aces wild manic brawling action
aces wild manic brawling action
NEW YORK (AP) — With the end of 2024 around the corner, you might be reflecting on financial goals for 2025. Whether you're saving to move out of your parents' house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma. “Entering a new year doesn’t erase all our financial challenges from the prior year," Alev said. “But it can really help to bring a fresh-start mentality to how you’re managing your finances.” If you’re planning to make financial resolutions for the new year, experts recommend that you start by evaluating the state of your finances in 2024. Then, set specific goals and make sure they're attainable for your lifestyle. Here are some tips from experts: Think about how you currently deal with finances — what's good, what's bad, and what can improve. “Let this be the year you change your relationship with money,” said Ashley Lapato, personal finance educator for YNAB, a budgeting app. If you feel like money is a chore, that there's shame surrounding the topic of money, or like you were born being “bad at money,” it's time to change that mentality, Lapato said. To adjust your approach, Lapato recommends viewing money goals as an opportunity to imagine your desired lifestyle in the future. She recommends asking questions like, “What do my 30s look like? What do my 40s look like?” and using money as a means to get there. Liz Young Thomas, head of SoFi Investment Strategy, added that it’s key you forgive yourself for past mistakes in order to move into the new year with motivation. When setting your financial resolutions for 2025, it's important to establish the “why” of each, said Matt Watson, CEO of Origin, a financial tracking app. “If you can attach the financial goal to a bigger life goal, it’s much more motivating and more likely you’ll continue on that path,” Watson said. Whether you're saving to buy a house, pay off credit card debt or take a summer vacation, being clear about the goal can keep you motivated. Watson also recommends using a tool to help you keep track of your finances, such as an app, spreadsheet, or website. “After three years of inflation, your pay increases are likely still playing catch up to your monthly expenses, leaving you wondering where all the money is going," said Greg McBride, chief financial analyst at Bankrate. "Make that monthly budget for 2025 and resolve to track your spending against it throughout the year." McBride said that you may need to make adjustments during the year as certain expenses increase, which would require cutting back in other areas. “Calibrate your spending with your income, and any month you spend less than budgeted, transfer the difference into your savings account, ideally a high-yield savings account,” he said. “Interest rates aren’t likely to come down very fast, so you’re still going to have to put in the hard work of paying down debt, especially high-cost credit card debt, and do so with urgency,” McBride said. Start by taking stock of how much debt you have now relative to the beginning of the year. Hopefully you’ve made steady progress on paying it down, but, if you’ve gone in the other direction, McBride encourages making a game plan. That includes looking into 0% balance transfer offers. “You have more power over credit card interest rates than you think you do," said Matt Schulz, chief credit analyst at LendingTree. “Wielding that power is one of the best moves you can make in 2025.” A 0% balance transfer credit card is “a good weapon” in the fight against high card APRs, or annual percentage rates, he said. A low-interest personal loan is an option as well. You may simply be able to pick up the phone and ask for a lower interest rate. LendingTree found that a majority of people who did that in 2024 were successful, and the average reduction was more than 6 points. When planning for your financial resolutions, it’s important to consider how you’re going to make your goals sustainable for your lifestyle, said Credit Karma's Alev. “It really is a marathon, not a sprint,” Alev said. Alev recommends setting realistic, practical goals to make it easier to stick with them. For example, instead of planning to save thousands of dollars by the end of the year, start by saving $20 a paycheck. Even when your plans are achievable, there are times you'll get derailed. Maybe it’s an unexpected medical bill or an extraordinary life event. When these situations happen, Alev recommends trying not to feel defeated and working to get back on track without feeling guilty. “You can't manage what you can't see, so set a New Year’s resolution to check your credit score monthly in 2025," said Rikard Bandebo, chief economist at VantageScore. “Be sure to pay more than the minimum on your credit accounts, as that's one of the best ways to boost your credit score.” Bandebo also advises student loan borrowers to make all payments on time, as servicers will begin to report late payments starting in January, and missed payments will affect borrowers' credit scores. Automated changes, like increasing workplace 401(k) plan contributions, setting up direct deposits from paychecks into dedicated savings accounts, and arranging for monthly transfers into an IRA and/or 529 college savings accounts all add up quickly, McBride said. Your financial goals can encompass more than just managing your money better — they can also be about keeping your