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Arne Slot had little interest in discussing the contract situation of his Liverpool stars after a comeback win over Leicester on Boxing Day. Liverpool moved seven points clear at the top of the Premier League with a 3-1 victory over Leicester, having fallen behind inside six minutes after Jordan Ayew gave the visitors a shock lead. Cody Gakpo levelled before the break, though, and Curtis Jones and Mohamed Salah then got themselves on the scoresheet to turn it into a routine night for the Reds. Salah now has 16 Premier League goals this season, three more than nearest challenger Erling Haaland, but he is free to hold talks with clubs abroad over a free transfer from next week. The Egyptian, like Trent Alexander-Arnold and Virgil van Dijk , is out of contract at the end of the season and no new deal has yet been agreed with Liverpool. Slot was asked for an update on the trio’s contract talks after the match, but instead responded with an overview of their performances and suggested there was room for improvement for Alexander-Arnold. “We don’t talk about contracts in public,” Slot told Amazon Prime Video. “This is something for the players and Richard [Hughes, Liverpool sporting director]. It’s not up to me to talk about those situations in public. “It’s clear that Mo again had a good game. Virgil had a very good game. Trent for most parts was really good, [with] one or two exceptions. But especially second-half, he was really good. “That we can talk about, not about the contracts.” Arsenal must beat Ipswich on Friday night to move second and close the gap to Liverpool to six points, though Slot’s side will still have a game in hand over the Gunners. Liverpool have been beaten only once this season and it was put to Slot that it is now their title to lose, rather than to win. Slot replied: “Interesting question! I don’t look at it that way. Bit of a boring answer but as a manager you go game by game, and you know how many games you still have to play. "Especially in the Premier League, you see sometimes results where you didn’t expect that. But you can expect this because so many teams have so much quality. “If this would have happened in the Eredivisie I would probably have felt OK, this is true what you’re saying.”H-1B Uproar Obscures Vast Workforce of Other White-Collar MigrantsGlobal Thermal Analysis Software Market Size, Share and Forecast By Key Players-FLIR Systems, DAQLOG Systems, SATIR, Siemens Industry Software, Operation Technology 12-27-2024 07:29 PM CET | Advertising, Media Consulting, Marketing Research Press release from: Market Research Intellect Thermal Analysis Software Market USA, New Jersey- According to the Market Research Intellect, the global Thermal Analysis Software market is projected to grow at a robust compound annual growth rate (CAGR) of 14.93% from 2024 to 2031. Starting with a valuation of 7.68 Billion in 2024, the market is expected to reach approximately 17.7 Billion by 2031, driven by factors such as Thermal Analysis Software and Thermal Analysis Software. This significant growth underscores the expanding demand for Thermal Analysis Software across various sectors. The thermal analysis software market is experiencing strong growth as industries increasingly rely on precise thermal measurements and simulations for product development and quality control. With applications across sectors like automotive, electronics, materials science, and pharmaceuticals, the demand for advanced thermal analysis tools is rising. These software solutions enable users to evaluate heat-related properties such as thermal conductivity, heat flow, and thermal stability, which are crucial for designing efficient and durable products. The integration of cutting-edge technologies like artificial intelligence (AI) and machine learning (ML) is further enhancing the software's capabilities, offering more accurate predictions and simulations. As industries prioritize energy efficiency, performance optimization, and sustainability, the thermal analysis software market is expected to continue expanding, offering essential tools for improving product design and manufacturing processes. The dynamics of the thermal analysis software market are influenced by technological advancements, growing industry demands, and the increasing emphasis on sustainability. The adoption of AI and machine learning is revolutionizing thermal simulations, providing more accurate predictions and reducing the time required for testing. As industries like automotive and electronics focus on optimizing energy efficiency and reducing environmental impact, the need for reliable thermal analysis tools has grown. Additionally, the rising complexity of materials and product designs is driving the demand for sophisticated software that can analyze multiple thermal properties simultaneously. Regulatory pressures surrounding environmental sustainability and energy consumption are also influencing the market, pushing companies to incorporate thermal analysis software into their design and testing processes. The market is expected to continue evolving, fueled by the need for more advanced, data-driven thermal management solutions. Request PDF Sample Copy of Report: (Including Full TOC, List of Tables & Figures, Chart) @ https://www.marketresearchintellect.com/download-sample/?rid=2706380&utm_source=OpenPr&utm_medium=047 Key Drivers: The growth of the Thermal Analysis Software market is driven by several key factors. Technological advancements in Thermal Analysis Software have enabled greater efficiency and enhanced capabilities, spurring adoption across industries. Additionally, the rising demand for sustainable and eco-friendly solutions is pushing companies to innovate and adopt greener practices. Expanding applications in sectors like Thermal Analysis Software and Thermal Analysis Software are further contributing to market demand, as these industries seek advanced solutions to streamline operations and enhance product quality. Favorable government policies and incentives in regions such as North America, Europe, and Asia-Pacific support investment and growth. Moreover, an increasing focus on Thermal Analysis Software for improving operational efficiency and cost-effectiveness is encouraging businesses to embrace new technologies, fostering sustained market expansion. Mergers and Acquisitions Mergers and acquisitions (M&A) play a pivotal role in the Thermal Analysis Software market, as companies look to expand their capabilities, access new technologies, and strengthen market presence. Leading players engage in strategic acquisitions to consolidate their position and gain a competitive edge. These transactions often facilitate the integration of advanced Thermal Analysis Software solutions, helping firms broaden their product portfolios and meet growing customer demands. Additionally, M&A activities support companies in achieving economies of scale and penetrating new regional markets, particularly in high-growth areas like Asia-Pacific. Through such strategic alliances, businesses aim to accelerate innovation, enhance operational efficiency, and address evolving market challenges, ultimately driving the overall growth of the Thermal Analysis Software market. Get a Discount On The Purchase Of This Report @ https://www.marketresearchintellect.com/ask-for-discount/?rid=2706380&utm_source=OpenPr&utm_medium=047 The following Key Segments Are Covered in Our Report By Type Cloud-Based On-Premise By Application Thermal Imager Optical Imaging Camera Drone System Other Major companies in Thermal Analysis Software Market are: FLIR Systems, DAQLOG Systems, SATIR, Siemens Industry Software, Operation Technology, iREP, Testo SE?Co.KGaA, Fluke Corporation, Efficient Plant, Keysight Technologies, ThermaFY, Infrared Cameras Inc, METTLER TOLEDO, PerkinElmer, Flixo, AKTS, Winmate, NOVA Integration Solutions, Software Cradle, InfraTec GmbH, HTflux, Hexagon AB, Shimadzu Scientific Instruments, Physibel, ThermoAnalytics Global Thermal Analysis Software Market -Regional Analysis North America: North America is expected to hold a significant share of the Thermal Analysis Software market due to advanced technological infrastructure and the presence of major market players. High