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Key Takeaways Artificial intelligence (AI) is no longer an exclusive tool for large corporations; small businesses can now harness its power to enhance operations, improve customer experiences and drive growth without significant financial investment. By adopting cost-effective AI strategies, small businesses can streamline processes, maximize resources and remain competitive in today's market. Related: How Small and Mid-Sized Businesses Can Leverage AI to Compete With Large Companies 1. Automate routine tasks Repetitive tasks such as handling customer inquiries, scheduling appointments or processing orders can drain valuable time and resources. AI enables automation of these processes, ensuring they are handled efficiently and consistently. For example, conversational AI can provide 24/7 customer support, while workflow automation systems can streamline back-office tasks, reducing errors and freeing employees to focus on more complex and strategic activities. 2. Personalize marketing and engagement AI can analyze customer behavior to identify preferences, enabling businesses to tailor their marketing efforts. Whether it's creating personalized email campaigns , targeting ads to specific customer segments or optimizing social media posts, AI ensures that messages reach the right audience at the right time with the right content. This not only enhances engagement but also increases the return on marketing investments. 3. Enhance decision-making with data insights Making informed decisions is critical to small business success. AI can process large amounts of data to identify trends, patterns and insights that might otherwise go unnoticed. From understanding customer buying habits to forecasting demand for products, AI provides actionable insights that empower businesses to make data-driven decisions , reduce waste and seize opportunities faster. 4. Improve customer relationship management Effective customer relationship management requires timely responses and personalized interactions. AI enhances these efforts by analyzing customer data to predict needs, suggest next steps and automate follow-ups. This not only strengthens customer relationships but also ensures that no opportunity for engagement is missed, boosting overall satisfaction and loyalty. 5. Streamline hiring and workforce management Recruiting and managing employees can be time-consuming and costly. AI can help by screening resumes, matching candidates to job descriptions and identifying the best fits for open roles. It can also assist with scheduling shifts, monitoring productivity and providing real-time feedback, making workforce management more efficient and scalable. Related: Harnessing the Power of AI: 5 Game Changing Tactics for Small Businesses 6. Optimize inventory and resource management AI can predict demand, identify inventory gaps and automate reordering processes, ensuring that small businesses maintain optimal stock levels. By preventing overstocking or understocking, businesses can save money, reduce waste and improve supply chain efficiency. Additionally, AI can suggest cost-saving measures in procurement or operations based on historical data and usage trends. Implementing AI in a cost-effective manner To integrate AI affordably, small businesses should: Related: Small Businesses Have Fewer Resources Than Big Companies. Here's How AI Can Fill the Gaps.
Former prime minister Gordon Brown and Scottish First Minister John Swinney were among those who remembered a “giant of a man” during a memorial service for Alex Salmond. Tributes were paid to the former Scottish first minister, who died suddenly in North Macedonia in October at the age of 69. A private family funeral has already taken place, with Saturday’s memorial service in Edinburgh held to celebrate his love of Scotland and his commitment to the cause of independence. But while some 500 people, including family, friends and politicians from across the spectrum attended the service at St Giles’ Cathedral, his successor Nicola Sturgeon was not present. A rift between her and Mr Salmond – who she had previously described as her mentor – developed during her term as SNP leader. Ms Sturgeon attended the funeral of Scottish comedian Janey Godley in Glasgow on Saturday morning. Her successor, Mr Swinney, was met with boos as he arrived at the service – held on St Andrew’s Day – with at least one person in the crowd outside on the Royal