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René Bennett | (TNS) Bankrate.com If you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.) The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores or to make in-app purchases. Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make contactless payments with any linked card, including an Apple Cash card. Here are some important things to know about setting up and using Apple Cash. Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance. The balance can then be spent or transferred to a linked bank account or debit card. Sending money to peers with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app. You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient’s Apple Cash card instantly, but it may take from one to three days for the balance to be transferred to a bank account. Instant transfers to a bank account are possible, but it comes with a 1.5% fee. There’s also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. Apple Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well send and receive money. Apple Pay, however, allows you to make purchases using any credit card or debit card you have stored in your Wallet — including Apple Cash. With Apple Pay, you add credit and debit cards to your Wallet and then have the ability to pay right with your phone (or other Apple product). To set up Apple Cash, you’ll need three things: —A compatible Apple device. —Two-factor authentication enabled for your Apple ID (this can be done in Settings). —An eligible debit card to load funds onto the Apple Cash card. In the Settings app, you can turn on Apple Cash in the Wallet and Apple Pay section. Tap on the Apple Cash card icon and follow the instructions on the screen. You’ll be asked to agree to the terms and conditions, after which your device will set up Apple Cash for you. The Apple Cash card, once set up, can be found in your device’s Wallet app. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings. You’ll need to have a debit card linked to your digital Wallet to add money to an Apple Cash card. You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. Then, tap the More button (an icon with three dots). This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card. There are two ways to send a payment to someone using Apple Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money. To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you’d like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode. In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon. You’ll be prompted to enter an amount (between $1 and $10,000). Once you’ve reviewed the amount, tap Send and confirm with Face ID, Touch ID or a passcode. The first time money is sent to someone, the recipient will need to accept the payment within seven days for it to go through. After the first instance, payments are automatically accepted. If you’re using Apple Cash to make a purchase either online or in a store, you’ll need to pay using Apple Pay. To request money from your iPhone, open the conversation in the Messages app. Tap the plus icon, followed by Apple Cash. Then, tap Request. Tap the send button to send your payment request. Once the request is sent, the person you sent it to can confirm or change the amount they send to you. You can also request money from your Apple watch. Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request. As you start to accumulate money on the Apple Cash card, you may want to move it to a debit card or a bank account . This can be done by going to the same place where you added funds to the card, by clicking the icon with three dots next to your digital card. Related Articles Technology | Home entertainment holiday gift ideas at a discount Technology | Are you tracking your health with a device? Here’s what could happen with the data Technology | How to get started with Bluesky Technology | US gathers allies to talk AI safety. Trump’s vow to undo Biden’s AI policy overshadows their work Technology | Trump team is seeking to ease US Rules for self-driving cars Enter an amount to be transferred, then tap Next. You’ll be asked whether you want to do an instant transfer (for a 1.5% fee) or a transfer in one to three business days for free. After making a selection, the screen will instruct you to set up a bank account if you don’t already have one set up. You’ll confirm the payment, and the transfer is initiated. Instant transfers can only be made to an eligible debit card, not a bank account. Money is sent within 30 minutes when you select instant transfer. —Zelle: If your bank is offers Zelle, it might be a good idea to take advantage of the P2P payment service. Zelle can be accessed directly from your bank’s mobile app, and it allows you to send instant transfers at no extra cost. —Venmo: Anyone can use Venmo, as long as they’ve downloaded the app. Unlike Apple Cash or Zelle, it’s a standalone P2P payment app. Venmo comes with a social element — users can follow each other and add fun emojis to their payments, although they can also keep their account activity private. —PayPal: This P2P payment service is a good option if you want to send money internationally. It also offers a PayPal Debit card, which, like the Apple Cash card, can be used to make purchases online or in stores. —Samsung Pay Cash: Samsung device users can use this option instead of Apple Cash. Similar to Apple Cash, it is a digital wallet that you can access from a Samsung mobile device. However, to take full advantage of Samsung Pay Cash, users will need to undergo an extra registration process to upgrade to a Full Card Account. Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider other P2P payment apps . ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.wolf juego casino 。