demand across sectors like Thermal Analysis Software and Thermal Analysis Software is driving growth, with the U.S. being a key contributor. Additionally, ongoing investments in R&D and innovation reinforce the region's strong market position. Europe: Europe is projected to experience steady growth, driven by stringent regulatory standards and a rising focus on sustainability in Thermal Analysis Software practices. Countries like Germany, France, and the UK are leading due to their advanced industrial base and supportive government policies. The demand for eco-friendly and efficient Thermal Analysis Software solutions is expected to continue fostering market expansion. Asia-Pacific: Asia-Pacific is anticipated to be the fastest-growing region, fueled by rapid industrialization and urbanization. Countries such as China, India, and Japan are driving demand due to expanding consumer bases and increasing investments in infrastructure. The region's robust manufacturing sector and favorable economic policies further enhance growth opportunities in the Thermal Analysis Software market. Latin America: Latin America and the Middle East & Africa are expected to show moderate growth in the Thermal Analysis Software market. In Latin America, growth is supported by rising industrial activities in countries like Brazil and Mexico. Meanwhile, in the Middle East & Africa, infrastructure development and an increasing focus on innovation in sectors like Thermal Analysis Software are key drivers of market expansion. Middle East and Africa: The Middle East and Africa represent emerging markets in the global Thermal Analysis Software market, with countries like UAE, Saudi Arabia, South Africa, and Nigeria showing promising growth potential. Economic diversification efforts, urbanization, and a young population are driving demand for Thermal Analysis Software products and services in the region. Frequently Asked Questions (FAQ) 1. What is the current size of the Thermal Analysis Software market? Answer: The Thermal Analysis Software market was valued at approximately 7.68 Billion in 2024, with projections suggesting it will reach 17.7 Billion by 2031, growing at a CAGR of 14.93%. 2. What factors are driving the growth of the Thermal Analysis Software market? Answer: The market's expansion is attributed to several factors, including increased demand for Thermal Analysis Software, advancements in Thermal Analysis Software technology, and the adoption of Thermal Analysis Software across various sectors. 3. Which regions are expected to dominate the Thermal Analysis Software market? Answer: Regions such as North America, Europe, and Asia-Pacific are anticipated to lead due to the presence of major industry players and growing investments in Thermal Analysis Software. 4. Who are the key players in the Thermal Analysis Software market? Answer: Prominent companies in the Thermal Analysis Software market include Thermal Analysis Software, Thermal Analysis Software, and Thermal Analysis Software, each contributing to market growth through innovations and strategic partnerships. 5. What challenges does the Thermal Analysis Software market face? Answer: The market faces challenges such as Thermal Analysis Software, regulatory compliance, and competition from alternative solutions. However, ongoing advancements aim to address these issues. 6. What are the future trends in the Thermal Analysis Software market? Emerging trends include the integration of Thermal Analysis Software technology, sustainability practices, and digital transformation in processes, all expected to shape the market's future. 7. How can businesses benefit from the Thermal Analysis Software market? Answer: Businesses can leverage growth opportunities in the Thermal Analysis Software market by adopting new solutions, enhancing operational efficiency, and expanding their offerings to meet evolving consumer demands. 8. Why invest in a Thermal Analysis Software market report from MRI? Answer: MRI's report provides in-depth analysis, future projections, and key insights to support strategic decision-making, enabling businesses to stay competitive and capitalize on growth trends in the Thermal Analysis Software market. 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https://github.com/Sumit231998/MRI2/blob/main/COVID-19-Impact-on-Bispyribac-Sodium-Market-Size-And-Forecast:-Key-Segments-and-Forecasted-Growth-by-Region.md https://github.com/Sumit231998/MRI2/blob/main/Thermoformed-Shallow-Tray-Competitive-Market-Size-And-Forecast:-A-Comprehensive-Guide-to-Market-Dynamics-and-Trends.md https://github.com/Sumit231998/MRI2/blob/main/IGHG4-Antibody-Market-Size-And-Forecast:-Exploring-Growth-Prospects-and-Competitive-Landscape.md https://github.com/Sumit231998/MRI2/blob/main/Active-Hearing-Protection-Market-Size-And-Forecast:-Impact-of-Technology-and-Innovation-on-Market-Development.md https://github.com/Sumit231998/MRI2/blob/main/China-Pallet-Pump-Market-Size-And-Forecast:-Strategic-Insights-for-Stakeholders-and-Investors.md About Us: Market Research Intellect Market Research Intellect is a leading Global Research and Consulting firm servicing over 5000+ global clients. We provide advanced analytical research solutions while offering information-enriched research studies. We also offer insights into strategic and growth analyses and data necessary to achieve corporate goals and critical revenue decisions. Our 250 Analysts and SMEs offer a high level of expertise in data collection and governance using industrial techniques to collect and analyze data on more than 25,000 high-impact and niche markets. Our analysts are trained to combine modern data collection techniques, superior research methodology, expertise, and years of collective experience to produce informative and accurate research. Our research spans a multitude of industries including Energy, Technology, Manufacturing and Construction, Chemicals and Materials, Food and Beverages, etc. Having serviced many Fortune 2000 organizations, we bring a rich and reliable experience that covers all kinds of research needs. For inquiries, Contact Us at: Mr. Edwyne Fernandes Market Research Intellect APAC: +61 485 860 968 EU: +44 788 886 6344 US: +1 743 222 5439 This release was published on openPR.Revival Gold Announces AGM Results and Transition in Exploration Leadership

A virtual connection gone horribly wrong leads to a stabbing, according to Sheriff's Office.Sport Don't miss out on the headlines from Sport. Followed categories will be added to My News. Outspoken former finalist Simona Halep has withdrawn from next month’s Australian Open because of injury, delaying her return to the majors after a two-year absence following a doping ban. The Romanian, who made the Australian Open final in 2018 before going on to win Wimbledon that year then the French Open in 2019, had been given a wildcard entry into the qualifying event for the first Grand Slam of 2025. But she announced on her social media accounts that she had been forced to delay her comeback after aggravating some niggling injuries while playing in an exhibition event in the Middle East earlier this month. “After playing in Abu Dhabi, unfortunately, I felt pain in my knee and shoulder once again,” Halep posted. Simona Halep of Romania reacts as she plays against Daria Snigur of Ukraine during their 2022 US Open Tennis tournament women's singles first round match at the USTA Billie Jean King National Tennis Center in New York, on August 29, 2022. (Photo by KENA BETANCUR / AFP) “After discussing with my team at length, we agreed it is sensible to delay the start of my season. It’s not what I wanted but I would like to thank the tournament organisers in Auckland and Australia for the wildcards, and I’m sorry I won’t be able to take them this time.” Halep, 33, joins a long list of players in recent years, who have pulled out of the Australian Open, which is often played in scorching Summer heat. Instead, she said she was now hoping to start her season at the Transylvania Open in her homeland in early February. “I will rest up and intend for my next event to be Cluj, where I can’t wait to play in front of the amazing Romanian fans,” she said. Although they won’t dare say it publicly, tennis officials may well breathe a sigh of relief that Halep