Mile shouting “traitor”. Mr Salmond stood down as SNP leader and first minister after the 2014 referendum in which Scots voted to stay part of the UK. He helped found and went on to lead another pro-independence party, Alba, with Kenny MacAskill, a long-time friend who served as justice secretary in Holyrood under Mr Salmond. Mr MacAskill, now the acting Alba leader, told the congregation – which included Mr Salmond’s widow Moira as well as Scottish Labour leader Anas Sarwar, former Labour first minister Henry McLeish and Scottish Conservative leader Russell Findlay – that Mr Salmond had been a “giant of man”. Mr MacAskill, who quit the SNP to join Alba, hailed Mr Salmond as “an inspiration, a political genius” and being “most of all a man who had the cause of independence burned into his heart and seared in his soul”. The cause of independence was Mr Salmond’s “guiding light, his north star”, the former justice secretary said, adding that “he came so close to achieving it”. He added: “Those of us who share his dream must conclude that journey on his behalf. That’s the legacy he’d expect and the duty we owe him.” Recalling Mr Salmond’s words from when he stood down as first minister that “the dream shall never die”, Mr MacAskill concluded his address with the words: “Your dream shall be delivered.” Former Conservative Brexit minister and long-time friend of Mr Salmond, David Davis, gave a reading as did former Scottish government minister SNP MSP Fergus Ewing. Scottish folk singer Dougie MacLean performed his famous song Caledonia, while singer Sheena Wellington led mourners in a rendition of Robert Burns’ classic A Man’s A Man For A’ That. Scottish rock duo the Proclaimers were applauded for their performance of Cap in Hand – a pro-independence song which features the line “I can’t understand why we let someone else rule our land, cap in hand”. Brothers Craig and Charlie Reid said: “We’re going to do this for Alex, with love and respect and eternal gratitude for everything you did for our country.” Christina Hendry described her Uncle Alex as a “political giant, a strong leader, a fearless campaigner” but also remembered his as a “dearly loved husband, brother and uncle”. While she said he had been “the top man in Scotland”, he had “always made time for his family”, recalling how he phoned her brother on his birthday – the day after the Scottish independence referendum in 2014 – to apologise for not posting a card “as he’d been busy”, before telling them he would “resigning in 10 minutes”. She told the congregation: “As his family, we always felt loved no matter how far away he was or the time that passed before we saw him next. “We always knew he was standing up for our country, and for that we were grateful.” Ms Hendry continued: “The world will be a much quieter place without Uncle Alex, for Moira, for the wider family and for Scotland. “Uncle Alex passing means a great loss for many. A loss of Scotland’s voice on the international stage. A loss of integrity in Scottish politics. And a great loss to Scotland’s independence movement. “As a family it is likely a loss we will never get over.” Duncan Hamilton KC, who was an SNP MSP after the first Scottish Parliament elections, but also served as a political adviser and legal counsel to Mr Salmond, said the former first minister had “rightly been hailed as one of the greatest Scottish politicians of this, or any, generation”. He told how Mr Salmond took the SNP from being “a fringe act trying to get onto the main stage” to a party of government. “In Scottish politics, his success was both spectacular and unrivalled,” Mr Hamilton said. “Alex Salmond will forever be a pivotal figure in Scotland’s story. He changed a nation. He inspired a country. “History will certainly remember him as a man of talent, charisma and substance. But also as a political leader of courage, vision and intelligence. “He dared to dream. And so should we.” As the service finished the crowd gathered outside applauded and chanted “Alex, Alex” before singing Flower Of Scotland.Kingsview Wealth Management LLC lessened its position in iShares U.S. Technology ETF ( NYSEARCA:IYW – Free Report ) by 33.7% during the 3rd quarter, according to the company in its most recent Form 13F filing with the SEC. The institutional investor owned 2,019 shares of the exchange traded fund’s stock after selling 1,026 shares during the period. Kingsview Wealth Management LLC’s holdings in iShares U.S. Technology ETF were worth $306,000 as of its most recent SEC filing. A number of other institutional investors have also recently made changes to their positions in IYW. International Assets Investment Management LLC increased its holdings in iShares U.S. Technology ETF by 29,435.7% in the 3rd quarter. International Assets Investment Management LLC now owns 3,190,156 shares of the exchange traded fund’s stock worth $483,691,000 after buying an additional 3,179,355 shares in the last quarter. 