money safe from scams . A golden rule to protect yourself from scams is to “slow down,” said Johan Gerber, vice president of security solutions at Mastercard. “You have to slow down and talk to other people if you’re not sure (whether or not) it’s scam,” said Gerber, who recommends building an accountability system with family to keep yourself and your loved ones secure. Scammers use urgency to make people fall for their tricks, so taking your time to make any financial decision can keep you from losing money. Your financial goals don’t always have to be rooted in a dollar amount — they can also be about well-being. Finances are deeply connected with our mental health, and, to take care of our money, we also need to take care of ourselves. “I think that now more than any other year, your financial wellness should be a resolution," said Alejandra Rojas, personal finance expert and founder of The Money Mindset Hub, a mentoring platform for women entrepreneurs. "Your mental health with money should be a resolution.” To focus on your financial wellness, you can set one or two goals focusing on your relationship with money. For example, you could find ways to address and resolve financial trauma, or you could set a goal to talk more openly with loved ones about money, Rojas said. —— The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.Entering into 2025, the world of endpoint security and End-User Computing (EUC) will continue to evolve at breakneck speed. This is according to Carl Gersh, SVP Global Marketing at IGEL , who makes predictions for the year ahead. Gersh describes how organizations face increasingly complex challenges: a growing attack surface, the rise of hybrid work, and the urgent need for cost-efficient and secure solutions. From this position, Gersh selects six important areas of security focus for the next twelve months. Endpoint Security Will Move to a Zero Trust Reality Recent data indicates that zero trust adoption is accelerating, with 61 percent of organizations worldwide having implemented a zero trust initiative, up from 24 percent in 2021. According to Gersh: “This significant increase underscores the shift towards zero trust as a fundamental security strategy. The traditional ‘castle and moat’ security approach is no longer sufficient in an era where endpoints are spread across homes, co-working spaces, and offices. I n 2025, zero trust architecture (ZTA) will dominate endpoint security strategies.” Hybrid Workforces Will Demand Simplified Endpoint Management The rise of hybrid work models has expanded the attack surface, prompting 30 percent of organizations to implement zero trust strategies to mitigate associated risks. Gersh observes: “This trend highlights the need for simplified and secure endpoint management solutions. The global embrace of hybrid work has made endpoint management more challenging. In 2025, IT leaders will prioritize solutions that provide centralized, scalable management without compromising user experience.” AI-Driven Threat Detection Will Revolutionize Endpoint Security The AI in the cybersecurity market is projected to grow from approximately $24 billion in 2023 to around $134 billion by 2030, reflecting the increasing reliance on AI for threat detection and response. Gersh thinks: “This growth underscores the critical role of AI in modern cybersecurity strategies. AI and machine learning are no longer optional in endpoint security. In 2025, AI-powered solutions will become a cornerstone of threat detection, identifying anomalies and preventing breaches faster than ever.” Cost Optimization Will Be a Top Priority for IT Budgets The global zero trust architecture market is expected to grow at a CAGR of 17.4 percent from 2025 to 2034, indicating increased investment in security solutions that also offer cost efficiencies. Gersh notes: “This trend highlights the importance of cost-effective security measures. With economic uncertainty persisting, organizations will focus on stretching their IT budgets while maintaining robust security. Repurposing existing hardware will gain traction as a sustainable and cost-effective strategy.” EUC Solutions Will Prioritize Cloud Integration and Scalability The adoption of cloud-based zero trust solutions is on the rise, with 62 percent of organizations deploying zero trust architectures in the cloud to enhance scalability and flexibility. Gersh opines: “This shift underscores the demand for cloud-integrated EUC solutions. As organizations embrace DaaS (Desktop as a Service) and cloud-hosted applications, the need for flexible, cloud-ready endpoints will surge in 2025.” Security-First EUC Will Drive Vendor Consolidation A significant number of organizations are integrating zero trust principles into their security strategies, emphasizing automation, cloud security, and data protection, which drives the need for consolidated, security-first EUC solutions. This means, Gersh ponders: “Organizations will look to consolidate vendors to simplify operations and enhance security. Platforms that integrate seamlessly with existing infrastructure while offering robust security features will gain favor.” Dr. Tim Sandle is Digital Journal's Editor-at-Large for science news.Tim specializes in science, technology, environmental, business, and health journalism. He is additionally a practising microbiologist; and an author. He is also interested in history, politics and current affairs.