is skipping the Australian Open. Simona Halep is on the comeback trail from a ban related to doping offences. Picture: Getty Initially banned for four years over two doping offences she has always maintained she was innocent of, Halep succeeded in having her suspension reduced to nine months after the Court of Arbitration for Sport (CAS) agreed that “on the balance of probabilities” she had not taken any banned substances intentionally. Despite being cleared to return Halep has been outspoken about the way other players have received more lenient penalties, notably Iga Swiatek, a five-time major winner and one of the favourites to win the women’s title at Melbourne Park. In a recent interview with the British press, Halep, without naming Swiatek, questioned why Swiatek was banned only for a month after testing positive for the prohibited substance trimetazidine (TMZ). “The woman player – I don’t want to give name, you know about who I’m talking about – she had the three-week suspension, then she played two events, and then she gets again suspension. What is this? I mean, I don’t understand. So I feel it is not fair,” Halep said. With anti-doping issues set to dominate Melbourne Park after the defending Australian Open men’s champion Jannik Sinner escaped a ban after testing positive, Halep’s outspoken criticism has divided the sport. While many support her grievances, others, including Australia’s multi Grand Slam doubles champion Rennae Stubbs, believe the Romanian’s complaints should be aimed elsewhere. “She’s obviously angry, but her ire should be directed at the system, not at Iga. There are numerous players who channel their frustration toward another player, but they should be mad at the system,” Stubbs said on her podcast. “It’s not the players’ fault; they play by the rules. If they didn’t, they wouldn’t be competing.” More Coverage Stosur: The ‘Demon’ has exactly what he needs to take on the AO Rebecca Williams ‘Never know the truth’: Sabalenka weighs in on Tennis’ doping cloud Callum Dick Originally published as Former world no.1 Simona Halep withdraws from Australian Open as drugs comeback hits hurdle Join the conversation Add your comment to this story To join the conversation, please log in. Don't have an account? Register Join the conversation, you are commenting as Logout More related stories Sport New details on Sydney to Hobart tragedy Organisers have vowed the Sydney to Hobart yacht race will continue after two sailors died and another was flung overboard on its first night. Read more Other Sports ‘HEARTBREAKING’: Two dead as tragedy, carnage rocks Sydney to Hobart Two sailors have died in separate incidents in the Sydney to Hobart race. Read more

Rivian Automotiv e (NASDAQ: RIVN) stock is on a roll. A recent move higher has gone into overdrive over the past two days. That's because of yesterday's announcement that many investors see as a pivotal moment for Rivian's long-term success. The company has received a conditional commitment from the U.S. Department of Energy (DOE) for a large loan that should support Rivian into its next phase of growth. That has shares moving higher again today by 3.7% as of 12:15 p.m. ET. The news, combined with progress in the underlying business, has pushed the stock up by over 20% in the past week. Start Your Mornings Smarter! Wake up with Breakfast news in your inbox every market day. Sign Up For Free » Rivian's push toward profitability Rivian's business has been progressing reasonably well, even in the face of supply chain issues and lower consumer demand for electric vehicles (EVs) than some expected. In its third-quarter report earlier this month, Rivian management reiterated its expectations to generate positive gross margin in the current quarter. The company has reduced capital spending plans and made cost-cutting efforts to help achieve that goal. One decision was to begin the first line of its R2 vehicle production at its existing production facility in Illinois. A prior plan to invest additional capital in a second manufacturing plant in Georgia was put on hold with that decision. However, yesterday's announcement of a $6.6 billion conditional loan from the DOE to help fund that second facility's construction has investors seeing a path toward another phase of growth for Rivian. The plant will ultimately have the capacity for 400,000 vehicles annually, and the project should result in 7,500 full-time operations jobs by 2030. Investors who envision the additional capacity leading to positive free cash flow for the company are buying the stock ahead of those business results. That's an aggressive position to take, but one that could pay off in the end. Investors should just realize the many risks that still remain, and allocate any position accordingly. Should you invest $1,000 in Rivian Automotive right now? Before you buy stock in Rivian Automotive, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now... and Rivian Automotive wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $839,060 !* Stock Advisor provides investors with an easy-to-follow blueprint for success, including guidance on building a portfolio, regular updates from analysts, and two new stock picks each month. The Stock Advisor service has more than quadrupled the return of S&P 500 since 2002*. See the 10 stocks » *Stock Advisor returns as of November 25, 2024 Howard Smith has positions in Rivian Automotive. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy . Why Rivian Stock Surged Higher Again Today was originally published by The Motley FoolQueen Camilla has undergone a complete style overhaul over the past few years, with many picking up on her chic style and acessories. The 77-year-old is said to be a huge fan of Monica Vinader which is an affordable jewellery brand - and you can buy her look for less than £100 thanks to their huge Black Friday sale. Last year at the 140th Sandringham Flower Show, Camilla put on a colour display and donned the Goddess Coin Pendant Charm - which you can buy here for £68 . It is reduced from £98 thanks to a flash offer giving 30 percent off. The pendant charm is described as: "Inspired by a rare Celtic coin depicting a warrior queen, channel your own inner goddess with this gold vermeil talisman. A handcrafted symbol of strength, protection and courage." However you must be quick as stock is flying off the shelves after this huge deal sparked a frenzy among royal fans due to their collection being worn by the likes of Princess Kate and Meghan Markle too. Make sure you are fast, as the website has crashed over the past few days. Customers have been forced to wait in queue for over 15 minutes before they can view the site. Her Majesty has a sweet connection to this brand and recently met with the owner herself. Back in 2023, she travelled to Norfolk to Monic Vinader's headquarters, which is based in the small quaint village of Holkham. Queen Camilla presented her with a sustainability award and was treated to a tour around her studio before sitting down and having a catch-up. Just a few days before the pair became acquainted after they met at an exciting engagement in Wells, England, where the Queen gushed over her. She revealed that some of her family members were "incredibly jealous" that she got to meet with Monica. The Queen revealed that her grandchildren are huge fans of Monica Vinader and hinted that their grandmother could pick up some pieces while she visited the designer. This comes after Princess Kate donning multiple looks from the designer which date all the way back to 2016. Just earlier this month she attended the Festival of Rememberance service and wore the Nura Pearl Necklace which you can buy here for £89, if you click on this link.

CHARLOTTE, N.C. , Dec. 26, 2024 /PRNewswire/ -- Bank of America Corporation announced today that it will redeem all outstanding shares of its Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series MM (CUSIP No. 060505FR0), liquidation preference $25,000 per share (the "Preferred Stock"), and the corresponding depositary shares each representing a 1/25 th interest in a share of the Preferred Stock (CUSIP No. 060505FQ2) (the "Depositary Shares"). Javascript is required for you to be able to read premium content. Please enable it in your browser settings.