1832 Asset Management L.P. boosted its holdings in shares of iShares U.S. Technology ETF by 173.9% during the 2nd quarter. 1832 Asset Management L.P. now owns 1,022,598 shares of the exchange traded fund’s stock valued at $153,901,000 after acquiring an additional 649,192 shares during the last quarter. Hsbc Holdings PLC grew its stake in shares of iShares U.S. Technology ETF by 1,170.2% in the second quarter. Hsbc Holdings PLC now owns 572,587 shares of the exchange traded fund’s stock worth $86,174,000 after acquiring an additional 527,510 shares during the period. Sanctuary Advisors LLC purchased a new position in shares of iShares U.S. Technology ETF during the second quarter valued at approximately $57,410,000. Finally, Envestnet Asset Management Inc. lifted its position in iShares U.S. Technology ETF by 3.2% during the second quarter. Envestnet Asset Management Inc. now owns 11,813,520 shares of the exchange traded fund’s stock valued at $1,777,935,000 after purchasing an additional 371,517 shares during the period. iShares U.S. Technology ETF Trading Up 0.9 % NYSEARCA:IYW opened at $159.33 on Friday. The company has a market cap of $19.57 billion, a PE ratio of 38.84 and a beta of 1.43. The company has a 50 day simple moving average of $155.00 and a two-hundred day simple moving average of $149.05. iShares U.S. Technology ETF has a 12 month low of $114.84 and a 12 month high of $161.49. iShares U.S. Technology ETF Profile iShares U.S. Technology ETF, formerly iShares Dow Jones U.S. Technology Sector Index Fund (the Fund) is a non-diversified fund. The Fund seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of the Dow Jones U.S. Technology Index (the Index). Read More Want to see what other hedge funds are holding IYW? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for iShares U.S. Technology ETF ( NYSEARCA:IYW – Free Report ). 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Kingsview Wealth Management LLC trimmed its holdings in shares of Comfort Systems USA, Inc. ( NYSE:FIX – Free Report ) by 51.5% in the 3rd quarter, Holdings Channel.com reports. The institutional investor owned 636 shares of the construction company’s stock after selling 676 shares during the period. Kingsview Wealth Management LLC’s holdings in Comfort Systems USA were worth $248,000 at the end of the most recent reporting period. Several other hedge funds and other institutional investors have also added to or reduced their stakes in FIX. Hollencrest Capital Management bought a new stake in shares of Comfort Systems USA during the 3rd quarter valued at about $28,000. Thurston Springer Miller Herd & Titak Inc. bought a new stake in Comfort Systems USA during the third quarter valued at approximately $38,000. Opal Wealth Advisors LLC purchased a new position in Comfort Systems USA in the 2nd quarter worth approximately $41,000. V Square Quantitative Management LLC increased its holdings in shares of Comfort Systems USA by 59.5% in the 3rd quarter. V Square Quantitative Management LLC now owns 126 shares of the construction company’s stock worth $49,000 after buying an additional 47 shares during the last quarter. Finally, Contravisory Investment Management Inc. raised its position in shares of Comfort Systems USA by 126.9% during the 3rd quarter. Contravisory Investment Management Inc. now owns 152 shares of the construction company’s stock valued at $59,000 after buying an additional 85 shares in the last quarter. 