Salt Lake City, Utah, Dec. 20, 2024 (GLOBE NEWSWIRE) -- Recursion Pharmaceuticals, Inc. (“Recursion”) (NASDAQ: RXRX), a leading clinical stage TechBio company decoding biology to industrialize drug discovery, today announced that on December 19, 2024, the Compensation Committee of Recursion's Board of Directors approved the grant of inducement restricted stock unit (RSU) awards covering 7,952,836 shares of its class A common stock in the aggregate to 230 new employees under Recursion's 2024 Inducement Equity Incentive Plan (the “2024 Plan”). Each award was granted as an inducement material to the employee's commencement of employment with a subsidiary of Recursion in connection with Recursion's acquisition of Exscientia plc and pursuant to Nasdaq Listing Rule 5635(c)(4). Each inducement RSU award will vest as to 1/16th of the shares subject to the award quarterly on each of February 15, May 15, August 15, and November 15, beginning with February 15, 2025 until the inducement RSU award is fully vested, subject to the inducement RSU award recipient’s continued employment through the Company Vesting Dates. Each inducement RSU award is subject to the terms and conditions of the 2024 Plan and the grant agreements covering the awards. About Recursion Pharmaceuticals Recursion Pharmaceuticals, Inc. (NASDAQ: RXRX) is a leading clinical stage TechBio company decoding biology to industrialize drug discovery. Enabling its mission is the Recursion OS, a platform built across diverse technologies that continuously generate one of the world’s largest proprietary biological and chemical datasets. Recursion leverages sophisticated machine-learning algorithms to distill from its dataset a collection of trillions of searchable relationships across biology and chemistry unconstrained by human bias. By commanding massive experimental scale — up to millions of wet lab experiments weekly — and massive computational scale — owning and operating one of the most powerful supercomputers in the world, Recursion is uniting technology, biology and chemistry to advance the future of medicine. Recursion is headquartered in Salt Lake City, where it is a founding member of BioHive, the Utah life sciences industry collective. Recursion also has offices in Toronto, Montréal, New York, London, Oxford area, and the San Francisco Bay area. Learn more at www.Recursion.com , or connect on X (formerly Twitter) and LinkedIn. Media Contact Media@Recursion.com Investor Contact Investor@Recursion.com Ryan Kelly Recursion Pharmaceuticals media@recursion.comLending and deposits grow a same pace in December 20 fortnightCadiz Inc. Declares Quarterly Dividend for Q4 2024 on Series A Cumulative Perpetual Preferred Stock
Wednesday, December 25, 2024 South Australia is bracing for a sweltering Christmas with temperatures soaring and strong winds increasing the risk of bushfires across the state. The extreme heatwave poses significant challenges for holiday travel and necessitates heightened awareness for both residents and visitors. Adelaide, the state’s capital, is forecast to experience its hottest Christmas Day in eight years, with temperatures expected to reach a scorching 37 degrees Celsius. In some parts of the state’s south, temperatures are predicted to exceed 40 degrees Celsius, creating a significant fire danger. The heatwave will be compounded by strong winds on Boxing Day, with gusts of between 50 and 80 kilometers per hour expected across the region. These strong winds will significantly elevate the fire danger, creating a heightened risk of bushfires spreading rapidly. South Australian Premier Peter Malinauskas acknowledged the extreme weather conditions, stating that Christmas Day would be “a belter” in terms of heat. This acknowledgment underscores the seriousness of the situation and the need for heightened vigilance from residents and visitors alike. Impact on Travel The extreme heat and bushfire danger are likely to have a significant impact on holiday travel within South Australia. Travel Advisories and Warnings Travel Industry Response The travel industry in South Australia is likely to take proactive measures to mitigate the impact of the extreme heat and bushfire danger. Conclusion The extreme heat and bushfire danger facing South Australia this Christmas season pose significant challenges for travelers. By staying informed, planning accordingly, and taking necessary precautions, travelers can minimize the impact of these weather events and ensure a safe and enjoyable holiday experience. It is crucial for travelers to prioritize safety and be mindful of the potential risks associated with extreme heat and bushfires. By working together with local authorities and the travel industry, South Australia can effectively navigate these challenges and ensure the safety and well-being of all residents and visitors. Discover everything and anything about travel , tourism , trade shows at the Travel And Tour World , including breaking travel news and weekly travel updates for travel trade , airlines , cruise , railways , technology , travel association , DMCs, and video interviews and promotional videos .