AP Trending SummaryBrief at 6:06 p.m. ESTAn Online Debate Over Foreign Workers in Tech Shows Tensions in Trump’s Political CoalitionBucs announce Shaq Barrett's signing, activate WR Kameron Johnson, S Jordan Whitehead from IR

1 2 Chandrapur: Lloyds Metals and Engineers Ltd, in partnership with Lloyds Infinity Foundation, on Thursday launched two fully equipped ambulances as part of its Corporate Social Responsibility (CSR) initiatives. The ambulances, classified as Type B and Type C, aim to provide critical medical transport and emergency care to underserved communities, aligning with the foundation's mission of improving healthcare access and quality of life. These ambulances will ensure 24x7 availability for emergencies, bridging healthcare gaps in the area. The inaugural ceremony held in Ghugus was presided over by sub-divisional officer Jernath Chandra, alongside other key dignitaries including district civil surgeon Dr Mahadev Chincholkar. Company representatives emphasised their commitment to societal welfare. Senior vice-president of company Prashant Puri highlighted the ethos of ‘service to humanity' in is address. Stay updated with the latest news on Times of India . Don't miss daily games like Crossword , Sudoku , Location Guesser and Mini Crossword .US President-elect Donald Trump has requested that the Supreme Court delay the implementation of a law that would ban TikTok unless its Chinese parent company, ByteDance, sell it to a non-Chinese buyer. The app has challenged the legislation, arguing that it infringes on the free speech of more than 170 million Americans who use the app, and unfairly single out the platform. The law is set to take effect on January 19, 2025–one day before Trump’s inauguration. After the deadline, app stores and internet services in the country are expected to face fines for hosting TikTok if it is not sold. In a legal brief filed earlier this week, John Sauer, Trump’s incoming Solicitor General, argued that the timing of the ban interferes with the new administration’s ability to address security concerns and negotiate a “political” resolution. Sauer said that Trump views the app as a “unique medium for freedom of expression, including core political speech.” And that the president-elect is wary of the precedent the potential ban might set. It contrasts with Trump’s first term, when he sought to ban the app outright, also citing similar security concerns. President-elect Trump even stated during a press conference on December 16 that he has a “warm spot in [his] heart for TikTok” because he claimed he “won youth by 34 points...There are those that say that TikTok has something to do with it.” The law forcing TikTok to find a new owner within months or be banned was signed by US President Joe Biden in April. It addresses concerns voiced by national security officials in Washington, who cited the alleged influence of the Chinese government through the popular platform. At the time the law was adopted, ByteDance indicated that it had no plans to sell the platform. The Chinese Foreign Ministry said at the time that a ban would be “an act of bullying” that would backfire on the US. The ministry’s spokesperson at the time, Wang Wenbin, claimed that Washington has never stopped going after TikTok despite the fact that the authorities had failed to find any evidence of how the platform is a threat to national security. Earlier this month, Trump met with TikTok CEO Shou Zi Chew at his Mar-a-Lago estate in Florida, according to media reports. The details of this meeting have not been made public. The Supreme Court has agreed to hear TikTok’s appeal, with oral arguments scheduled for January 10, 2025.

Israeli police set to probe Netanyahu’s wife over ‘harassment of witnesses’OUT with the old, in with the new . . . job, that is. The first two weeks of the new year see the annual January jobs spike, with employers reporting an average 80 per cent surge in applications. Fresh research from Career Wallet suggests that 19 per cent of staff plan to shift careers in 2025, driven by concerns about the long-term viability of the role they hold in their current industry. However, with vacancy numbers continuing to fall, competition for the best positions will be tough. So it pays to be prepared. Whether your New Year’s resolution is to follow a new employment path, climb the career ladder or simply get back into work, Sunemployment is here to support you each week with the best, free, expert advice. Today, we’ve teamed up with CV Builder to share their top tips for finding a new job in the New Year. READ MORE ON EMPLOYMENT UPDATE YOUR CV THE flair for writing one is to decide what to include — and what to leave out — for each individual role you apply for. Search cv-library.co.uk/career-advice/cv/cv-templates/ to find the template best suited to the relevant sector. TAILOR APPLICATIONS WHILE it might be easy to fire off the same CV for every job, it won’t improve your chances of landing an interview. Most read in Business Tailor yours, and cover letter if applicable, to reflect the skills and attributes the job advert asks for. It will take more time but return better results. TRANSFER TACTICS NO direct experience in the position you are applying for? Mention useful transferable skills such as communication, problem solving and adaptability, with examples, which can help fill any gaps in your skillset. This is essential to beat AI systems which sift applications to find the best match. HEADER HEROES MAKE sure your CV has clear headers outlining your key skills, career history and qualifications, but also make it personal. Avoid meaningless jargon and inject your own personality. GET YOURSELF FOUND UPLOAD your CV onto jobs boards and update your LinkedIn profile to help hiring managers discover you. GROW YOUR NETWORK MANY jobs never get to the stage of being advertised or available online, so knowing the right people is still vital. Connect with others you have worked with, join online discussions, attend relevant conferences and events and make the effort to meet like-minded professionals. Then keep those connections going. Check in, ask for advice, be helpful to others. Most people are happy to help if you ask in the right way. This might feel like a long game, but it can really pay off if you put the effort in. BOOST YOUR SKILLS EMPLOYERS love to see people who are taking an active role in their own career development, so invest in online courses and read up on your industry so you know the key trends and developments for 2025. VOLUNTEER IF you are out of work, volunteering can bring new experiences and skills, and will be viewed positively by prospective employers. DO YOUR RESEARCH WHETHER you are preparing for interview or writing your CV, find out all you can about the organisation you are applying to. Look at company websites, social media or LinkedIn. You can also ask an AI tool such as ChatGPT for a summary of financial reports or challenges facing the sector. But make sure you fact check that the answer is correct. PREP FOR INTERVIEWS THIS is your time to shine, so be sure to practise and prep properly. Research who you are meeting, understand the role and the industry and think about the questions you might be asked. Ensure you have a bank of really clear examples of work you have done, or situations you can reference, that help to showcase your expertise. For instance, be ready with examples of where you overcame a challenge but still delivered, or where you had to collaborate successfully with others. If you are doing a presentation or task in an interview, leave time to spell check and make it look polished. Silly mistakes can quickly undermine good work. THE triple approach paid off when Chikondi Chamveka from Bristol wanted to launch a new career. She took action on three fronts – upskilling, volunteering and networking. The 28-year-old said: “If you want to find a new job for the new year, now is the time to start. Use the festive break to assess your skill set, then set about upskilling and retraining. “After relocating to the UK from Malawi, I discovered Click Start from the Institute of Coding, which helped me upskill and build my career. “The classes, employability workshops, and coaching sessions shaped my resume and prepared me for the workforce. I also took on two volunteer roles, attended networking events, and enrolled in the British Computer Society programme to enhance my digital skills and I now have a role as an insurance advisor with Lloyds Banking Group, one of the UK’s largest employers.” See instituteofcoding.org/campaign/click-start/ . Use time off wisely STRUGGLNG to switch off over Christmas ? Around half of UK workers will check in on work during their time off, but getting some downtime is essential if you’re ready to perform your best in the New Year. Here LinkedIn career expert Zara Easton shares her advice for a silent night or two away from work this Christmas holiday. She said: “It’s important to take breaks to avoid burnout at work. During the festive season, many of us will be looking forward to some well-earned time off to spend with family and friends. “However, it’s not always that simple. UK workers, particularly women, admit they feel the need to check in with work - even when they are on annual leave. It can be hard to switch off, but it’s very important for your mental health - and your career - to take this time away without feeling guilty or checking in.” lEnsure you leave a clear handover: Don’t overload teams with too much information, don’t offer a colleague’s help without running it by them first. lTell external clients and contacts who to contact: Craft a clear and concise OOO message and check it for typos, as it’s being broadcast to the outside world not just internally. lTurn off the tech: Switching off notifications on your workplace apps and email are a good way to enforce these boundaries for yourself. If you still feel tempted to check in, try deleting those apps from your phone. The additional effort you put into checking on work can help make you less likely to do it as frequently. lRediscover what energises you: Time off isn’t just an escape from work, it’s an opportunity to reconnect with yourself. Use your holiday to truly unplug – ditch the to-do lists and embrace activities that bring you energy . Explore nature, lose yourself in a good book, or spend quality time with family and friends. lLook to the future: By paying attention to what energises you, you will be reminded of what you need to prioritise to achieve a work-life balance, setting you up to be more productive and motivated on your return. MAKE the most of your 2025 annual leave allowance. Research from Away Resorts claims most full-time workers can push up the average 28 days off to 60 days by booking certain key dates as holiday. In January, book 2nd and 3rd to take advantage of the New Year bank holiday. During April, take four days off in the two weeks either side of Easter. You will use up eight days of holiday but gain 16 days off. May has a double bank holiday but taking off four days on the week of the Early May bank holiday and the later Spring bank holiday will use up eight days of your leave allowance but you’ll enjoy 18 days away from work. August bank holiday is on the 25th, so taking holiday from 26th to 29th gets you nine days off. Next Christmas falls on a Thursday, so book 22nd to 24th then 29th to 31st off, to ensure a fortnight’s festive holiday. Who's top dog? IS your office pooch top dog? Workplace design company Interaction has launched a competition to find Britain’s Best Office Dog. The firm is inviting dog owners to nominate their canine colleagues and share a photo of their pets at work, to highlight the important role that dogs play in workplace wellbeing. In the UK, households bought 3.2 million pets in lockdown and by supporting dog-friendly policies, companies can encourage these employees back into the office, while also reducing stress and improving engagement. READ MORE SUN STORIES The company will crown a monthly winner throughout 2025 and the overall winner will be named next December and will clinch a luxurious two-night stay at one of Britain’s finest canine-friendly hotels . Enter at interaction.uk.com/enter-britains-best-office-dog . Caremark is recruiting for care assistants and care managers nationally. Search at caremark.co.uk/careers/ Applications are open for the Govia Thameslink engineering apprenticeship scheme. You need to apply before Jan 1, 2025. Find out more at gtrailwaycareers.com/jobs/apprenticeships/