96.51% of the stock is currently owned by hedge funds and other institutional investors. Wall Street Analyst Weigh In FIX has been the subject of several research reports. Stifel Nicolaus initiated coverage on shares of Comfort Systems USA in a research report on Friday, November 15th. They issued a “buy” rating and a $524.00 target price for the company. Northcoast Research began coverage on Comfort Systems USA in a research note on Friday, November 22nd. They set a “buy” rating and a $525.00 price target for the company. StockNews.com upgraded Comfort Systems USA from a “hold” rating to a “buy” rating in a research report on Saturday, October 12th. Finally, UBS Group raised Comfort Systems USA from a “neutral” rating to a “buy” rating and raised their price objective for the company from $396.00 to $525.00 in a report on Tuesday, November 19th. One research analyst has rated the stock with a hold rating and five have given a buy rating to the stock. According to MarketBeat, the stock presently has an average rating of “Moderate Buy” and an average target price of $481.00. Insider Buying and Selling In other Comfort Systems USA news, Chairman Franklin Myers sold 12,000 shares of the stock in a transaction that occurred on Wednesday, October 30th. The stock was sold at an average price of $390.18, for a total value of $4,682,160.00. Following the completion of the sale, the chairman now owns 106,498 shares in the company, valued at approximately $41,553,389.64. This trade represents a 10.13 % decrease in their position. The transaction was disclosed in a filing with the SEC, which can be accessed through the SEC website . Also, Director Vance W. Tang sold 2,700 shares of the business’s stock in a transaction that occurred on Monday, October 28th. The shares were sold at an average price of $390.00, for a total value of $1,053,000.00. Following the transaction, the director now directly owns 5,498 shares in the company, valued at $2,144,220. This trade represents a 32.93 % decrease in their ownership of the stock. The disclosure for this sale can be found here . Insiders have sold a total of 36,200 shares of company stock valued at $15,431,250 over the last three months. 1.80% of the stock is owned by company insiders. Comfort Systems USA Stock Performance NYSE FIX opened at $493.27 on Friday. The company has a 50-day simple moving average of $426.20 and a two-hundred day simple moving average of $358.72. Comfort Systems USA, Inc. has a 12-month low of $185.83 and a 12-month high of $510.79. The firm has a market cap of $17.56 billion, a price-to-earnings ratio of 37.74 and a beta of 1.13. The company has a quick ratio of 1.02, a current ratio of 1.04 and a debt-to-equity ratio of 0.04. Comfort Systems USA ( NYSE:FIX – Get Free Report ) last issued its earnings results on Thursday, October 24th. The construction company reported $4.09 earnings per share for the quarter, beating the consensus estimate of $3.97 by $0.12. Comfort Systems USA had a return on equity of 32.74% and a net margin of 7.18%. The company had revenue of $1.81 billion during the quarter, compared to analysts’ expectations of $1.84 billion. During the same period in the prior year, the business posted $2.74 EPS. Comfort Systems USA’s quarterly revenue was up 31.5% compared to the same quarter last year. On average, equities analysts forecast that Comfort Systems USA, Inc. will post 13.95 EPS for the current year. Comfort Systems USA Increases Dividend The company also recently announced a quarterly dividend, which was paid on Monday, November 25th. Stockholders of record on Thursday, November 14th were issued a $0.35 dividend. This is a boost from Comfort Systems USA’s previous quarterly dividend of $0.30. The ex-dividend date of this dividend was Thursday, November 14th. This represents a $1.40 annualized dividend and a dividend yield of 0.28%. Comfort Systems USA’s dividend payout ratio (DPR) is currently 10.71%. About Comfort Systems USA ( Free Report ) Comfort Systems USA, Inc, together with its subsidiaries, provides mechanical and electrical installation, renovation, maintenance, repair, and replacement services for the mechanical and electrical services industry in the United States. It operates through two segments, Mechanical and Electrical. The company offers heating, ventilation, and air conditioning systems, as well as plumbing, electrical, piping and controls, off-site construction, monitoring, and fire protection. Recommended Stories Want to see what other hedge funds are holding FIX? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Comfort Systems USA, Inc. ( NYSE:FIX – Free Report ). Receive News & Ratings for Comfort Systems USA Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Comfort Systems USA and related companies with MarketBeat.com's FREE daily email newsletter .Lions make multiple roster moves, one questionable release and a poaching of a third player Detroit must have been impressed with after playing against
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