AP Trending SummaryBrief at 5:52 p.m. ESTAt Israel’s Ben Gurion International Airport, more than a year of war has taken its toll. Global airlines have canceled flights, gates are empty and pictures of hostages still held in the Gaza Strip guide the few arriving passengers to baggage claim. But one check-in desk remains flush with travelers: the one serving flights to the United Arab Emirates, which have kept up a bridge for Israelis to the outside world throughout the war. The Emirati flights, in addition to bolstering airlines’ bottom lines, have shined a light on the countries’ burgeoning ties — which have survived the wars raging across the Middle East and could be further strengthened as U.S. President-elect Donald Trump prepares to return to office. “It’s a political and economic statement,” said Joshua Teitelbaum, a professor of Middle Eastern studies at Israel’s Bar-Ilan University. “They are the main foreign airlines that continue to fly.” Since the wars began with Hamas’ initial Oct. 7, 2023, attack on Israel, many international airlines have halted, restarted and halted again their flights into Israel’s main gateway to the rest of the world. The concern is real for the carriers, who remember the downing of Malaysia Airlines Flight 17 over Ukraine 10 years ago and Iran shooting down Ukraine International Airlines Flight 752 after takeoff from Tehran in 2020. But FlyDubai, the sister airline to the long-haul carrier Emirates, has kept up multiple flights daily and kept Israel connected to the wider world even as its other low-cost competitors have stopped flights. Abu Dhabi’s Etihad has continued its flights as well. While maintaining the flight schedule remains politically important for the UAE after its 2020 diplomatic recognition of Israel, it also provided a further shot in the arm for revenues — particularly for FlyDubai. Since the Israeli’s wars against Hamas in Gaza and Hezbollah in Lebanon started, international carriers such as Atlanta-based Delta Air Lines, Germany’s Lufthansa and other major airlines halted their flights. Some resumed, only to stop again after Iran’s Oct. 1 ballistic missile attack on Israel and Israel’s Oct. 26 retaliatory strike on the Islamic Republic. Tehran has threatened to strike Israel again. That’s brought major business to Israel’s national carrier El Al, which had struggled in the coronavirus pandemic and prior years. The airline posted its best-ever half-year results this year, recording a $227 million profit as compared to $58 million profit in the same period last year. El Al stock has risen by as much 200% over the past year, as compared to a 29% rise in the wider Tel Aviv 125 stock market index. El Al, however, lacks the routes and connections of major international carriers. Low-cost carriers as well have stopped flying into Israel during periods of the war, sending the price of El Al tickets ever higher. Passenger numbers through Ben Gurion halved compared to the same period the year before, El Al said in its second-quarter financial results. However, FlyDubai has kept flying. The carrier has operated more than 1,800 flights to Israel since October 2023, cancelling only 77 flights overall, according to Cirium, an aviation analytics company. In September alone, it flew more than 200 flights. As a line snaked toward the FlyDubai check-in counters at Ben Gurion Airport, UAE-bound Motti Eis said the flights were “a symbol that the Emirates countries decided to keep the peace.” FlyDubai declined to answer questions from The Associated Press about the flights. Etihad, the flag carrier for Abu Dhabi, has kept flying into Tel Aviv, but the number of its flights has been dwarfed by FlyDubai. FlyDubai had 3.6% market share at Ben Gurion, compared to El Al’s 43.2% in the second half of 2024. However, at least two of the foreign low-cost airlines with greater market, Wizz Air and Blue Bird, stopped flying for extended periods this year. Etihad said it maintains a close watch on the situation in the region, but continues its daily flights to and from Tel Aviv. “Ben Gurion International Airport remains open, employing best practices in safety and security practices, enabling Etihad and other airlines to provide essential air connectivity as long as it is secure to do so,” the airline said in a statement. Beyond the financial impact, the decision also takes root in the UAE’s decision to recognize Israel in 2020 under agreements brokered by President Donald Trump known as the Abraham Accords. While Abu Dhabi has repeatedly expressed concern and outrage at Israel’s conduct during the wars, Israel’s consulate in Dubai and embassy remain open in the country. And while Dubai, broadly speaking, remains focused on business in the country, Abu Dhabi’s focus long has been on its geopolitical aims — which since the 2011 Arab Spring have been squarely focused on challenging Islamist movements and those who back them in the wider region. The UAE, a hereditary autocracy, long has viewed those groups as serious challenges to its power. Get local news delivered to your inbox!Spotify Premium APK v8.10.9.722 Download (Fully Unlocked) 2025
