, and added: “It’s about us, to come back at our best. We will take time because we don’t have players, but we have to get results as quick as possible.” Ahead of the 12.30pm kick-off, City’s players are set to train on Christmas Day before staying at the training ground that night, and Guardiola said: “Today they will be at home with the families, tomorrow (they will be) in the morning and in the night they will be here – hopefully they want to be here, because it’s our job and our duty.”

NoneI’m A Celebrity’s ‘forgotten’ campmates revealed after Tulisa makes embarrassing mistake"The Sex Lives of College Girls " Season 3 was released on November 21. One can watch the show on Max. New episode of "The Sex Lives of College Girls" Season 3 is released on every Thursday. "The Sex Lives of College Girls" Season 3 has a overall ten episodes. The final episode of "The Sex Lives of College Girls" on Thursday, January 23. It’s the beginning of sophomore year for the ladies of Max’s "The Sex Lives of College Girls". The show, created by Mindy Kaling and Justin Noble, follows roommates at a fictional college in Vermont. Season three, premiering Thursday, brings back original leads Pauline Chalamet, Amrit Kaur and Alyah Chanelle Scott but will wrap up Reneé Rapp’s storyline. She quit the show to focus on her music career. Mia Rodgers and Gracie Lawrence have been added to the mix as series regulars. Season 3 of The Sex Lives of College Girls, the comedy series created by Mindy Kaling and Justin Noble, will introduce some cast changes while maintaining the same lively chaos of college life. New characters will be welcomed to the New England-based academic institution, while some familiar faces will be leaving the series. FAQs Artificial Intelligence(AI) Master in Python Language Quickly Using the ChatGPT Open AI By - Metla Sudha Sekhar, IT Specialist and Developer View Program Web Development Intermediate Java Mastery: Method, Collections, and Beyond By - Metla Sudha Sekhar, IT Specialist and Developer View Program Office Productivity Mastering Microsoft Office: Word, Excel, PowerPoint, and 365 By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) Tabnine AI Masterclass: Optimize Your Coding Efficiency By - Metla Sudha Sekhar, IT Specialist and Developer View Program Marketing Digital marketing - Wordpress Website Development By - Shraddha Somani, Digital Marketing Trainer, Consultant, Strategiest and Subject Matter expert View Program Artificial Intelligence(AI) Mastering C++ Fundamentals with Generative AI: A Hands-On By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) AI and Analytics based Business Strategy By - Tanusree De, Managing Director- Accenture Technology Lead, Trustworthy AI Center of Excellence: ATCI View Program Finance Crypto & NFT Mastery: From Basics to Advanced By - CA Raj K Agrawal, Chartered Accountant View Program Office Productivity Mastering Google Sheets: Unleash the Power of Excel and Advance Analysis By - Metla Sudha Sekhar, IT Specialist and Developer View Program Web Development Django & PostgreSQL Mastery: Build Professional Web Applications By - Metla Sudha Sekhar, IT Specialist and Developer View Program Office Productivity Advanced Excel Course - Financial Calculations & Excel Made Easy By - Anirudh Saraf, Founder- Saraf A & Associates, Chartered Accountant View Program Web Development Mastering Full Stack Development: From Frontend to Backend Excellence By - Metla Sudha Sekhar, IT Specialist and Developer View Program Astrology Vastu Shastra Course By - Sachenkumar Rai, Vastu Shashtri View Program Leadership Boosting Startup Revenue with 6 AI-Powered Sales Automation Techniques By - Dr. Anu Khanchandani, Startup Coach with more than 25 years of experience View Program Leadership Crafting a Powerful Startup Value Proposition By - Dr. Anu Khanchandani, Startup Coach with more than 25 years of experience View Program Finance AI and Generative AI for Finance By - Hariom Tatsat, Vice President- Quantitative Analytics at Barclays View Program Artificial Intelligence(AI) AI-Powered Python Mastery with Tabnine: Boost Your Coding Skills By - Metla Sudha Sekhar, IT Specialist and Developer View Program Marketing Modern Marketing Masterclass by Seth Godin By - Seth Godin, Former dot com Business Executive and Best Selling Author View Program Data Science SQL Server Bootcamp 2024: Transform from Beginner to Pro By - Metla Sudha Sekhar, IT Specialist and Developer View Program Leadership Validating Your Startup Idea: Steps to Ensure Market Fit By - Dr. Anu Khanchandani, Startup Coach with more than 25 years of experience View Program Marketing Performance Marketing for eCommerce Brands By - Zafer Mukeri, Founder- Inara Marketers View Program Leadership Business Storytelling Masterclass By - Ameen Haque, Founder of Storywallahs View Program Web Development C++ Fundamentals for Absolute Beginners By - Metla Sudha Sekhar, IT Specialist and Developer View Program Q1. Has 'The Sex Lives of College Girls' Season 3 released? A1. "The Sex Lives of College Girls" Season 3 has been released. Q2. Where can we watch 'The Sex Lives of College Girls' season 3? A2. "The Sex Lives of College Girls" can be watched on Max. (You can now subscribe to our Economic Times WhatsApp channel )

