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FLAGSTAR FINANCIAL, INC. APPOINTS BRIAN CALLANAN TO BOARD OF DIRECTORS

Tayshawn Comer scores 18 to lead Evansville past Campbell 66-5310-man Barcelona concedes two late goals in draw at Celta Vigo

(BPT) - The new year is a good time to reset. From a fresh start on lifestyle choices, hobbies or pursuits, to the less exciting — but no less important — aspects of life, like memberships, contracts and even health insurance. Health insurance deductibles reset in the new year, so it's a good idea to keep that in mind as you plan for healthcare expenses. Any changes made to your health insurance plan during open enrollment go into effect as well. "Even if you spent hours researching your health plan before making a selection, there's always a possibility for the occasional surprise once coverage kicks in, which is why it's important to assess your healthcare coverage and address any gaps before January 1," said Doug Armstrong, Vice President of Health Products and Services at AARP Services, Inc. "AARP members can take advantage of benefits available to them to help find the coverage and savings information they seek." 1. Examine your vision coverage Eye health is important to quality of life, both in terms of moving around safely and appreciating your surroundings. Regular eye exams with an ophthalmologist or optometrist can help make sure your vision is sharp while also monitoring for any issues. However, many health insurance plans don't include vision coverage. If you do see a gap in your coverage, AARP members have access to information on vision insurance options that offer individual and family plans, featuring a large doctor network, savings on frames, lens enhancements, progressives and more. 2. Plan for prescriptions While several health plans offer coverage for prescription drugs, discounts can vary, especially when it comes to different types of medication. AARP ® Prescription Discounts Provided by Optum RX ® can help with savings. This program offers a free prescription discount card that can be used at over 66,000 pharmacies nationwide for savings on FDA-approved medications. Additional benefits for AARP members include home delivery, deeper discounts on medications, coverage for dependents and more. 3. Confirm your primary care With a new health insurance plan, you might find that your primary care physician is no longer in-network or that they no longer accept your insurance. Perhaps you have relocated and are in the market for a new doctor. Whatever the case, there's no time like the present to search for a new primary care physician who meets your needs. If you're on Medicare, Oak Street Health can be a great resource. The only primary care provider to carry the AARP name, Oak Street Health provides primary care for adults on Medicare and focuses on prevention with personalized care to help keep you healthy — physically, mentally and socially. Benefits include same-day/next-day appointments where available, convenient locations, a dedicated care team and a 24/7 patient support line. AARP membership is not required to visit an Oak Street Health location. 4. Protect your smile Optimal dental care includes daily brushing and flossing and a visit to the dentist every six months. During your visit, the dentist can monitor for and treat any issues, such as cavities or gum disease. However, not all plans include dental insurance, which means you might end up paying out of pocket for your cleaning and other procedures. To avoid that, take a look at your coverage. If needed, explore information on dental insurance options that offer individual or family coverage for the most common dental procedures. Dental insurance generally pays for regular check-ups, so many people who purchase protection will benefit from it immediately. 5. Clarify your hearing coverage Hearing loss is a common age-related ailment. According to the National Institute on Aging , one-third of older adults have hearing loss, and the chance of developing hearing loss increases with age. Hearing aids can be an enormous help, improving socialization, boosting confidence and even helping to increase balance. However, many insurance plans do not include coverage for hearing aids. AARP ® Hearing SolutionsTM provided by UnitedHealthcare ® Hearing provides savings on hearing aids and hearing care . Members can save an average of $2,000 per pair on prescription hearing aids and 15% on accessories — no insurance needed. Plus receive a hearing exam and consultation at no cost and personalized support through a large nationwide network of hearing providers. 6. Consider physical therapy Often, the only times that people consider whether their health insurance covers physical therapy is if they already participate in it or after the doctor has prescribed it. As we age, though, physical therapy can be a useful tool in improving balance or recovering from an injury or procedure to help you remain active. Fortunately, the question of coverage or finding an in-network location doesn't have to derail you. AARP ® Physical Therapy At HomeTM by Luna accepts most insurances and Medicare and is available to members and non-members alike. Plus, Luna's experts come to you, so you can receive quality care from the comfort of your home. If you're creating an end-of-year to-do list, consider adding an assessment of your healthcare coverage. After all, the best time to realize you have a gap in coverage is before you need it. To learn more about AARP member benefits, visit aarp.org/benefits . AARP and its affiliates are not insurers, agents, brokers or producers. AARP member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions. Please contact the provider directly for details.