By Vanessa G. Sánchez, KFF Health News (TNS) LOS ANGELES — President-elect Donald Trump’s promise of mass deportations and tougher immigration restrictions is deepening mistrust of the health care system among California’s immigrants and clouding the future for providers serving the state’s most impoverished residents. At the same time, immigrants living illegally in Southern California told KFF Health News they thought the economy would improve and their incomes might increase under Trump, and for some that outweighed concerns about health care. Community health workers say fear of deportation is already affecting participation in Medi-Cal, the state’s Medicaid program for low-income residents, which was expanded in phases to all immigrants regardless of residency status over the past several years. That could undercut the state’s progress in reducing the uninsured rate, which reached a record low of 6.4% last year. Immigrants lacking legal residency have long worried that participation in government programs could make them targets, and Trump’s election has compounded those concerns, community advocates say. The incoming Trump administration is also expected to target Medicaid with funding cuts and enrollment restrictions , which activists worry could threaten the Medi-Cal expansion and kneecap efforts to extend health insurance subsidies under Covered California to all immigrants. “The fear alone has so many consequences to the health of our communities,” said Mar Velez , director of policy with the Latino Coalition for a Healthy California. “This is, as they say, not their first rodeo. They understand how the system works. I think this machine is going to be, unfortunately, a lot more harmful to our communities.” Alongside such worries, though, is a strain of optimism that Trump might be a boon to the economy, according to interviews with immigrants in Los Angeles whom health care workers were soliciting to sign up for Medi-Cal. Since Election Day, community health worker Yanet Martinez said, people are more reluctant to hear her pitch for subsidized health insurance or cancer prevention screenings. “They think I’m going to share their information to deport them,” Martinez said. (Vanessa G. Sánchez/KFF Health News/TNS) Clinics and community health workers encourage immigrants to enroll for health coverage through Medi-Cal and Covered California. But workers have noticed that fear of deportation has chilled participation. (Vanessa G. Sánchez/KFF Health News/TNS) Community health workers like Yanet Martinez encourage people to enroll for health benefits. But many California immigrants fear that using subsidized services could hurt their chances of obtaining legal residency. (Vanessa G. Sánchez/KFF Health News/TNS) Since Election Day, community health worker Yanet Martinez said, people are more reluctant to hear her pitch for subsidized health insurance or cancer prevention screenings. “They think I’m going to share their information to deport them,” Martinez said. (Vanessa G. Sánchez/KFF Health News/TNS) Selvin, 39, who, like others interviewed for this article, asked to be identified by only his first name because he’s living here without legal permission, said that even though he believes Trump dislikes people like him, he thinks the new administration could help boost his hours at the food processing facility where he works packing noodles. “I do see how he could improve the economy. From that perspective, I think it’s good that he won.” He became eligible for Medi-Cal this year but decided not to enroll, worrying it could jeopardize his chances of changing his immigration status. “I’ve thought about it,” Selvin said, but “I feel like it could end up hurting me. I won’t deny that, obviously, I’d like to benefit — get my teeth fixed, a physical checkup.” But fear holds him back, he said, and he hasn’t seen a doctor in nine years. It’s not Trump’s mass deportation plan in particular that’s scaring him off, though. “If I’m not committing any crimes or getting a DUI, I think I won’t get deported,” Selvin said. Petrona, 55, came from El Salvador seeking asylum and enrolled in Medi-Cal last year. She said that if her health insurance benefits were cut, she wouldn’t be able to afford her visits to the dentist. A street food vendor, she hears often about Trump’s deportation plan, but she said it will be the criminals the new president pushes out. “I’ve heard people say he’s going to get rid of everyone who’s stealing.” Although she’s afraid she could be deported, she’s also hopeful about Trump. “He says he’s going to give a lot of work to Hispanics because Latinos are the ones who work the hardest,” she said. “That’s good, more work for us, the ones who came here to work.” Newly elected Republican Assembly member Jeff Gonzalez, who flipped a seat long held by Democrats in the Latino-heavy desert region in the southeastern part of the state, said his constituents were anxious to see a new economic direction. “They’re just really kind of fed up with the status quo in California,” Gonzalez said. “People on the ground are saying, ‘I’m hopeful,’ because now we have a different perspective. We have a businessperson who is looking at the very things that we are looking at, which is the price of eggs, the price of gas, the safety.” Related Articles National Politics | Mexico tests cellphone app allowing migrants to send alert if they are about to be detained in US National Politics | Trump wants mass deportations. For the agents removing immigrants, it’s a painstaking process National Politics | San Diego County sheriff has firmly rebuffed the county’s latest immigration policy. Now what? National Politics | Immigration agency deports highest numbers since 2014, aided by more flights National Politics | Advocates train immigrants to ‘prepare to stay’ in the US under Trump Gonzalez said he’s not going to comment about potential Medicaid cuts, because Trump has not made any official announcement. Unlike most in his party, Gonzalez said he supports the extension of health care services to all residents regardless of immigration status . Health care providers said they are facing a twin challenge of hesitancy among those they are supposed to serve and the threat of major cuts to Medicaid, the federal program that provides over 60% of the funding for Medi-Cal. Health providers and policy researchers say a loss in federal contributions could lead the state to roll back or downsize some programs, including the expansion to cover those without legal authorization. California and Oregon are the only states that offer comprehensive health insurance to all income-eligible immigrants regardless of status. About 1.5 million people without authorization have enrolled in California, at a cost of over $6 billion a year to state taxpayers. “Everyone wants to put these types of services on the chopping block, which is really unfair,” said state Sen. Lena Gonzalez, a Democrat and chair of the California Latino Legislative Caucus. “We will do everything we can to ensure that we prioritize this.” Sen. Gonzalez said it will be challenging to expand programs such as Covered California, the state’s health insurance marketplace, for which immigrants lacking permanent legal status are not eligible. A big concern for immigrants and their advocates is that Trump could reinstate changes to the public charge policy, which can deny green cards or visas based on the use of government benefits. “President Trump’s mass deportation plan will end the financial drain posed by illegal immigrants on our healthcare system, and ensure that our country can care for American citizens who rely on Medicaid, Medicare, and Social Security,” Trump spokesperson Karoline Leavitt said in a statement to KFF Health News. During his first term, in 2019, Trump broadened the policy to include the use of Medicaid, as well as housing and nutrition subsidies. The Biden administration rescinded the change in 2021. KFF, a health information nonprofit that includes KFF Health News, found immigrants use less health care than people born in the United States. And about 1 in 4 likely undocumented immigrant adults said they have avoided applying for assistance with health care, food, and housing because of immigration-related fears, according to a 2023 survey . Another uncertainty is the fate of the Affordable Care Act, which was opened in November to immigrants who were brought to the U.S. as children and are protected by the Deferred Action Childhood Arrivals program. If DACA eligibility for the act’s plans, or even the act itself, were to be reversed under Trump, that would leave roughly 40,000 California DACA recipients, and about 100,000 nationwide , without access to subsidized health insurance. On Dec. 9, a federal court in North Dakota issued an order blocking DACA recipients from accessing Affordable Care Act health plans in 19 states that had challenged the Biden administration’s rule. Clinics and community health workers are encouraging people to continue enrolling in health benefits. But amid the push to spread the message, the chilling effects are already apparent up and down the state. “¿Ya tiene Medi-Cal?” community health worker Yanet Martinez said, asking residents whether they had Medi-Cal as she walked down Pico Boulevard recently in a Los Angeles neighborhood with many Salvadorans. “¡Nosotros podemos ayudarle a solicitar Medi-Cal! ¡Todo gratuito!” she shouted, offering help to sign up, free of charge. “Gracias, pero no,” said one young woman, responding with a no thanks. She shrugged her shoulders and averted her eyes under a cap that covered her from the late-morning sun. Since Election Day, Martinez said, people have been more reluctant to hear her pitch for subsidized health insurance or cancer prevention screenings. “They think I’m going to share their information to deport them,” she said. “They don’t want anything to do with it.” This article was produced by KFF Health News , which publishes California Healthline , an editorially independent service of the California Health Care Foundation . ©2024 KFF Health News. Distributed by Tribune Content Agency, LLC.