Jalandhar: Shiromani Akali Dal has informed the Akal Takht Jathedar that it could face serious legal trouble, including a challenge to its registration as a political party, if it complies with the political directives issued by the five Sikh high priests on Dec 2 as they pronounced ‘tankhah' (religious punishment) on party president Sukhbir Singh Badal and other Akali leaders. To support its plea, the SAD also handed the jathedar a legal opinion, sought by the party on seven points from ormer Punjab advocate-general and senior advocate Ashok Aggarwal. "When our delegation called on Akal Takht Jathedar Giani Raghbir Singh at Machhiwara on Saturday, we explained that we don't have a problem with the directives, but there are serious legal issues and also handed him the legal opinion," the SAD secretary, Dr Daljit Singh Cheema told TOI on Tuesday. The five-member delegation, which called on the jathedar in Machhiwara, was led by SAD working president Balwinder Singh Bhunder. "We explained to the Jathedar Sahib that there are legal as well as practical difficulties in complying with their directive about fresh enrolment through a seven-member committee headed by Shiromani Gurdwara Parbandhak Committee (SGPC) president Harjinder Singh Dhami, and we have requested him to leave the issue to the working committee," revealed Cheema. Asked whether any decision had been taken by the party to accept SAD president Sukhbir Singh Badal's resignation, as directed by the Akal Takht, Cheema said the party's working committee would decide on this, and he could not comment beforehand. He said a meeting of the working committee would be held in the first week of January as the community is observing the ‘Shaheedi Pandarwara' (martyrdom fortnight - pertaining to the martyrdom of four sons of Guru Gobind Singh) at present. Apart from citing provisions of the Representation of the People Act and provisions of the Religious Institution (Prevention of Misuse) Act, 1988, the legal opinion cited by SAD quoted from the judgement by a bench of nine judges of the Supreme Court in the ‘SR Bommai versus Union of India, 1994' case, to argue that by accepting the directives issued by the supreme religious body (Akal Takht), the SAD would be falling on the wrong side of the law. "The directions issued by the supreme religious body (Akal Takht) are not mere observations, but they are categorical, confirmed, and assertive in the form that if they are accepted, it would categorically mean that the querist (SAD) has acted and behaved in a manner by mixing religion into politics, which is neither permissible nor constitutional as per the law of the land," according to the legal advice. Regarding recruitment of cadre by the SAD and directions to elect the party's president and other office-bearers, the formation of the seven-member committee headed by the SGPC president, the legal opinion held that the SAD constitution does not permit any external body or association to interfere in the functioning of the political party, and the least can be said in case a purely religious body is responsible for such interference. "The orders passed by the supreme religious body regarding the internal functioning of the querist would not only impinge upon the autonomy and independence of the political party but would be a clear violation of the principles of secularism as enshrined under the Constitution of India and would also violate the undertaking given by the party before the Election Commission of India at the time of seeking registration of the party as a registered political party," concludes the legal opinion. Sukhbir and other SAD leaders have completed their religious punishment, but the political component of the ‘tankhah' is yet to be complied with, and a debate is already on the issue in the community. MSID: 116634708 413 | Stay updated with the latest news on Times of India . Don't miss daily games like Crossword , Sudoku , Location Guesser and Mini Crossword . Spread love this holiday season with these Christmas wishes , messages , and quotes .