Trump’s tariff threat could shake North American trade relations and upend agri-food trade... The number of enrollees in the Lagos State Health Insurance Scheme “Ilera Eko” has grown to a total of 1,152,455. According to the Permanent Secretary of the Lagos State Health Management Agency (LASHMA), Dr Emmanuella Zamba, the total number of enrollees, which stood at 923,000 in 2023 has increased by 229, 455 in the last twelve months. The Permanent Secretary made this known while delivering the lead speech during a media briefing to commemorate the Universal Health Coverage (UHC) Day 2024. the theme, “Health: It’s on the (house) Government.” Recall that the State Governor, Mr Babajide Sanwo-Olu, had earlier this year signed an Executive Order which was to domesticate the National Health Insurance Authority (NHIA) Act. The Order was also to strengthen the Lagos State Health Scheme Law of 2015, which makes enrolment in ILERA EKO mandatory for all residents by ensuring that more people can access quality healthcare services. Speaking further, Zamba said: “This year’s theme underscores the vital role of government leadership in ensuring that healthcare is accessible, affordable, and equitable for all. It also provides the opportunity for us to showcase the Government’s immense contributions to healthcare using the ILERA EKO Way. “Universal Health Coverage is not just a global ideal; it is a fundamental human right that all people have access to the full range of quality health services they need, when and where they need them, without financial hardship. “Lagos State has made tremendous strides toward Universal Health Coverage, and our journey has been driven by the ILERA EKO scheme, which embodies the government’s commitment to health equity. Since the enactment of the Lagos State Health Scheme Law in 2015, LASHMA has worked tirelessly to ensure that residents are protected from catastrophic health expenditures and can access quality care when they need it.” The Permanent Secretary added, “Investing in health is not just about improving lives—it is about strengthening the backbone of our societies and economies. A healthy population means a more productive workforce, stronger communities, and greater national resilience. “Universal Health Coverage is the key to achieving these outcomes, and it requires unwavering political will, strategic funding, and inclusive policies that prioritize the needs of the most vulnerable. “Today, we will take you through our journey to UHC using the ILERA EKO Way. We will share how the scheme has grown over the years, with over one million enrollees and an expanded benefits package. We will also highlight our strategies to enlighten the public and drive enrollment. Public awareness is critical to the success of ILERA EKO, and we have implemented innovative initiatives to simplify the enrolment process and ensure that every Lagosian is aware of the scheme’s benefits. “We will provide insights into these strategies, including our growth initiatives designed to enhance the scheme’s reach and impact.” Zamba explained that in order to boost ILERA EKO scheme, the agency had partnered with a healthcare provider network, saying.the network was the backbone of the scheme which provides channels to make enquiries and complaints. “Additionally, we will look into how we are addressing the needs of vulnerable populations through the Eko Social Health Alliance (EKOSHA). You will see how we are bridging the gap through our innovative approach, ensuring that no Lagosian is left behind in our journey to UHC. “We will also highlight measures we are taking to ensure that all residents fulfill their obligation to enroll in ILERA EKO, which is critical to achieving our shared goal of Universal Health Coverage,” she stated. In her contribution, Head Monitoring & Evaluation of LASHMA, Tayo Adetoro said that since the inception of Ilera Eko, a total of 1,152, 455 Lagosians have enrolled in the programme. She added that the agency has been partnering with other agencies to ensure that the scope of expansion is enhanced.