Oscar-winner Cillian Murphy is reprising his role as Birmingham gangster Tommy Shelby for the film. The highly anticipated Peaky Blinders film “won’t be the end” of the popular gangster series, creator Steven Knight has said. Oscar-winner Cillian Murphy is reprising his role as Birmingham gangster Tommy Shelby for the film, which is set following the events of the original BBC drama which ran for six series from 2013 to 2022. Following the film wrapping production, Knight has revealed that it will be around a year before the project is released. Speaking to Times Radio about a future release date, Knight said: “It’s a bit too soon for that, but you know, you can sort of work out that it will be about a year.” Asked if there are any more plans for Peaky Blinders beyond the film, he replied: “It’s interesting you should ask that question because the film is coming out and that won’t be the end.” The screenwriter was questioned if that meant fans could expect more series in the future, but he refused to provide more details. The film is believed to be titled The Immortal Man and has been teased to involve new conflicts for the Shelby family set during the Second World War. Saltburn and The Banshees Of Inisherin star Barry Keoghan will join fellow Irish actor Murphy in the new film. Earlier this month a photo was shared by Netflix of the pair looking jubilant while wearing flat caps and suits as the streamer confirmed filming had wrapped on the project. Other returning cast members include British actors Stephen Graham as union organiser Hayden Stagg and Sophie Rundle as Ada Shelby, while Dune actress Rebecca Ferguson and Pulp Fiction actor Tim Roth have also joined the project. Tom Harper, who previously directed episodes in the first season in 2013, will return to helm the film. Knight previously told Netflix’s Tudum site: “It will be an explosive chapter in the Peaky Blinders story. No holds barred. Full-on Peaky Blinders at war.” When the series came to an end in 2022 after nine years, Tommy appeared to put his criminal past behind him. Across the six series, the show tackled the rise of fascism, Irish republican politics and communist activities throughout the period after the First World War – along with Tommy’s ambitions in politics. Knight later created a stage adaptation of the show for a limited-run production, titled The Redemption Of Thomas Shelby, which featured performances from Rambert’s dancers and a soundtrack from a live on-stage band.

Rere School Christmas Fete. A range of stalls, delicious food, drinks, seating areas, music and Santa. Bushmere Arms, 10am, Main Rd, Waerenga-a-Hika. Artist Zoe Alford has a new exhibition at Matawhero Art Gallery. See paintings inspired by the coastal landscapes of Gisborne in pastel pigment. 12pm – 4pm, Matawhero Winery, 189 Riverpoint Rd. Peter Pan – The Ballet. The Nadine Antoinette School of Dance will perform two shows featuring a range of styles, including ballet, jazz and contemporary. Matinee at 1.30pm and an evening performance at 6pm. Gisborne War Memorial Theatre, 159 Bright St. Sea Mouse: Trio from Wellington with a unique blend of sounds from the Delta blues of the 1930s to mammoth guitar-driven garage rock tunes, coupled with a high-energy live show. Bar opens at 5pm. Show starts 8pm. The Dome Bar and Cinema, 38 Childers Rd. The 7th Annual Summer Soundcheck. Mini festival with music across two stages, indoor and outdoor, featuring BrazilBeat, Geeez, Peta Norris, Magick, DJose. 8pm, Smash Palace, 34 Banks St, Awapuni. Tatapouri Bay Makers Market. Showcasing pottery, wooden spoons, jewellery, scents, wax candles, art and more. Tatapouri Bay Café. 10am – 2pm, 516 Whangara Rd, Makorori. End of Year Singers’ Concert. Students of vocal coach Letitia Lindeque will be performing a variety of popular songs from artists like Celine Dion, Adele and Taylor Swift. Smash Palace. 1pm – 4pm, 34 Banks St, Awapuni. It’s a Gizzy Christmas! Live music, face painting, arts and crafts for the kids, a free sausage sizzle for under-12s (with food trucks offering dinner for purchase for mum and dad), bouncy castles, photo booths, so you can take your own Christmas family shots. The night will end with the return of Carols by Candlelight. 5pm, Marina Park, 1 Vogel St, Whataupoko. Christmas in the Trees at Eastwood Hill Arboretum. Live music, food stalls and arts and crafts stalls. Kids can dress up as their favourite Christmas character, lolly scramble and lawn games. 4.30pm – 8pm, 2392 Wharekopae Rd, Ngatapa. • 500 Card Club: Poverty Bay Bowling Club. 111 Ormond Rd, 1-4pm, $3. Ph Tony 863 3468. • Fun Dancing Gisborne – Modern Sequence and Social Ballroom: St Andrew’s Church hall, 176 Cobden St, 7.30-9.30pm, $7. Ph Kev or Isabel 867 0074 or 021 181 2414. • Sun City Spinners: Poverty Bay Bowling Club, 111 Ormond Rd, 9am-11.30am, fees apply. Ph Dale 867 5083 or email . • He Kākano - Little Seeds: A fun singalong and read for under-2-year-olds. H.B. Williams Memorial Library, 34 Bright St, 10.30am, free. • Gisborne Line Dancing: Senior Citizens Hall, 30 Grey St, 4.30-7.30pm, ph Kerry 021 102 4890. • Hāpu Māmā Aqua Class: Focuses on keeping mum-to-be comfortably active while their puku and pēpi are supported by the water. Kiwa Pools, 45 Centennial Marine Drive, Awapuni, 6.30pm-7.15pm. • Croquet: Barry Memorial Croquet Club summer season of twilight croquet. 4pm start. Equipment and coaching available, $3 for non-members. 530 Aberdeen Rd. • Badminton: Three age groups of badminton - Kiwi Shots (Years 3-6) 3.30pm-4.30pm; Mid Shots (Yrs 7-8) 4.30pm-5.30pm; Hot Shots (Yrs 9-13) 5.45-7.15pm. Badminton Centre, 154 Roebuck Rd. $10. • Mainly Music: A fun music group for preschoolers. St Andrew’s Church community centre, 176 Cobden St, 9.45am, $4/family, ph Trish 867 2789 or 868 5513. • Fifties Forward: Low-impact aerobics class. YMCA Stadium, 447 Childers Rd, 9.30am, $2. • Gisborne Concert Band: 6.30pm-8pm, The Bandroom, 200 Childers Rd. If you play brass, woodwind or percussion, come and join. New musicians welcome. • Te Pihinga/Little Sprouts: Fun singalong and read for 2-to-5-year-olds. H.B. Williams Memorial Library, 34 Bright St, 10.30am, free. • Gisborne Line Dancing: Senior Citizens Hall, 30 Grey St, 6-8pm, ph Kerry 021 102 4890. • Gisborne Caledonian Society Practice: Social, modern and sequence dancing. Holy Trinity Church Hall, 70 Derby St, 7.30-9.30pm, $5, ph Pat 021 049 7148. • Friday Stairs Workout: Lower carpark, Titirangi/Kaiti Hill 5.55am, workout 6am-6.40am. • Te Aka Rangatahi/The Teen Vine: Anime Club or King of the Board. H.B. Williams Memorial Library, 34 Bright St, 3.30-5pm, free. • Sunrise yoga at 6.45am: Tatapouri Bay Oceanside Accommodation. Tatapouri Bay, 516 Whāngārā Rd. • Gisborne Parkrun: Waikanae Surf Life Saving Club, 280E Grey St, 7.45-10am. Register at . • Tairāwhiti Coffin Club: BCR Joinery, 522 Gladstone Rd, 9am-10am. Details: . • Gisborne Farmers’ Market: Cnr Stout and Fitzherbert streets, 9.30am-12.30pm. • Tennis for all: Ormond Tennis Club, Hill Rd, Ormond, 2-4pm, ph 862 5741 or 862 5856. • Gisborne Walkers Club: 8am. Text 027 890 2224 for where to meet. • Silent Flute Taijiquan: Movement lab for life. A free one-hour Tai Chi Chuan (Mandarin) Taijiquan (Cantonese) class open to everyone. 