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Maurid Institute debunks admission fraud allegationRams QB Matthew Stafford riding another December hot streakSANTA CLARA, Calif. (AP) — When the San Francisco 49ers used a third-round pick to draft Jake Moody last year, the hope was it would settle their kicking position for years to come. A shaky second half to Moody's second season with San Francisco has put that into question headed to the offseason. Moody missed his sixth field goal in the past seven games last week, leading to questions about whether the 49ers will need to replace him or at least bring in competition for next season. Coach Kyle Shanahan expressed confidence in Moody on Thursday, attributing some of the struggles to a high ankle sprain he suffered in his kicking leg earlier in the season. “I still feel the same about him, that I believe he is going to be our guy," Shanahan said. “Everyone has got to perform and do things like that and I think he has had a tough year. ... I thought he was doing really well and then had a high ankle sprain to his kicking foot. Since he’s come back, he hasn’t been as consistent, obviously. But I think a lot of that probably has to do with that, just common-sense wise.” Moody got off to a strong start this season, making all six field goals he attempted in the season opener and going 13 for 14 before injuring his ankle while attempting to make a tackle on a kickoff return in Week 5. He missed three games and has struggled since he returned. He missed three field goals in first first game back at Tampa Bay, two more in the snow at Buffalo in Week 13 and then a 41-yarder last week against the Dolphins. “That’s the great thing about kicking is, you can be as talented as whoever and you can struggle,” Moody said. “I feel like this year, I’ve struggled. It doesn’t really waver my confidence or anything. I feel like, throughout my entire life, I’ve gone through struggles, I’ve gone through high points. The biggest thing is to just stay consistent, not change anything.” Moody had an up-and-down rookie season, making 21 of 25 field goals in the regular season and missing only one extra point. But he missed a potential game-winning kick in a loss at Cleveland and missed field goals in playoff wins against Green Bay and Detroit. Moody then made three field goals in the Super Bowl with two coming from more than 50 yards, including a go-ahead 53-yard kick late in the fourth quarter against Kansas City. But Moody also had an extra point blocked in that game. “I believe we’ve got the right guy and I think that eventually, I think he has shown that at times,” Shanahan said. "I thought he showed that at times his rookie year. I thought he showed that big time being 12 out of 13 to start this year. And I think he’ll show us all that in the future.” NOTES: The Niners placed LT Trent Williams on IR after his ankle injury hasn't healed as quickly as hoped. Shanahan didn't think there were any long-term issues. ... LB Dre Greenlaw (calf) will be shut down for the rest of the season after playing parts of two games in his return from a torn left Achilles tendon. ... OL Spencer Burford (calf) didn't practice but might be able to play this week. ... San Francisco has signed two OL this week, adding Matt Hennessy and Charlie Heck. ... RB Isaac Guerendo (hamstring, foot) was limited but appears on track to play this week. AP NFL: https://apnews.com/hub/NFL