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India National Cricket Team vs Australia National Cricket Team Live Score Updates: The Australia national cricket team and the India national cricket team are currently engaged in the fourth Test of the ongoing Border-Gavaskar Trophy 2024-25 at Melbourne Cricket Ground in Melbourne. Day 2 of the Boxing Day Test witnessed Australia first ransack Indian bowlers for plenty, with Steve Smith leading the charge, and then with the ball, Pat Cummins and Scott Boland dismantle Indian batters to gain control of the contest heading into Day 3. Smith notched up his 11th Test ton against India, and ensured that the Australian tail also wagged, with the skipper Cummins scoring 49, and others contributing as well taking the hosts' total to 474 IND vs AUS 4th Test 2024: Australia Cricket Team in Commanding Position After Scott Boland’s Spell Halts India’s Fightback at Stumps on Day 2 . In reply, India started their innings on a disastrous note, with captain Rohit Sharma failing again. Cummins had Sharma dismiss off a pull shot, which the Indian batter is known for. Yashasvi Jaiswal and KL Rahul looked to snitch a long stand, but the latter got knocked over on 24 off Pat Cummins. However, Kohli and Jaiswal held the fort for India adding 102 runs, before a mixup cost the opener his wicket after a well-made 82. Kohli, too, gave his wicket away in a similar fashion after resisting deliveries out the off-stump line as pacer Scott Boland provided Australia with a crucial breakthrough. Nightwatchman Akash Depp also lasted merely 13 balls as Boland claimed his second wicket. India will bank on Rishabh Pant and Ravindra Jadeja to get the visitors out of the ditch when Day 3 resumes. IND vs AUS 4th Test 2024: Virat Kohli Jeered at MCG After Dismissal; Turns Around for Short Standoff With Fans (Watch Video) . IND vs AUS 4th Test 2024 Squad: India National Cricket Team: Yashasvi Jaiswal, KL Rahul, Shubman Gill, Virat Kohli, Rishabh Pant(w), Rohit Sharma(c), Ravindra Jadeja, Nitish Kumar Reddy, Jasprit Bumrah, Mohammed Siraj, Akash Deep, Abhimanyu Easwaran, Sarfaraz Khan, Tanush Kotian, Washington Sundar, Australia National Cricket Team: Usman Khawaja, Sam Konstas, Jhye Richardson, Marnus Labuschagne, Steven Smith, Travis Head, Mitchell Marsh, Alex Carey(w), Pat Cummins(c), Mitchell Starc, Nathan Lyon, Scott Boland, Sean Abbott, Beau Webster (The above story first appeared on LatestLY on Dec 28, 2024 04:45 AM IST. For more news and updates on politics, world, sports, entertainment and lifestyle, log on to our website latestly.com ).COLUMBUS, Ohio — Nick Suzuki scored 44 seconds into overtime and the Montreal Canadiens beat the Columbus Blue Jackets 4-3 on Wednesday night, snapping a two-game skid. Juraj Slafkovsky had a goal and an assist, Cole Caufield added a power-play goal and Emil Heineman also scored. Cayden Primeau made 21 saves for Montreal (8-11-3). Mathieu Olivier and Yegor Chinakhov scored for Columbus (9-9-3). Zach Werenski had a Gordie Howe hat trick with a goal, an assist and a fight. Elvis Merzlikins made 19 saves. Takeaways Canadiens: Despite playing the second game of a back-to-back on the road, the Canadiens skated hard and rallied when they needed to before securing the win in overtime. Blue Jackets: Columbus squandered the lead twice as its three-game win streak ended. Key moment Kent Johnson lost an edge while skating up the ice in overtime, leading to an odd-man rush. Suzuki then buried his own rebound for the winning goal. Key stat Werenski’s assist on Olivier’s goal was his eighth in six games, tying Bryan Berard for the longest streak by a Blue Jackets defenseman. Werenski leads the team with 21 points (six goals, 15 assists). His 21 points in 21 games rank third among NHL defensemen this season. Columbus Blue Jackets forward Yegor Chinakhov, center, scores past Montreal Canadiens goalie Cayden Primeau, left, in front of Canadiens defenseman Jayden Struble during the second period of an NHL hockey game in Columbus, Ohio, Wednesday, Nov. 27, 2024. Credit: AP/Paul Vernon Up next The Canadiens visit the New York Rangers on Saturday afternoon, while the Blue Jackets host Calgary on Friday afternoon.

Republican presidential nominee former President Donald Trump watches a video screen at a campaign rally at the Salem Civic Center, in Salem, Va, Nov. 2, 2024. We are back to Mr. Trump’s first term, when the tweet of the day hung over us like the tweet of Damocles, Carlo Dade writes. Evan Vucci/The Associated Press Carlo Dade is director of trade and trade infrastructure at the Canada West Foundation. To stop and think before acting is generally good advice but particularly when dealing with Donald Trump and his social media posts. The president-elect shocked many in Canada and Mexico this week by saying he’d impose 25-per-cent tariffs on their exports, unless both countries deal with what he called drug and border-security issues. For Canadian leaders, the rush to act in the face of the news cycle and the pressure from businesses and voters who don’t typically follow trade news is immense. However, with Mr. Trump, a rush to act or respond is a rush to misunderstand, misinterpret and make mistakes. Is the 25-per-cent tariff serious? Will Mr. Trump be satisfied with any action Canada takes on fentanyl? What, if anything, does he specifically want to see on migration at the border? Or is it the case, as some observers say, that the tariff threat is an opening salvo to take apart the world’s liberal trading order and put in place a more transactional economic system? Once again, we do not know. We are back to Mr. Trump’s