Thrivent Financial for Lutherans lifted its stake in Viking Therapeutics, Inc. ( NASDAQ:VKTX – Free Report ) by 2.7% in the 3rd quarter, according to the company in its most recent Form 13F filing with the SEC. The firm owned 28,251 shares of the biotechnology company’s stock after buying an additional 748 shares during the period. Thrivent Financial for Lutherans’ holdings in Viking Therapeutics were worth $1,789,000 at the end of the most recent reporting period. Other institutional investors have also added to or reduced their stakes in the company. Blue Trust Inc. bought a new stake in Viking Therapeutics in the 3rd quarter valued at $26,000. GAMMA Investing LLC increased its stake in Viking Therapeutics by 124.6% in the third quarter. GAMMA Investing LLC now owns 438 shares of the biotechnology company’s stock valued at $28,000 after acquiring an additional 243 shares during the period. Thurston Springer Miller Herd & Titak Inc. acquired a new position in Viking Therapeutics in the second quarter worth about $27,000. Gilliland Jeter Wealth Management LLC acquired a new position in Viking Therapeutics in the third quarter worth about $32,000. Finally, Massmutual Trust Co. FSB ADV boosted its holdings in Viking Therapeutics by 84.3% during the third quarter. Massmutual Trust Co. FSB ADV now owns 553 shares of the biotechnology company’s stock valued at $35,000 after purchasing an additional 253 shares in the last quarter. 76.03% of the stock is owned by institutional investors and hedge funds. Analyst Ratings Changes VKTX has been the subject of several analyst reports. Oppenheimer restated an “outperform” rating and set a $138.00 target price on shares of Viking Therapeutics in a research report on Wednesday, September 25th. B. Riley assumed coverage on shares of Viking Therapeutics in a report on Friday, November 22nd. They issued a “buy” rating and a $109.00 target price on the stock. William Blair restated an “outperform” rating on shares of Viking Therapeutics in a research report on Wednesday, November 20th. JPMorgan Chase & Co. initiated coverage on Viking Therapeutics in a report on Wednesday, September 11th. They set an “overweight” rating and a $80.00 price target for the company. Finally, Morgan Stanley restated an “overweight” rating and issued a $105.00 price objective on shares of Viking Therapeutics in a research report on Thursday, September 12th. One investment analyst has rated the stock with a sell rating, ten have issued a buy rating and two have assigned a strong buy rating to the company. According to MarketBeat.com, the stock currently has a consensus rating of “Buy” and an average target price of $109.73. Insider Buying and Selling at Viking Therapeutics In related news, Director Sarah Kathryn Rouan sold 11,000 shares of the firm’s stock in a transaction on Friday, October 25th. The shares were sold at an average price of $80.89, for a total transaction of $889,790.00. Following the sale, the director now directly owns 9,500 shares in the company, valued at $768,455. This trade represents a 53.66 % decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available at this hyperlink . Also, Director Lawson Macartney sold 2,000 shares of the company’s stock in a transaction on Friday, November 8th. The stock was sold at an average price of $68.67, for a total transaction of $137,340.00. Following the completion of the transaction, the director now directly owns 47,965 shares of the company’s stock, valued at approximately $3,293,756.55. The trade was a 4.00 % decrease in their ownership of the stock. The disclosure for this sale can be found here . Over the last ninety days, insiders sold 371,117 shares of company stock valued at $27,140,009. Company insiders own 4.70% of the company’s stock. Viking Therapeutics Stock Down 2.9 % VKTX stock opened at $52.94 on Friday. The business’s fifty day moving average is $62.77 and its 200-day moving average is $59.83. The company has a market cap of $5.90 billion, a P/E ratio of -56.92 and a beta of 1.00. Viking Therapeutics, Inc. has a twelve month low of $11.82 and a twelve month high of $99.41. Viking Therapeutics ( NASDAQ:VKTX – Get Free Report ) last issued its quarterly earnings data on Wednesday, October 23rd. The biotechnology company reported ($0.22) earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of ($0.24) by $0.02. During the same quarter last year, the firm posted ($0.23) EPS. Research analysts anticipate that Viking Therapeutics, Inc. will post -0.98 earnings per share for the current fiscal year. Viking Therapeutics Profile ( Free Report ) Viking Therapeutics, Inc, a clinical-stage biopharmaceutical company, focuses on the development of novel therapies for metabolic and endocrine disorders. The company's lead drug candidate is VK2809, an