Welcome to the Saquon Barkley show. The Philadelphia Eagles kept rolling with a dominant 37-20 road result at the Los Angeles Rams on Sunday Night Football . Los Angeles led in the first quarter but Barkley helped Philadelphia take control at the interval, where it came out of the gates firing en route to double-digit third and fourth quarters. Philadelphia moved to 9-2, currently riding a seven-game winning streak, as it strengthened its hold of the NFC East while Los Angeles fell to 5-6, staying in third in a close NFC West. Let's analyze the game further with winners and losers: A year after San Francisco 49ers ' Christian McCaffrey was the best running back in football, Barkley has claimed the throne. Barkley delivered rushing touchdowns of 72 and 70 yards en route to 255 total on the night. He had 26 carries along with four catches for 47 yards. The performance marked the most rushing yards in a game in Eagles history and the ninth-most in a game in league history. Take a bow. It was the opposite story in the opposing backfield. Despite a positive start, Williams couldn't maintain the consistency and even caused some turnover miscues. Williams ended the game rushing for 16 yards on 72 carries and a touchdown, but also fumbled twice, one of which the Eagles recovered. The Rams needed more on that front to keep pace with Philadelphia, but Barkley's two game-breaking runs didn't help. Philadelphia had several top performers on the defensive side. The nod goes to linebacker Dean, who led the Eagles in total tackles with eight, five of which were solo. He also recorded one sack, two tackles for loss and a QB hit on Matthew Stafford. Milton Williams recorded a game-high two sacks on Stafford, while Brandon Graham and Josh Sweat each added one. It was a day that saw the Giants lose 30-7 against the Tampa Bay Buccaneers. That game featured Baker Mayfield mocking Tommy DeVito after a score, the Giants' new starting QB1 after the team cut Daniel Jones, who they agreed to pay $160 million to over four years. In that loss, the Giants garnered a total of 245 yards through the run and passing attacks. Barkley outgained them on his own just on the ground. A colossal mistake to let Barkley walk keeps finding new ways to haunt New York. Sometimes third-down results can reveal the outcome of a game. That was surely the case in this one, as Philadelphia had no issues moving the chains with 9 of 15 conversions. It was the complete opposite story for Los Angeles, which didn't convert on a single third down despite eight attempts. The Rams did make all three fourth-down conversions, but it wasn't a sustainable method to stay in the game. Both teams had 10 total drives each.

The standard Lorem Ipsum passage, used since the 1500s "Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum." Section 1.10.32 of "de Finibus Bonorum et Malorum", written by Cicero in 45 BC "Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?" To keep reading, please log in to your account, create a free account, or simply fill out the form below.OTTAWA — A lawyer for terrorism suspect Mohamed Harkat told a Federal Court judge Tuesday the Algerian-born refugee has been linked to extremists through speculation, not hard evidence. Harkat, 56, was arrested in Ottawa in December 2002 on suspicion of being an al-Qaida sleeper agent. Harkat says he fled strife-ridden Algeria and worked with an aid agency in Pakistan before he arrived in Canada in 1995 using a false Saudi passport. He denies any involvement in terrorism. The federal government has long been trying to deport the former gas-station attendant using a security certificate — a legal tool for removing non-citizens suspected of ties to extremism or espionage. A Federal Court judge who reviewed the certificate ruled in 2010 there were grounds to believe Harkat is a security threat who maintained ties to Osama bin Laden's terror network after coming to Canada. The judge found Harkat operated a guesthouse for Ibn Khattab and his organization for at least 15 months in Pakistan, demonstrating active membership in an organization involved in terrorist activities. Harkat is back in Federal Court challenging a 2018 decision by a federal delegate that he should not be allowed to remain in Canada. He argues he faces a risk of torture if returned to Algeria. In a written submission to the court, federal lawyers note the delegate found that Harkat’s role as the operator of Khattab's guesthouse made the recruitment, vetting, preparation and training of jihadists and terrorists possible. This allowed the Khattab organization, and the broader bin Laden network with which it was linked, to commit various terrorist acts, the submission adds. In their own submission, counsel for Harkat question the evidence that Khattab was indeed a terrorist. Lawyer Barbara Jackman, representing Harkat, told the hearing Tuesday the federal conclusions were not only unreasonable, but "also it's taking facts and speculating to fill in the blanks." Jackman said operating a guesthouse is not a crime. "Doesn't it depend on the knowledge and intent of the person who's operating the guesthouse?" asked Justice John Norris. The judge suggested the government would need to establish that Harkat knew the purpose of the place. Jackman said Harkat denies even working at the guesthouse. Even so, she took issue with the evidentiary reasoning. "You have to show a connection to the crime or the criminal organization in some kind of real way," she said. "He's a passive actor running a hotel that people come in and out of." At the end of the hearing, Norris said he would make a ruling on Harkat's challenge at a later date. Civil libertarians have criticized the security certificate process as fundamentally unjust because the detainee sees only a summary of the accusations, making them difficult to challenge. In a 2014 ruling, the Supreme Court of Canada said the security certificate regime does not violate the person's right to know and contest the allegations they face. The Supreme Court also concluded Harkat "benefited from a fair process" when Noel reviewed his case. This report by The Canadian Press was first published Dec. 3, 2024. Jim Bronskill, The Canadian Press

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