1pm-2pm, Gisborne Botanical Gardens, 391 Aberdeen Rd. Class will be held at Anytime Fitness gym if weather isn’t fine. Text Mike Baker to confirm location: 021 049 0722. • East Coast Museum of Technology: 67 Main Rd, Makaraka, 10am-4pm, $10 adults, $5 seniors, $2 school children, under-5s free. See Facebook or . • Lions Express Train rides: Starts near Gisborne Wainui Lions Junior Cycle Park, Centennial Marine Drive, 11am-3pm, weather permitting, $2. • Mahjong Club (Mon and Thurs): Gisborne Town & Country Women’s Club, 42 Emily St, 12.30pm. Inquiries to Margaret 863 0144. • Tairāwhiti Menzshed (Tues, Thurs and Sat): Cnr Parkinson & Innes streets, Sat 9am-3pm; Tues and Thurs 9am-2pm. Details: ph/text 022 465 0396. • Tairāwhiti Aviation Museum (Tues and Sun): Gisborne Airport, Aerodrome Rd, 9am-3pm, $5 adults, under-12s free. • Gisborne Country Music Club (1st and 3rd Sundays): Senior Citizens Hall, 30 Grey St, 1pm-4pm, $5 visitors, $3 members, $1 children, ph Flo 867 7637, 027 494 6979 or . • Gisborne Woodworking Club (2nd and 4th Saturdays and last Thursday): Green shed opposite the Enterprise Aquatic Centre carpark, Nelson Rd, 10am to about 12pm. Inquiries ph Bill 027 450 7719 or email . • Gizzy Monthly Market (1st Saturday): Locally produced crafts, food and products. Lawson Field Rose Garden, 7 Fitzherbert St, 9am-1pm (weather permitting). • Gas Guzzlers’ Breakfast (1st Sunday): Behind the courthouse on Reads Quay, 8.30-11am. • Crop Swap (1st Sunday): Swap plants, produce, preserves, baking, books and more. Makaraka School carpark, 137 Main Rd, Makaraka, 2-3pm. • Irish Music Session (1st Sunday). The Rivers, corner Gladstone Rd and Reads Quay, 4pm-6pm, ph Marty 021 055 7685. • Gisborne Floral Art Club (1st Monday). Waverley St hall, Elgin, 9.30-11.30am. (3rd Wednesday) Kahutia Bowling Club, 7pm. • Poverty Bay Blues Night (1st Tuesday): Dome Cinema, PBC, 38 Childers Rd, 6pm doors, 7pm gig, $10 door sales, Poverty Bay Blues Club members free, R18. • Ulysses Motorcycle Club (1st Tuesday): Bushmere Arms public bar, 673 Matawai Rd, Waerenga-a-Hika, 7.30pm, ph Chris 027 460 2430. • Gisborne Friendship Group – formerly the Gisborne Combined Club (1st Wednesday): For active retirees looking for friendship. Kahutia Bowling Club, 165 Cobden St, 9.30am, $5 inc morning tea. Register with Noelene ph 868 4473 or Dianne ph 867 4294. • U3A Gisborne (1st Thursday): Social interaction and learning for mature-aged folk. Gisborne Cosmopolitan Club, 190 Derby St, 9.30am, $2 at door, ph Diane 027 444 1073. • Myalgic Encephalopathy/Chronic Fatigue Syndrome Support Group (1st Friday: CCS, 7 Kahutia St, 10.30am-1pm, ph Moira 027 457 6923. • Prostate Support Group (2nd Tuesday): Cancer Society Rooms, 718 Gladstone Rd, 4.30pm, inquiries ph 021 063 4515. • The Country Garden Club (2nd Tuesday): Waerenga-a-Hika Hall, 728 Matawai Rd, 7.30pm, $2, ph Katrine 867 2427. • Gisborne Proactive Club (3rd Wednesday): Retired people’s interest group. Watson Room, Gisborne Cosmopolitan Club, 190 Derby St, 9.30am, $30/year sub and $5/meeting, ph Malcolm 867 2591, or 027 240 2590. • Gisborne Camera Club (3rd Thursday): Senior Citizens Hall, 30 Grey St, 7.30pm. Details: • Gisborne Sceptic Group (3rd Sunday): 11am. For details/venue ph 867 3715 or 867 7122. • Te Hapara Garden and Floral Art Club (4th Tuesday): Redstone Room, Farmers Air Event Centre, Showgrounds Park, Makaraka, 2pm. • First City Toastmasters: Become a confident speaker and leader (1st and 3rd Tuesday). Adult Literacy Rooms, 1st Floor, 100 Grey St, Gisborne, 6.15pm. Ph Helen 022 1945671. • To include your event, email details to at least a week before the event.Bill Belichick Won't Attend UNC vs. UConn in Fenway Bowl; Will Be HC in 2025 Season

Netherlands shares higher at close of trade; AEX up 1.58%OTTAWA — The Trudeau government took provinces, businesses and all Canadians by surprise by announcing a temporary GST/HST rebate in time for the holiday season and a $250 cheque to all working Canadians next spring — at the cost of $6.28 billion. The changes — which have yet to be implemented by legislation — have sparked many questions amongst businesses who are getting ready for the busy holiday season but also Ontario and Atlantic provinces which do not have a separate provincial sales tax. Below are some of the recurring questions about these new measures. Is the federal government excluding seniors from the $250 cheque? The Working Canadians Rebate will offer a new $250 rebate to 18.7 million Canadians who worked in 2023 and earned up to $150,000 individual net income in early spring 2025. That means people who have not worked last year, including retirees, will not be able to access those extra funds. Asked why that was the case, Prime Minister Justin Trudeau said his government had already provided targeted help to families and more vulnerable Canadians but many people who are struggling do not qualify for those benefits. “As I travel across the country, I do regularly hear from working Canadians who are having trouble making ends meet, but saying, ‘Look, I don’t have kids. I’m not a senior yet, and I’m facing challenges,’” he recounted. Trudeau mentioned his government’s decision to increase Old Age Security for older seniors and the Canada Child Benefit for young families, but also investments in a national daycare program. The Liberals have also increased disability benefits in their last budget, even though many advocates have criticized the measure as being underwhelming. Trudeau said helping working people will not impact those targeted measures. “We’re not reducing any of the other programs we’re delivering to the most vulnerable but recognizing hard-working Canadians... with a ‘thank you’ and support for the things that they need to continue to do to keep our economy strong, to build a strong future.” A spokesperson for Finance Minister Chrystia Freeland claimed that it is “wrong” to say that seniors would not be eligible for the cheques and that all Canadians who have worked in 2023 and meet the qualifying criteria would receive the help, regardless of their age. What will happen in provinces that have the harmonized sales tax (HST)? The news of a holiday tax break will have a bigger impact in the