orally available tissue and receptor-subtype selective agonist of the thyroid hormone receptor beta (TRß), which is in Phase IIb clinical trials to treat patients with biopsy-confirmed non-alcoholic steatohepatitis, as well as NAFLD. Read More Five stocks we like better than Viking Therapeutics The How and Why of Investing in Gold Stocks The Latest 13F Filings Are In: See Where Big Money Is Flowing Utilities Stocks Explained – How and Why to Invest in Utilities 3 Penny Stocks Ready to Break Out in 2025 What is Insider Trading? What You Can Learn from Insider Trading FMC, Mosaic, Nutrien: Top Agricultural Stocks With Big Potential Receive News & Ratings for Viking Therapeutics Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Viking Therapeutics and related companies with MarketBeat.com's FREE daily email newsletter .The New York Knicks waived Matt Ryan on Sunday to make room for Landry Shamet on the roster, but the team intends to re-sign the 6'6" forward to a two-way deal once he clears waivers. Michael Scotto of HoopsHype reported the news. Ryan was a local star who grew up in New York. He was born in White Plains and starred at Iona Prep in New Rochelle, where he became Mr. New York Basketball and was named a first-team Parade All-American. Ryan is a well-traveled hooper who played college ball at three schools (Notre Dame, Vanderbilt and Chattanooga) and has suited up for five NBA teams (Boston Celtics, Los Angeles Lakers, Minnesota Timberwolves, New Orleans Pelicans and Knicks) in his four NBA seasons. He's also played for five G-League teams. The 27-year-old has only averaged 10.4 minutes over his 72 games, but he's shot 39.7 percent from three-point range during that time, posting 4.1 PPG in the process. Ryan hasn't played much with the Knicks this year (45 minutes over nine games). There may not be room for Ryan to carve out playing time on the active roster at the moment, but he'll certainly be getting time with the G-League's Westchester Knicks with the two-way deal.

Sudan's war is 'deepening and widening' a famine crisis, hunger monitoring report saysFG Trade Latin/E+ via Getty Images Overview Walmex ( OTCQX:WMMVY ) is the largest supermarket chain with 3065 stores in Mexico and 912 stores scattered across Central America. The business is split between the large Supercenters (similar to the U.S.), traditional supermarkets and Analyst’s Disclosure: I/we have a beneficial long position in the shares of WMMVY either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Thinking about living abroad? You’ve come to the right place. International Living just released its Annual Global Retirement Index —which highlights the best places to move (or retire). It’s been a hot topic in the wake of the recent U.S. election, which has sparked a wave of frustration among Americans , with Google showing massive spikes in searches like “how to leave the U.S.,” “best countries for Americans to move to” and “where to move abroad.” Even celebs like America Ferrera, Sharon Stone and Cher have made headlines with their plans to start over in new countries. But for the average American, the question isn’t just about leaving, it’s about finding the right place to go for an affordable, fulfilling life abroad. That’s where International Living’s Global Retirement Index comes in. The report identifies the countries that offer the best combination of affordability, quality of life and opportunities for connection in welcoming communities around the globe. The report is usually released in January, but due to overwhelming demand, the company decided to release it a month early this year. “Historically, there’s a notable uptick in people exploring overseas living opportunities after elections—doesn’t matter who wins,” Jennifer Stevens, executive editor at International Living, told me in an interview. “We wanted to provide timely, updated guidance that reflects the insights we’re hearing from our correspondents on the ground.” And even though the report has “retirement” in the name, that’s not the only audience. “One significant shift we’ve noticed is a growing interest among 35- to 45-year-olds in overseas living options,” says Stevens. “For years, our audience was primarily retirees, as they had the flexibility and savings to move abroad. But now, with the rise of remote work and flexible schedules, this younger demographic is pursuing international living while still maintaining careers.” International Living’s report takes those younger demographics into account. “Many of our correspondents are mid-career professionals and have young families themselves, so they’re evaluating destinations with a broader lens,” says Stevens. “While they may not be fully retired, they’re looking for the same qualities that retirees prioritize in a place