first term, when the tweet of the day hung over us like the tweet of Damocles. We’re inclined to toss everything we can think of on the table to appease someone who probably does not know what he wants until he sees it. Explainer: As Trump threatens tariffs, here are five things we know so far What we do know is this: Creating panic and desperation is Mr. Trump’s second favourite negotiating trap. Canadian premiers have already fallen for his first favourite negotiating trap: divide and conquer. Last week, Ontario Premier Doug Ford said he and his provincial counterparts agree that we should cut Mexico out of North American free trade to save Canada’s relationship with the United States. Now we see that attempt to differentiate Canada from Mexico failed to win us any respite from being lumped together on the tariff announcement. Instead, it only alienated a potential ally, the only one we may have for some of the fights that lie ahead. To panic and to rush to action and speech would be to make a second serious miscalculation in as many weeks in dealing with the incoming administration. What we can do is sharpen our understanding of some of the emerging lessons from a new, incoming Trump administration to formulate our response. There was some hope initially, from my colleagues and me at least, that think tanks staffed with former Trump officials – such as Robert Lighthizer and Peter Navarro, who had drafted detailed tariff plans – and leaders of the new conservative populist movement in the U.S., would provide some degree of direction and predictability from a new administration. What you should and shouldn’t do with your money after Trump’s tariffs warning Looking at the appointments that Mr. Trump has made so far, this may still hold true for some portfolios, such as agriculture, education and housing. But not for areas where the president-elect has a personal interest. These areas include justice, defence, energy and, unfortunately, trade. Then there is the fact that this state of play may change. As we saw in Mr. Trump’s first administration, Commerce Secretary Wilbur Ross, a more orthodox businessman, was at first in charge of trade policy until being replaced by U.S. Trade Representative Robert Lighthizer. This time, Mr. Lighthizer is not around, and we have to see how the new team develops. So, how do we respond? Step one is to stop walking into obvious traps. That starts with Mr. Trump’s favourite trap, divide and conquer. It’s not just about Mexico. At home, bickering among political parties and levels of government is to hand Trump the keys to Canada. The political-campaign and consulting class must come to its senses and realize that whether its interest wins out over national interest will determine our future under Mr. Trump. Canada could survive the loss of the North American trade agreement where, according to the Canada West Foundation’s calculations, tariffs would rise 2 or 5 percent on about half of what we export to the U.S. But for a country that relies on trade for two-thirds of its GDP, a 25-per-cent tariff on 77.4 per cent of everything it exports is an existential threat. With foreign partners (or frenemies) such as Mexico, we need to choose when we work with and when to distance ourselves from them instead of Mr. Trump dictating this and dividing us to suit his, not our, needs. These decisions have to be made strategically, not in panicked responses delivered in campaign-style photo-op announcements. Finally, we must keep in mind that the Americans cannot keep tariffs in place forever. A domestic political backlash will eventually break out, and the struggle then becomes one of national wills. We are at a moment when we can no longer afford excuses for putting party above country. This starts at the top but falls to every level of government and opposition.

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Dibrugarh: State water resources minister Pijush Hazarika on Thursday announced an ambitious plan to revitalise natural water bodies and construct artificial reservoirs in Dibrugarh district as part of govt’s comprehensive flood management strategy . The initiative is a response to the district's recurring flood challenges during the monsoon season . The proposed network of natural and artificial reservoirs is expected to act as a crucial buffer system, helping regulate water levels and reduce the impact of heavy rainfall on urban areas. “Our primary focus is cleaning and restoring existing water bodies to enhance their capacity as natural reservoirs during the monsoon season. Additionally, we will create new artificial water bodies through strategic excavation to further strengthen our flood control infrastructure,” said Hazarika during an inspection of flood and erosion-affected areas of Dibrugarh. The minister, accompanied by Dibrugarh MLA Prasanta Phukan, Lahowal MLA Binod Hazarika and Assam Tourism Development Corporation chairman Rituparna Baruah, conducted a detailed assessment of the flood and erosion-affected areas. We also published the following articles recently Min unveils plans to revitalise lakes, create artificial reservoirs to tackle Dibrugarh floods