TOKYO , Dec. 15, 2024 /PRNewswire/ -- Representatives from China and Japan shared their insights on promoting artificial intelligence (AI) governance and data sharing at a sub-forum of the 20th Beijing-Tokyo Forum in Tokyo recently. The sub-forum contributed eastern wisdom to AI governance and digital social development, demonstrating the significance of international cooperation for the development of the digital economy, according to Gao Shaolin, advisor at Peking University's Legal Artificial Intelligence Research Center. AI governance framework The participants agreed that the next 10 years will be a critical period for the development of AI. Gao Wen, academician of the Chinese Academy of Engineering (CAE), said since China's State Council issued a guideline on developing AI in 2017, the nation has made significant progress in AI research and development and industrial layout, especially in computing power and 5G network construction. By the end of 2023, China had over half of the world's 1.57 billion 5G users, according to the World Internet Development Report 2024. It ranked second globally in AI and computing power scale, which has laid a solid foundation for the rapid development of AI. Tatsuo Yamazaki , project professor at the International University of Health and Welfare, said it was very meaningful for Japan and China to discuss strengthening AI governance rules. Fumihiko Kamio , research director of the Nomura Research Institute, echoed his view. He emphasized that the core goal of AI technology is to improve productivity and eliminate obstacles to social development, and called on Chinese and Japanese experts to work together to build an AI governance framework to cope with the global challenges. Deepening international cooperation China put forth the Global AI Governance Initiative in October last year. In July, the UN General Assembly adopted a China -sponsored resolution on enhancing international cooperation on AI capacity-building. The participants spoke highly of the Global Cross-Border Data Flow Cooperation Initiative recently proposed by China . They agreed that AI governance requires global collaboration, especially in the formulation of international standards and the construction of ethical frameworks, where China and Japan can play an active role. Ding Wenhua, academician of the CAE, said China and Japan have both similarities and differences in technology development and governance priorities, so deepening cooperation will bring unique value to global AI governance. " China and Japan should deepen AI technology cooperation between enterprises, work together in AI security research, talent exchange, and jointly explore more possibilities for the application of technology," Wang Zhongyuan , president of the Beijing Academy of Artificial Intelligence, said. Balancing development & risks AI governance refers to the guardrails established to ensure AI systems and tools remain safe and ethical and respect human rights. Xu Zhilong , editor-in-chief of Science and Technology Daily, stressed that AI, as a revolutionary technology, has far-reaching impacts on all areas of society and economy. However, its potential risks such as data leakage and the spread of false information should not be ignored. "Technological progress and security ethics should be developed in a balanced way to ensure that AI technology always serves the progress of human civilization," Xu said. AI governance should not only heed the current technological ethics issues, but also prevent possible long-term risks, such as AI going out of human control, according to Toshio Iwamoto , senior corporate advisor of NTT DATA. He said AI R&D and application should abide by the principles of fairness, transparency, safety and availability. Yuan Yue, chairman of Beijing Dataway Horizon, shared his view from the perspective of regulatory models. "Policy choices should be based on the current status and goals of national technological development," Yuan said, adding that China prefers to provide a more friendly development environment for enterprises while ensuring an effective response to risks. View original content to download multimedia: https://www.prnewswire.com/news-releases/science-and-technology-daily-promoting-ai-governance-jointly-302332050.html SOURCE Science and Technology DailyNone