to live—things like affordability, safety, infrastructure and vibrant expat communities.” Best Places To Move: The Methodology So how does International Living determine the best destinations for expats each year? The Retirement Index assesses countries across seven key categories: housing, visas and benefits, cost of living, healthcare, development and governance, climate and an affinity rating that reflects the ease of integration into the local community. The process begins with on-the-ground correspondents—expats themselves—who provide real-world data and insights. Housing affordability, for example, is measured by the cost of renting or purchasing in areas where expats typically live, with a focus on comfort and value. Similarly, healthcare is evaluated not only on quality but also on affordability. Cost of living is assessed through detailed questionnaires that account for everyday expenses, from groceries to utilities, to ensure a clear picture of affordability. Visas and benefits are another critical factor. Some countries offer straightforward residency options like Panama’s Pensionado Visa program. Perhaps the most unique feature of the index is the affinity rating, which looks at the human side of relocation. How easy is it to make friends, learn the language or find an English-language movie? Does the expat community feel welcoming? These factors—combined with data on infrastructure, governance and climate—create a comprehensive picture of each country’s appeal. Best Places To Move: The Winner Topping this year’s Global Retirement Index is Panama, a destination that checks all the right boxes for Americans looking to relocate. In last year’s report , Panama ranked fourth. “Panama’s rise to the top this year reflects a combination of factors, including the rising cost of living and housing availability in other popular destinations like Costa Rica, Portugal and Spain,” says Stevens. At the heart of Panama’s appeal is the Pensionado Visa, one of the most generous residency programs in the world. Retirees who can demonstrate a lifetime pension of at least $1,000 per month qualify for permanent residency and access to significant perks. “Panama’s Pensionado Program stands out with exceptional perks, such as discounts on medical services, utilities, transportation and entertainment,” says Stevens. “These benefits significantly reduce retirees’ living expenses while enhancing their quality of life.” But Panama isn’t just for retirees. The country also offers the Friendly Nations Visa, a flexible option for younger expats and families seeking a fresh start. It offers flexible residency through investment or business opportunities. Most couples can live comfortably on $2,500 to $3,000 a month, offerning an accessible path to an upgraded lifestyle. Besides its affordability, Panama has excellent healthcare, particularly in Panama City, where hospitals are equipped with modern technology and English-speaking doctors. The country’s reliable infrastructure includes fast internet and convenient public transportation. And Panama offers diverse lifestyle options to fit any preference, from urban Panama City to beachside Coronado to the cool highlands of Boquete. Best Places To Move: The Top 5 Portugal Coming in at number two, Portugal continues to shine as the top-performing European country in the Index: It was ranked number one for 2023. With its mild year-round climate, stunning coastal landscapes and rich culture, Portugal appeals to retirees and expats alike. “The D7 visa makes it easy to establish residency,” contributor Terry Coles said in the report. “And the cost of living here remains competitive, even in popular areas like the Algarve.” According to International Living, expats typically find their expenses in Portugal run about one-third of what they were in the States. Plus, the country has an excellent public healthcare system and private insurance is also affordable. Costa Rica Costa Rica—last year’s winner—ranks third. The country draws expats with its breathtaking landscapes, diverse climates and the welcoming “Pura Vida” lifestyle. Whether you prefer the beaches, the mountains or a mix of both, Costa Rica offers an incredible quality of life. “There’s a warmth to the people here, and the natural beauty is unmatched,” Bekah Bottone, International Living’s Costa Rica correspondent, said in the report. Costa Rica is also a haven for those looking for eco-friendly living and community. From sustainable tourism to organic markets, it’s a destination that values environmental conservation as much as a laid-back lifestyle. Mexico Mexico, ranked fourth, has a well-established expat community. “Mexico gives you a taste of adventure with the comfort of familiarity,” Bel Woodhouse, International Living’s Mexico