Dibrugarh is implementing a new flood management strategy involving revitalizing natural water bodies and constructing artificial reservoirs. Water resources minister Pijush Hazarika, along with local MLAs, inspected flood-prone areas and announced the initiative. The project aims to enhance the district's flood control infrastructure and mitigate the impact of heavy monsoon rainfall. Rs 321cr project launched to strengthen Dibrugarhs flood defence Dibrugarh MLA Prasanta Phukan launched a Rs 321 crore anti-erosion project along the Brahmaputra riverbank, funded by the Asian Development Bank. The 8-km project from Chota Mothola to Mohanaghat will employ advanced technology, including geo-bags and concrete porcupines, to reinforce existing embankments and construct new ones. Dibrugarh villagers capture black panther Villagers in Dibrugarh, India, captured a black panther that had been terrorizing their livestock for over ten days. Using a hen as bait, they trapped the panther, nicknamed "Ghoong," in an iron cage. The panther, responsible for killing numerous goats and chickens, was captured early Saturday, bringing relief to the fearful community. Stay updated with the latest news on Times of India . Don't miss daily games like Crossword , Sudoku , and Mini Crossword .None

NoneSen. Rand Paul, R-Ken., talks about the debt ceiling and government spending on ‘Sunday Morning Futures.’ Sen. Rand Paul, R-Ky., is calling out the Biden administration for spending over a trillion taxpayer dollars on "government waste" this year, including on a bearded lady cabaret show, Arabic Sesame Street, and "girl-centered climate action." The Kentucky senator released his annual "Festivus" report that details different ways in which the current administration spent taxpayer dollars throughout the year. The 2024 Festivus Waste Report found that the Biden-Harris administration spent over $1 trillion this year, including giving a $10,000 grant to "Beards on Ice" — an ice skating drag show on climate change put on by the Bearded Ladies Cabaret, a self-described "queer cabaret arts organization." Additionally, the Agency for International Development (USAID) spent $20 million on a Sesame Street spin-off show in Iraq, titled "Ahlan Simsim," in an effort to promote "inclusion" and "mutual respect." WHERE'S BIDEN? LAME-DUCK PRESIDENT SLAMMED FOR ‘QUIET QUITTING’ AMID MAJOR GOVERNMENT FUNDING BATTLE Members of the Bearded Ladies Cabaret cross Broad St., before a march by supporters of Sen. Bernie Sanders, I-Vt., in Philadelphia, Pa., on the first day of the Democratic National Convention, July 25, 2016. (Tom Williams) About $1.5 was spent experimenting how different species, such as young female kittens, respond to motion sickness. According to the report, researchers would strap kittens to a table, where they are spun around in several directions and have holes drilled into their skulls to keep them in place — "and it’s all being done with your money," Paul writes in the report. "More than one and a half million dollars of it." The Department of Health and Human Services (HHS) reportedly gave New York University (NYU) over $400,000 to study whether lonely rats seek cocaine more than rats who are in positive environments, while the Department of the Interior (DOI) allocated $12 million to fund a pickleball complex in Las Vegas, according to the report. Basma, Muppet From Ahlan Simsim, Sesame Street, speaks onstage during the 2019 Concordia Annual Summit - Day 1 at Grand Hyatt New York on September 23, 2019 in New York City. (Riccardo Savi) "Now, did the government really need to spend nearly half a million dollars to verify that social isolation and starvation may lead to increased drug usage? One thing is for sure, we must end this rat-wheel of waste!" Paul wrote in the report. THE 34 HOUSE REPUBLICANS WHO VOTED AGAINST A BILL TO AVERT A PARTIAL GOVERNMENT SHUTDOWN The State Department spent $3 million on "Girl-Centered Climate Action" in Brazil, a program reportedly designed to "empower young women to become climate leaders by integrating equity and inclusivity into environmental activism," the report writes, citing the grant details. Sen. Rand Paul, R-Ky., ranking member of the Senate Homeland Security and Governmental Affairs, blocked a bill Wednesday that would have allowed local law enforcement agencies to track aerial drones. (Jose Luis Magana) "As the average American taxpayers struggle to pay rent, their hard-earned dollars are ironically funneled into more real estate," the report read, referring to the Biden struggles spending $10B on maintaining and furnishing buildings that were almost entirely empty. The Department of Energy (DOE) gave automakers $15.5 billion to push the industry into the electric vehicle (EV) sector , while another $388,000 was given to "Magic in the United States," a podcast discussing how magical beliefs and practices have evolved in the U.S. CLICK HERE TO GET THE FOX NEWS APP The senator also mentioned the Biden administration giving $2.1 million to fund Paraguay's border: "Nothing says "America First" like securing someone else’s border," Paul wrote. Aubrie Spady is a Writer for Fox News Digital.