five provinces (Ontario, Newfoundland and Labrador, Nova Scotia, New Brunswick and Prince Edward Island) where the entire sales tax will be removed from qualifying goods for two months. The HST is a combination of federal goods and services tax (GST) and the provincial sales tax (PST). It is collected by the Canada Revenue Agency (CRA) which would typically send the provincial portion of the sales tax back to the respective provinces. New Brunswick Premier Susan Holt has already said the measure will cost her province $62 million in lost revenue and said she expects to be compensated by the federal government. It is unclear at the moment if that will be the case. Others rejoiced at the perspective of cutting more taxes. Ontario Premier Doug Ford said his government had already eliminated the provincial portion of the HST for some of the items mentioned in the federal government’s list such as children’s essentials and books. “I gotta give them kudos,” he said. “Any government — I don’t care what political stripe — wants to put more money back in the people’s pockets? Good for them.” Ford added he is in favour of the federal government giving $250 back to Canadians and said he is “glad they took our lead on that.” Ford intends to send $200 cheques to Ontarians in the mail next year even though he insists it is not tied to an early election. “Folks, it’s not our money. The government has a sense of entitlement that it’s their money. No, it’s the people’s money. It’s the hard-working firefighters, the hard-working people in the factories, money. It’s not the government’s money.” Newfoundland and Labrador announced it would “match” the federal tax break and framed it as an affordability measure meant to provide an extra $48 million in relief. Will this GST/HST break have unintended consequences for businesses? Dan Kelly, President and CEO of the Canadian Federation of Independent Business (CFIB), outlined on X many of the challenges posed by the upcoming tax break for many retailers. Kelly heard from many of them that the announcement did not have enough advance notice to change their point-of-sale systems at the busiest time of the year and that the list of tax-exempt goods is too broad, leaving thousands of products in a grey area. He also heard that the tax break is arriving too late in the season and that customers may be tempted to return large purchases with the intention of buying them after Dec. 14. “This will make it even tighter to make sales and serve customers,” he wrote on X. Restaurants Canada, on the other hand, are rejoicing at the idea of offering a tax break to customers after being hit hard by the pandemic and the inflation crisis. “More Canadians will be able to celebrate with loved ones at a restaurant, have lunch with colleagues or treat themselves to a morning pastry on their way to work. We also appreciate that the relief will be extended over January, which is typically the lowest time of the year for our industry, and right through to Valentine’s Day,” read their statement. How will the government pass these changes with a stalled Parliament? If the Liberals hoped that they could end two months of gridlock in the House of Commons by dangling more than $6 billion worth of holiday cheer, they were wrong. NDP Leader Jagmeet Singh said his party would agree to “pause” the current privilege debate in the House — which relates to unredacted documents about a now-defunct government agency known as the “green slush fund” — for one day at a time. He said pausing the debate would leave enough time for MPs to adopt the temporary break on the GST/HST for two months before Dec. 14. But he agrees with the Conservatives that the government should provide the unredacted documents to the House. Trudeau said it “boggles the mind that the NDP is crossing its arms” and refusing to adopt the long list of legislation that has been on the back burner for weeks now. The government is also running out of time to review and pass the supplementary estimates before Dec. 10 to ensure that government spending can flow to fund critical programs. “I’m really calling on the opposition parties to not let Conservatives continue to prove Parliament is broken and instead get busy delivering concretely for Canadians,” he said. Freeland’s deputy director of communications, Katherine Cuplinskas, said it would be a “shame” if opposition parties “put partisan politics ahead of giving Canadians real relief.” That means that the next three weeks will be crucial in finding a path forward to pass not only the tax breaks but approve billions more in spending. The Speaker of the House of Commons, Greg Fergus, has already urged MPs to end the standoff to make sure Parliament fulfills its duties and it is unclear whether the situation could force him to intervene. Finally, who the heck buys a Christmas tree after December 14? According to a quick survey done in the National Post parliamentary bureau, no one. National Post calevesque@postmedia.com Our website is the place for the latest breaking news, exclusive scoops, longreads and provocative commentary. Please bookmark nationalpost.com and sign up for our politics newsletter, First Reading, here .Authored by Lance Roberts and Michael Lebowitz via RealInvestmentAdvice.com, A recent article in the Financial Times sheds a concerning light on U.S. corporate executives. Per the Financial Times : Record numbers of US executives are selling shares in their companies, as corporate insiders from Goldman Sachs to Tesla and even Donald Trump’s own media group cash in on the stock market surge that has followed his election victory. The rate of so-called insider sales has hit a record high for any quarter in two decades, according to VerityData. The sales, by executives at companies in the Wilshire 5000 index, include one-off profit-taking transactions as well as regular sales triggered by executives’ automatic trading plans. The Wilshire 5000 is one of the broadest indices of US companies. Insiders sell stock for various reasons, many of which are unrelated to their company’s prospects. Therefore, record selling is not necessarily a dire warning. However, given recent returns, high valuations, the growing use of leverage, and a generally highly speculative environment, insider sales are another warning that markets may underperform expectations in 2025. In regards to correlating insider sales and market performance, Ben Silverman of VerityData shares the following from the Financial Times article: "Generally with selling, in terms of predictiveness, insiders are early by about two or three quarters,” he said. “As they start seeing froth in the market is when they try to generate liquidity more aggressively." Trade accordingly...