correspondent, said in the report. Affordability is a major draw. A one-bedroom apartment near the waterfront in Cozumel rents for just $500 a month, while a larger two-bedroom option near the beach starts at $1,000. Inland, those prices drop even further. Mexico’s low cost of living extends to everyday expenses, such as fresh produce, dining out and travel. “Everything is more affordable, so I can dine out more and travel more,” said Woodhouse. Mexico’s proximity to the U.S. is another big advantage. English is widely spoken in popular expat hubs like San Miguel de Allende and Oaxaca, and comforts from home—from products to cultural touchstones—are readily available. France France, ranking fifth on this year’s list, is one of Europe’s most appealing countries for expats. Whether you’re drawn to France for its cuisine, its culture or its combo of country mountains and beaches, it’s a destination that offers a balance of quality and affordability. Healthcare in France is world-class, ranking among the best globally. According to International Living, Southwestern France is emerging as a top retirement spot: Pyrenees-Atlantiques towns like Oloron-Sainte-Marie and Pau offer affordable housing and natural beauty. Best Places To Move: The Rest Of The List Rounding out the top 10 countries on the International Living list are Spain, Malaysia, Greece, Italy and Thailand, each offering unique benefits for expats. Spain combines a Mediterranean lifestyle with excellent healthcare, affordable living and cultural treasures. Malaysia—the highest-ranked Asian country—has exceptional affordability, a welcoming multicultural society and modern amenities, making it an excellent choice for both retirees and digital nomads. Greece offers breathtaking landscapes, a relaxed pace of life and a low cost of living, with islands like Corfu providing a serene escape. Italy’s major appeal is its focus on the slow life, where good food and good company are at the heart of daily living (and it doesn’t hurt that many places in Italy are trying to lure foreigners with great offers for cheap housing and even paying you to live there). Finally, Thailand draws expats with its ultra-low cost of living, excellent healthcare and mix of cities and beaches. Best Places To Move: The Downside While the idea of Americans moving abroad is enticing, it’s not always welcomed with open arms. In some areas, locals have raised concerns about gentrification and its impact on housing markets and communities. “We’re aware of the pushback regarding gentrification, and it’s a valid concern,” says Stevens. “Our role is to present information responsibly, helping people integrate into communities respectfully and sustainably, while highlighting both the opportunities and the challenges of moving abroad.” Some countries have already begun addressing the unintended consequences of expat-focused policies. Portugal’s Golden Visa program, for instance, once allowed foreigners to gain long-term residence by purchasing property for as little as $250,000 while only needing to be in the country two weeks a year. “Lots and lots of people took advantage of that program,” Stevens explains. “They rent their homes out as short-term rentals—or just leave them empty—and so, of course, that served to drive up the cost of housing for locals. Now, in response, Portugal has adjusted its policies to put an end to that.” Stevens emphasizes that being a respectful and responsible expat goes a long way in fostering goodwill. “We believe strongly here at International Living that you should learn the local language where you go—you don’t have to be 100% fluent to be integrated into a community,” she says. “Not only is it respectful (after all, you’re a guest in this other country), but you’ll have a better, richer, easier experience if you speak at least a basic amount of the local language.” Ultimately, it’s up to the expats to be responsible and to make an effort to connect with their adopted communities, and in return they are often warmly welcomed. “We don’t typically see communities pushing back on the modest-income individual who goes to a town they like, rents a place for the local going rate, employs a housekeeper and gardener, hires drivers a few times a week, shops in the local markets, eats out in locally owned restaurants and volunteers at the local animal shelter or the local elementary school,” says Stevens. “That person is more integrated and is usually perceived as a welcome member of the community.” Now read on for the list of the best places to move (or retire). For a deeper dive into the best places to move, you can check out International Living’s original report . Ranked: The World’s Best Places To Move (Or Retire) MORE FROM FORBES:

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